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南玻集团（CSGS）与EVERTEC, Inc.（EVTC）财务数据对比。点击上方公司名可切换其他公司
南玻集团的季度营收约是EVERTEC, Inc.的1.3倍（$323.1M vs $244.8M），EVERTEC, Inc.净利率更高（15.1% vs 2.2%，领先13.0%），EVERTEC, Inc.同比增速更快（13.1% vs 2.0%），EVERTEC, Inc.自由现金流更多（$63.7M vs $55.8M），过去两年EVERTEC, Inc.的营收复合增速更高（9.2% vs 4.6%）
中国南玻集团股份有限公司是中国规模最大的建筑玻璃生产商，业务涵盖浮法玻璃、建筑玻璃、显示玻璃、汽车玻璃、镀膜玻璃、镜子、彩滤玻璃、太阳能玻璃及节能玻璃等各类玻璃产品的研发、生产与销售，产品广泛应用于建筑、消费电子、新能源汽车、光伏等多个领域。
EVERTEC Inc.是总部位于波多黎各的领先全品类支付技术与交易处理服务商，主要面向拉丁美洲及加勒比地区的金融机构、零售商户和政府客户，提供商户收单、电子资金转账、数字支付解决方案及业务流程外包服务。
CSGS vs EVTC — 直观对比
营收规模更大
CSGS
是对方的1.3倍
$244.8M
营收增速更快
EVTC
高出11.1%
2.0%
净利率更高
EVTC
高出13.0%
2.2%
自由现金流更多
EVTC
多$7.9M
$55.8M
两年增速更快
EVTC
近两年复合增速
4.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $323.1M | $244.8M |
| 净利润 | $7.0M | $37.0M |
| 毛利率 | 50.0% | — |
| 营业利润率 | 9.0% | 17.6% |
| 净利率 | 2.2% | 15.1% |
| 营收同比 | 2.0% | 13.1% |
| 净利润同比 | -79.7% | -8.9% |
| 每股收益（稀释后） | $0.24 | $0.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CSGSEVTC
| Q4 25 | $323.1M | $244.8M | ||
| Q3 25 | $303.6M | $228.6M | ||
| Q2 25 | $297.1M | $229.6M | ||
| Q1 25 | $299.5M | $228.8M | ||
| Q4 24 | $316.7M | $216.4M | ||
| Q3 24 | $295.1M | $211.8M | ||
| Q2 24 | $290.3M | $212.0M | ||
| Q1 24 | $295.1M | $205.3M |
净利润CSGSEVTC
| Q4 25 | $7.0M | $37.0M | ||
| Q3 25 | $20.5M | $32.9M | ||
| Q2 25 | $12.3M | $40.5M | ||
| Q1 25 | $16.1M | $32.7M | ||
| Q4 24 | $34.5M | $40.7M | ||
| Q3 24 | $19.1M | $24.7M | ||
| Q2 24 | $13.8M | $31.9M | ||
| Q1 24 | $19.5M | $16.0M |
毛利率CSGSEVTC
| Q4 25 | 50.0% | — | ||
| Q3 25 | 48.1% | — | ||
| Q2 25 | 49.5% | — | ||
| Q1 25 | 48.4% | — | ||
| Q4 24 | 51.3% | — | ||
| Q3 24 | 49.4% | — | ||
| Q2 24 | 47.3% | — | ||
| Q1 24 | 46.5% | — |
营业利润率CSGSEVTC
| Q4 25 | 9.0% | 17.6% | ||
| Q3 25 | 10.0% | 16.5% | ||
| Q2 25 | 10.0% | 24.4% | ||
| Q1 25 | 9.8% | 21.6% | ||
| Q4 24 | 13.4% | 22.2% | ||
| Q3 24 | 10.8% | 19.6% | ||
| Q2 24 | 8.8% | 20.5% | ||
| Q1 24 | 10.8% | 16.0% |
净利率CSGSEVTC
| Q4 25 | 2.2% | 15.1% | ||
| Q3 25 | 6.7% | 14.4% | ||
| Q2 25 | 4.1% | 17.6% | ||
| Q1 25 | 5.4% | 14.3% | ||
| Q4 24 | 10.9% | 18.8% | ||
| Q3 24 | 6.5% | 11.7% | ||
| Q2 24 | 4.8% | 15.0% | ||
| Q1 24 | 6.6% | 7.8% |
每股收益（稀释后）CSGSEVTC
| Q4 25 | $0.24 | $0.57 | ||
| Q3 25 | $0.73 | $0.51 | ||
| Q2 25 | $0.44 | $0.62 | ||
| Q1 25 | $0.57 | $0.50 | ||
| Q4 24 | $1.20 | $0.62 | ||
| Q3 24 | $0.67 | $0.38 | ||
| Q2 24 | $0.48 | $0.49 | ||
| Q1 24 | $0.68 | $0.24 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $180.0M | $306.0M |
| 总债务越低越好 | $539.5M | — |
| 股东权益账面价值 | $283.7M | $621.6M |
| 总资产 | $1.5B | $2.2B |
| 负债/权益比越低杠杆越低 | 1.90× | — |
8季度趋势，按日历期对齐
现金及短期投资CSGSEVTC
| Q4 25 | $180.0M | $306.0M | ||
| Q3 25 | $158.4M | $474.7M | ||
| Q2 25 | $145.9M | $290.6M | ||
| Q1 25 | $136.0M | $265.9M | ||
| Q4 24 | $161.8M | $273.6M | ||
| Q3 24 | $118.4M | $275.4M | ||
| Q2 24 | $110.4M | $257.7M | ||
| Q1 24 | $120.8M | $293.7M |
总债务CSGSEVTC
| Q4 25 | $539.5M | — | ||
| Q3 25 | $538.6M | — | ||
| Q2 25 | $537.8M | — | ||
| Q1 25 | $537.6M | — | ||
| Q4 24 | $538.5M | — | ||
| Q3 24 | $539.5M | — | ||
| Q2 24 | $540.5M | — | ||
| Q1 24 | $541.5M | — |
股东权益CSGSEVTC
| Q4 25 | $283.7M | $621.6M | ||
| Q3 25 | $289.5M | $663.8M | ||
| Q2 25 | $290.7M | $612.3M | ||
| Q1 25 | $283.1M | $542.1M | ||
| Q4 24 | $282.6M | $472.5M | ||
| Q3 24 | $288.4M | $502.6M | ||
| Q2 24 | $273.3M | $483.4M | ||
| Q1 24 | $269.3M | $507.3M |
总资产CSGSEVTC
| Q4 25 | $1.5B | $2.2B | ||
| Q3 25 | $1.5B | $2.1B | ||
| Q2 25 | $1.4B | $2.0B | ||
| Q1 25 | $1.4B | $1.9B | ||
| Q4 24 | $1.5B | $1.9B | ||
| Q3 24 | $1.4B | $1.9B | ||
| Q2 24 | $1.4B | $1.9B | ||
| Q1 24 | $1.3B | $2.0B |
负债/权益比CSGSEVTC
| Q4 25 | 1.90× | — | ||
| Q3 25 | 1.86× | — | ||
| Q2 25 | 1.85× | — | ||
| Q1 25 | 1.90× | — | ||
| Q4 24 | 1.91× | — | ||
| Q3 24 | 1.87× | — | ||
| Q2 24 | 1.98× | — | ||
| Q1 24 | 2.01× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $59.2M | $70.0M |
| 自由现金流经营现金流 - 资本支出 | $55.8M | $63.7M |
| 自由现金流率自由现金流/营收 | 17.3% | 26.0% |
| 资本支出强度资本支出/营收 | 1.1% | 2.6% |
| 现金转化率经营现金流/净利润 | 8.46× | 1.89× |
| 过去12个月自由现金流最近4个季度 | $141.4M | $203.7M |
8季度趋势，按日历期对齐
经营现金流CSGSEVTC
| Q4 25 | $59.2M | $70.0M | ||
| Q3 25 | $47.9M | $70.9M | ||
| Q2 25 | $37.3M | $48.5M | ||
| Q1 25 | $11.5M | $37.6M | ||
| Q4 24 | $82.5M | $75.2M | ||
| Q3 24 | $39.5M | $53.6M | ||
| Q2 24 | $43.1M | $90.6M | ||
| Q1 24 | $-29.4M | $40.7M |
自由现金流CSGSEVTC
| Q4 25 | $55.8M | $63.7M | ||
| Q3 25 | $43.9M | $65.3M | ||
| Q2 25 | $34.6M | $43.5M | ||
| Q1 25 | $7.1M | $31.2M | ||
| Q4 24 | $76.6M | $70.8M | ||
| Q3 24 | $32.0M | $49.7M | ||
| Q2 24 | $38.8M | $78.8M | ||
| Q1 24 | $-34.1M | $35.3M |
自由现金流率CSGSEVTC
| Q4 25 | 17.3% | 26.0% | ||
| Q3 25 | 14.5% | 28.5% | ||
| Q2 25 | 11.6% | 18.9% | ||
| Q1 25 | 2.4% | 13.7% | ||
| Q4 24 | 24.2% | 32.7% | ||
| Q3 24 | 10.8% | 23.5% | ||
| Q2 24 | 13.4% | 37.2% | ||
| Q1 24 | -11.6% | 17.2% |
资本支出强度CSGSEVTC
| Q4 25 | 1.1% | 2.6% | ||
| Q3 25 | 1.3% | 2.5% | ||
| Q2 25 | 0.9% | 2.2% | ||
| Q1 25 | 1.5% | 2.8% | ||
| Q4 24 | 1.9% | 2.0% | ||
| Q3 24 | 2.5% | 1.8% | ||
| Q2 24 | 1.5% | 5.6% | ||
| Q1 24 | 1.6% | 2.6% |
现金转化率CSGSEVTC
| Q4 25 | 8.46× | 1.89× | ||
| Q3 25 | 2.34× | 2.16× | ||
| Q2 25 | 3.04× | 1.20× | ||
| Q1 25 | 0.71× | 1.15× | ||
| Q4 24 | 2.39× | 1.85× | ||
| Q3 24 | 2.07× | 2.17× | ||
| Q2 24 | 3.12× | 2.84× | ||
| Q1 24 | -1.51× | 2.55× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CSGS
| Software As A Service And Related Solutions | $287.2M | 89% |
| License And Service | $22.6M | 7% |
| Maintenance | $13.3M | 4% |
EVTC
| Latin America Payments And Solutions | $101.5M | 41% |
| Business Solutions | $58.3M | 24% |
| Merchant Acquiring Net | $48.2M | 20% |
| Payment Services Puerto Rico Caribbean | $36.8M | 15% |
| Transferred At Point In Time | $4.0M | 2% |
