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AXIS CAPITAL HOLDINGS LTD（AXS）与Cincinnati Financial（CINF）财务数据对比。点击上方公司名可切换其他公司
Cincinnati Financial的季度营收约是AXIS CAPITAL HOLDINGS LTD的1.8倍（$3.1B vs $1.7B）。Cincinnati Financial净利率更高（21.9% vs 16.7%，领先5.2%）。Cincinnati Financial同比增速更快（21.8% vs 17.8%）。过去两年AXIS CAPITAL HOLDINGS LTD的营收复合增速更高（10.3% vs 2.6%）
AXIS资本控股有限公司是AXIS集团的控股主体，通过百慕大、美国、加拿大、欧洲及新加坡的子公司与分支机构网络，提供各类风险转移产品及服务。保险业务覆盖财产、职业责任、恐怖主义、航运、能源、环境等领域，再保险业务包含财产、职业责任、信用债券等品类。
辛辛那提金融公司主营财产与意外伤害保险，通过旗下辛辛那提保险公司、辛辛那提赔偿公司及辛辛那提意外伤害保险公司运营核心业务。目前该公司在美国国内财险保费市场占比达1.01%，按市场份额计算位列美国第20大保险公司。
AXS vs CINF — 直观对比
营收规模更大
CINF
是对方的1.8倍
$1.7B
营收增速更快
CINF
高出3.9%
17.8%
净利率更高
CINF
高出5.2%
16.7%
两年增速更快
AXS
近两年复合增速
2.6%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $1.7B | $3.1B |
| 净利润 | $289.6M | $676.0M |
| 毛利率 | — | — |
| 营业利润率 | 19.0% | 27.2% |
| 净利率 | 16.7% | 21.9% |
| 营收同比 | 17.8% | 21.8% |
| 净利润同比 | -1.4% | 66.9% |
| 每股收益（稀释后） | $3.63 | $4.29 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXSCINF
| Q4 25 | $1.7B | $3.1B | ||
| Q3 25 | $1.7B | $3.7B | ||
| Q2 25 | $1.6B | $3.2B | ||
| Q1 25 | $1.5B | $2.6B | ||
| Q4 24 | $1.5B | $2.5B | ||
| Q3 24 | $1.6B | $3.3B | ||
| Q2 24 | $1.5B | $2.5B | ||
| Q1 24 | $1.4B | $2.9B |
净利润AXSCINF
| Q4 25 | $289.6M | $676.0M | ||
| Q3 25 | $301.9M | $1.1B | ||
| Q2 25 | $223.4M | $685.0M | ||
| Q1 25 | $194.1M | $-90.0M | ||
| Q4 24 | $293.6M | $405.0M | ||
| Q3 24 | $180.7M | $820.0M | ||
| Q2 24 | $212.0M | $312.0M | ||
| Q1 24 | $395.5M | $755.0M |
营业利润率AXSCINF
| Q4 25 | 19.0% | 27.2% | ||
| Q3 25 | 22.1% | 37.9% | ||
| Q2 25 | 17.2% | 26.3% | ||
| Q1 25 | 15.5% | -5.0% | ||
| Q4 24 | 18.6% | 18.9% | ||
| Q3 24 | 14.2% | 31.3% | ||
| Q2 24 | 17.4% | 15.2% | ||
| Q1 24 | 19.0% | 32.5% |
净利率AXSCINF
| Q4 25 | 16.7% | 21.9% | ||
| Q3 25 | 18.0% | 30.1% | ||
| Q2 25 | 13.7% | 21.1% | ||
| Q1 25 | 12.8% | -3.5% | ||
| Q4 24 | 20.0% | 16.0% | ||
| Q3 24 | 11.2% | 24.7% | ||
| Q2 24 | 14.6% | 12.3% | ||
| Q1 24 | 27.8% | 25.7% |
每股收益（稀释后）AXSCINF
| Q4 25 | $3.63 | $4.29 | ||
| Q3 25 | $3.74 | $7.11 | ||
| Q2 25 | $2.72 | $4.34 | ||
| Q1 25 | $2.26 | $-0.57 | ||
| Q4 24 | $3.38 | $2.57 | ||
| Q3 24 | $2.04 | $5.20 | ||
| Q2 24 | $2.40 | $1.98 | ||
| Q1 24 | $4.53 | $4.78 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $820.3M | $148.0M |
| 总债务越低越好 | — | $861.0M |
| 股东权益账面价值 | $6.4B | $15.9B |
| 总资产 | $34.5B | $41.0B |
| 负债/权益比越低杠杆越低 | — | 0.05× |
8季度趋势，按日历期对齐
现金及短期投资AXSCINF
| Q4 25 | $820.3M | $148.0M | ||
| Q3 25 | $825.9M | $1.6B | ||
| Q2 25 | $852.1M | $1.1B | ||
| Q1 25 | $2.8B | $1.1B | ||
| Q4 24 | $2.1B | $1.3B | ||
| Q3 24 | $981.0M | $1.8B | ||
| Q2 24 | $1.1B | $771.0M | ||
| Q1 24 | $1.1B | $619.0M |
总债务AXSCINF
| Q4 25 | — | $861.0M | ||
| Q3 25 | — | $858.0M | ||
| Q2 25 | — | $859.0M | ||
| Q1 25 | — | $853.0M | ||
| Q4 24 | — | $850.0M | ||
| Q3 24 | — | $849.0M | ||
| Q2 24 | — | $849.0M | ||
| Q1 24 | — | $848.0M |
股东权益AXSCINF
| Q4 25 | $6.4B | $15.9B | ||
| Q3 25 | $6.4B | $15.4B | ||
| Q2 25 | $6.2B | $14.3B | ||
| Q1 25 | $5.9B | $13.7B | ||
| Q4 24 | $6.1B | $13.9B | ||
| Q3 24 | $6.1B | $13.8B | ||
| Q2 24 | $5.7B | $12.8B | ||
| Q1 24 | $5.5B | $12.7B |
总资产AXSCINF
| Q4 25 | $34.5B | $41.0B | ||
| Q3 25 | $34.3B | $40.6B | ||
| Q2 25 | $34.2B | $38.8B | ||
| Q1 25 | $33.2B | $37.3B | ||
| Q4 24 | $32.5B | $36.5B | ||
| Q3 24 | $32.7B | $37.0B | ||
| Q2 24 | $32.1B | $34.8B | ||
| Q1 24 | $31.8B | $33.7B |
负债/权益比AXSCINF
| Q4 25 | — | 0.05× | ||
| Q3 25 | — | 0.06× | ||
| Q2 25 | — | 0.06× | ||
| Q1 25 | — | 0.06× | ||
| Q4 24 | — | 0.06× | ||
| Q3 24 | — | 0.06× | ||
| Q2 24 | — | 0.07× | ||
| Q1 24 | — | 0.07× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $630.4M | $947.0M |
| 自由现金流经营现金流 - 资本支出 | — | $939.0M |
| 自由现金流率自由现金流/营收 | — | 30.4% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | 2.18× | 1.40× |
| 过去12个月自由现金流最近4个季度 | — | $3.1B |
8季度趋势，按日历期对齐
经营现金流AXSCINF
| Q4 25 | $630.4M | $947.0M | ||
| Q3 25 | $673.8M | $1.1B | ||
| Q2 25 | $-1.7B | $741.0M | ||
| Q1 25 | $309.1M | $310.0M | ||
| Q4 24 | $355.5M | $642.0M | ||
| Q3 24 | $587.0M | $912.0M | ||
| Q2 24 | $518.1M | $742.0M | ||
| Q1 24 | $384.1M | $353.0M |
自由现金流AXSCINF
| Q4 25 | — | $939.0M | ||
| Q3 25 | — | $1.1B | ||
| Q2 25 | — | $737.0M | ||
| Q1 25 | — | $307.0M | ||
| Q4 24 | — | $638.0M | ||
| Q3 24 | — | $906.0M | ||
| Q2 24 | — | $737.0M | ||
| Q1 24 | — | $346.0M |
自由现金流率AXSCINF
| Q4 25 | — | 30.4% | ||
| Q3 25 | — | 29.8% | ||
| Q2 25 | — | 22.7% | ||
| Q1 25 | — | 12.0% | ||
| Q4 24 | — | 25.1% | ||
| Q3 24 | — | 27.3% | ||
| Q2 24 | — | 29.0% | ||
| Q1 24 | — | 11.8% |
资本支出强度AXSCINF
| Q4 25 | — | 0.3% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 0.1% | ||
| Q1 25 | — | 0.1% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.2% | ||
| Q1 24 | — | 0.2% |
现金转化率AXSCINF
| Q4 25 | 2.18× | 1.40× | ||
| Q3 25 | 2.23× | 0.99× | ||
| Q2 25 | -7.41× | 1.08× | ||
| Q1 25 | 1.59× | — | ||
| Q4 24 | 1.21× | 1.59× | ||
| Q3 24 | 3.25× | 1.11× | ||
| Q2 24 | 2.44× | 2.38× | ||
| Q1 24 | 0.97× | 0.47× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AXS
暂无分部数据
CINF
| Commercial Lines Insurance | $1.2B | 40% |
| Personal Lines Insurance | $860.0M | 28% |
| Investment Segment Of CINF | $488.0M | 16% |
| Other | $224.0M | 7% |
| Excessand Surplus Lines Insurance | $189.0M | 6% |
| Life Insurance | $86.0M | 3% |
