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FIRST FINANCIAL BANCORP（FFBC）与WSFS FINANCIAL CORP（WSFS）财务数据对比。点击上方公司名可切换其他公司
WSFS FINANCIAL CORP的季度营收约是FIRST FINANCIAL BANCORP的1.0倍（$275.3M vs $271.5M），WSFS FINANCIAL CORP净利率更高（31.5% vs 27.4%，领先4.1%），过去两年FIRST FINANCIAL BANCORP的营收复合增速更高（12.4% vs 1.7%）
第一金融银行集团是总部位于美国俄亥俄州辛辛那提的区域性银行，运营中心设于辛辛那提北郊斯普林代尔及印第安纳州格林斯堡。该行成立于1863年，拥有美国第六悠久的国家银行牌照，在俄亥俄、印第安纳、肯塔基、伊利诺伊四州共设有131个营业网点，2009年9月曾在政府协助下收购欧文金融公司及其子公司。
WSFS金融集团是一家金融服务企业，核心子公司WSFS银行是总部位于特拉华州及大特拉华谷地区规模最大、经营历史最久的本地管理银行与财富管理机构。集团共运营115个网点，其中88个为银行网点，分布在宾夕法尼亚、特拉华、新泽西、佛罗里达、弗吉尼亚、内华达六州，提供全面金融服务。
FFBC vs WSFS — 直观对比
营收规模更大
WSFS
是对方的1.0倍
$271.5M
净利率更高
WSFS
高出4.1%
27.4%
两年增速更快
FFBC
近两年复合增速
1.7%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $271.5M | $275.3M |
| 净利润 | $74.4M | $86.8M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 27.4% | 31.5% |
| 营收同比 | — | 7.5% |
| 净利润同比 | 19.3% | 31.7% |
| 每股收益（稀释后） | $0.71 | $1.64 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FFBCWSFS
| Q1 26 | $271.5M | $275.3M | ||
| Q4 25 | $238.8M | $271.9M | ||
| Q3 25 | $234.0M | $270.5M | ||
| Q2 25 | $226.3M | $267.5M | ||
| Q1 25 | $200.4M | $256.1M | ||
| Q4 24 | $224.3M | $261.5M | ||
| Q3 24 | $201.3M | $267.7M | ||
| Q2 24 | $214.8M | $266.0M |
净利润FFBCWSFS
| Q1 26 | $74.4M | $86.8M | ||
| Q4 25 | — | $72.7M | ||
| Q3 25 | $71.9M | $76.4M | ||
| Q2 25 | $70.0M | $72.3M | ||
| Q1 25 | $51.3M | $65.9M | ||
| Q4 24 | — | $64.2M | ||
| Q3 24 | $52.5M | $64.4M | ||
| Q2 24 | $60.8M | $69.3M |
营业利润率FFBCWSFS
| Q1 26 | — | — | ||
| Q4 25 | — | 35.8% | ||
| Q3 25 | 38.7% | 37.3% | ||
| Q2 25 | 38.8% | 35.7% | ||
| Q1 25 | 31.7% | 34.0% | ||
| Q4 24 | — | 32.3% | ||
| Q3 24 | 32.2% | 31.9% | ||
| Q2 24 | 34.8% | 34.0% |
净利率FFBCWSFS
| Q1 26 | 27.4% | 31.5% | ||
| Q4 25 | — | 26.7% | ||
| Q3 25 | 30.7% | 28.3% | ||
| Q2 25 | 30.9% | 27.0% | ||
| Q1 25 | 25.6% | 25.7% | ||
| Q4 24 | — | 24.6% | ||
| Q3 24 | 26.1% | 24.1% | ||
| Q2 24 | 28.3% | 26.0% |
每股收益（稀释后）FFBCWSFS
| Q1 26 | $0.71 | $1.64 | ||
| Q4 25 | $0.64 | $1.33 | ||
| Q3 25 | $0.75 | $1.37 | ||
| Q2 25 | $0.73 | $1.27 | ||
| Q1 25 | $0.54 | $1.12 | ||
| Q4 24 | $0.68 | $1.08 | ||
| Q3 24 | $0.55 | $1.08 | ||
| Q2 24 | $0.64 | $1.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $13.1M | — |
| 股东权益账面价值 | $2.9B | $2.7B |
| 总资产 | $22.5B | $22.1B |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资FFBCWSFS
| Q1 26 | — | — | ||
| Q4 25 | — | $1.7B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $1.2B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
总债务FFBCWSFS
| Q1 26 | $13.1M | — | ||
| Q4 25 | $514.1M | — | ||
| Q3 25 | $221.8M | — | ||
| Q2 25 | $345.0M | — | ||
| Q1 25 | $345.9M | — | ||
| Q4 24 | $347.5M | — | ||
| Q3 24 | $344.1M | — | ||
| Q2 24 | $338.6M | — |
股东权益FFBCWSFS
| Q1 26 | $2.9B | $2.7B | ||
| Q4 25 | $2.8B | $2.7B | ||
| Q3 25 | $2.6B | $2.8B | ||
| Q2 25 | $2.6B | $2.7B | ||
| Q1 25 | $2.5B | $2.7B | ||
| Q4 24 | $2.4B | $2.6B | ||
| Q3 24 | $2.5B | $2.7B | ||
| Q2 24 | $2.3B | $2.5B |
总资产FFBCWSFS
| Q1 26 | $22.5B | $22.1B | ||
| Q4 25 | $21.1B | $21.3B | ||
| Q3 25 | $18.6B | $20.8B | ||
| Q2 25 | $18.6B | $20.8B | ||
| Q1 25 | $18.5B | $20.5B | ||
| Q4 24 | $18.6B | $20.8B | ||
| Q3 24 | $18.1B | $20.9B | ||
| Q2 24 | $18.2B | $20.7B |
负债/权益比FFBCWSFS
| Q1 26 | 0.00× | — | ||
| Q4 25 | 0.19× | — | ||
| Q3 25 | 0.08× | — | ||
| Q2 25 | 0.13× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.14× | — | ||
| Q2 24 | 0.15× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FFBC
| Net Interest Income | $189.6M | 70% |
| Noninterest Income | $81.9M | 30% |
WSFS
暂无分部数据
