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BARRETT BUSINESS SERVICES INC（BBSI）与Fair Isaac（FICO）财务数据对比。点击上方公司名可切换其他公司
Fair Isaac的季度营收约是BARRETT BUSINESS SERVICES INC的1.6倍（$512.0M vs $321.1M），Fair Isaac净利率更高（30.9% vs 5.1%，领先25.8%），Fair Isaac同比增速更快（16.4% vs 5.3%），Fair Isaac自由现金流更多（$173.9M vs $70.6M），过去两年BARRETT BUSINESS SERVICES INC的营收复合增速更高（9.9% vs 8.6%）
巴雷特枪械制造公司是一家由澳大利亚控股的美国枪械弹药制造商，总部位于田纳西州克里斯蒂安娜。公司由罗尼·G·巴雷特于1982年创立，最初的业务是研发适配.50 BMG弹药的半自动步枪，该弹药原本为勃朗宁M2重机枪研发设计，公司推出的首款成品枪械即为M82狙击步枪。
FICO（原Fair, Isaac and Company）是美国知名数据分析企业，1956年由比尔·费尔与厄尔·艾萨克创立，总部位于蒙大拿州博兹曼市，核心业务为信用评分服务，其推出的FICO信用分是评估消费者信贷风险的重要指标，目前已被美国消费信贷行业广泛采用。
BBSI vs FICO — 直观对比
营收规模更大
FICO
是对方的1.6倍
$321.1M
营收增速更快
FICO
高出11.0%
5.3%
净利率更高
FICO
高出25.8%
5.1%
自由现金流更多
FICO
多$103.2M
$70.6M
两年增速更快
BBSI
近两年复合增速
8.6%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $321.1M | $512.0M |
| 净利润 | $16.4M | $158.4M |
| 毛利率 | 21.3% | 83.0% |
| 营业利润率 | 5.8% | 45.7% |
| 净利率 | 5.1% | 30.9% |
| 营收同比 | 5.3% | 16.4% |
| 净利润同比 | -2.4% | 3.8% |
| 每股收益（稀释后） | $0.63 | $6.61 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BBSIFICO
| Q4 25 | $321.1M | $512.0M | ||
| Q3 25 | $318.9M | $515.8M | ||
| Q2 25 | $307.7M | $536.4M | ||
| Q1 25 | $292.6M | $498.7M | ||
| Q4 24 | $304.8M | $440.0M | ||
| Q3 24 | $294.3M | $453.8M | ||
| Q2 24 | $279.7M | $447.8M | ||
| Q1 24 | $265.8M | $433.8M |
净利润BBSIFICO
| Q4 25 | $16.4M | $158.4M | ||
| Q3 25 | $20.6M | $155.0M | ||
| Q2 25 | $18.5M | $181.8M | ||
| Q1 25 | $-1.0M | $162.6M | ||
| Q4 24 | $16.8M | $152.5M | ||
| Q3 24 | $19.6M | $135.7M | ||
| Q2 24 | $16.7M | $126.3M | ||
| Q1 24 | $-136.0K | $129.8M |
毛利率BBSIFICO
| Q4 25 | 21.3% | 83.0% | ||
| Q3 25 | 24.1% | 82.3% | ||
| Q2 25 | 23.8% | 83.7% | ||
| Q1 25 | 14.6% | 82.4% | ||
| Q4 24 | 23.4% | 80.1% | ||
| Q3 24 | 25.3% | 80.3% | ||
| Q2 24 | 24.3% | 80.3% | ||
| Q1 24 | 14.9% | 80.0% |
营业利润率BBSIFICO
| Q4 25 | 5.8% | 45.7% | ||
| Q3 25 | 7.8% | 46.0% | ||
| Q2 25 | 7.5% | 48.9% | ||
| Q1 25 | -1.4% | 49.3% | ||
| Q4 24 | 6.8% | 40.8% | ||
| Q3 24 | 8.0% | 43.4% | ||
| Q2 24 | 7.3% | 42.5% | ||
| Q1 24 | -1.8% | 44.9% |
净利率BBSIFICO
| Q4 25 | 5.1% | 30.9% | ||
| Q3 25 | 6.5% | 30.1% | ||
| Q2 25 | 6.0% | 33.9% | ||
| Q1 25 | -0.3% | 32.6% | ||
| Q4 24 | 5.5% | 34.7% | ||
| Q3 24 | 6.7% | 29.9% | ||
| Q2 24 | 6.0% | 28.2% | ||
| Q1 24 | -0.1% | 29.9% |
每股收益（稀释后）BBSIFICO
| Q4 25 | $0.63 | $6.61 | ||
| Q3 25 | $0.79 | $6.41 | ||
| Q2 25 | $0.70 | $7.40 | ||
| Q1 25 | $-0.04 | $6.59 | ||
| Q4 24 | $0.63 | $6.14 | ||
| Q3 24 | $0.74 | $5.44 | ||
| Q2 24 | $0.62 | $5.05 | ||
| Q1 24 | $-0.01 | $5.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $157.2M | $162.0M |
| 总债务越低越好 | — | $3.2B |
| 股东权益账面价值 | $241.0M | $-1.8B |
| 总资产 | $779.1M | $1.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BBSIFICO
| Q4 25 | $157.2M | $162.0M | ||
| Q3 25 | $109.8M | $134.1M | ||
| Q2 25 | $90.4M | $189.0M | ||
| Q1 25 | $99.1M | $146.6M | ||
| Q4 24 | $121.9M | $184.3M | ||
| Q3 24 | $14.4M | $150.7M | ||
| Q2 24 | $40.3M | $156.0M | ||
| Q1 24 | $51.3M | $135.7M |
总债务BBSIFICO
| Q4 25 | — | $3.2B | ||
| Q3 25 | — | $3.1B | ||
| Q2 25 | — | $2.8B | ||
| Q1 25 | — | $2.5B | ||
| Q4 24 | — | $2.4B | ||
| Q3 24 | — | $2.2B | ||
| Q2 24 | — | $2.1B | ||
| Q1 24 | — | $2.0B |
股东权益BBSIFICO
| Q4 25 | $241.0M | $-1.8B | ||
| Q3 25 | $240.1M | $-1.7B | ||
| Q2 25 | $225.8M | $-1.4B | ||
| Q1 25 | $213.4M | $-1.1B | ||
| Q4 24 | $221.4M | $-1.1B | ||
| Q3 24 | $215.4M | $-962.7M | ||
| Q2 24 | $199.0M | $-829.3M | ||
| Q1 24 | $189.6M | $-735.7M |
总资产BBSIFICO
| Q4 25 | $779.1M | $1.9B | ||
| Q3 25 | $777.9M | $1.9B | ||
| Q2 25 | $713.6M | $1.9B | ||
| Q1 25 | $778.6M | $1.8B | ||
| Q4 24 | $745.5M | $1.7B | ||
| Q3 24 | $725.8M | $1.7B | ||
| Q2 24 | $688.6M | $1.7B | ||
| Q1 24 | $747.8M | $1.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $76.1M | $174.1M |
| 自由现金流经营现金流 - 资本支出 | $70.6M | $173.9M |
| 自由现金流率自由现金流/营收 | 22.0% | 34.0% |
| 资本支出强度资本支出/营收 | 1.7% | 0.0% |
| 现金转化率经营现金流/净利润 | 4.64× | 1.10× |
| 过去12个月自由现金流最近4个季度 | $47.2M | $750.6M |
8季度趋势，按日历期对齐
经营现金流BBSIFICO
| Q4 25 | $76.1M | $174.1M | ||
| Q3 25 | $38.4M | $223.7M | ||
| Q2 25 | $-53.8M | $286.2M | ||
| Q1 25 | $5.2M | $74.9M | ||
| Q4 24 | $53.4M | $194.0M | ||
| Q3 24 | $-935.0K | $226.5M | ||
| Q2 24 | $-51.3M | $213.3M | ||
| Q1 24 | $9.0M | $71.0M |
自由现金流BBSIFICO
| Q4 25 | $70.6M | $173.9M | ||
| Q3 25 | $34.1M | $219.5M | ||
| Q2 25 | $-58.2M | $284.4M | ||
| Q1 25 | $697.0K | $72.8M | ||
| Q4 24 | $50.2M | $193.2M | ||
| Q3 24 | $-4.2M | $224.7M | ||
| Q2 24 | $-56.3M | $211.6M | ||
| Q1 24 | $6.2M | $67.0M |
自由现金流率BBSIFICO
| Q4 25 | 22.0% | 34.0% | ||
| Q3 25 | 10.7% | 42.6% | ||
| Q2 25 | -18.9% | 53.0% | ||
| Q1 25 | 0.2% | 14.6% | ||
| Q4 24 | 16.5% | 43.9% | ||
| Q3 24 | -1.4% | 49.5% | ||
| Q2 24 | -20.1% | 47.2% | ||
| Q1 24 | 2.3% | 15.4% |
资本支出强度BBSIFICO
| Q4 25 | 1.7% | 0.0% | ||
| Q3 25 | 1.4% | 0.8% | ||
| Q2 25 | 1.4% | 0.3% | ||
| Q1 25 | 1.5% | 0.4% | ||
| Q4 24 | 1.0% | 0.2% | ||
| Q3 24 | 1.1% | 0.4% | ||
| Q2 24 | 1.8% | 0.4% | ||
| Q1 24 | 1.0% | 0.9% |
现金转化率BBSIFICO
| Q4 25 | 4.64× | 1.10× | ||
| Q3 25 | 1.86× | 1.44× | ||
| Q2 25 | -2.92× | 1.57× | ||
| Q1 25 | — | 0.46× | ||
| Q4 24 | 3.18× | 1.27× | ||
| Q3 24 | -0.05× | 1.67× | ||
| Q2 24 | -3.07× | 1.69× | ||
| Q1 24 | — | 0.55× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BBSI
| Professional Employer Services | $303.6M | 95% |
| Staffing Services | $17.6M | 5% |
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
