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AXIS CAPITAL HOLDINGS LTD（AXS）与SELECTIVE INSURANCE GROUP INC（SIGI）财务数据对比。点击上方公司名可切换其他公司
AXIS CAPITAL HOLDINGS LTD的季度营收约是SELECTIVE INSURANCE GROUP INC的1.3倍（$1.7B vs $1.4B），AXIS CAPITAL HOLDINGS LTD净利率更高（16.7% vs 7.2%，领先9.5%），AXIS CAPITAL HOLDINGS LTD同比增速更快（17.8% vs 5.7%），过去两年AXIS CAPITAL HOLDINGS LTD的营收复合增速更高（10.3% vs 6.6%）
AXIS资本控股有限公司是AXIS集团的控股主体，通过百慕大、美国、加拿大、欧洲及新加坡的子公司与分支机构网络，提供各类风险转移产品及服务。保险业务覆盖财产、职业责任、恐怖主义、航运、能源、环境等领域，再保险业务包含财产、职业责任、信用债券等品类。
Selective保险集团是总部位于美国的保险控股企业，提供财产险、意外伤害险等多元保险产品，涵盖个人车险、住宅险、商业财产险、责任险、工伤补偿险等品类，主要服务美国境内的中小型企业、个人消费者及非营利组织，通过独立保险代理网络分销。
AXS vs SIGI — 直观对比
营收规模更大
AXS
是对方的1.3倍
$1.4B
营收增速更快
AXS
高出12.1%
5.7%
净利率更高
AXS
高出9.5%
7.2%
两年增速更快
AXS
近两年复合增速
6.6%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.7B | $1.4B |
| 净利润 | $289.6M | $97.7M |
| 毛利率 | — | — |
| 营业利润率 | 19.0% | — |
| 净利率 | 16.7% | 7.2% |
| 营收同比 | 17.8% | 5.7% |
| 净利润同比 | -1.4% | -37.0% |
| 每股收益（稀释后） | $3.63 | $1.58 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXSSIGI
| Q1 26 | — | $1.4B | ||
| Q4 25 | $1.7B | $1.4B | ||
| Q3 25 | $1.7B | $1.4B | ||
| Q2 25 | $1.6B | $1.3B | ||
| Q1 25 | $1.5B | $1.3B | ||
| Q4 24 | $1.5B | $1.3B | ||
| Q3 24 | $1.6B | $1.2B | ||
| Q2 24 | $1.5B | $1.2B |
净利润AXSSIGI
| Q1 26 | — | $97.7M | ||
| Q4 25 | $289.6M | $155.2M | ||
| Q3 25 | $301.9M | $115.3M | ||
| Q2 25 | $223.4M | $85.9M | ||
| Q1 25 | $194.1M | $109.9M | ||
| Q4 24 | $293.6M | $95.5M | ||
| Q3 24 | $180.7M | $92.3M | ||
| Q2 24 | $212.0M | $-63.3M |
营业利润率AXSSIGI
| Q1 26 | — | — | ||
| Q4 25 | 19.0% | 14.4% | ||
| Q3 25 | 22.1% | 10.7% | ||
| Q2 25 | 17.2% | 8.2% | ||
| Q1 25 | 15.5% | 10.8% | ||
| Q4 24 | 18.6% | 9.5% | ||
| Q3 24 | 14.2% | 9.4% | ||
| Q2 24 | 17.4% | -6.7% |
净利率AXSSIGI
| Q1 26 | — | 7.2% | ||
| Q4 25 | 16.7% | 11.4% | ||
| Q3 25 | 18.0% | 8.5% | ||
| Q2 25 | 13.7% | 6.5% | ||
| Q1 25 | 12.8% | 8.6% | ||
| Q4 24 | 20.0% | 7.6% | ||
| Q3 24 | 11.2% | 7.4% | ||
| Q2 24 | 14.6% | -5.3% |
每股收益（稀释后）AXSSIGI
| Q1 26 | — | $1.58 | ||
| Q4 25 | $3.63 | $2.52 | ||
| Q3 25 | $3.74 | $1.85 | ||
| Q2 25 | $2.72 | $1.36 | ||
| Q1 25 | $2.26 | $1.76 | ||
| Q4 24 | $3.38 | $1.53 | ||
| Q3 24 | $2.04 | $1.47 | ||
| Q2 24 | $2.40 | $-1.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $820.3M | $451.8M |
| 总债务越低越好 | — | $901.4M |
| 股东权益账面价值 | $6.4B | $3.6B |
| 总资产 | $34.5B | $15.3B |
| 负债/权益比越低杠杆越低 | — | 0.25× |
8季度趋势，按日历期对齐
现金及短期投资AXSSIGI
| Q1 26 | — | $451.8M | ||
| Q4 25 | $820.3M | — | ||
| Q3 25 | $825.9M | — | ||
| Q2 25 | $852.1M | — | ||
| Q1 25 | $2.8B | — | ||
| Q4 24 | $2.1B | — | ||
| Q3 24 | $981.0M | — | ||
| Q2 24 | $1.1B | — |
总债务AXSSIGI
| Q1 26 | — | $901.4M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $507.9M | ||
| Q3 24 | — | $508.2M | ||
| Q2 24 | — | $508.8M |
股东权益AXSSIGI
| Q1 26 | — | $3.6B | ||
| Q4 25 | $6.4B | $3.6B | ||
| Q3 25 | $6.4B | $3.5B | ||
| Q2 25 | $6.2B | $3.4B | ||
| Q1 25 | $5.9B | $3.3B | ||
| Q4 24 | $6.1B | $3.1B | ||
| Q3 24 | $6.1B | $3.2B | ||
| Q2 24 | $5.7B | $2.9B |
总资产AXSSIGI
| Q1 26 | — | $15.3B | ||
| Q4 25 | $34.5B | $15.2B | ||
| Q3 25 | $34.3B | $15.0B | ||
| Q2 25 | $34.2B | $14.5B | ||
| Q1 25 | $33.2B | $14.2B | ||
| Q4 24 | $32.5B | $13.5B | ||
| Q3 24 | $32.7B | $13.5B | ||
| Q2 24 | $32.1B | $12.6B |
负债/权益比AXSSIGI
| Q1 26 | — | 0.25× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.16× | ||
| Q3 24 | — | 0.16× | ||
| Q2 24 | — | 0.17× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $630.4M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 2.18× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AXSSIGI
| Q1 26 | — | — | ||
| Q4 25 | $630.4M | $376.3M | ||
| Q3 25 | $673.8M | $405.8M | ||
| Q2 25 | $-1.7B | $166.9M | ||
| Q1 25 | $309.1M | $284.0M | ||
| Q4 24 | $355.5M | $332.2M | ||
| Q3 24 | $587.0M | $387.4M | ||
| Q2 24 | $518.1M | $266.1M |
自由现金流AXSSIGI
| Q1 26 | — | — | ||
| Q4 25 | — | $366.3M | ||
| Q3 25 | — | $397.3M | ||
| Q2 25 | — | $159.7M | ||
| Q1 25 | — | $271.0M | ||
| Q4 24 | — | $324.7M | ||
| Q3 24 | — | $378.0M | ||
| Q2 24 | — | $258.4M |
自由现金流率AXSSIGI
| Q1 26 | — | — | ||
| Q4 25 | — | 26.8% | ||
| Q3 25 | — | 29.2% | ||
| Q2 25 | — | 12.0% | ||
| Q1 25 | — | 21.1% | ||
| Q4 24 | — | 25.8% | ||
| Q3 24 | — | 30.4% | ||
| Q2 24 | — | 21.6% |
资本支出强度AXSSIGI
| Q1 26 | — | — | ||
| Q4 25 | — | 0.7% | ||
| Q3 25 | — | 0.6% | ||
| Q2 25 | — | 0.5% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 0.6% | ||
| Q3 24 | — | 0.8% | ||
| Q2 24 | — | 0.6% |
现金转化率AXSSIGI
| Q1 26 | — | — | ||
| Q4 25 | 2.18× | 2.42× | ||
| Q3 25 | 2.23× | 3.52× | ||
| Q2 25 | -7.41× | 1.94× | ||
| Q1 25 | 1.59× | 2.58× | ||
| Q4 24 | 1.21× | 3.48× | ||
| Q3 24 | 3.25× | 4.20× | ||
| Q2 24 | 2.44× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AXS
| Reinsurance | $1.4B | 82% |
| Other | $311.3M | 18% |
SIGI
暂无分部数据
