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Brighthouse Financial, Inc.（BHF）与Roper Technologies（ROP）财务数据对比。点击上方公司名可切换其他公司
Roper Technologies的季度营收约是Brighthouse Financial, Inc.的1.2倍（$2.1B vs $1.7B），Roper Technologies净利率更高（15.8% vs 8.1%，领先7.7%），Brighthouse Financial, Inc.同比增速更快（40.2% vs 11.3%），过去两年Roper Technologies的营收复合增速更高（10.5% vs 9.8%）
Brighthouse Financial是总部位于美国北卡罗来纳州夏洛特的保险公司，核心业务为销售年金和人寿保险产品。截至2018年3月，该公司是美国规模领先的年金和人寿保险提供商之一，总资产达2190亿美元，有效保单及年金合约数量约260万份。
罗珀技术公司是一家专注于科技领域的控股企业，通过持有并运营多家不同细分赛道的科技公司，在科技产业投资与资产管理领域形成了成熟的业务体系，在全球相关市场具备较高的行业影响力。
BHF vs ROP — 直观对比
营收规模更大
ROP
是对方的1.2倍
$1.7B
营收增速更快
BHF
高出28.9%
11.3%
净利率更高
ROP
高出7.7%
8.1%
两年增速更快
ROP
近两年复合增速
9.8%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.7B | $2.1B |
| 净利润 | $137.0M | $331.0M |
| 毛利率 | — | 69.4% |
| 营业利润率 | 8.9% | 27.2% |
| 净利率 | 8.1% | 15.8% |
| 营收同比 | 40.2% | 11.3% |
| 净利润同比 | -79.6% | 53.7% |
| 每股收益（稀释后） | $1.84 | $4.87 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BHFROP
| Q1 26 | — | $2.1B | ||
| Q4 25 | $1.7B | $2.1B | ||
| Q3 25 | $1.8B | $2.0B | ||
| Q2 25 | $871.0M | $1.9B | ||
| Q1 25 | $2.4B | $1.9B | ||
| Q4 24 | $1.2B | $1.9B | ||
| Q3 24 | $2.0B | $1.8B | ||
| Q2 24 | $1.4B | $1.7B |
净利润BHFROP
| Q1 26 | — | $331.0M | ||
| Q4 25 | $137.0M | $428.4M | ||
| Q3 25 | $479.0M | $398.5M | ||
| Q2 25 | $85.0M | $378.3M | ||
| Q1 25 | $-268.0M | $331.1M | ||
| Q4 24 | $671.0M | $462.3M | ||
| Q3 24 | $176.0M | $367.9M | ||
| Q2 24 | $34.0M | $337.1M |
毛利率BHFROP
| Q1 26 | — | 69.4% | ||
| Q4 25 | — | 69.5% | ||
| Q3 25 | — | 69.5% | ||
| Q2 25 | — | 69.2% | ||
| Q1 25 | — | 68.7% | ||
| Q4 24 | — | 68.3% | ||
| Q3 24 | — | 69.2% | ||
| Q2 24 | — | 69.5% |
营业利润率BHFROP
| Q1 26 | — | 27.2% | ||
| Q4 25 | 8.9% | 28.6% | ||
| Q3 25 | 32.2% | 28.4% | ||
| Q2 25 | 10.7% | 28.2% | ||
| Q1 25 | -14.8% | 27.9% | ||
| Q4 24 | 69.2% | 28.0% | ||
| Q3 24 | 9.3% | 28.1% | ||
| Q2 24 | 1.0% | 28.8% |
净利率BHFROP
| Q1 26 | — | 15.8% | ||
| Q4 25 | 8.1% | 20.8% | ||
| Q3 25 | 26.4% | 19.8% | ||
| Q2 25 | 9.8% | 19.5% | ||
| Q1 25 | -11.2% | 17.6% | ||
| Q4 24 | 55.7% | 24.6% | ||
| Q3 24 | 8.7% | 20.8% | ||
| Q2 24 | 2.4% | 19.6% |
每股收益（稀释后）BHFROP
| Q1 26 | — | $4.87 | ||
| Q4 25 | $1.84 | $3.97 | ||
| Q3 25 | $7.89 | $3.68 | ||
| Q2 25 | $1.02 | $3.49 | ||
| Q1 25 | $-5.04 | $3.06 | ||
| Q4 24 | $10.27 | $4.29 | ||
| Q3 24 | $2.47 | $3.40 | ||
| Q2 24 | $0.12 | $3.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $382.9M |
| 总债务越低越好 | $3.2B | $9.7B |
| 股东权益账面价值 | $6.8B | $18.8B |
| 总资产 | $241.8B | $34.6B |
| 负债/权益比越低杠杆越低 | 0.47× | 0.52× |
8季度趋势，按日历期对齐
现金及短期投资BHFROP
| Q1 26 | — | $382.9M | ||
| Q4 25 | — | $297.4M | ||
| Q3 25 | — | $320.0M | ||
| Q2 25 | — | $242.4M | ||
| Q1 25 | — | $372.8M | ||
| Q4 24 | $1.9B | $188.2M | ||
| Q3 24 | $1.8B | $269.6M | ||
| Q2 24 | $1.4B | $251.5M |
总债务BHFROP
| Q1 26 | — | $9.7B | ||
| Q4 25 | $3.2B | $9.3B | ||
| Q3 25 | $3.2B | — | ||
| Q2 25 | $3.2B | — | ||
| Q1 25 | $3.2B | — | ||
| Q4 24 | $3.2B | $7.6B | ||
| Q3 24 | $3.2B | — | ||
| Q2 24 | $3.2B | — |
股东权益BHFROP
| Q1 26 | — | $18.8B | ||
| Q4 25 | $6.8B | $19.9B | ||
| Q3 25 | $6.4B | $20.0B | ||
| Q2 25 | $5.7B | $19.6B | ||
| Q1 25 | $5.2B | $19.2B | ||
| Q4 24 | $5.0B | $18.9B | ||
| Q3 24 | $5.5B | $18.5B | ||
| Q2 24 | $4.1B | $18.1B |
总资产BHFROP
| Q1 26 | — | $34.6B | ||
| Q4 25 | $241.8B | $34.6B | ||
| Q3 25 | $244.7B | $34.6B | ||
| Q2 25 | $242.6B | $33.2B | ||
| Q1 25 | $234.7B | $31.4B | ||
| Q4 24 | $238.5B | $31.3B | ||
| Q3 24 | $245.2B | $31.6B | ||
| Q2 24 | $237.4B | $29.8B |
负债/权益比BHFROP
| Q1 26 | — | 0.52× | ||
| Q4 25 | 0.47× | 0.47× | ||
| Q3 25 | 0.50× | — | ||
| Q2 25 | 0.56× | — | ||
| Q1 25 | 0.60× | — | ||
| Q4 24 | 0.64× | 0.40× | ||
| Q3 24 | 0.57× | — | ||
| Q2 24 | 0.76× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-3.0M | — |
| 自由现金流经营现金流 - 资本支出 | — | $507.0M |
| 自由现金流率自由现金流/营收 | — | 24.2% |
| 资本支出强度资本支出/营收 | — | 0.5% |
| 现金转化率经营现金流/净利润 | -0.02× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流BHFROP
| Q1 26 | — | — | ||
| Q4 25 | $-3.0M | $738.0M | ||
| Q3 25 | $117.0M | $869.5M | ||
| Q2 25 | $-1.0M | $404.1M | ||
| Q1 25 | $146.0M | $528.7M | ||
| Q4 24 | $-118.0M | $722.2M | ||
| Q3 24 | $24.0M | $755.4M | ||
| Q2 24 | $334.0M | $384.1M |
自由现金流BHFROP
| Q1 26 | — | $507.0M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
自由现金流率BHFROP
| Q1 26 | — | 24.2% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
资本支出强度BHFROP
| Q1 26 | — | 0.5% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金转化率BHFROP
| Q1 26 | — | — | ||
| Q4 25 | -0.02× | 1.72× | ||
| Q3 25 | 0.24× | 2.18× | ||
| Q2 25 | -0.01× | 1.07× | ||
| Q1 25 | — | 1.60× | ||
| Q4 24 | -0.18× | 1.56× | ||
| Q3 24 | 0.14× | 2.05× | ||
| Q2 24 | 9.82× | 1.14× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BHF
| Annuities | $926.0M | 55% |
| Runoff | $319.0M | 19% |
| Life | $298.0M | 18% |
| Other | $78.0M | 5% |
| Distribution Service | $66.0M | 4% |
| Accident And Health Insurance Segment | $2.0M | 0% |
ROP
暂无分部数据
