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Beacon Financial Corp（BBT）与南玻集团（CSGS）财务数据对比。点击上方公司名可切换其他公司
南玻集团的季度营收约是Beacon Financial Corp的1.5倍（$323.1M vs $216.7M），Beacon Financial Corp净利率更高（24.6% vs 2.2%，领先22.5%），过去两年Beacon Financial Corp的营收复合增速更高（41.2% vs 4.6%）
倍肯屋面供应公司是北美知名的建筑材料供应商，主营住宅及非住宅类屋面产品及相关建材。截至2023年12月31日，公司在美国全部50个州和加拿大6个省共设有533个网点，员工超8000人，除屋面材料外，各地分部还销售门窗、壁板、防水材料等各类户外建筑产品。
中国南玻集团股份有限公司是中国规模最大的建筑玻璃生产商，业务涵盖浮法玻璃、建筑玻璃、显示玻璃、汽车玻璃、镀膜玻璃、镜子、彩滤玻璃、太阳能玻璃及节能玻璃等各类玻璃产品的研发、生产与销售，产品广泛应用于建筑、消费电子、新能源汽车、光伏等多个领域。
BBT vs CSGS — 直观对比
营收规模更大
CSGS
是对方的1.5倍
$216.7M
净利率更高
BBT
高出22.5%
2.2%
两年增速更快
BBT
近两年复合增速
4.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $216.7M | $323.1M |
| 净利润 | $53.4M | $7.0M |
| 毛利率 | — | 50.0% |
| 营业利润率 | — | 9.0% |
| 净利率 | 24.6% | 2.2% |
| 营收同比 | — | 2.0% |
| 净利润同比 | 179.4% | -79.7% |
| 每股收益（稀释后） | $0.55 | $0.24 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BBTCSGS
| Q1 26 | $216.7M | — | ||
| Q4 25 | $225.7M | $323.1M | ||
| Q3 25 | $141.2M | $303.6M | ||
| Q2 25 | $113.7M | $297.1M | ||
| Q1 25 | $110.4M | $299.5M | ||
| Q4 24 | $110.2M | $316.7M | ||
| Q3 24 | $125.6M | $295.1M | ||
| Q2 24 | $108.7M | $290.3M |
净利润BBTCSGS
| Q1 26 | $53.4M | — | ||
| Q4 25 | $53.4M | $7.0M | ||
| Q3 25 | $-4.2M | $20.5M | ||
| Q2 25 | $22.0M | $12.3M | ||
| Q1 25 | $19.1M | $16.1M | ||
| Q4 24 | $17.5M | $34.5M | ||
| Q3 24 | $20.1M | $19.1M | ||
| Q2 24 | $16.4M | $13.8M |
毛利率BBTCSGS
| Q1 26 | — | — | ||
| Q4 25 | — | 50.0% | ||
| Q3 25 | — | 48.1% | ||
| Q2 25 | — | 49.5% | ||
| Q1 25 | — | 48.4% | ||
| Q4 24 | — | 51.3% | ||
| Q3 24 | — | 49.4% | ||
| Q2 24 | — | 47.3% |
营业利润率BBTCSGS
| Q1 26 | — | — | ||
| Q4 25 | — | 9.0% | ||
| Q3 25 | -5.9% | 10.0% | ||
| Q2 25 | 26.0% | 10.0% | ||
| Q1 25 | 23.1% | 9.8% | ||
| Q4 24 | 21.6% | 13.4% | ||
| Q3 24 | 21.3% | 10.8% | ||
| Q2 24 | 19.9% | 8.8% |
净利率BBTCSGS
| Q1 26 | 24.6% | — | ||
| Q4 25 | 23.6% | 2.2% | ||
| Q3 25 | -3.0% | 6.7% | ||
| Q2 25 | 19.4% | 4.1% | ||
| Q1 25 | 17.3% | 5.4% | ||
| Q4 24 | 15.9% | 10.9% | ||
| Q3 24 | 16.0% | 6.5% | ||
| Q2 24 | 15.1% | 4.8% |
每股收益（稀释后）BBTCSGS
| Q1 26 | $0.55 | — | ||
| Q4 25 | $0.64 | $0.24 | ||
| Q3 25 | $-0.05 | $0.73 | ||
| Q2 25 | $0.25 | $0.44 | ||
| Q1 25 | $0.21 | $0.57 | ||
| Q4 24 | $0.20 | $1.20 | ||
| Q3 24 | $0.23 | $0.67 | ||
| Q2 24 | $0.18 | $0.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $927.3M | $180.0M |
| 总债务越低越好 | — | $539.5M |
| 股东权益账面价值 | $2.5B | $283.7M |
| 总资产 | $22.2B | $1.5B |
| 负债/权益比越低杠杆越低 | — | 1.90× |
8季度趋势，按日历期对齐
现金及短期投资BBTCSGS
| Q1 26 | $927.3M | — | ||
| Q4 25 | $1.8B | $180.0M | ||
| Q3 25 | $1.2B | $158.4M | ||
| Q2 25 | — | $145.9M | ||
| Q1 25 | — | $136.0M | ||
| Q4 24 | $543.7M | $161.8M | ||
| Q3 24 | — | $118.4M | ||
| Q2 24 | — | $110.4M |
总债务BBTCSGS
| Q1 26 | — | — | ||
| Q4 25 | — | $539.5M | ||
| Q3 25 | $1.1B | $538.6M | ||
| Q2 25 | $225.6M | $537.8M | ||
| Q1 25 | $284.6M | $537.6M | ||
| Q4 24 | $1.5B | $538.5M | ||
| Q3 24 | $353.6M | $539.5M | ||
| Q2 24 | $278.6M | $540.5M |
股东权益BBTCSGS
| Q1 26 | $2.5B | — | ||
| Q4 25 | $2.5B | $283.7M | ||
| Q3 25 | $2.4B | $289.5M | ||
| Q2 25 | $1.3B | $290.7M | ||
| Q1 25 | $1.2B | $283.1M | ||
| Q4 24 | $1.2B | $282.6M | ||
| Q3 24 | $1.2B | $288.4M | ||
| Q2 24 | $1.2B | $273.3M |
总资产BBTCSGS
| Q1 26 | $22.2B | — | ||
| Q4 25 | $23.2B | $1.5B | ||
| Q3 25 | $22.8B | $1.5B | ||
| Q2 25 | $12.0B | $1.4B | ||
| Q1 25 | $12.0B | $1.4B | ||
| Q4 24 | $11.9B | $1.5B | ||
| Q3 24 | $11.6B | $1.4B | ||
| Q2 24 | $12.2B | $1.4B |
负债/权益比BBTCSGS
| Q1 26 | — | — | ||
| Q4 25 | — | 1.90× | ||
| Q3 25 | 0.45× | 1.86× | ||
| Q2 25 | 0.18× | 1.85× | ||
| Q1 25 | 0.24× | 1.90× | ||
| Q4 24 | 1.24× | 1.91× | ||
| Q3 24 | 0.29× | 1.87× | ||
| Q2 24 | 0.23× | 1.98× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $59.2M |
| 自由现金流经营现金流 - 资本支出 | — | $55.8M |
| 自由现金流率自由现金流/营收 | — | 17.3% |
| 资本支出强度资本支出/营收 | — | 1.1% |
| 现金转化率经营现金流/净利润 | — | 8.46× |
| 过去12个月自由现金流最近4个季度 | — | $141.4M |
8季度趋势，按日历期对齐
经营现金流BBTCSGS
| Q1 26 | — | — | ||
| Q4 25 | — | $59.2M | ||
| Q3 25 | $-4.8M | $47.9M | ||
| Q2 25 | $38.5M | $37.3M | ||
| Q1 25 | $23.3M | $11.5M | ||
| Q4 24 | $105.0M | $82.5M | ||
| Q3 24 | $19.9M | $39.5M | ||
| Q2 24 | $34.8M | $43.1M |
自由现金流BBTCSGS
| Q1 26 | — | — | ||
| Q4 25 | — | $55.8M | ||
| Q3 25 | $-5.9M | $43.9M | ||
| Q2 25 | $36.3M | $34.6M | ||
| Q1 25 | $19.9M | $7.1M | ||
| Q4 24 | $100.0M | $76.6M | ||
| Q3 24 | $17.2M | $32.0M | ||
| Q2 24 | $34.4M | $38.8M |
自由现金流率BBTCSGS
| Q1 26 | — | — | ||
| Q4 25 | — | 17.3% | ||
| Q3 25 | -4.2% | 14.5% | ||
| Q2 25 | 31.9% | 11.6% | ||
| Q1 25 | 18.0% | 2.4% | ||
| Q4 24 | 90.7% | 24.2% | ||
| Q3 24 | 13.7% | 10.8% | ||
| Q2 24 | 31.7% | 13.4% |
资本支出强度BBTCSGS
| Q1 26 | — | — | ||
| Q4 25 | — | 1.1% | ||
| Q3 25 | 0.8% | 1.3% | ||
| Q2 25 | 1.9% | 0.9% | ||
| Q1 25 | 3.1% | 1.5% | ||
| Q4 24 | 4.5% | 1.9% | ||
| Q3 24 | 2.1% | 2.5% | ||
| Q2 24 | 0.3% | 1.5% |
现金转化率BBTCSGS
| Q1 26 | — | — | ||
| Q4 25 | — | 8.46× | ||
| Q3 25 | — | 2.34× | ||
| Q2 25 | 1.75× | 3.04× | ||
| Q1 25 | 1.22× | 0.71× | ||
| Q4 24 | 5.99× | 2.39× | ||
| Q3 24 | 0.99× | 2.07× | ||
| Q2 24 | 2.12× | 3.12× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BBT
| Net Interest Income | $190.8M | 88% |
| Noninterest Income | $25.9M | 12% |
CSGS
| Software As A Service And Related Solutions | $287.2M | 89% |
| License And Service | $22.6M | 7% |
| Maintenance | $13.3M | 4% |
