vs
BILL Holdings, Inc.（BILL）与Kosmos Energy Ltd.（KOS）财务数据对比。点击上方公司名可切换其他公司
BILL Holdings, Inc.的季度营收约是Kosmos Energy Ltd.的1.4倍（$414.7M vs $294.6M），BILL Holdings, Inc.同比增速更快（14.4% vs -25.9%），过去两年BILL Holdings, Inc.的营收复合增速更高（13.3% vs -16.5%）
BILL Holdings, Inc. 是总部位于美国加利福尼亚州圣何塞的企业，专注为美国小型企业提供自动化云原生财务运营软件。旗下Bill.com Connect是白标端到端支付自动化平台，可供金融机构接入其单点登录的线上企业银行生态中使用。
科斯莫斯能源是一家美国上游石油企业，总部位于得克萨斯州达拉斯。公司目前在加纳、赤道几内亚近海以及墨西哥湾开展油气生产与开发业务，在毛里塔尼亚、塞内加尔近海拥有开发项目，还在纳米比亚、圣多美和普林西比、苏里南近海持有勘探许可。
BILL vs KOS — 直观对比
营收规模更大
BILL
是对方的1.4倍
$294.6M
营收增速更快
BILL
高出40.3%
-25.9%
两年增速更快
BILL
近两年复合增速
-16.5%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $414.7M | $294.6M |
| 净利润 | $-2.6M | — |
| 毛利率 | 79.8% | — |
| 营业利润率 | -4.4% | -125.7% |
| 净利率 | -0.6% | — |
| 营收同比 | 14.4% | -25.9% |
| 净利润同比 | -107.7% | — |
| 每股收益（稀释后） | $-0.03 | $-0.80 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BILLKOS
| Q4 25 | $414.7M | $294.6M | ||
| Q3 25 | $395.7M | $311.0M | ||
| Q2 25 | $383.3M | $392.6M | ||
| Q1 25 | $358.2M | $290.1M | ||
| Q4 24 | $362.6M | $397.6M | ||
| Q3 24 | $358.4M | $407.8M | ||
| Q2 24 | $343.7M | $447.8M | ||
| Q1 24 | $323.0M | $422.3M |
净利润BILLKOS
| Q4 25 | $-2.6M | — | ||
| Q3 25 | $-3.0M | $-124.3M | ||
| Q2 25 | $-7.1M | $-87.7M | ||
| Q1 25 | $-11.6M | $-110.6M | ||
| Q4 24 | $33.5M | — | ||
| Q3 24 | $8.9M | $45.0M | ||
| Q2 24 | $7.6M | $59.8M | ||
| Q1 24 | $31.8M | $91.7M |
毛利率BILLKOS
| Q4 25 | 79.8% | — | ||
| Q3 25 | 80.5% | — | ||
| Q2 25 | 80.8% | — | ||
| Q1 25 | 81.2% | — | ||
| Q4 24 | 81.6% | — | ||
| Q3 24 | 82.0% | — | ||
| Q2 24 | 81.0% | — | ||
| Q1 24 | 83.0% | — |
营业利润率BILLKOS
| Q4 25 | -4.4% | -125.7% | ||
| Q3 25 | -5.2% | -34.2% | ||
| Q2 25 | -5.8% | -16.2% | ||
| Q1 25 | -8.1% | -32.4% | ||
| Q4 24 | -6.0% | -8.5% | ||
| Q3 24 | -2.1% | 26.1% | ||
| Q2 24 | -6.5% | 30.2% | ||
| Q1 24 | -8.6% | 33.6% |
净利率BILLKOS
| Q4 25 | -0.6% | — | ||
| Q3 25 | -0.7% | -40.0% | ||
| Q2 25 | -1.8% | -22.3% | ||
| Q1 25 | -3.2% | -38.1% | ||
| Q4 24 | 9.3% | — | ||
| Q3 24 | 2.5% | 11.0% | ||
| Q2 24 | 2.2% | 13.3% | ||
| Q1 24 | 9.8% | 21.7% |
每股收益（稀释后）BILLKOS
| Q4 25 | $-0.03 | $-0.80 | ||
| Q3 25 | $-0.03 | $-0.26 | ||
| Q2 25 | $0.02 | $-0.18 | ||
| Q1 25 | $-0.11 | $-0.23 | ||
| Q4 24 | $-0.06 | $0.00 | ||
| Q3 24 | $0.08 | $0.09 | ||
| Q2 24 | $0.37 | $0.12 | ||
| Q1 24 | $0.00 | $0.19 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.1B | $91.5M |
| 总债务越低越好 | $1.8B | $3.1B |
| 股东权益账面价值 | $3.8B | $528.6M |
| 总资产 | $10.1B | $4.7B |
| 负债/权益比越低杠杆越低 | 0.48× | 5.78× |
8季度趋势，按日历期对齐
现金及短期投资BILLKOS
| Q4 25 | $1.1B | $91.5M | ||
| Q3 25 | $1.1B | $64.0M | ||
| Q2 25 | $1.0B | $51.7M | ||
| Q1 25 | $1.0B | $49.8M | ||
| Q4 24 | $1.6B | $85.0M | ||
| Q3 24 | $853.5M | $51.6M | ||
| Q2 24 | $985.9M | $173.8M | ||
| Q1 24 | $952.5M | $254.3M |
总债务BILLKOS
| Q4 25 | $1.8B | $3.1B | ||
| Q3 25 | $1.9B | $3.0B | ||
| Q2 25 | $1.7B | $2.9B | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | $2.7B | ||
| Q3 24 | $914.8M | — | ||
| Q2 24 | $914.0M | — | ||
| Q1 24 | $1.1B | — |
股东权益BILLKOS
| Q4 25 | $3.8B | $528.6M | ||
| Q3 25 | $3.9B | $898.8M | ||
| Q2 25 | $3.9B | $1.0B | ||
| Q1 25 | $3.9B | $1.1B | ||
| Q4 24 | $3.8B | $1.2B | ||
| Q3 24 | $4.0B | $1.2B | ||
| Q2 24 | $4.1B | $1.1B | ||
| Q1 24 | $4.1B | $1.1B |
总资产BILLKOS
| Q4 25 | $10.1B | $4.7B | ||
| Q3 25 | $10.2B | $5.1B | ||
| Q2 25 | $10.1B | $5.2B | ||
| Q1 25 | $9.6B | $5.3B | ||
| Q4 24 | $9.7B | $5.3B | ||
| Q3 24 | $9.0B | $5.5B | ||
| Q2 24 | $9.2B | $5.4B | ||
| Q1 24 | $9.1B | $5.4B |
负债/权益比BILLKOS
| Q4 25 | 0.48× | 5.78× | ||
| Q3 25 | 0.48× | 3.31× | ||
| Q2 25 | 0.44× | 2.80× | ||
| Q1 25 | 0.43× | — | ||
| Q4 24 | 0.44× | 2.29× | ||
| Q3 24 | 0.23× | — | ||
| Q2 24 | 0.22× | — | ||
| Q1 24 | 0.28× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $105.3M | $35.3M |
| 自由现金流经营现金流 - 资本支出 | $103.8M | — |
| 自由现金流率自由现金流/营收 | 25.0% | — |
| 资本支出强度资本支出/营收 | 0.4% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $378.8M | — |
8季度趋势，按日历期对齐
经营现金流BILLKOS
| Q4 25 | $105.3M | $35.3M | ||
| Q3 25 | $96.9M | $-27.6M | ||
| Q2 25 | $83.8M | $127.2M | ||
| Q1 25 | $99.5M | $-888.0K | ||
| Q4 24 | $78.7M | $175.7M | ||
| Q3 24 | $88.6M | $6.3M | ||
| Q2 24 | $78.6M | $223.7M | ||
| Q1 24 | $66.8M | $272.6M |
自由现金流BILLKOS
| Q4 25 | $103.8M | — | ||
| Q3 25 | $95.6M | — | ||
| Q2 25 | $81.0M | — | ||
| Q1 25 | $98.4M | — | ||
| Q4 24 | $78.3M | — | ||
| Q3 24 | $88.6M | — | ||
| Q2 24 | $78.4M | — | ||
| Q1 24 | $66.8M | — |
自由现金流率BILLKOS
| Q4 25 | 25.0% | — | ||
| Q3 25 | 24.1% | — | ||
| Q2 25 | 21.1% | — | ||
| Q1 25 | 27.5% | — | ||
| Q4 24 | 21.6% | — | ||
| Q3 24 | 24.7% | — | ||
| Q2 24 | 22.8% | — | ||
| Q1 24 | 20.7% | — |
资本支出强度BILLKOS
| Q4 25 | 0.4% | — | ||
| Q3 25 | 0.3% | — | ||
| Q2 25 | 0.7% | — | ||
| Q1 25 | 0.3% | — | ||
| Q4 24 | 0.1% | — | ||
| Q3 24 | 0.0% | — | ||
| Q2 24 | 0.1% | — | ||
| Q1 24 | 0.0% | — |
现金转化率BILLKOS
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 2.35× | — | ||
| Q3 24 | 9.94× | 0.14× | ||
| Q2 24 | 10.35× | 3.74× | ||
| Q1 24 | 2.10× | 2.97× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BILL
| Accounts Payable And Accounts Receivable Solutions | $185.9M | 45% |
| Spend And Expense Interchange Revenue | $166.5M | 40% |
| Interest On Funds Held For Customers | $39.5M | 10% |
| Embedded And Other Solutions | $22.8M | 5% |
KOS
| Ghana Segment | $134.6M | 46% |
| Gulf Of America | $80.7M | 27% |
| Mauritania And Senegal | $54.9M | 19% |
| Equatorial Guinea Segment | $24.3M | 8% |
