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AXIS CAPITAL HOLDINGS LTD（AXS）与Workday, Inc.（WDAY）财务数据对比。点击上方公司名可切换其他公司
Workday, Inc.的季度营收约是AXIS CAPITAL HOLDINGS LTD的1.4倍（$2.4B vs $1.7B），AXIS CAPITAL HOLDINGS LTD净利率更高（16.7% vs 10.4%，领先6.3%），AXIS CAPITAL HOLDINGS LTD同比增速更快（17.8% vs 12.6%），过去两年Workday, Inc.的营收复合增速更高（12.5% vs 10.3%）
AXIS资本控股有限公司是AXIS集团的控股主体，通过百慕大、美国、加拿大、欧洲及新加坡的子公司与分支机构网络，提供各类风险转移产品及服务。保险业务覆盖财产、职业责任、恐怖主义、航运、能源、环境等领域，再保险业务包含财产、职业责任、信用债券等品类。
Workday是全球领先的企业级云软件供应商，核心产品覆盖人力资本管理、财务管理及企业资源规划解决方案，主要服务教育、医疗、金融、科技等行业的中大型机构，业务遍布北美、欧洲、亚太等全球主要市场。
AXS vs WDAY — 直观对比
营收规模更大
WDAY
是对方的1.4倍
$1.7B
营收增速更快
AXS
高出5.3%
12.6%
净利率更高
AXS
高出6.3%
10.4%
两年增速更快
WDAY
近两年复合增速
10.3%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.7B | $2.4B |
| 净利润 | $289.6M | $252.0M |
| 毛利率 | — | — |
| 营业利润率 | 19.0% | 10.6% |
| 净利率 | 16.7% | 10.4% |
| 营收同比 | 17.8% | 12.6% |
| 净利润同比 | -1.4% | 30.6% |
| 每股收益（稀释后） | $3.63 | $0.94 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXSWDAY
| Q4 25 | $1.7B | $2.4B | ||
| Q3 25 | $1.7B | $2.3B | ||
| Q2 25 | $1.6B | $2.2B | ||
| Q1 25 | $1.5B | $2.2B | ||
| Q4 24 | $1.5B | $2.2B | ||
| Q3 24 | $1.6B | $2.1B | ||
| Q2 24 | $1.5B | $2.0B | ||
| Q1 24 | $1.4B | $1.9B |
净利润AXSWDAY
| Q4 25 | $289.6M | $252.0M | ||
| Q3 25 | $301.9M | $228.0M | ||
| Q2 25 | $223.4M | $68.0M | ||
| Q1 25 | $194.1M | $94.0M | ||
| Q4 24 | $293.6M | $193.0M | ||
| Q3 24 | $180.7M | $132.0M | ||
| Q2 24 | $212.0M | $107.0M | ||
| Q1 24 | $395.5M | $1.2B |
营业利润率AXSWDAY
| Q4 25 | 19.0% | 10.6% | ||
| Q3 25 | 22.1% | 10.6% | ||
| Q2 25 | 17.2% | 1.7% | ||
| Q1 25 | 15.5% | 3.4% | ||
| Q4 24 | 18.6% | 7.6% | ||
| Q3 24 | 14.2% | 5.3% | ||
| Q2 24 | 17.4% | 3.2% | ||
| Q1 24 | 19.0% | 4.1% |
净利率AXSWDAY
| Q4 25 | 16.7% | 10.4% | ||
| Q3 25 | 18.0% | 9.7% | ||
| Q2 25 | 13.7% | 3.0% | ||
| Q1 25 | 12.8% | 4.3% | ||
| Q4 24 | 20.0% | 8.9% | ||
| Q3 24 | 11.2% | 6.3% | ||
| Q2 24 | 14.6% | 5.4% | ||
| Q1 24 | 27.8% | 61.8% |
每股收益（稀释后）AXSWDAY
| Q4 25 | $3.63 | $0.94 | ||
| Q3 25 | $3.74 | $0.84 | ||
| Q2 25 | $2.72 | $0.25 | ||
| Q1 25 | $2.26 | $0.34 | ||
| Q4 24 | $3.38 | $0.72 | ||
| Q3 24 | $2.04 | $0.49 | ||
| Q2 24 | $2.40 | $0.40 | ||
| Q1 24 | $4.53 | $4.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $820.3M | $6.8B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $6.4B | $8.9B |
| 总资产 | $34.5B | $17.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AXSWDAY
| Q4 25 | $820.3M | $6.8B | ||
| Q3 25 | $825.9M | $8.2B | ||
| Q2 25 | $852.1M | $8.0B | ||
| Q1 25 | $2.8B | $8.0B | ||
| Q4 24 | $2.1B | $7.2B | ||
| Q3 24 | $981.0M | $7.4B | ||
| Q2 24 | $1.1B | $7.2B | ||
| Q1 24 | $1.1B | $7.8B |
总债务AXSWDAY
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $3.0B | ||
| Q1 24 | — | $3.0B |
股东权益AXSWDAY
| Q4 25 | $6.4B | $8.9B | ||
| Q3 25 | $6.4B | $9.2B | ||
| Q2 25 | $6.2B | $8.9B | ||
| Q1 25 | $5.9B | $9.0B | ||
| Q4 24 | $6.1B | $8.6B | ||
| Q3 24 | $6.1B | $8.3B | ||
| Q2 24 | $5.7B | $8.2B | ||
| Q1 24 | $5.5B | $8.1B |
总资产AXSWDAY
| Q4 25 | $34.5B | $17.8B | ||
| Q3 25 | $34.3B | $18.0B | ||
| Q2 25 | $34.2B | $17.2B | ||
| Q1 25 | $33.2B | $18.0B | ||
| Q4 24 | $32.5B | $16.4B | ||
| Q3 24 | $32.7B | $16.2B | ||
| Q2 24 | $32.1B | $15.9B | ||
| Q1 24 | $31.8B | $16.5B |
负债/权益比AXSWDAY
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.37× | ||
| Q1 24 | — | 0.37× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $630.4M | $588.0M |
| 自由现金流经营现金流 - 资本支出 | — | $550.0M |
| 自由现金流率自由现金流/营收 | — | 22.6% |
| 资本支出强度资本支出/营收 | — | 1.6% |
| 现金转化率经营现金流/净利润 | 2.18× | 2.33× |
| 过去12个月自由现金流最近4个季度 | — | $2.6B |
8季度趋势，按日历期对齐
经营现金流AXSWDAY
| Q4 25 | $630.4M | $588.0M | ||
| Q3 25 | $673.8M | $616.0M | ||
| Q2 25 | $-1.7B | $457.0M | ||
| Q1 25 | $309.1M | $1.1B | ||
| Q4 24 | $355.5M | $406.0M | ||
| Q3 24 | $587.0M | $571.0M | ||
| Q2 24 | $518.1M | $372.0M | ||
| Q1 24 | $384.1M | $995.6M |
自由现金流AXSWDAY
| Q4 25 | — | $550.0M | ||
| Q3 25 | — | $588.0M | ||
| Q2 25 | — | $421.0M | ||
| Q1 25 | — | $1.0B | ||
| Q4 24 | — | $359.0M | ||
| Q3 24 | — | $516.0M | ||
| Q2 24 | — | $291.0M | ||
| Q1 24 | — | $947.6M |
自由现金流率AXSWDAY
| Q4 25 | — | 22.6% | ||
| Q3 25 | — | 25.0% | ||
| Q2 25 | — | 18.8% | ||
| Q1 25 | — | 46.4% | ||
| Q4 24 | — | 16.6% | ||
| Q3 24 | — | 24.7% | ||
| Q2 24 | — | 14.6% | ||
| Q1 24 | — | 49.3% |
资本支出强度AXSWDAY
| Q4 25 | — | 1.6% | ||
| Q3 25 | — | 1.2% | ||
| Q2 25 | — | 1.6% | ||
| Q1 25 | — | 3.9% | ||
| Q4 24 | — | 2.2% | ||
| Q3 24 | — | 2.6% | ||
| Q2 24 | — | 4.1% | ||
| Q1 24 | — | 2.5% |
现金转化率AXSWDAY
| Q4 25 | 2.18× | 2.33× | ||
| Q3 25 | 2.23× | 2.70× | ||
| Q2 25 | -7.41× | 6.72× | ||
| Q1 25 | 1.59× | 11.83× | ||
| Q4 24 | 1.21× | 2.10× | ||
| Q3 24 | 3.25× | 4.33× | ||
| Q2 24 | 2.44× | 3.48× | ||
| Q1 24 | 0.97× | 0.84× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AXS
| Reinsurance | $1.4B | 82% |
| Other | $311.3M | 18% |
WDAY
| Subscription Services | $2.2B | 92% |
| Professional Services | $188.0M | 8% |
