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Business First Bancshares, Inc.（BFST）与RE/MAX Holdings, Inc.（RMAX）财务数据对比。点击上方公司名可切换其他公司
Business First Bancshares, Inc.的季度营收约是RE/MAX Holdings, Inc.的1.2倍（$83.1M vs $71.1M），Business First Bancshares, Inc.同比增速更快（7.1% vs -1.8%），Business First Bancshares, Inc.自由现金流更多（$92.0M vs $33.5M），过去两年Business First Bancshares, Inc.的营收复合增速更高（16.8% vs -4.7%）
第一公民银行股份公司是一家银行控股公司，总部位于美国北卡罗来纳州罗利，是美国规模最大的银行机构之一。公司核心子公司第一公民银行在全美23个州经营着超过500家网点，另一子公司硅谷银行则在15个州设有39家办事处。
RE/MAX是全球知名的房地产特许经营机构，业务遍布全球一百多个国家和地区，旗下拥有数千家门店，总计超过十万名房产经纪人，在国际房产中介领域拥有极高的品牌知名度与市场影响力。
BFST vs RMAX — 直观对比
营收规模更大
BFST
是对方的1.2倍
$71.1M
营收增速更快
BFST
高出8.9%
-1.8%
自由现金流更多
BFST
多$58.5M
$33.5M
两年增速更快
BFST
近两年复合增速
-4.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $83.1M | $71.1M |
| 净利润 | — | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | 33.2% | 13.1% |
| 净利率 | — | 2.0% |
| 营收同比 | 7.1% | -1.8% |
| 净利润同比 | — | -75.2% |
| 每股收益（稀释后） | $0.71 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BFSTRMAX
| Q4 25 | $83.1M | $71.1M | ||
| Q3 25 | $80.9M | $73.2M | ||
| Q2 25 | $81.5M | $72.8M | ||
| Q1 25 | $79.2M | $74.5M | ||
| Q4 24 | $77.6M | $72.5M | ||
| Q3 24 | $66.9M | $78.5M | ||
| Q2 24 | $66.2M | $78.5M | ||
| Q1 24 | $60.9M | $78.3M |
净利润BFSTRMAX
| Q4 25 | — | $1.4M | ||
| Q3 25 | $22.9M | $4.0M | ||
| Q2 25 | $22.1M | $4.7M | ||
| Q1 25 | $20.5M | $-2.0M | ||
| Q4 24 | — | $5.8M | ||
| Q3 24 | $17.8M | $966.0K | ||
| Q2 24 | $17.2M | $3.7M | ||
| Q1 24 | $13.6M | $-3.4M |
营业利润率BFSTRMAX
| Q4 25 | 33.2% | 13.1% | ||
| Q3 25 | 35.7% | 25.0% | ||
| Q2 25 | 34.4% | 19.3% | ||
| Q1 25 | 32.6% | 7.2% | ||
| Q4 24 | 27.5% | 5.9% | ||
| Q3 24 | 34.0% | 19.4% | ||
| Q2 24 | 32.9% | 20.6% | ||
| Q1 24 | 28.2% | 5.8% |
净利率BFSTRMAX
| Q4 25 | — | 2.0% | ||
| Q3 25 | 28.2% | 5.4% | ||
| Q2 25 | 27.1% | 6.4% | ||
| Q1 25 | 25.9% | -2.6% | ||
| Q4 24 | — | 8.0% | ||
| Q3 24 | 26.7% | 1.2% | ||
| Q2 24 | 26.0% | 4.7% | ||
| Q1 24 | 22.3% | -4.3% |
每股收益（稀释后）BFSTRMAX
| Q4 25 | $0.71 | — | ||
| Q3 25 | $0.73 | — | ||
| Q2 25 | $0.70 | — | ||
| Q1 25 | $0.65 | — | ||
| Q4 24 | $0.51 | — | ||
| Q3 24 | $0.65 | — | ||
| Q2 24 | $0.62 | — | ||
| Q1 24 | $0.48 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $411.2M | $118.7M |
| 总债务越低越好 | — | $432.2M |
| 股东权益账面价值 | $896.9M | $452.4M |
| 总资产 | $8.2B | $582.5M |
| 负债/权益比越低杠杆越低 | — | 0.96× |
8季度趋势，按日历期对齐
现金及短期投资BFSTRMAX
| Q4 25 | $411.2M | $118.7M | ||
| Q3 25 | $399.1M | $107.5M | ||
| Q2 25 | $495.8M | $94.3M | ||
| Q1 25 | $312.9M | $89.1M | ||
| Q4 24 | $319.1M | $96.6M | ||
| Q3 24 | $213.2M | $83.8M | ||
| Q2 24 | $208.1M | $66.1M | ||
| Q1 24 | $185.9M | $82.1M |
总债务BFSTRMAX
| Q4 25 | — | $432.2M | ||
| Q3 25 | — | $433.3M | ||
| Q2 25 | — | $434.4M | ||
| Q1 25 | — | $435.3M | ||
| Q4 24 | — | $436.2M | ||
| Q3 24 | — | $437.2M | ||
| Q2 24 | — | $438.1M | ||
| Q1 24 | — | $439.0M |
股东权益BFSTRMAX
| Q4 25 | $896.9M | $452.4M | ||
| Q3 25 | $878.4M | $448.1M | ||
| Q2 25 | $848.4M | $442.4M | ||
| Q1 25 | $826.3M | $433.5M | ||
| Q4 24 | $799.5M | $429.5M | ||
| Q3 24 | $699.5M | $423.1M | ||
| Q2 24 | $664.5M | $418.4M | ||
| Q1 24 | $649.0M | $412.0M |
总资产BFSTRMAX
| Q4 25 | $8.2B | $582.5M | ||
| Q3 25 | $8.0B | $582.2M | ||
| Q2 25 | $7.9B | $574.8M | ||
| Q1 25 | $7.8B | $571.4M | ||
| Q4 24 | $7.9B | $581.6M | ||
| Q3 24 | $6.9B | $578.6M | ||
| Q2 24 | $6.7B | $571.4M | ||
| Q1 24 | $6.7B | $566.7M |
负债/权益比BFSTRMAX
| Q4 25 | — | 0.96× | ||
| Q3 25 | — | 0.97× | ||
| Q2 25 | — | 0.98× | ||
| Q1 25 | — | 1.00× | ||
| Q4 24 | — | 1.02× | ||
| Q3 24 | — | 1.03× | ||
| Q2 24 | — | 1.05× | ||
| Q1 24 | — | 1.07× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $92.1M | $40.9M |
| 自由现金流经营现金流 - 资本支出 | $92.0M | $33.5M |
| 自由现金流率自由现金流/营收 | 110.7% | 47.1% |
| 资本支出强度资本支出/营收 | 0.1% | 10.4% |
| 现金转化率经营现金流/净利润 | — | 28.39× |
| 过去12个月自由现金流最近4个季度 | $165.6M | $56.8M |
8季度趋势，按日历期对齐
经营现金流BFSTRMAX
| Q4 25 | $92.1M | $40.9M | ||
| Q3 25 | $32.4M | $17.7M | ||
| Q2 25 | $14.0M | $4.6M | ||
| Q1 25 | $28.7M | $5.7M | ||
| Q4 24 | $61.4M | $59.7M | ||
| Q3 24 | $21.4M | $17.6M | ||
| Q2 24 | $15.1M | $15.9M | ||
| Q1 24 | $7.6M | $9.4M |
自由现金流BFSTRMAX
| Q4 25 | $92.0M | $33.5M | ||
| Q3 25 | $32.1M | $16.4M | ||
| Q2 25 | $13.8M | $2.9M | ||
| Q1 25 | $27.7M | $4.0M | ||
| Q4 24 | $59.8M | $53.0M | ||
| Q3 24 | $21.0M | $16.3M | ||
| Q2 24 | $14.0M | $14.0M | ||
| Q1 24 | $7.2M | $6.8M |
自由现金流率BFSTRMAX
| Q4 25 | 110.7% | 47.1% | ||
| Q3 25 | 39.6% | 22.4% | ||
| Q2 25 | 16.9% | 4.0% | ||
| Q1 25 | 34.9% | 5.3% | ||
| Q4 24 | 77.1% | 73.2% | ||
| Q3 24 | 31.4% | 20.8% | ||
| Q2 24 | 21.2% | 17.8% | ||
| Q1 24 | 11.8% | 8.6% |
资本支出强度BFSTRMAX
| Q4 25 | 0.1% | 10.4% | ||
| Q3 25 | 0.4% | 1.8% | ||
| Q2 25 | 0.3% | 2.2% | ||
| Q1 25 | 1.3% | 2.3% | ||
| Q4 24 | 2.0% | 9.1% | ||
| Q3 24 | 0.6% | 1.7% | ||
| Q2 24 | 1.6% | 2.4% | ||
| Q1 24 | 0.6% | 3.3% |
现金转化率BFSTRMAX
| Q4 25 | — | 28.39× | ||
| Q3 25 | 1.42× | 4.45× | ||
| Q2 25 | 0.63× | 0.97× | ||
| Q1 25 | 1.40× | — | ||
| Q4 24 | — | 10.28× | ||
| Q3 24 | 1.20× | 18.22× | ||
| Q2 24 | 0.88× | 4.29× | ||
| Q1 24 | 0.56× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BFST
暂无分部数据
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
