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中国移动（BEEP）与Finward Bancorp（FNWD）财务数据对比。点击上方公司名可切换其他公司
Finward Bancorp的季度营收约是中国移动的2.1倍（$16.5M vs $7.9M），Finward Bancorp同比增速更快（1.1% vs -3.7%），过去两年中国移动的营收复合增速更高（-7.5% vs -19.1%）
中国移动通信集团是中国的国有特大型电信企业，面向中国大陆及香港地区提供移动通信服务，旗下中国移动有限公司以“中国移动”为品牌开展业务，拥有覆盖全国的移动通信网络，截至2021年6月，用户规模达9.455亿，是中国用户规模最大的移动运营商，位列福布斯全球2000强第25位。
Finward Bancorp是一家总部位于美国的区域性银行控股公司，主要面向本土运营区域内的个人消费者与中小企业，提供储蓄账户、各类贷款、商业融资及财富管理等零售与商业金融服务。
BEEP vs FNWD — 直观对比
营收规模更大
FNWD
是对方的2.1倍
$7.9M
营收增速更快
FNWD
高出4.8%
-3.7%
两年增速更快
BEEP
近两年复合增速
-19.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $7.9M | $16.5M |
| 净利润 | — | $2.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 11.0% |
| 净利率 | — | 12.0% |
| 营收同比 | -3.7% | 1.1% |
| 净利润同比 | — | -5.6% |
| 每股收益（稀释后） | — | $0.46 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BEEPFNWD
| Q1 26 | $7.9M | — | ||
| Q4 25 | $8.8M | $16.5M | ||
| Q3 25 | $9.1M | $17.4M | ||
| Q2 25 | $9.0M | $16.6M | ||
| Q1 25 | $8.2M | $15.5M | ||
| Q4 24 | $9.2M | $16.3M | ||
| Q3 24 | $9.8M | $14.9M | ||
| Q2 24 | $9.3M | $14.6M |
净利润BEEPFNWD
| Q1 26 | — | — | ||
| Q4 25 | $-7.5M | $2.0M | ||
| Q3 25 | $-5.8M | $3.5M | ||
| Q2 25 | $-4.3M | $2.2M | ||
| Q1 25 | $-3.9M | $455.0K | ||
| Q4 24 | $-999.0K | $2.1M | ||
| Q3 24 | $-1.3M | $606.0K | ||
| Q2 24 | $-1.4M | $143.0K |
营业利润率BEEPFNWD
| Q1 26 | — | — | ||
| Q4 25 | — | 11.0% | ||
| Q3 25 | — | 20.5% | ||
| Q2 25 | — | 12.7% | ||
| Q1 25 | — | 4.0% | ||
| Q4 24 | — | 16.3% | ||
| Q3 24 | — | 2.7% | ||
| Q2 24 | — | 0.9% |
净利率BEEPFNWD
| Q1 26 | — | — | ||
| Q4 25 | -85.6% | 12.0% | ||
| Q3 25 | -63.9% | 20.1% | ||
| Q2 25 | -47.3% | 12.9% | ||
| Q1 25 | -47.2% | 2.9% | ||
| Q4 24 | -10.9% | 12.9% | ||
| Q3 24 | -13.4% | 4.1% | ||
| Q2 24 | -14.6% | 1.0% |
每股收益（稀释后）BEEPFNWD
| Q1 26 | — | — | ||
| Q4 25 | — | $0.46 | ||
| Q3 25 | — | $0.81 | ||
| Q2 25 | — | $0.50 | ||
| Q1 25 | — | $0.11 | ||
| Q4 24 | — | $0.50 | ||
| Q3 24 | — | $0.14 | ||
| Q2 24 | — | $0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $8.5M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $150.1M | $174.7M |
| 总资产 | $362.8M | $2.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BEEPFNWD
| Q1 26 | $8.5M | — | ||
| Q4 25 | $8.3M | — | ||
| Q3 25 | $6.1M | — | ||
| Q2 25 | $10.6M | — | ||
| Q1 25 | $11.6M | — | ||
| Q4 24 | $10.7M | — | ||
| Q3 24 | $8.7M | — | ||
| Q2 24 | $8.7M | — |
总债务BEEPFNWD
| Q1 26 | — | — | ||
| Q4 25 | $198.3M | — | ||
| Q3 25 | $183.3M | — | ||
| Q2 25 | $186.7M | — | ||
| Q1 25 | $187.5M | — | ||
| Q4 24 | $188.2M | — | ||
| Q3 24 | $132.8M | — | ||
| Q2 24 | $133.6M | — |
股东权益BEEPFNWD
| Q1 26 | $150.1M | — | ||
| Q4 25 | $141.3M | $174.7M | ||
| Q3 25 | $151.7M | $165.5M | ||
| Q2 25 | $160.6M | $154.3M | ||
| Q1 25 | $164.5M | $151.8M | ||
| Q4 24 | $170.0M | $151.4M | ||
| Q3 24 | $134.8M | $159.6M | ||
| Q2 24 | $107.4M | $148.6M |
总资产BEEPFNWD
| Q1 26 | $362.8M | — | ||
| Q4 25 | $382.5M | $2.0B | ||
| Q3 25 | $397.8M | $2.1B | ||
| Q2 25 | $405.6M | $2.1B | ||
| Q1 25 | $409.5M | $2.0B | ||
| Q4 24 | $415.1M | $2.1B | ||
| Q3 24 | $418.2M | $2.1B | ||
| Q2 24 | $417.1M | $2.1B |
负债/权益比BEEPFNWD
| Q1 26 | — | — | ||
| Q4 25 | 1.40× | — | ||
| Q3 25 | 1.21× | — | ||
| Q2 25 | 1.16× | — | ||
| Q1 25 | 1.14× | — | ||
| Q4 24 | 1.11× | — | ||
| Q3 24 | 0.99× | — | ||
| Q2 24 | 1.24× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $9.9M |
| 自由现金流经营现金流 - 资本支出 | — | $9.0M |
| 自由现金流率自由现金流/营收 | — | 54.8% |
| 资本支出强度资本支出/营收 | — | 5.2% |
| 现金转化率经营现金流/净利润 | — | 4.99× |
| 过去12个月自由现金流最近4个季度 | — | $10.6M |
8季度趋势，按日历期对齐
经营现金流BEEPFNWD
| Q1 26 | — | — | ||
| Q4 25 | $848.0K | $9.9M | ||
| Q3 25 | $1.2M | $1.2M | ||
| Q2 25 | $1.8M | $4.8M | ||
| Q1 25 | $-1.5M | $-3.8M | ||
| Q4 24 | $-784.0K | $9.8M | ||
| Q3 24 | $0 | $-3.7M | ||
| Q2 24 | $346.0K | $2.8M |
自由现金流BEEPFNWD
| Q1 26 | — | — | ||
| Q4 25 | — | $9.0M | ||
| Q3 25 | — | $1.0M | ||
| Q2 25 | — | $4.5M | ||
| Q1 25 | — | $-4.0M | ||
| Q4 24 | — | $6.7M | ||
| Q3 24 | — | $-4.2M | ||
| Q2 24 | — | $1.1M |
自由现金流率BEEPFNWD
| Q1 26 | — | — | ||
| Q4 25 | — | 54.8% | ||
| Q3 25 | — | 6.0% | ||
| Q2 25 | — | 27.0% | ||
| Q1 25 | — | -25.7% | ||
| Q4 24 | — | 41.2% | ||
| Q3 24 | — | -28.5% | ||
| Q2 24 | — | 7.6% |
资本支出强度BEEPFNWD
| Q1 26 | — | — | ||
| Q4 25 | — | 5.2% | ||
| Q3 25 | — | 0.9% | ||
| Q2 25 | — | 1.7% | ||
| Q1 25 | — | 1.2% | ||
| Q4 24 | — | 18.8% | ||
| Q3 24 | — | 3.4% | ||
| Q2 24 | — | 11.2% |
现金转化率BEEPFNWD
| Q1 26 | — | — | ||
| Q4 25 | — | 4.99× | ||
| Q3 25 | — | 0.34× | ||
| Q2 25 | — | 2.22× | ||
| Q1 25 | — | -8.37× | ||
| Q4 24 | — | 4.66× | ||
| Q3 24 | — | -6.15× | ||
| Q2 24 | — | 19.23× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BEEP
| Managed property revenue | $6.6M | 83% |
| Base rental income | $1.1M | 14% |
| Percentage rental income | $219.0K | 3% |
FNWD
暂无分部数据
