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BANC OF CALIFORNIA, INC.（BANC）与LifeStance Health Group, Inc.（LFST）财务数据对比。点击上方公司名可切换其他公司
LifeStance Health Group, Inc.的季度营收约是BANC OF CALIFORNIA, INC.的1.3倍（$382.2M vs $286.9M），BANC OF CALIFORNIA, INC.净利率更高（25.1% vs 3.1%，领先22.0%），LifeStance Health Group, Inc.同比增速更快（17.4% vs 7.9%），过去两年LifeStance Health Group, Inc.的营收复合增速更高（12.8% vs -23.7%）
加州银行是一家美国金融机构，总部位于加利福尼亚州洛杉矶，在加州设有80家分支机构，业务网点还覆盖科罗拉多州丹佛、北卡罗来纳州达勒姆等地，包括纽约、芝加哥在内的全美员工约2000人。该行提供多元化的存贷款产品与服务，专注为中小市场企业及获创投注资的企业提供银行与财资管理解决方案。
LifeStance Health Group是美国的门诊行为健康服务提供商，支持线下面诊与远程诊疗两种服务模式，业务涵盖心理咨询、精神科诊疗、经颅磁刺激（TMS）以及氯胺酮治疗等。该公司曾多次因劳动违规、客户信息泄露及误导投资者相关问题遭遇诉讼。
BANC vs LFST — 直观对比
营收规模更大
LFST
是对方的1.3倍
$286.9M
营收增速更快
LFST
高出9.6%
7.9%
净利率更高
BANC
高出22.0%
3.1%
两年增速更快
LFST
近两年复合增速
-23.7%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $286.9M | $382.2M |
| 净利润 | $72.0M | $11.7M |
| 毛利率 | — | — |
| 营业利润率 | — | 4.7% |
| 净利率 | 25.1% | 3.1% |
| 营收同比 | 7.9% | 17.4% |
| 净利润同比 | 34.3% | 264.1% |
| 每股收益（稀释后） | $0.39 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BANCLFST
| Q1 26 | $286.9M | — | ||
| Q4 25 | $458.5M | $382.2M | ||
| Q3 25 | $466.8M | $363.8M | ||
| Q2 25 | $453.1M | $345.3M | ||
| Q1 25 | $440.3M | $333.0M | ||
| Q4 24 | $453.5M | $325.5M | ||
| Q3 24 | $431.4M | $312.7M | ||
| Q2 24 | $492.4M | $312.3M |
净利润BANCLFST
| Q1 26 | $72.0M | — | ||
| Q4 25 | $77.4M | $11.7M | ||
| Q3 25 | $69.6M | $1.1M | ||
| Q2 25 | $28.4M | $-3.8M | ||
| Q1 25 | $53.6M | $709.0K | ||
| Q4 24 | $56.9M | $-7.1M | ||
| Q3 24 | $8.8M | $-6.0M | ||
| Q2 24 | $30.3M | $-23.3M |
营业利润率BANCLFST
| Q1 26 | — | — | ||
| Q4 25 | 21.8% | 4.7% | ||
| Q3 25 | 19.8% | 2.0% | ||
| Q2 25 | 10.6% | -0.9% | ||
| Q1 25 | 16.6% | 0.5% | ||
| Q4 24 | 15.5% | 0.3% | ||
| Q3 24 | 2.7% | 0.0% | ||
| Q2 24 | 9.1% | -5.1% |
净利率BANCLFST
| Q1 26 | 25.1% | — | ||
| Q4 25 | 16.9% | 3.1% | ||
| Q3 25 | 14.9% | 0.3% | ||
| Q2 25 | 6.3% | -1.1% | ||
| Q1 25 | 12.2% | 0.2% | ||
| Q4 24 | 12.6% | -2.2% | ||
| Q3 24 | 2.0% | -1.9% | ||
| Q2 24 | 6.2% | -7.5% |
每股收益（稀释后）BANCLFST
| Q1 26 | $0.39 | — | ||
| Q4 25 | $0.41 | — | ||
| Q3 25 | $0.38 | — | ||
| Q2 25 | $0.12 | — | ||
| Q1 25 | $0.26 | — | ||
| Q4 24 | $0.29 | — | ||
| Q3 24 | $-0.01 | — | ||
| Q2 24 | $0.12 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.2B | $248.6M |
| 总债务越低越好 | — | $282.8M |
| 股东权益账面价值 | $3.6B | $1.5B |
| 总资产 | $34.7B | $2.2B |
| 负债/权益比越低杠杆越低 | — | 0.19× |
8季度趋势，按日历期对齐
现金及短期投资BANCLFST
| Q1 26 | $2.2B | — | ||
| Q4 25 | — | $248.6M | ||
| Q3 25 | — | $203.9M | ||
| Q2 25 | — | $188.9M | ||
| Q1 25 | — | $134.3M | ||
| Q4 24 | — | $154.6M | ||
| Q3 24 | — | $102.6M | ||
| Q2 24 | — | $87.0M |
总债务BANCLFST
| Q1 26 | — | — | ||
| Q4 25 | $2.1B | $282.8M | ||
| Q3 25 | $2.0B | $284.6M | ||
| Q2 25 | $1.9B | $286.4M | ||
| Q1 25 | $1.7B | $288.2M | ||
| Q4 24 | $1.4B | $290.0M | ||
| Q3 24 | $1.6B | $287.3M | ||
| Q2 24 | $1.4B | $288.0M |
股东权益BANCLFST
| Q1 26 | $3.6B | — | ||
| Q4 25 | $3.5B | $1.5B | ||
| Q3 25 | $3.5B | $1.5B | ||
| Q2 25 | $3.4B | $1.5B | ||
| Q1 25 | $3.5B | $1.5B | ||
| Q4 24 | $3.5B | $1.4B | ||
| Q3 24 | $3.5B | $1.4B | ||
| Q2 24 | $3.4B | $1.4B |
总资产BANCLFST
| Q1 26 | $34.7B | — | ||
| Q4 25 | $34.8B | $2.2B | ||
| Q3 25 | $34.0B | $2.1B | ||
| Q2 25 | $34.3B | $2.1B | ||
| Q1 25 | $33.8B | $2.1B | ||
| Q4 24 | $33.5B | $2.1B | ||
| Q3 24 | $33.4B | $2.1B | ||
| Q2 24 | $35.2B | $2.1B |
负债/权益比BANCLFST
| Q1 26 | — | — | ||
| Q4 25 | 0.58× | 0.19× | ||
| Q3 25 | 0.58× | 0.19× | ||
| Q2 25 | 0.56× | 0.19× | ||
| Q1 25 | 0.47× | 0.20× | ||
| Q4 24 | 0.40× | 0.20× | ||
| Q3 24 | 0.46× | 0.20× | ||
| Q2 24 | 0.42× | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $57.6M |
| 自由现金流经营现金流 - 资本支出 | — | $46.6M |
| 自由现金流率自由现金流/营收 | — | 12.2% |
| 资本支出强度资本支出/营收 | — | 2.9% |
| 现金转化率经营现金流/净利润 | — | 4.93× |
| 过去12个月自由现金流最近4个季度 | — | $110.0M |
8季度趋势，按日历期对齐
经营现金流BANCLFST
| Q1 26 | — | — | ||
| Q4 25 | $255.6M | $57.6M | ||
| Q3 25 | $75.7M | $27.3M | ||
| Q2 25 | $62.7M | $64.4M | ||
| Q1 25 | $15.1M | $-3.1M | ||
| Q4 24 | $77.4M | $62.3M | ||
| Q3 24 | $46.9M | $22.7M | ||
| Q2 24 | $39.1M | $44.1M |
自由现金流BANCLFST
| Q1 26 | — | — | ||
| Q4 25 | $234.8M | $46.6M | ||
| Q3 25 | $75.5M | $17.0M | ||
| Q2 25 | $61.4M | $56.6M | ||
| Q1 25 | $13.6M | $-10.3M | ||
| Q4 24 | $64.3M | $56.0M | ||
| Q3 24 | $44.6M | $17.7M | ||
| Q2 24 | $34.4M | $39.0M |
自由现金流率BANCLFST
| Q1 26 | — | — | ||
| Q4 25 | 51.2% | 12.2% | ||
| Q3 25 | 16.2% | 4.7% | ||
| Q2 25 | 13.6% | 16.4% | ||
| Q1 25 | 3.1% | -3.1% | ||
| Q4 24 | 14.2% | 17.2% | ||
| Q3 24 | 10.3% | 5.7% | ||
| Q2 24 | 7.0% | 12.5% |
资本支出强度BANCLFST
| Q1 26 | — | — | ||
| Q4 25 | 4.5% | 2.9% | ||
| Q3 25 | 0.0% | 2.8% | ||
| Q2 25 | 0.3% | 2.2% | ||
| Q1 25 | 0.3% | 2.2% | ||
| Q4 24 | 2.9% | 1.9% | ||
| Q3 24 | 0.5% | 1.6% | ||
| Q2 24 | 1.0% | 1.6% |
现金转化率BANCLFST
| Q1 26 | — | — | ||
| Q4 25 | 3.30× | 4.93× | ||
| Q3 25 | 1.09× | 25.34× | ||
| Q2 25 | 2.21× | — | ||
| Q1 25 | 0.28× | -4.36× | ||
| Q4 24 | 1.36× | — | ||
| Q3 24 | 5.34× | — | ||
| Q2 24 | 1.29× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
