vs
BANC OF CALIFORNIA, INC.（BANC）与WSFS FINANCIAL CORP（WSFS）财务数据对比。点击上方公司名可切换其他公司
BANC OF CALIFORNIA, INC.的季度营收约是WSFS FINANCIAL CORP的1.0倍（$286.9M vs $275.3M），WSFS FINANCIAL CORP净利率更高（31.5% vs 25.1%，领先6.5%），BANC OF CALIFORNIA, INC.同比增速更快（7.9% vs 7.5%），过去两年WSFS FINANCIAL CORP的营收复合增速更高（1.7% vs -23.7%）
加州银行是一家美国金融机构，总部位于加利福尼亚州洛杉矶，在加州设有80家分支机构，业务网点还覆盖科罗拉多州丹佛、北卡罗来纳州达勒姆等地，包括纽约、芝加哥在内的全美员工约2000人。该行提供多元化的存贷款产品与服务，专注为中小市场企业及获创投注资的企业提供银行与财资管理解决方案。
WSFS金融集团是一家金融服务企业，核心子公司WSFS银行是总部位于特拉华州及大特拉华谷地区规模最大、经营历史最久的本地管理银行与财富管理机构。集团共运营115个网点，其中88个为银行网点，分布在宾夕法尼亚、特拉华、新泽西、佛罗里达、弗吉尼亚、内华达六州，提供全面金融服务。
BANC vs WSFS — 直观对比
营收规模更大
BANC
是对方的1.0倍
$275.3M
营收增速更快
BANC
高出0.4%
7.5%
净利率更高
WSFS
高出6.5%
25.1%
两年增速更快
WSFS
近两年复合增速
-23.7%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $286.9M | $275.3M |
| 净利润 | $72.0M | $86.8M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 25.1% | 31.5% |
| 营收同比 | 7.9% | 7.5% |
| 净利润同比 | 34.3% | 31.7% |
| 每股收益（稀释后） | $0.39 | $1.64 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BANCWSFS
| Q1 26 | $286.9M | $275.3M | ||
| Q4 25 | $458.5M | $271.9M | ||
| Q3 25 | $466.8M | $270.5M | ||
| Q2 25 | $453.1M | $267.5M | ||
| Q1 25 | $440.3M | $256.1M | ||
| Q4 24 | $453.5M | $261.5M | ||
| Q3 24 | $431.4M | $267.7M | ||
| Q2 24 | $492.4M | $266.0M |
净利润BANCWSFS
| Q1 26 | $72.0M | $86.8M | ||
| Q4 25 | $77.4M | $72.7M | ||
| Q3 25 | $69.6M | $76.4M | ||
| Q2 25 | $28.4M | $72.3M | ||
| Q1 25 | $53.6M | $65.9M | ||
| Q4 24 | $56.9M | $64.2M | ||
| Q3 24 | $8.8M | $64.4M | ||
| Q2 24 | $30.3M | $69.3M |
营业利润率BANCWSFS
| Q1 26 | — | — | ||
| Q4 25 | 21.8% | 35.8% | ||
| Q3 25 | 19.8% | 37.3% | ||
| Q2 25 | 10.6% | 35.7% | ||
| Q1 25 | 16.6% | 34.0% | ||
| Q4 24 | 15.5% | 32.3% | ||
| Q3 24 | 2.7% | 31.9% | ||
| Q2 24 | 9.1% | 34.0% |
净利率BANCWSFS
| Q1 26 | 25.1% | 31.5% | ||
| Q4 25 | 16.9% | 26.7% | ||
| Q3 25 | 14.9% | 28.3% | ||
| Q2 25 | 6.3% | 27.0% | ||
| Q1 25 | 12.2% | 25.7% | ||
| Q4 24 | 12.6% | 24.6% | ||
| Q3 24 | 2.0% | 24.1% | ||
| Q2 24 | 6.2% | 26.0% |
每股收益（稀释后）BANCWSFS
| Q1 26 | $0.39 | $1.64 | ||
| Q4 25 | $0.41 | $1.33 | ||
| Q3 25 | $0.38 | $1.37 | ||
| Q2 25 | $0.12 | $1.27 | ||
| Q1 25 | $0.26 | $1.12 | ||
| Q4 24 | $0.29 | $1.08 | ||
| Q3 24 | $-0.01 | $1.08 | ||
| Q2 24 | $0.12 | $1.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.2B | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $3.6B | $2.7B |
| 总资产 | $34.7B | $22.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BANCWSFS
| Q1 26 | $2.2B | — | ||
| Q4 25 | — | $1.7B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $1.2B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
总债务BANCWSFS
| Q1 26 | — | — | ||
| Q4 25 | $2.1B | — | ||
| Q3 25 | $2.0B | — | ||
| Q2 25 | $1.9B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $1.6B | — | ||
| Q2 24 | $1.4B | — |
股东权益BANCWSFS
| Q1 26 | $3.6B | $2.7B | ||
| Q4 25 | $3.5B | $2.7B | ||
| Q3 25 | $3.5B | $2.8B | ||
| Q2 25 | $3.4B | $2.7B | ||
| Q1 25 | $3.5B | $2.7B | ||
| Q4 24 | $3.5B | $2.6B | ||
| Q3 24 | $3.5B | $2.7B | ||
| Q2 24 | $3.4B | $2.5B |
总资产BANCWSFS
| Q1 26 | $34.7B | $22.1B | ||
| Q4 25 | $34.8B | $21.3B | ||
| Q3 25 | $34.0B | $20.8B | ||
| Q2 25 | $34.3B | $20.8B | ||
| Q1 25 | $33.8B | $20.5B | ||
| Q4 24 | $33.5B | $20.8B | ||
| Q3 24 | $33.4B | $20.9B | ||
| Q2 24 | $35.2B | $20.7B |
负债/权益比BANCWSFS
| Q1 26 | — | — | ||
| Q4 25 | 0.58× | — | ||
| Q3 25 | 0.58× | — | ||
| Q2 25 | 0.56× | — | ||
| Q1 25 | 0.47× | — | ||
| Q4 24 | 0.40× | — | ||
| Q3 24 | 0.46× | — | ||
| Q2 24 | 0.42× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
