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BILL Holdings, Inc.（BILL）与e.l.f. Beauty, Inc.（ELF）财务数据对比。点击上方公司名可切换其他公司
e.l.f. Beauty, Inc.的季度营收约是BILL Holdings, Inc.的1.2倍（$489.5M vs $414.7M），e.l.f. Beauty, Inc.净利率更高（8.0% vs -0.6%，领先8.7%），e.l.f. Beauty, Inc.同比增速更快（37.8% vs 14.4%），BILL Holdings, Inc.自由现金流更多（$103.8M vs $52.8M）
BILL Holdings, Inc. 是总部位于美国加利福尼亚州圣何塞的企业，专注为美国小型企业提供自动化云原生财务运营软件。旗下Bill.com Connect是白标端到端支付自动化平台，可供金融机构接入其单点登录的线上企业银行生态中使用。
e.l.f. Beauty是美国知名彩妆品牌，2004年创立，总部位于加利福尼亚州奥克兰。品牌产品线丰富，涵盖沐浴护肤产品、矿物彩妆、专业美妆工具、眼线笔、口红、腮红、睫毛膏等多个品类，产品销往全球18个国家，入驻Target、沃尔玛等主流零售渠道，过半营收来自品牌官网。
BILL vs ELF — 直观对比
营收规模更大
ELF
是对方的1.2倍
$414.7M
营收增速更快
ELF
高出23.4%
14.4%
净利率更高
ELF
高出8.7%
-0.6%
自由现金流更多
BILL
多$51.0M
$52.8M
损益表 — Q2 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $414.7M | $489.5M |
| 净利润 | $-2.6M | $39.4M |
| 毛利率 | 79.8% | 71.0% |
| 营业利润率 | -4.4% | 13.8% |
| 净利率 | -0.6% | 8.0% |
| 营收同比 | 14.4% | 37.8% |
| 净利润同比 | -107.7% | 128.1% |
| 每股收益（稀释后） | $-0.03 | $0.65 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BILLELF
| Q4 25 | $414.7M | $489.5M | ||
| Q3 25 | $395.7M | $343.9M | ||
| Q2 25 | $383.3M | $353.7M | ||
| Q1 25 | $358.2M | — | ||
| Q4 24 | $362.6M | — | ||
| Q3 24 | $358.4M | — | ||
| Q2 24 | $343.7M | — | ||
| Q1 24 | $323.0M | — |
净利润BILLELF
| Q4 25 | $-2.6M | $39.4M | ||
| Q3 25 | $-3.0M | $3.0M | ||
| Q2 25 | $-7.1M | $33.3M | ||
| Q1 25 | $-11.6M | — | ||
| Q4 24 | $33.5M | — | ||
| Q3 24 | $8.9M | — | ||
| Q2 24 | $7.6M | — | ||
| Q1 24 | $31.8M | — |
毛利率BILLELF
| Q4 25 | 79.8% | 71.0% | ||
| Q3 25 | 80.5% | 69.4% | ||
| Q2 25 | 80.8% | 69.1% | ||
| Q1 25 | 81.2% | — | ||
| Q4 24 | 81.6% | — | ||
| Q3 24 | 82.0% | — | ||
| Q2 24 | 81.0% | — | ||
| Q1 24 | 83.0% | — |
营业利润率BILLELF
| Q4 25 | -4.4% | 13.8% | ||
| Q3 25 | -5.2% | 2.2% | ||
| Q2 25 | -5.8% | 13.8% | ||
| Q1 25 | -8.1% | — | ||
| Q4 24 | -6.0% | — | ||
| Q3 24 | -2.1% | — | ||
| Q2 24 | -6.5% | — | ||
| Q1 24 | -8.6% | — |
净利率BILLELF
| Q4 25 | -0.6% | 8.0% | ||
| Q3 25 | -0.7% | 0.9% | ||
| Q2 25 | -1.8% | 9.4% | ||
| Q1 25 | -3.2% | — | ||
| Q4 24 | 9.3% | — | ||
| Q3 24 | 2.5% | — | ||
| Q2 24 | 2.2% | — | ||
| Q1 24 | 9.8% | — |
每股收益（稀释后）BILLELF
| Q4 25 | $-0.03 | $0.65 | ||
| Q3 25 | $-0.03 | $0.05 | ||
| Q2 25 | $0.02 | $0.58 | ||
| Q1 25 | $-0.11 | — | ||
| Q4 24 | $-0.06 | — | ||
| Q3 24 | $0.08 | — | ||
| Q2 24 | $0.37 | — | ||
| Q1 24 | $0.00 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.1B | $196.8M |
| 总债务越低越好 | $1.8B | $816.7M |
| 股东权益账面价值 | $3.8B | $1.2B |
| 总资产 | $10.1B | $2.3B |
| 负债/权益比越低杠杆越低 | 0.48× | 0.70× |
8季度趋势，按日历期对齐
现金及短期投资BILLELF
| Q4 25 | $1.1B | $196.8M | ||
| Q3 25 | $1.1B | $194.4M | ||
| Q2 25 | $1.0B | $170.0M | ||
| Q1 25 | $1.0B | — | ||
| Q4 24 | $1.6B | — | ||
| Q3 24 | $853.5M | — | ||
| Q2 24 | $985.9M | — | ||
| Q1 24 | $952.5M | — |
总债务BILLELF
| Q4 25 | $1.8B | $816.7M | ||
| Q3 25 | $1.9B | $831.6M | ||
| Q2 25 | $1.7B | $256.7M | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $914.8M | — | ||
| Q2 24 | $914.0M | — | ||
| Q1 24 | $1.1B | — |
股东权益BILLELF
| Q4 25 | $3.8B | $1.2B | ||
| Q3 25 | $3.9B | $1.1B | ||
| Q2 25 | $3.9B | $804.9M | ||
| Q1 25 | $3.9B | — | ||
| Q4 24 | $3.8B | — | ||
| Q3 24 | $4.0B | — | ||
| Q2 24 | $4.1B | — | ||
| Q1 24 | $4.1B | — |
总资产BILLELF
| Q4 25 | $10.1B | $2.3B | ||
| Q3 25 | $10.2B | $2.3B | ||
| Q2 25 | $10.1B | $1.3B | ||
| Q1 25 | $9.6B | — | ||
| Q4 24 | $9.7B | — | ||
| Q3 24 | $9.0B | — | ||
| Q2 24 | $9.2B | — | ||
| Q1 24 | $9.1B | — |
负债/权益比BILLELF
| Q4 25 | 0.48× | 0.70× | ||
| Q3 25 | 0.48× | 0.73× | ||
| Q2 25 | 0.44× | 0.32× | ||
| Q1 25 | 0.43× | — | ||
| Q4 24 | 0.44× | — | ||
| Q3 24 | 0.23× | — | ||
| Q2 24 | 0.22× | — | ||
| Q1 24 | 0.28× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $105.3M | $59.4M |
| 自由现金流经营现金流 - 资本支出 | $103.8M | $52.8M |
| 自由现金流率自由现金流/营收 | 25.0% | 10.8% |
| 资本支出强度资本支出/营收 | 0.4% | 1.4% |
| 现金转化率经营现金流/净利润 | — | 1.51× |
| 过去12个月自由现金流最近4个季度 | $378.8M | — |
8季度趋势，按日历期对齐
经营现金流BILLELF
| Q4 25 | $105.3M | $59.4M | ||
| Q3 25 | $96.9M | $23.4M | ||
| Q2 25 | $83.8M | $27.2M | ||
| Q1 25 | $99.5M | — | ||
| Q4 24 | $78.7M | — | ||
| Q3 24 | $88.6M | — | ||
| Q2 24 | $78.6M | — | ||
| Q1 24 | $66.8M | — |
自由现金流BILLELF
| Q4 25 | $103.8M | $52.8M | ||
| Q3 25 | $95.6M | $16.6M | ||
| Q2 25 | $81.0M | $20.1M | ||
| Q1 25 | $98.4M | — | ||
| Q4 24 | $78.3M | — | ||
| Q3 24 | $88.6M | — | ||
| Q2 24 | $78.4M | — | ||
| Q1 24 | $66.8M | — |
自由现金流率BILLELF
| Q4 25 | 25.0% | 10.8% | ||
| Q3 25 | 24.1% | 4.8% | ||
| Q2 25 | 21.1% | 5.7% | ||
| Q1 25 | 27.5% | — | ||
| Q4 24 | 21.6% | — | ||
| Q3 24 | 24.7% | — | ||
| Q2 24 | 22.8% | — | ||
| Q1 24 | 20.7% | — |
资本支出强度BILLELF
| Q4 25 | 0.4% | 1.4% | ||
| Q3 25 | 0.3% | 2.0% | ||
| Q2 25 | 0.7% | 2.0% | ||
| Q1 25 | 0.3% | — | ||
| Q4 24 | 0.1% | — | ||
| Q3 24 | 0.0% | — | ||
| Q2 24 | 0.1% | — | ||
| Q1 24 | 0.0% | — |
现金转化率BILLELF
| Q4 25 | — | 1.51× | ||
| Q3 25 | — | 7.82× | ||
| Q2 25 | — | 0.82× | ||
| Q1 25 | — | — | ||
| Q4 24 | 2.35× | — | ||
| Q3 24 | 9.94× | — | ||
| Q2 24 | 10.35× | — | ||
| Q1 24 | 2.10× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BILL
| Accounts Payable And Accounts Receivable Solutions | $185.9M | 45% |
| Spend And Expense Interchange Revenue | $166.5M | 40% |
| Interest On Funds Held For Customers | $39.5M | 10% |
| Embedded And Other Solutions | $22.8M | 5% |
ELF
暂无分部数据
