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BILL Holdings, Inc.（BILL）与COMPASS MINERALS INTERNATIONAL INC（CMP）财务数据对比。点击上方公司名可切换其他公司
BILL Holdings, Inc.的季度营收约是COMPASS MINERALS INTERNATIONAL INC的1.0倍（$414.7M vs $396.1M），COMPASS MINERALS INTERNATIONAL INC净利率更高（4.7% vs -0.6%，领先5.3%），COMPASS MINERALS INTERNATIONAL INC同比增速更快（28.9% vs 14.4%），BILL Holdings, Inc.自由现金流更多（$103.8M vs $-59.8M），过去两年BILL Holdings, Inc.的营收复合增速更高（13.3% vs 4.3%）
BILL Holdings, Inc. 是总部位于美国加利福尼亚州圣何塞的企业，专注为美国小型企业提供自动化云原生财务运营软件。旗下Bill.com Connect是白标端到端支付自动化平台，可供金融机构接入其单点登录的线上企业银行生态中使用。
指南针矿产国际是一家美国上市矿产企业，总部位于堪萨斯州欧弗兰帕克，是盐、氯化镁和硫酸钾等产品的领先生产商。公司面向北美和英国客户供应经处理与未经处理的散装道路除冰盐，同时向全球种植者提供植物营养产品，此外也生产民用除冰、水质调节产品及相关商用产品。
BILL vs CMP — 直观对比
营收规模更大
BILL
是对方的1.0倍
$396.1M
营收增速更快
CMP
高出14.6%
14.4%
净利率更高
CMP
高出5.3%
-0.6%
自由现金流更多
BILL
多$163.6M
$-59.8M
两年增速更快
BILL
近两年复合增速
4.3%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $414.7M | $396.1M |
| 净利润 | $-2.6M | $18.6M |
| 毛利率 | 79.8% | 16.0% |
| 营业利润率 | -4.4% | 9.2% |
| 净利率 | -0.6% | 4.7% |
| 营收同比 | 14.4% | 28.9% |
| 净利润同比 | -107.7% | 178.8% |
| 每股收益（稀释后） | $-0.03 | $0.43 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BILLCMP
| Q4 25 | $414.7M | $396.1M | ||
| Q3 25 | $395.7M | $227.5M | ||
| Q2 25 | $383.3M | $214.6M | ||
| Q1 25 | $358.2M | $494.6M | ||
| Q4 24 | $362.6M | $307.2M | ||
| Q3 24 | $358.4M | $208.8M | ||
| Q2 24 | $343.7M | $202.9M | ||
| Q1 24 | $323.0M | $364.0M |
净利润BILLCMP
| Q4 25 | $-2.6M | $18.6M | ||
| Q3 25 | $-3.0M | $-7.2M | ||
| Q2 25 | $-7.1M | $-17.0M | ||
| Q1 25 | $-11.6M | $-32.0M | ||
| Q4 24 | $33.5M | $-23.6M | ||
| Q3 24 | $8.9M | $-48.3M | ||
| Q2 24 | $7.6M | $-43.6M | ||
| Q1 24 | $31.8M | $-38.9M |
毛利率BILLCMP
| Q4 25 | 79.8% | 16.0% | ||
| Q3 25 | 80.5% | 16.9% | ||
| Q2 25 | 80.8% | 19.2% | ||
| Q1 25 | 81.2% | 15.5% | ||
| Q4 24 | 81.6% | 11.2% | ||
| Q3 24 | 82.0% | 9.3% | ||
| Q2 24 | 81.0% | 16.1% | ||
| Q1 24 | 83.0% | 19.7% |
营业利润率BILLCMP
| Q4 25 | -4.4% | 9.2% | ||
| Q3 25 | -5.2% | 5.3% | ||
| Q2 25 | -5.8% | 7.4% | ||
| Q1 25 | -8.1% | -0.6% | ||
| Q4 24 | -6.0% | 0.2% | ||
| Q3 24 | -2.1% | -14.3% | ||
| Q2 24 | -6.5% | 2.9% | ||
| Q1 24 | -8.6% | -10.8% |
净利率BILLCMP
| Q4 25 | -0.6% | 4.7% | ||
| Q3 25 | -0.7% | -3.2% | ||
| Q2 25 | -1.8% | -7.9% | ||
| Q1 25 | -3.2% | -6.5% | ||
| Q4 24 | 9.3% | -7.7% | ||
| Q3 24 | 2.5% | -23.1% | ||
| Q2 24 | 2.2% | -21.5% | ||
| Q1 24 | 9.8% | -10.7% |
每股收益（稀释后）BILLCMP
| Q4 25 | $-0.03 | $0.43 | ||
| Q3 25 | $-0.03 | — | ||
| Q2 25 | $0.02 | $-0.41 | ||
| Q1 25 | $-0.11 | $-0.77 | ||
| Q4 24 | $-0.06 | $-0.57 | ||
| Q3 24 | $0.08 | $-1.17 | ||
| Q2 24 | $0.37 | $-1.05 | ||
| Q1 24 | $0.00 | $-0.94 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.1B | $46.7M |
| 总债务越低越好 | $1.8B | $890.0M |
| 股东权益账面价值 | $3.8B | $260.5M |
| 总资产 | $10.1B | $1.5B |
| 负债/权益比越低杠杆越低 | 0.48× | 3.42× |
8季度趋势，按日历期对齐
现金及短期投资BILLCMP
| Q4 25 | $1.1B | $46.7M | ||
| Q3 25 | $1.1B | $59.7M | ||
| Q2 25 | $1.0B | $79.4M | ||
| Q1 25 | $1.0B | $49.5M | ||
| Q4 24 | $1.6B | $45.8M | ||
| Q3 24 | $853.5M | $20.2M | ||
| Q2 24 | $985.9M | $12.8M | ||
| Q1 24 | $952.5M | $38.3M |
总债务BILLCMP
| Q4 25 | $1.8B | $890.0M | ||
| Q3 25 | $1.9B | $839.8M | ||
| Q2 25 | $1.7B | $833.4M | ||
| Q1 25 | $1.7B | $807.6M | ||
| Q4 24 | $1.7B | $974.4M | ||
| Q3 24 | $914.8M | $921.2M | ||
| Q2 24 | $914.0M | $875.1M | ||
| Q1 24 | $1.1B | $877.2M |
股东权益BILLCMP
| Q4 25 | $3.8B | $260.5M | ||
| Q3 25 | $3.9B | $234.1M | ||
| Q2 25 | $3.9B | $249.8M | ||
| Q1 25 | $3.9B | $236.5M | ||
| Q4 24 | $3.8B | $263.0M | ||
| Q3 24 | $4.0B | $316.6M | ||
| Q2 24 | $4.1B | $352.1M | ||
| Q1 24 | $4.1B | $400.4M |
总资产BILLCMP
| Q4 25 | $10.1B | $1.5B | ||
| Q3 25 | $10.2B | $1.5B | ||
| Q2 25 | $10.1B | $1.5B | ||
| Q1 25 | $9.6B | $1.5B | ||
| Q4 24 | $9.7B | $1.7B | ||
| Q3 24 | $9.0B | $1.6B | ||
| Q2 24 | $9.2B | $1.6B | ||
| Q1 24 | $9.1B | $1.7B |
负债/权益比BILLCMP
| Q4 25 | 0.48× | 3.42× | ||
| Q3 25 | 0.48× | 3.59× | ||
| Q2 25 | 0.44× | 3.34× | ||
| Q1 25 | 0.43× | 3.41× | ||
| Q4 24 | 0.44× | 3.70× | ||
| Q3 24 | 0.23× | 2.91× | ||
| Q2 24 | 0.22× | 2.49× | ||
| Q1 24 | 0.28× | 2.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $105.3M | $-37.0M |
| 自由现金流经营现金流 - 资本支出 | $103.8M | $-59.8M |
| 自由现金流率自由现金流/营收 | 25.0% | -15.1% |
| 资本支出强度资本支出/营收 | 0.4% | 5.8% |
| 现金转化率经营现金流/净利润 | — | -1.99× |
| 过去12个月自由现金流最近4个季度 | $378.8M | $94.1M |
8季度趋势，按日历期对齐
经营现金流BILLCMP
| Q4 25 | $105.3M | $-37.0M | ||
| Q3 25 | $96.9M | $-6.9M | ||
| Q2 25 | $83.8M | $21.8M | ||
| Q1 25 | $99.5M | $186.9M | ||
| Q4 24 | $78.7M | $-4.1M | ||
| Q3 24 | $88.6M | $-12.7M | ||
| Q2 24 | $78.6M | $-6.8M | ||
| Q1 24 | $66.8M | $86.2M |
自由现金流BILLCMP
| Q4 25 | $103.8M | $-59.8M | ||
| Q3 25 | $95.6M | $-22.8M | ||
| Q2 25 | $81.0M | $3.8M | ||
| Q1 25 | $98.4M | $172.9M | ||
| Q4 24 | $78.3M | $-25.9M | ||
| Q3 24 | $88.6M | $-33.6M | ||
| Q2 24 | $78.4M | $-21.5M | ||
| Q1 24 | $66.8M | $56.2M |
自由现金流率BILLCMP
| Q4 25 | 25.0% | -15.1% | ||
| Q3 25 | 24.1% | -10.0% | ||
| Q2 25 | 21.1% | 1.8% | ||
| Q1 25 | 27.5% | 35.0% | ||
| Q4 24 | 21.6% | -8.4% | ||
| Q3 24 | 24.7% | -16.1% | ||
| Q2 24 | 22.8% | -10.6% | ||
| Q1 24 | 20.7% | 15.4% |
资本支出强度BILLCMP
| Q4 25 | 0.4% | 5.8% | ||
| Q3 25 | 0.3% | 7.0% | ||
| Q2 25 | 0.7% | 8.4% | ||
| Q1 25 | 0.3% | 2.8% | ||
| Q4 24 | 0.1% | 7.1% | ||
| Q3 24 | 0.0% | 10.0% | ||
| Q2 24 | 0.1% | 7.2% | ||
| Q1 24 | 0.0% | 8.2% |
现金转化率BILLCMP
| Q4 25 | — | -1.99× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 2.35× | — | ||
| Q3 24 | 9.94× | — | ||
| Q2 24 | 10.35× | — | ||
| Q1 24 | 2.10× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BILL
| Accounts Payable And Accounts Receivable Solutions | $185.9M | 45% |
| Spend And Expense Interchange Revenue | $166.5M | 40% |
| Interest On Funds Held For Customers | $39.5M | 10% |
| Embedded And Other Solutions | $22.8M | 5% |
CMP
| Highway Deicing Salt | $210.8M | 53% |
| Consumer Industrial Salt | $120.7M | 30% |
| Plant Nutrition | $60.8M | 15% |
| Transferred Over Time | $2.8M | 1% |
| Other | $1.0M | 0% |
