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BILL Holdings, Inc.（BILL）与Essex Property Trust（ESS）财务数据对比。点击上方公司名可切换其他公司
Essex Property Trust的季度营收约是BILL Holdings, Inc.的1.2倍（$479.6M vs $414.7M），Essex Property Trust净利率更高（17.9% vs -0.6%，领先18.5%），BILL Holdings, Inc.同比增速更快（14.4% vs 5.5%），过去两年BILL Holdings, Inc.的营收复合增速更高（13.3% vs 6.0%）
BILL Holdings, Inc. 是总部位于美国加利福尼亚州圣何塞的企业，专注为美国小型企业提供自动化云原生财务运营软件。旗下Bill.com Connect是白标端到端支付自动化平台，可供金融机构接入其单点登录的线上企业银行生态中使用。
Essex Property Trust是一家公开上市的房地产投资信托企业，重点布局美国西海岸优质不动产市场，核心投资标的为加利福尼亚州及西雅图大都会区的公寓类物业，在长租公寓的投资、运营及管理领域拥有深厚的行业积累与资源优势。
BILL vs ESS — 直观对比
营收规模更大
ESS
是对方的1.2倍
$414.7M
营收增速更快
BILL
高出8.8%
5.5%
净利率更高
ESS
高出18.5%
-0.6%
两年增速更快
BILL
近两年复合增速
6.0%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $414.7M | $479.6M |
| 净利润 | $-2.6M | $85.7M |
| 毛利率 | 79.8% | 70.0% |
| 营业利润率 | -4.4% | 31.7% |
| 净利率 | -0.6% | 17.9% |
| 营收同比 | 14.4% | 5.5% |
| 净利润同比 | -107.7% | -71.6% |
| 每股收益（稀释后） | $-0.03 | $1.24 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BILLESS
| Q4 25 | $414.7M | $479.6M | ||
| Q3 25 | $395.7M | $473.3M | ||
| Q2 25 | $383.3M | $469.8M | ||
| Q1 25 | $358.2M | $464.6M | ||
| Q4 24 | $362.6M | $454.5M | ||
| Q3 24 | $358.4M | $450.7M | ||
| Q2 24 | $343.7M | $442.4M | ||
| Q1 24 | $323.0M | $426.9M |
净利润BILLESS
| Q4 25 | $-2.6M | $85.7M | ||
| Q3 25 | $-3.0M | $172.7M | ||
| Q2 25 | $-7.1M | $231.5M | ||
| Q1 25 | $-11.6M | $212.8M | ||
| Q4 24 | $33.5M | $301.7M | ||
| Q3 24 | $8.9M | $125.5M | ||
| Q2 24 | $7.6M | $99.0M | ||
| Q1 24 | $31.8M | $285.1M |
毛利率BILLESS
| Q4 25 | 79.8% | 70.0% | ||
| Q3 25 | 80.5% | 69.2% | ||
| Q2 25 | 80.8% | 70.7% | ||
| Q1 25 | 81.2% | 69.6% | ||
| Q4 24 | 81.6% | 70.0% | ||
| Q3 24 | 82.0% | 69.5% | ||
| Q2 24 | 81.0% | 70.8% | ||
| Q1 24 | 83.0% | 69.7% |
营业利润率BILLESS
| Q4 25 | -4.4% | 31.7% | ||
| Q3 25 | -5.2% | 44.5% | ||
| Q2 25 | -5.8% | 59.5% | ||
| Q1 25 | -8.1% | 55.3% | ||
| Q4 24 | -6.0% | 67.0% | ||
| Q3 24 | -2.1% | 28.6% | ||
| Q2 24 | -6.5% | 31.1% | ||
| Q1 24 | -8.6% | 31.0% |
净利率BILLESS
| Q4 25 | -0.6% | 17.9% | ||
| Q3 25 | -0.7% | 36.5% | ||
| Q2 25 | -1.8% | 49.3% | ||
| Q1 25 | -3.2% | 45.8% | ||
| Q4 24 | 9.3% | 66.4% | ||
| Q3 24 | 2.5% | 27.8% | ||
| Q2 24 | 2.2% | 22.4% | ||
| Q1 24 | 9.8% | 66.8% |
每股收益（稀释后）BILLESS
| Q4 25 | $-0.03 | $1.24 | ||
| Q3 25 | $-0.03 | $2.56 | ||
| Q2 25 | $0.02 | $3.44 | ||
| Q1 25 | $-0.11 | $3.16 | ||
| Q4 24 | $-0.06 | $4.00 | ||
| Q3 24 | $0.08 | $1.84 | ||
| Q2 24 | $0.37 | $1.45 | ||
| Q1 24 | $0.00 | $4.25 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.1B | $76.2M |
| 总债务越低越好 | $1.8B | — |
| 股东权益账面价值 | $3.8B | $5.5B |
| 总资产 | $10.1B | $13.2B |
| 负债/权益比越低杠杆越低 | 0.48× | — |
8季度趋势，按日历期对齐
现金及短期投资BILLESS
| Q4 25 | $1.1B | $76.2M | ||
| Q3 25 | $1.1B | $66.0M | ||
| Q2 25 | $1.0B | $58.7M | ||
| Q1 25 | $1.0B | $98.7M | ||
| Q4 24 | $1.6B | $66.8M | ||
| Q3 24 | $853.5M | $71.3M | ||
| Q2 24 | $985.9M | $55.2M | ||
| Q1 24 | $952.5M | $499.0M |
总债务BILLESS
| Q4 25 | $1.8B | — | ||
| Q3 25 | $1.9B | $6.4B | ||
| Q2 25 | $1.7B | $6.4B | ||
| Q1 25 | $1.7B | $6.8B | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $914.8M | $6.4B | ||
| Q2 24 | $914.0M | $6.2B | ||
| Q1 24 | $1.1B | $6.6B |
股东权益BILLESS
| Q4 25 | $3.8B | $5.5B | ||
| Q3 25 | $3.9B | $5.6B | ||
| Q2 25 | $3.9B | $5.6B | ||
| Q1 25 | $3.9B | $5.6B | ||
| Q4 24 | $3.8B | $5.5B | ||
| Q3 24 | $4.0B | $5.4B | ||
| Q2 24 | $4.1B | $5.5B | ||
| Q1 24 | $4.1B | $5.5B |
总资产BILLESS
| Q4 25 | $10.1B | $13.2B | ||
| Q3 25 | $10.2B | $13.2B | ||
| Q2 25 | $10.1B | $13.2B | ||
| Q1 25 | $9.6B | $13.2B | ||
| Q4 24 | $9.7B | $12.9B | ||
| Q3 24 | $9.0B | $12.6B | ||
| Q2 24 | $9.2B | $12.5B | ||
| Q1 24 | $9.1B | $12.9B |
负债/权益比BILLESS
| Q4 25 | 0.48× | — | ||
| Q3 25 | 0.48× | 1.15× | ||
| Q2 25 | 0.44× | 1.14× | ||
| Q1 25 | 0.43× | 1.22× | ||
| Q4 24 | 0.44× | — | ||
| Q3 24 | 0.23× | 1.18× | ||
| Q2 24 | 0.22× | 1.13× | ||
| Q1 24 | 0.28× | 1.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $105.3M | $1.1B |
| 自由现金流经营现金流 - 资本支出 | $103.8M | — |
| 自由现金流率自由现金流/营收 | 25.0% | — |
| 资本支出强度资本支出/营收 | 0.4% | — |
| 现金转化率经营现金流/净利润 | — | 12.53× |
| 过去12个月自由现金流最近4个季度 | $378.8M | — |
8季度趋势，按日历期对齐
经营现金流BILLESS
| Q4 25 | $105.3M | $1.1B | ||
| Q3 25 | $96.9M | $342.6M | ||
| Q2 25 | $83.8M | $216.1M | ||
| Q1 25 | $99.5M | $281.5M | ||
| Q4 24 | $78.7M | $1.1B | ||
| Q3 24 | $88.6M | $316.2M | ||
| Q2 24 | $78.6M | $218.9M | ||
| Q1 24 | $66.8M | $314.9M |
自由现金流BILLESS
| Q4 25 | $103.8M | — | ||
| Q3 25 | $95.6M | — | ||
| Q2 25 | $81.0M | — | ||
| Q1 25 | $98.4M | — | ||
| Q4 24 | $78.3M | — | ||
| Q3 24 | $88.6M | — | ||
| Q2 24 | $78.4M | — | ||
| Q1 24 | $66.8M | — |
自由现金流率BILLESS
| Q4 25 | 25.0% | — | ||
| Q3 25 | 24.1% | — | ||
| Q2 25 | 21.1% | — | ||
| Q1 25 | 27.5% | — | ||
| Q4 24 | 21.6% | — | ||
| Q3 24 | 24.7% | — | ||
| Q2 24 | 22.8% | — | ||
| Q1 24 | 20.7% | — |
资本支出强度BILLESS
| Q4 25 | 0.4% | — | ||
| Q3 25 | 0.3% | — | ||
| Q2 25 | 0.7% | — | ||
| Q1 25 | 0.3% | — | ||
| Q4 24 | 0.1% | — | ||
| Q3 24 | 0.0% | — | ||
| Q2 24 | 0.1% | — | ||
| Q1 24 | 0.0% | — |
现金转化率BILLESS
| Q4 25 | — | 12.53× | ||
| Q3 25 | — | 1.98× | ||
| Q2 25 | — | 0.93× | ||
| Q1 25 | — | 1.32× | ||
| Q4 24 | 2.35× | 3.54× | ||
| Q3 24 | 9.94× | 2.52× | ||
| Q2 24 | 10.35× | 2.21× | ||
| Q1 24 | 2.10× | 1.10× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BILL
| Accounts Payable And Accounts Receivable Solutions | $185.9M | 45% |
| Spend And Expense Interchange Revenue | $166.5M | 40% |
| Interest On Funds Held For Customers | $39.5M | 10% |
| Embedded And Other Solutions | $22.8M | 5% |
ESS
暂无分部数据
