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Bank First Corp（BFC）与Rumble Inc.（RUM）财务数据对比。点击上方公司名可切换其他公司
Bank First Corp的季度营收约是Rumble Inc.的1.7倍（$44.9M vs $27.1M），Bank First Corp净利率更高（45.8% vs -120.8%，领先166.6%），Bank First Corp同比增速更快（12.1% vs -10.5%），Bank First Corp自由现金流更多（$51.0M vs $-31.7M），过去两年Rumble Inc.的营收复合增速更高（15.2% vs 9.1%）
First Horizon Corporation（前身为田纳西第一银行）是一家成立于1864年、总部位于美国田纳西州孟菲斯的金融服务企业。通过旗下子公司First Horizon银行，其业务覆盖美国东南部12个州，是该区域第四大区域性银行。
Rumble Inc.是一家加美跨国企业，主营在线视频平台、网络托管及云服务，总部位于加拿大多伦多，美国总部设在佛罗里达州朗博特基。公司由加拿大科技创业者克里斯·帕夫洛夫斯基于2013年创立，云服务板块为Truth Social提供托管支持，其视频平台在美国保守派及极右翼用户群体中广受欢迎，属于“另类科技”阵营。
BFC vs RUM — 直观对比
营收规模更大
BFC
是对方的1.7倍
$27.1M
营收增速更快
BFC
高出22.6%
-10.5%
净利率更高
BFC
高出166.6%
-120.8%
自由现金流更多
BFC
多$82.8M
$-31.7M
两年增速更快
RUM
近两年复合增速
9.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $44.9M | $27.1M |
| 净利润 | $18.4M | $-32.7M |
| 毛利率 | — | 5.5% |
| 营业利润率 | 51.0% | -131.1% |
| 净利率 | 45.8% | -120.8% |
| 营收同比 | 12.1% | -10.5% |
| 净利润同比 | 4.8% | 86.2% |
| 每股收益（稀释后） | $1.87 | $-0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BFCRUM
| Q4 25 | $44.9M | $27.1M | ||
| Q3 25 | $44.2M | $24.8M | ||
| Q2 25 | $41.6M | — | ||
| Q1 25 | $43.1M | $23.7M | ||
| Q4 24 | $40.1M | $30.2M | ||
| Q3 24 | $40.8M | $25.1M | ||
| Q2 24 | $38.9M | $22.5M | ||
| Q1 24 | $37.7M | $17.7M |
净利润BFCRUM
| Q4 25 | $18.4M | $-32.7M | ||
| Q3 25 | $18.0M | $-16.3M | ||
| Q2 25 | $16.9M | — | ||
| Q1 25 | $18.2M | $-2.7M | ||
| Q4 24 | $17.5M | $-236.8M | ||
| Q3 24 | $16.6M | $-31.5M | ||
| Q2 24 | $16.1M | $-26.8M | ||
| Q1 24 | $15.4M | $-43.3M |
毛利率BFCRUM
| Q4 25 | — | 5.5% | ||
| Q3 25 | — | -1.8% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -26.7% | ||
| Q4 24 | — | -14.2% | ||
| Q3 24 | — | -45.4% | ||
| Q2 24 | — | -58.8% | ||
| Q1 24 | — | -79.5% |
营业利润率BFCRUM
| Q4 25 | 51.0% | -131.1% | ||
| Q3 25 | 50.8% | -113.6% | ||
| Q2 25 | 49.7% | — | ||
| Q1 25 | 51.3% | -153.5% | ||
| Q4 24 | 54.4% | -80.1% | ||
| Q3 24 | 50.7% | -131.0% | ||
| Q2 24 | 51.0% | -172.7% | ||
| Q1 24 | 45.6% | -197.4% |
净利率BFCRUM
| Q4 25 | 45.8% | -120.8% | ||
| Q3 25 | 40.7% | -65.7% | ||
| Q2 25 | 40.5% | — | ||
| Q1 25 | 42.3% | -11.2% | ||
| Q4 24 | 49.3% | -783.2% | ||
| Q3 24 | 40.6% | -125.9% | ||
| Q2 24 | 41.3% | -119.2% | ||
| Q1 24 | 40.8% | -244.1% |
每股收益（稀释后）BFCRUM
| Q4 25 | $1.87 | $-0.13 | ||
| Q3 25 | $1.83 | $-0.06 | ||
| Q2 25 | $1.71 | — | ||
| Q1 25 | $1.82 | $-0.01 | ||
| Q4 24 | $1.75 | $-1.17 | ||
| Q3 24 | $1.65 | $-0.15 | ||
| Q2 24 | $1.59 | $-0.13 | ||
| Q1 24 | $1.51 | $-0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $243.2M | $237.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $643.8M | $274.8M |
| 总资产 | $4.5B | $336.8M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BFCRUM
| Q4 25 | $243.2M | $237.9M | ||
| Q3 25 | $126.2M | $269.8M | ||
| Q2 25 | $120.3M | — | ||
| Q1 25 | $300.9M | $301.3M | ||
| Q4 24 | $261.3M | $114.0M | ||
| Q3 24 | $204.4M | $132.0M | ||
| Q2 24 | $99.0M | $154.2M | ||
| Q1 24 | $83.4M | $183.8M |
股东权益BFCRUM
| Q4 25 | $643.8M | $274.8M | ||
| Q3 25 | $628.1M | $302.2M | ||
| Q2 25 | $612.3M | — | ||
| Q1 25 | $648.4M | $339.6M | ||
| Q4 24 | $639.7M | $-63.1M | ||
| Q3 24 | $628.9M | $166.1M | ||
| Q2 24 | $614.6M | $192.7M | ||
| Q1 24 | $609.3M | $210.7M |
总资产BFCRUM
| Q4 25 | $4.5B | $336.8M | ||
| Q3 25 | $4.4B | $367.2M | ||
| Q2 25 | $4.4B | — | ||
| Q1 25 | $4.5B | $391.1M | ||
| Q4 24 | $4.5B | $195.3M | ||
| Q3 24 | $4.3B | $217.2M | ||
| Q2 24 | $4.1B | $243.2M | ||
| Q1 24 | $4.1B | $263.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $62.5M | $-29.4M |
| 自由现金流经营现金流 - 资本支出 | $51.0M | $-31.7M |
| 自由现金流率自由现金流/营收 | 113.6% | -117.2% |
| 资本支出强度资本支出/营收 | 25.5% | 8.5% |
| 现金转化率经营现金流/净利润 | 3.40× | — |
| 过去12个月自由现金流最近4个季度 | $75.8M | $-70.8M |
8季度趋势，按日历期对齐
经营现金流BFCRUM
| Q4 25 | $62.5M | $-29.4M | ||
| Q3 25 | $15.5M | $-10.6M | ||
| Q2 25 | $11.9M | — | ||
| Q1 25 | $6.2M | $-14.5M | ||
| Q4 24 | $65.8M | $-12.4M | ||
| Q3 24 | $18.8M | $-19.1M | ||
| Q2 24 | $14.9M | $-21.7M | ||
| Q1 24 | $1.3M | $-33.9M |
自由现金流BFCRUM
| Q4 25 | $51.0M | $-31.7M | ||
| Q3 25 | $12.5M | $-12.0M | ||
| Q2 25 | $8.2M | — | ||
| Q1 25 | $4.0M | $-14.6M | ||
| Q4 24 | $58.6M | $-12.4M | ||
| Q3 24 | $16.9M | $-19.9M | ||
| Q2 24 | $13.7M | $-23.1M | ||
| Q1 24 | $551.0K | $-34.3M |
自由现金流率BFCRUM
| Q4 25 | 113.6% | -117.2% | ||
| Q3 25 | 28.2% | -48.6% | ||
| Q2 25 | 19.8% | — | ||
| Q1 25 | 9.3% | -61.7% | ||
| Q4 24 | 146.3% | -40.9% | ||
| Q3 24 | 41.5% | -79.5% | ||
| Q2 24 | 35.3% | -102.8% | ||
| Q1 24 | 1.5% | -193.3% |
资本支出强度BFCRUM
| Q4 25 | 25.5% | 8.5% | ||
| Q3 25 | 6.7% | 5.7% | ||
| Q2 25 | 8.7% | — | ||
| Q1 25 | 5.0% | 0.6% | ||
| Q4 24 | 18.0% | 0.1% | ||
| Q3 24 | 4.5% | 3.4% | ||
| Q2 24 | 3.1% | 6.1% | ||
| Q1 24 | 2.1% | 2.4% |
现金转化率BFCRUM
| Q4 25 | 3.40× | — | ||
| Q3 25 | 0.86× | — | ||
| Q2 25 | 0.70× | — | ||
| Q1 25 | 0.34× | — | ||
| Q4 24 | 3.75× | — | ||
| Q3 24 | 1.13× | — | ||
| Q2 24 | 0.93× | — | ||
| Q1 24 | 0.09× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BFC
暂无分部数据
RUM
| Audience Monetization | $23.8M | 88% |
| Other Initiatives | $3.3M | 12% |
