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BILL Holdings, Inc.（BILL）与Equity Residential（EQR）财务数据对比。点击上方公司名可切换其他公司
Equity Residential的季度营收约是BILL Holdings, Inc.的1.9倍（$781.9M vs $414.7M），Equity Residential净利率更高（48.9% vs -0.6%，领先49.5%），BILL Holdings, Inc.同比增速更快（14.4% vs 2.0%），过去两年BILL Holdings, Inc.的营收复合增速更高（13.3% vs 3.4%）
BILL Holdings, Inc. 是总部位于美国加利福尼亚州圣何塞的企业，专注为美国小型企业提供自动化云原生财务运营软件。旗下Bill.com Connect是白标端到端支付自动化平台，可供金融机构接入其单点登录的线上企业银行生态中使用。
Equity Residential是总部位于美国的公开上市房地产投资信托基金（REIT），核心业务聚焦公寓类不动产投资，在全美多地持有大量优质公寓资产，深耕租赁住房市场，拥有成熟的运营管理经验和突出的行业竞争优势。
BILL vs EQR — 直观对比
营收规模更大
EQR
是对方的1.9倍
$414.7M
营收增速更快
BILL
高出12.4%
2.0%
净利率更高
EQR
高出49.5%
-0.6%
两年增速更快
BILL
近两年复合增速
3.4%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $414.7M | $781.9M |
| 净利润 | $-2.6M | $382.1M |
| 毛利率 | 79.8% | — |
| 营业利润率 | -4.4% | 50.6% |
| 净利率 | -0.6% | 48.9% |
| 营收同比 | 14.4% | 2.0% |
| 净利润同比 | -107.7% | -8.8% |
| 每股收益（稀释后） | $-0.03 | $1.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BILLEQR
| Q4 25 | $414.7M | $781.9M | ||
| Q3 25 | $395.7M | $782.4M | ||
| Q2 25 | $383.3M | $768.8M | ||
| Q1 25 | $358.2M | $760.8M | ||
| Q4 24 | $362.6M | $766.8M | ||
| Q3 24 | $358.4M | $748.3M | ||
| Q2 24 | $343.7M | $734.2M | ||
| Q1 24 | $323.0M | $730.8M |
净利润BILLEQR
| Q4 25 | $-2.6M | $382.1M | ||
| Q3 25 | $-3.0M | $289.1M | ||
| Q2 25 | $-7.1M | $192.4M | ||
| Q1 25 | $-11.6M | $256.6M | ||
| Q4 24 | $33.5M | $419.1M | ||
| Q3 24 | $8.9M | $143.4M | ||
| Q2 24 | $7.6M | $177.5M | ||
| Q1 24 | $31.8M | $295.8M |
毛利率BILLEQR
| Q4 25 | 79.8% | — | ||
| Q3 25 | 80.5% | — | ||
| Q2 25 | 80.8% | — | ||
| Q1 25 | 81.2% | — | ||
| Q4 24 | 81.6% | — | ||
| Q3 24 | 82.0% | — | ||
| Q2 24 | 81.0% | — | ||
| Q1 24 | 83.0% | — |
营业利润率BILLEQR
| Q4 25 | -4.4% | 50.6% | ||
| Q3 25 | -5.2% | 38.5% | ||
| Q2 25 | -5.8% | 26.6% | ||
| Q1 25 | -8.1% | 35.7% | ||
| Q4 24 | -6.0% | 57.2% | ||
| Q3 24 | -2.1% | 20.1% | ||
| Q2 24 | -6.5% | 25.3% | ||
| Q1 24 | -8.6% | 42.0% |
净利率BILLEQR
| Q4 25 | -0.6% | 48.9% | ||
| Q3 25 | -0.7% | 36.9% | ||
| Q2 25 | -1.8% | 25.0% | ||
| Q1 25 | -3.2% | 33.7% | ||
| Q4 24 | 9.3% | 54.7% | ||
| Q3 24 | 2.5% | 19.2% | ||
| Q2 24 | 2.2% | 24.2% | ||
| Q1 24 | 9.8% | 40.5% |
每股收益（稀释后）BILLEQR
| Q4 25 | $-0.03 | $1.01 | ||
| Q3 25 | $-0.03 | $0.76 | ||
| Q2 25 | $0.02 | $0.50 | ||
| Q1 25 | $-0.11 | $0.67 | ||
| Q4 24 | $-0.06 | $1.10 | ||
| Q3 24 | $0.08 | $0.38 | ||
| Q2 24 | $0.37 | $0.47 | ||
| Q1 24 | $0.00 | $0.77 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.1B | $55.9M |
| 总债务越低越好 | $1.8B | $8.2B |
| 股东权益账面价值 | $3.8B | $11.0B |
| 总资产 | $10.1B | $20.7B |
| 负债/权益比越低杠杆越低 | 0.48× | 0.75× |
8季度趋势，按日历期对齐
现金及短期投资BILLEQR
| Q4 25 | $1.1B | $55.9M | ||
| Q3 25 | $1.1B | $93.1M | ||
| Q2 25 | $1.0B | $31.3M | ||
| Q1 25 | $1.0B | $39.8M | ||
| Q4 24 | $1.6B | $62.3M | ||
| Q3 24 | $853.5M | $28.6M | ||
| Q2 24 | $985.9M | $38.3M | ||
| Q1 24 | $952.5M | $44.5M |
总债务BILLEQR
| Q4 25 | $1.8B | $8.2B | ||
| Q3 25 | $1.9B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | $8.2B | ||
| Q3 24 | $914.8M | — | ||
| Q2 24 | $914.0M | — | ||
| Q1 24 | $1.1B | — |
股东权益BILLEQR
| Q4 25 | $3.8B | $11.0B | ||
| Q3 25 | $3.9B | $11.1B | ||
| Q2 25 | $3.9B | $11.0B | ||
| Q1 25 | $3.9B | $11.0B | ||
| Q4 24 | $3.8B | $11.0B | ||
| Q3 24 | $4.0B | $10.9B | ||
| Q2 24 | $4.1B | $11.0B | ||
| Q1 24 | $4.1B | $11.1B |
总资产BILLEQR
| Q4 25 | $10.1B | $20.7B | ||
| Q3 25 | $10.2B | $21.1B | ||
| Q2 25 | $10.1B | $21.0B | ||
| Q1 25 | $9.6B | $20.6B | ||
| Q4 24 | $9.7B | $20.8B | ||
| Q3 24 | $9.0B | $20.9B | ||
| Q2 24 | $9.2B | $19.8B | ||
| Q1 24 | $9.1B | $19.9B |
负债/权益比BILLEQR
| Q4 25 | 0.48× | 0.75× | ||
| Q3 25 | 0.48× | — | ||
| Q2 25 | 0.44× | — | ||
| Q1 25 | 0.43× | — | ||
| Q4 24 | 0.44× | 0.74× | ||
| Q3 24 | 0.23× | — | ||
| Q2 24 | 0.22× | — | ||
| Q1 24 | 0.28× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $105.3M | $387.0M |
| 自由现金流经营现金流 - 资本支出 | $103.8M | — |
| 自由现金流率自由现金流/营收 | 25.0% | — |
| 资本支出强度资本支出/营收 | 0.4% | — |
| 现金转化率经营现金流/净利润 | — | 1.01× |
| 过去12个月自由现金流最近4个季度 | $378.8M | — |
8季度趋势，按日历期对齐
经营现金流BILLEQR
| Q4 25 | $105.3M | $387.0M | ||
| Q3 25 | $96.9M | $476.7M | ||
| Q2 25 | $83.8M | $359.5M | ||
| Q1 25 | $99.5M | $425.5M | ||
| Q4 24 | $78.7M | $354.2M | ||
| Q3 24 | $88.6M | $401.4M | ||
| Q2 24 | $78.6M | $396.9M | ||
| Q1 24 | $66.8M | $421.0M |
自由现金流BILLEQR
| Q4 25 | $103.8M | — | ||
| Q3 25 | $95.6M | — | ||
| Q2 25 | $81.0M | — | ||
| Q1 25 | $98.4M | — | ||
| Q4 24 | $78.3M | — | ||
| Q3 24 | $88.6M | — | ||
| Q2 24 | $78.4M | — | ||
| Q1 24 | $66.8M | — |
自由现金流率BILLEQR
| Q4 25 | 25.0% | — | ||
| Q3 25 | 24.1% | — | ||
| Q2 25 | 21.1% | — | ||
| Q1 25 | 27.5% | — | ||
| Q4 24 | 21.6% | — | ||
| Q3 24 | 24.7% | — | ||
| Q2 24 | 22.8% | — | ||
| Q1 24 | 20.7% | — |
资本支出强度BILLEQR
| Q4 25 | 0.4% | — | ||
| Q3 25 | 0.3% | — | ||
| Q2 25 | 0.7% | — | ||
| Q1 25 | 0.3% | — | ||
| Q4 24 | 0.1% | — | ||
| Q3 24 | 0.0% | — | ||
| Q2 24 | 0.1% | — | ||
| Q1 24 | 0.0% | — |
现金转化率BILLEQR
| Q4 25 | — | 1.01× | ||
| Q3 25 | — | 1.65× | ||
| Q2 25 | — | 1.87× | ||
| Q1 25 | — | 1.66× | ||
| Q4 24 | 2.35× | 0.85× | ||
| Q3 24 | 9.94× | 2.80× | ||
| Q2 24 | 10.35× | 2.24× | ||
| Q1 24 | 2.10× | 1.42× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BILL
| Accounts Payable And Accounts Receivable Solutions | $185.9M | 45% |
| Spend And Expense Interchange Revenue | $166.5M | 40% |
| Interest On Funds Held For Customers | $39.5M | 10% |
| Embedded And Other Solutions | $22.8M | 5% |
EQR
暂无分部数据
