vs
Brighthouse Financial, Inc.（BHF）与Rollins, Inc.（ROL）财务数据对比。点击上方公司名可切换其他公司
Brighthouse Financial, Inc.的季度营收约是Rollins, Inc.的1.9倍（$1.7B vs $906.4M），Rollins, Inc.净利率更高（11.9% vs 8.1%，领先3.8%），Brighthouse Financial, Inc.同比增速更快（40.2% vs 10.2%），过去两年Brighthouse Financial, Inc.的营收复合增速更高（9.8% vs 0.8%）
Brighthouse Financial是总部位于美国北卡罗来纳州夏洛特的保险公司，核心业务为销售年金和人寿保险产品。截至2018年3月，该公司是美国规模领先的年金和人寿保险提供商之一，总资产达2190亿美元，有效保单及年金合约数量约260万份。
Rollins, Inc.是北美知名虫害防治服务商，面向住宅及商业客户提供专业防控服务。公司依托Orkin、HomeTeam Pest Defense等多家全资子公司布局全球业务，覆盖北美、英国等市场，在民用及商用虫害治理领域具备深厚的行业积累与品牌优势。
BHF vs ROL — 直观对比
营收规模更大
BHF
是对方的1.9倍
$906.4M
营收增速更快
BHF
高出30.0%
10.2%
净利率更高
ROL
高出3.8%
8.1%
两年增速更快
BHF
近两年复合增速
0.8%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.7B | $906.4M |
| 净利润 | $137.0M | $107.8M |
| 毛利率 | — | — |
| 营业利润率 | 8.9% | 16.1% |
| 净利率 | 8.1% | 11.9% |
| 营收同比 | 40.2% | 10.2% |
| 净利润同比 | -79.6% | 2.5% |
| 每股收益（稀释后） | $1.84 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BHFROL
| Q1 26 | — | $906.4M | ||
| Q4 25 | $1.7B | $912.9M | ||
| Q3 25 | $1.8B | $1.0B | ||
| Q2 25 | $871.0M | $999.5M | ||
| Q1 25 | $2.4B | $822.5M | ||
| Q4 24 | $1.2B | $832.2M | ||
| Q3 24 | $2.0B | $916.3M | ||
| Q2 24 | $1.4B | $891.9M |
净利润BHFROL
| Q1 26 | — | $107.8M | ||
| Q4 25 | $137.0M | $116.4M | ||
| Q3 25 | $479.0M | $163.5M | ||
| Q2 25 | $85.0M | $141.5M | ||
| Q1 25 | $-268.0M | $105.2M | ||
| Q4 24 | $671.0M | $105.7M | ||
| Q3 24 | $176.0M | $136.9M | ||
| Q2 24 | $34.0M | $129.4M |
营业利润率BHFROL
| Q1 26 | — | 16.1% | ||
| Q4 25 | 8.9% | 17.5% | ||
| Q3 25 | 32.2% | 21.9% | ||
| Q2 25 | 10.7% | 19.8% | ||
| Q1 25 | -14.8% | 17.3% | ||
| Q4 24 | 69.2% | 18.1% | ||
| Q3 24 | 9.3% | 20.9% | ||
| Q2 24 | 1.0% | 20.4% |
净利率BHFROL
| Q1 26 | — | 11.9% | ||
| Q4 25 | 8.1% | 12.8% | ||
| Q3 25 | 26.4% | 15.9% | ||
| Q2 25 | 9.8% | 14.2% | ||
| Q1 25 | -11.2% | 12.8% | ||
| Q4 24 | 55.7% | 12.7% | ||
| Q3 24 | 8.7% | 14.9% | ||
| Q2 24 | 2.4% | 14.5% |
每股收益（稀释后）BHFROL
| Q1 26 | — | $0.22 | ||
| Q4 25 | $1.84 | $0.24 | ||
| Q3 25 | $7.89 | $0.34 | ||
| Q2 25 | $1.02 | $0.29 | ||
| Q1 25 | $-5.04 | $0.22 | ||
| Q4 24 | $10.27 | $0.22 | ||
| Q3 24 | $2.47 | $0.28 | ||
| Q2 24 | $0.12 | $0.27 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $116.5M |
| 总债务越低越好 | $3.2B | $650.6M |
| 股东权益账面价值 | $6.8B | $1.4B |
| 总资产 | $241.8B | $3.2B |
| 负债/权益比越低杠杆越低 | 0.47× | 0.47× |
8季度趋势，按日历期对齐
现金及短期投资BHFROL
| Q1 26 | — | $116.5M | ||
| Q4 25 | — | $100.0M | ||
| Q3 25 | — | $127.4M | ||
| Q2 25 | — | $123.0M | ||
| Q1 25 | — | $201.2M | ||
| Q4 24 | $1.9B | $89.6M | ||
| Q3 24 | $1.8B | $95.3M | ||
| Q2 24 | $1.4B | $106.7M |
总债务BHFROL
| Q1 26 | — | $650.6M | ||
| Q4 25 | $3.2B | $486.1M | ||
| Q3 25 | $3.2B | $485.7M | ||
| Q2 25 | $3.2B | $485.3M | ||
| Q1 25 | $3.2B | $485.5M | ||
| Q4 24 | $3.2B | $395.3M | ||
| Q3 24 | $3.2B | — | ||
| Q2 24 | $3.2B | — |
股东权益BHFROL
| Q1 26 | — | $1.4B | ||
| Q4 25 | $6.8B | $1.4B | ||
| Q3 25 | $6.4B | $1.5B | ||
| Q2 25 | $5.7B | $1.4B | ||
| Q1 25 | $5.2B | $1.4B | ||
| Q4 24 | $5.0B | $1.3B | ||
| Q3 24 | $5.5B | $1.3B | ||
| Q2 24 | $4.1B | $1.2B |
总资产BHFROL
| Q1 26 | — | $3.2B | ||
| Q4 25 | $241.8B | $3.1B | ||
| Q3 25 | $244.7B | $3.2B | ||
| Q2 25 | $242.6B | $3.2B | ||
| Q1 25 | $234.7B | $2.9B | ||
| Q4 24 | $238.5B | $2.8B | ||
| Q3 24 | $245.2B | $2.8B | ||
| Q2 24 | $237.4B | $2.8B |
负债/权益比BHFROL
| Q1 26 | — | 0.47× | ||
| Q4 25 | 0.47× | 0.35× | ||
| Q3 25 | 0.50× | 0.32× | ||
| Q2 25 | 0.56× | 0.34× | ||
| Q1 25 | 0.60× | 0.36× | ||
| Q4 24 | 0.64× | 0.30× | ||
| Q3 24 | 0.57× | — | ||
| Q2 24 | 0.76× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-3.0M | $118.4M |
| 自由现金流经营现金流 - 资本支出 | — | $111.2M |
| 自由现金流率自由现金流/营收 | — | 12.3% |
| 资本支出强度资本支出/营收 | — | 0.8% |
| 现金转化率经营现金流/净利润 | -0.02× | 1.10× |
| 过去12个月自由现金流最近4个季度 | — | $621.1M |
8季度趋势，按日历期对齐
经营现金流BHFROL
| Q1 26 | — | $118.4M | ||
| Q4 25 | $-3.0M | $164.7M | ||
| Q3 25 | $117.0M | $191.3M | ||
| Q2 25 | $-1.0M | $175.1M | ||
| Q1 25 | $146.0M | $146.9M | ||
| Q4 24 | $-118.0M | $188.2M | ||
| Q3 24 | $24.0M | $146.9M | ||
| Q2 24 | $334.0M | $145.1M |
自由现金流BHFROL
| Q1 26 | — | $111.2M | ||
| Q4 25 | — | $159.0M | ||
| Q3 25 | — | $182.8M | ||
| Q2 25 | — | $168.0M | ||
| Q1 25 | — | $140.1M | ||
| Q4 24 | — | $184.0M | ||
| Q3 24 | — | $139.4M | ||
| Q2 24 | — | $136.4M |
自由现金流率BHFROL
| Q1 26 | — | 12.3% | ||
| Q4 25 | — | 17.4% | ||
| Q3 25 | — | 17.8% | ||
| Q2 25 | — | 16.8% | ||
| Q1 25 | — | 17.0% | ||
| Q4 24 | — | 22.1% | ||
| Q3 24 | — | 15.2% | ||
| Q2 24 | — | 15.3% |
资本支出强度BHFROL
| Q1 26 | — | 0.8% | ||
| Q4 25 | — | 0.6% | ||
| Q3 25 | — | 0.8% | ||
| Q2 25 | — | 0.7% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | — | 0.5% | ||
| Q3 24 | — | 0.8% | ||
| Q2 24 | — | 1.0% |
现金转化率BHFROL
| Q1 26 | — | 1.10× | ||
| Q4 25 | -0.02× | 1.41× | ||
| Q3 25 | 0.24× | 1.17× | ||
| Q2 25 | -0.01× | 1.24× | ||
| Q1 25 | — | 1.40× | ||
| Q4 24 | -0.18× | 1.78× | ||
| Q3 24 | 0.14× | 1.07× | ||
| Q2 24 | 9.82× | 1.12× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BHF
| Annuities | $926.0M | 55% |
| Runoff | $319.0M | 19% |
| Life | $298.0M | 18% |
| Other | $78.0M | 5% |
| Distribution Service | $66.0M | 4% |
| Accident And Health Insurance Segment | $2.0M | 0% |
ROL
暂无分部数据
