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AXIS CAPITAL HOLDINGS LTD（AXS）与KEMPER Corp（KMPR）财务数据对比。点击上方公司名可切换其他公司
AXIS CAPITAL HOLDINGS LTD的季度营收约是KEMPER Corp的1.5倍（$1.7B vs $1.1B），AXIS CAPITAL HOLDINGS LTD净利率更高（16.7% vs -0.7%，领先17.4%），AXIS CAPITAL HOLDINGS LTD同比增速更快（17.8% vs -4.7%），过去两年AXIS CAPITAL HOLDINGS LTD的营收复合增速更高（10.3% vs -0.5%）
AXIS资本控股有限公司是AXIS集团的控股主体，通过百慕大、美国、加拿大、欧洲及新加坡的子公司与分支机构网络，提供各类风险转移产品及服务。保险业务覆盖财产、职业责任、恐怖主义、航运、能源、环境等领域，再保险业务包含财产、职业责任、信用债券等品类。
坎伯公司（Kemper Corporation）是总部位于美国伊利诺伊州芝加哥的保险服务商，总资产近130亿美元，旗下品牌矩阵为个人、家庭及企业客户提供多元保险产品服务。
AXS vs KMPR — 直观对比
营收规模更大
AXS
是对方的1.5倍
$1.1B
营收增速更快
AXS
高出22.5%
-4.7%
净利率更高
AXS
高出17.4%
-0.7%
两年增速更快
AXS
近两年复合增速
-0.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.7B | $1.1B |
| 净利润 | $289.6M | $-8.0M |
| 毛利率 | — | — |
| 营业利润率 | 19.0% | — |
| 净利率 | 16.7% | -0.7% |
| 营收同比 | 17.8% | -4.7% |
| 净利润同比 | -1.4% | -108.2% |
| 每股收益（稀释后） | $3.63 | $-0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXSKMPR
| Q4 25 | $1.7B | $1.1B | ||
| Q3 25 | $1.7B | $1.2B | ||
| Q2 25 | $1.6B | $1.2B | ||
| Q1 25 | $1.5B | $1.2B | ||
| Q4 24 | $1.5B | $1.2B | ||
| Q3 24 | $1.6B | $1.2B | ||
| Q2 24 | $1.5B | $1.1B | ||
| Q1 24 | $1.4B | $1.1B |
净利润AXSKMPR
| Q4 25 | $289.6M | $-8.0M | ||
| Q3 25 | $301.9M | $-21.0M | ||
| Q2 25 | $223.4M | $72.6M | ||
| Q1 25 | $194.1M | $99.7M | ||
| Q4 24 | $293.6M | $97.4M | ||
| Q3 24 | $180.7M | $73.7M | ||
| Q2 24 | $212.0M | $75.4M | ||
| Q1 24 | $395.5M | $71.3M |
营业利润率AXSKMPR
| Q4 25 | 19.0% | — | ||
| Q3 25 | 22.1% | — | ||
| Q2 25 | 17.2% | — | ||
| Q1 25 | 15.5% | — | ||
| Q4 24 | 18.6% | — | ||
| Q3 24 | 14.2% | 11.2% | ||
| Q2 24 | 17.4% | 10.1% | ||
| Q1 24 | 19.0% | 7.6% |
净利率AXSKMPR
| Q4 25 | 16.7% | -0.7% | ||
| Q3 25 | 18.0% | -1.7% | ||
| Q2 25 | 13.7% | 5.9% | ||
| Q1 25 | 12.8% | 8.4% | ||
| Q4 24 | 20.0% | 8.2% | ||
| Q3 24 | 11.2% | 6.3% | ||
| Q2 24 | 14.6% | 6.7% | ||
| Q1 24 | 27.8% | 6.2% |
每股收益（稀释后）AXSKMPR
| Q4 25 | $3.63 | $-0.03 | ||
| Q3 25 | $3.74 | $-0.34 | ||
| Q2 25 | $2.72 | $1.12 | ||
| Q1 25 | $2.26 | $1.54 | ||
| Q4 24 | $3.38 | $1.51 | ||
| Q3 24 | $2.04 | $1.14 | ||
| Q2 24 | $2.40 | $1.16 | ||
| Q1 24 | $4.53 | $1.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $820.3M | — |
| 总债务越低越好 | — | $943.5M |
| 股东权益账面价值 | $6.4B | $2.7B |
| 总资产 | $34.5B | $12.5B |
| 负债/权益比越低杠杆越低 | — | 0.35× |
8季度趋势，按日历期对齐
现金及短期投资AXSKMPR
| Q4 25 | $820.3M | — | ||
| Q3 25 | $825.9M | $371.2M | ||
| Q2 25 | $852.1M | $407.6M | ||
| Q1 25 | $2.8B | $545.3M | ||
| Q4 24 | $2.1B | $1.0B | ||
| Q3 24 | $981.0M | $696.9M | ||
| Q2 24 | $1.1B | $539.1M | ||
| Q1 24 | $1.1B | $520.7M |
总债务AXSKMPR
| Q4 25 | — | $943.5M | ||
| Q3 25 | — | $943.1M | ||
| Q2 25 | — | $942.6M | ||
| Q1 25 | — | $942.1M | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | — | $1.4B | ||
| Q2 24 | — | $1.4B | ||
| Q1 24 | — | $1.4B |
股东权益AXSKMPR
| Q4 25 | $6.4B | $2.7B | ||
| Q3 25 | $6.4B | $2.7B | ||
| Q2 25 | $6.2B | $370.0M | ||
| Q1 25 | $5.9B | $366.0M | ||
| Q4 24 | $6.1B | $2.8B | ||
| Q3 24 | $6.1B | $2.8B | ||
| Q2 24 | $5.7B | $358.0M | ||
| Q1 24 | $5.5B | $2.6B |
总资产AXSKMPR
| Q4 25 | $34.5B | $12.5B | ||
| Q3 25 | $34.3B | $12.4B | ||
| Q2 25 | $34.2B | $12.6B | ||
| Q1 25 | $33.2B | $12.5B | ||
| Q4 24 | $32.5B | $12.6B | ||
| Q3 24 | $32.7B | $12.6B | ||
| Q2 24 | $32.1B | $12.6B | ||
| Q1 24 | $31.8B | $12.6B |
负债/权益比AXSKMPR
| Q4 25 | — | 0.35× | ||
| Q3 25 | — | 0.35× | ||
| Q2 25 | — | 2.55× | ||
| Q1 25 | — | 2.57× | ||
| Q4 24 | — | 0.50× | ||
| Q3 24 | — | 0.50× | ||
| Q2 24 | — | 3.88× | ||
| Q1 24 | — | 0.54× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $630.4M | $175.0M |
| 自由现金流经营现金流 - 资本支出 | — | $166.2M |
| 自由现金流率自由现金流/营收 | — | 14.7% |
| 资本支出强度资本支出/营收 | — | 0.8% |
| 现金转化率经营现金流/净利润 | 2.18× | — |
| 过去12个月自由现金流最近4个季度 | — | $553.9M |
8季度趋势，按日历期对齐
经营现金流AXSKMPR
| Q4 25 | $630.4M | $175.0M | ||
| Q3 25 | $673.8M | $139.9M | ||
| Q2 25 | $-1.7B | $89.6M | ||
| Q1 25 | $309.1M | $180.0M | ||
| Q4 24 | $355.5M | $175.1M | ||
| Q3 24 | $587.0M | $141.9M | ||
| Q2 24 | $518.1M | $22.9M | ||
| Q1 24 | $384.1M | $43.0M |
自由现金流AXSKMPR
| Q4 25 | — | $166.2M | ||
| Q3 25 | — | $133.4M | ||
| Q2 25 | — | $82.0M | ||
| Q1 25 | — | $172.3M | ||
| Q4 24 | — | $165.4M | ||
| Q3 24 | — | $131.4M | ||
| Q2 24 | — | $5.2M | ||
| Q1 24 | — | $27.7M |
自由现金流率AXSKMPR
| Q4 25 | — | 14.7% | ||
| Q3 25 | — | 10.8% | ||
| Q2 25 | — | 6.7% | ||
| Q1 25 | — | 14.4% | ||
| Q4 24 | — | 13.9% | ||
| Q3 24 | — | 11.1% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | — | 2.4% |
资本支出强度AXSKMPR
| Q4 25 | — | 0.8% | ||
| Q3 25 | — | 0.5% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 0.8% | ||
| Q3 24 | — | 0.9% | ||
| Q2 24 | — | 1.6% | ||
| Q1 24 | — | 1.3% |
现金转化率AXSKMPR
| Q4 25 | 2.18× | — | ||
| Q3 25 | 2.23× | — | ||
| Q2 25 | -7.41× | 1.23× | ||
| Q1 25 | 1.59× | 1.81× | ||
| Q4 24 | 1.21× | 1.80× | ||
| Q3 24 | 3.25× | 1.93× | ||
| Q2 24 | 2.44× | 0.30× | ||
| Q1 24 | 0.97× | 0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AXS
| Reinsurance | $1.4B | 82% |
| Other | $311.3M | 18% |
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
