vs
BILL Holdings, Inc.（BILL）与Utz Brands, Inc.（UTZ）财务数据对比。点击上方公司名可切换其他公司
BILL Holdings, Inc.的季度营收约是Utz Brands, Inc.的1.2倍（$414.7M vs $341.0M），Utz Brands, Inc.净利率更高（0.7% vs -0.6%，领先1.3%），BILL Holdings, Inc.同比增速更快（14.4% vs -3.1%），BILL Holdings, Inc.自由现金流更多（$103.8M vs $16.5M），过去两年BILL Holdings, Inc.的营收复合增速更高（13.3% vs -1.5%）
BILL Holdings, Inc. 是总部位于美国加利福尼亚州圣何塞的企业，专注为美国小型企业提供自动化云原生财务运营软件。旗下Bill.com Connect是白标端到端支付自动化平台，可供金融机构接入其单点登录的线上企业银行生态中使用。
Utz Brands, Inc.常简称为Utz，是总部位于美国宾夕法尼亚州汉诺威的休闲食品企业。该公司主打生产薯片、碱水脆饼等多种休闲食品，大部分产品以旗下品牌矩阵发售，同时也为仓储式会员店和批发商供应休闲零食。
BILL vs UTZ — 直观对比
营收规模更大
BILL
是对方的1.2倍
$341.0M
营收增速更快
BILL
高出17.5%
-3.1%
净利率更高
UTZ
高出1.3%
-0.6%
自由现金流更多
BILL
多$87.3M
$16.5M
两年增速更快
BILL
近两年复合增速
-1.5%
损益表 — Q2 FY2026 vs Q4 FY2024
| 指标 | | |
|---|---|---|
| 营收 | $414.7M | $341.0M |
| 净利润 | $-2.6M | $2.3M |
| 毛利率 | 79.8% | 25.5% |
| 营业利润率 | -4.4% | 2.1% |
| 净利率 | -0.6% | 0.7% |
| 营收同比 | 14.4% | -3.1% |
| 净利润同比 | -107.7% | 108.3% |
| 每股收益（稀释后） | $-0.03 | $0.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BILLUTZ
| Q4 25 | $414.7M | — | ||
| Q3 25 | $395.7M | — | ||
| Q2 25 | $383.3M | — | ||
| Q1 25 | $358.2M | — | ||
| Q4 24 | $362.6M | $341.0M | ||
| Q3 24 | $358.4M | $365.5M | ||
| Q2 24 | $343.7M | $356.2M | ||
| Q1 24 | $323.0M | $346.5M |
净利润BILLUTZ
| Q4 25 | $-2.6M | — | ||
| Q3 25 | $-3.0M | — | ||
| Q2 25 | $-7.1M | — | ||
| Q1 25 | $-11.6M | — | ||
| Q4 24 | $33.5M | $2.3M | ||
| Q3 24 | $8.9M | $-2.2M | ||
| Q2 24 | $7.6M | $19.8M | ||
| Q1 24 | $31.8M | $-4.0M |
毛利率BILLUTZ
| Q4 25 | 79.8% | — | ||
| Q3 25 | 80.5% | — | ||
| Q2 25 | 80.8% | — | ||
| Q1 25 | 81.2% | — | ||
| Q4 24 | 81.6% | 25.5% | ||
| Q3 24 | 82.0% | 26.9% | ||
| Q2 24 | 81.0% | 26.7% | ||
| Q1 24 | 83.0% | 25.5% |
营业利润率BILLUTZ
| Q4 25 | -4.4% | — | ||
| Q3 25 | -5.2% | — | ||
| Q2 25 | -5.8% | — | ||
| Q1 25 | -8.1% | — | ||
| Q4 24 | -6.0% | 2.1% | ||
| Q3 24 | -2.1% | 5.3% | ||
| Q2 24 | -6.5% | 6.3% | ||
| Q1 24 | -8.6% | 2.8% |
净利率BILLUTZ
| Q4 25 | -0.6% | — | ||
| Q3 25 | -0.7% | — | ||
| Q2 25 | -1.8% | — | ||
| Q1 25 | -3.2% | — | ||
| Q4 24 | 9.3% | 0.7% | ||
| Q3 24 | 2.5% | -0.6% | ||
| Q2 24 | 2.2% | 5.6% | ||
| Q1 24 | 9.8% | -1.2% |
每股收益（稀释后）BILLUTZ
| Q4 25 | $-0.03 | — | ||
| Q3 25 | $-0.03 | — | ||
| Q2 25 | $0.02 | — | ||
| Q1 25 | $-0.11 | — | ||
| Q4 24 | $-0.06 | $0.04 | ||
| Q3 24 | $0.08 | $-0.03 | ||
| Q2 24 | $0.37 | $0.23 | ||
| Q1 24 | $0.00 | $-0.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.1B | $56.1M |
| 总债务越低越好 | $1.8B | $768.6M |
| 股东权益账面价值 | $3.8B | $696.9M |
| 总资产 | $10.1B | $2.7B |
| 负债/权益比越低杠杆越低 | 0.48× | 1.10× |
8季度趋势，按日历期对齐
现金及短期投资BILLUTZ
| Q4 25 | $1.1B | — | ||
| Q3 25 | $1.1B | — | ||
| Q2 25 | $1.0B | — | ||
| Q1 25 | $1.0B | — | ||
| Q4 24 | $1.6B | $56.1M | ||
| Q3 24 | $853.5M | $64.9M | ||
| Q2 24 | $985.9M | $66.6M | ||
| Q1 24 | $952.5M | $47.0M |
总债务BILLUTZ
| Q4 25 | $1.8B | — | ||
| Q3 25 | $1.9B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | $768.6M | ||
| Q3 24 | $914.8M | $780.8M | ||
| Q2 24 | $914.0M | $797.6M | ||
| Q1 24 | $1.1B | $756.9M |
股东权益BILLUTZ
| Q4 25 | $3.8B | — | ||
| Q3 25 | $3.9B | — | ||
| Q2 25 | $3.9B | — | ||
| Q1 25 | $3.9B | — | ||
| Q4 24 | $3.8B | $696.9M | ||
| Q3 24 | $4.0B | $685.7M | ||
| Q2 24 | $4.1B | $686.0M | ||
| Q1 24 | $4.1B | $671.1M |
总资产BILLUTZ
| Q4 25 | $10.1B | — | ||
| Q3 25 | $10.2B | — | ||
| Q2 25 | $10.1B | — | ||
| Q1 25 | $9.6B | — | ||
| Q4 24 | $9.7B | $2.7B | ||
| Q3 24 | $9.0B | $2.6B | ||
| Q2 24 | $9.2B | $2.7B | ||
| Q1 24 | $9.1B | $2.6B |
负债/权益比BILLUTZ
| Q4 25 | 0.48× | — | ||
| Q3 25 | 0.48× | — | ||
| Q2 25 | 0.44× | — | ||
| Q1 25 | 0.43× | — | ||
| Q4 24 | 0.44× | 1.10× | ||
| Q3 24 | 0.23× | 1.14× | ||
| Q2 24 | 0.22× | 1.16× | ||
| Q1 24 | 0.28× | 1.13× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $105.3M | $54.2M |
| 自由现金流经营现金流 - 资本支出 | $103.8M | $16.5M |
| 自由现金流率自由现金流/营收 | 25.0% | 4.8% |
| 资本支出强度资本支出/营收 | 0.4% | 11.1% |
| 现金转化率经营现金流/净利润 | — | 23.67× |
| 过去12个月自由现金流最近4个季度 | $378.8M | $7.6M |
8季度趋势，按日历期对齐
经营现金流BILLUTZ
| Q4 25 | $105.3M | — | ||
| Q3 25 | $96.9M | — | ||
| Q2 25 | $83.8M | — | ||
| Q1 25 | $99.5M | — | ||
| Q4 24 | $78.7M | $54.2M | ||
| Q3 24 | $88.6M | $52.2M | ||
| Q2 24 | $78.6M | $8.9M | ||
| Q1 24 | $66.8M | $-9.1M |
自由现金流BILLUTZ
| Q4 25 | $103.8M | — | ||
| Q3 25 | $95.6M | — | ||
| Q2 25 | $81.0M | — | ||
| Q1 25 | $98.4M | — | ||
| Q4 24 | $78.3M | $16.5M | ||
| Q3 24 | $88.6M | $29.1M | ||
| Q2 24 | $78.4M | $-15.3M | ||
| Q1 24 | $66.8M | $-22.7M |
自由现金流率BILLUTZ
| Q4 25 | 25.0% | — | ||
| Q3 25 | 24.1% | — | ||
| Q2 25 | 21.1% | — | ||
| Q1 25 | 27.5% | — | ||
| Q4 24 | 21.6% | 4.8% | ||
| Q3 24 | 24.7% | 8.0% | ||
| Q2 24 | 22.8% | -4.3% | ||
| Q1 24 | 20.7% | -6.5% |
资本支出强度BILLUTZ
| Q4 25 | 0.4% | — | ||
| Q3 25 | 0.3% | — | ||
| Q2 25 | 0.7% | — | ||
| Q1 25 | 0.3% | — | ||
| Q4 24 | 0.1% | 11.1% | ||
| Q3 24 | 0.0% | 6.3% | ||
| Q2 24 | 0.1% | 6.8% | ||
| Q1 24 | 0.0% | 3.9% |
现金转化率BILLUTZ
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 2.35× | 23.67× | ||
| Q3 24 | 9.94× | — | ||
| Q2 24 | 10.35× | 0.45× | ||
| Q1 24 | 2.10× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BILL
| Accounts Payable And Accounts Receivable Solutions | $185.9M | 45% |
| Spend And Expense Interchange Revenue | $166.5M | 40% |
| Interest On Funds Held For Customers | $39.5M | 10% |
| Embedded And Other Solutions | $22.8M | 5% |
UTZ
暂无分部数据
