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纽约梅隆银行（BK）与Dream Finders Homes, Inc.（DFH）财务数据对比。点击上方公司名可切换其他公司
纽约梅隆银行的季度营收约是Dream Finders Homes, Inc.的1.1倍（$1.3B vs $1.2B），纽约梅隆银行净利率更高（108.5% vs 4.8%，领先103.7%），纽约梅隆银行同比增速更快（12.7% vs -22.3%），纽约梅隆银行自由现金流更多（$4.7B vs $136.0M），过去两年Dream Finders Homes, Inc.的营收复合增速更高（21.0% vs 13.8%）
纽约梅隆银行是总部位于美国纽约的全球性金融服务机构，2007年7月由纽约银行与梅隆金融公司合并组建而成，业务覆盖全球众多市场，为机构、企业及个人客户提供专业金融服务，在资产管理、证券服务等领域拥有领先的行业地位。
美国住宅建筑商Dream Finders Homes主要建造并销售独栋住宅、联排别墅等覆盖入门级到高端档次的居住物业，业务布局美国多个高速增长区域，同时为购房者提供按揭融资、产权保险、房屋保修等配套服务，覆盖各类客户群体。
BK vs DFH — 直观对比
营收规模更大
BK
是对方的1.1倍
$1.2B
营收增速更快
BK
高出35.0%
-22.3%
净利率更高
BK
高出103.7%
4.8%
自由现金流更多
BK
多$4.6B
$136.0M
两年增速更快
DFH
近两年复合增速
13.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.3B | $1.2B |
| 净利润 | $1.5B | $58.8M |
| 毛利率 | — | — |
| 营业利润率 | — | 6.4% |
| 净利率 | 108.5% | 4.8% |
| 营收同比 | 12.7% | -22.3% |
| 净利润同比 | 26.5% | -54.9% |
| 每股收益（稀释后） | $2.01 | $0.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BKDFH
| Q4 25 | $1.3B | $1.2B | ||
| Q3 25 | $1.2B | $969.8M | ||
| Q2 25 | $1.2B | $1.2B | ||
| Q1 25 | $1.2B | $989.9M | ||
| Q4 24 | $1.2B | $1.6B | ||
| Q3 24 | $1.0B | $1.0B | ||
| Q2 24 | $1.0B | $1.1B | ||
| Q1 24 | $1.0B | $827.8M |
净利润BKDFH
| Q4 25 | $1.5B | $58.8M | ||
| Q3 25 | $1.4B | $47.0M | ||
| Q2 25 | $1.4B | $56.6M | ||
| Q1 25 | $1.2B | $54.9M | ||
| Q4 24 | $1.2B | $130.5M | ||
| Q3 24 | $1.2B | $70.7M | ||
| Q2 24 | $1.2B | $80.9M | ||
| Q1 24 | $1.0B | $54.5M |
毛利率BKDFH
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 19.2% | ||
| Q1 24 | — | 18.0% |
营业利润率BKDFH
| Q4 25 | — | 6.4% | ||
| Q3 25 | — | 6.3% | ||
| Q2 25 | — | 6.4% | ||
| Q1 25 | — | 7.2% | ||
| Q4 24 | — | 10.8% | ||
| Q3 24 | — | 9.2% | ||
| Q2 24 | — | 10.0% | ||
| Q1 24 | — | 8.6% |
净利率BKDFH
| Q4 25 | 108.5% | 4.8% | ||
| Q3 25 | 116.9% | 4.8% | ||
| Q2 25 | 118.3% | 4.9% | ||
| Q1 25 | 105.3% | 5.5% | ||
| Q4 24 | 96.7% | 8.4% | ||
| Q3 24 | 112.8% | 7.0% | ||
| Q2 24 | 113.4% | 7.7% | ||
| Q1 24 | 98.6% | 6.6% |
每股收益（稀释后）BKDFH
| Q4 25 | $2.01 | $0.57 | ||
| Q3 25 | $1.88 | $0.47 | ||
| Q2 25 | $1.93 | $0.56 | ||
| Q1 25 | $1.58 | $0.54 | ||
| Q4 24 | $1.53 | $1.28 | ||
| Q3 24 | $1.50 | $0.70 | ||
| Q2 24 | $1.52 | $0.81 | ||
| Q1 24 | $1.25 | $0.55 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $5.1B | $234.8M |
| 总债务越低越好 | $31.9B | $1.6B |
| 股东权益账面价值 | $44.3B | $1.4B |
| 总资产 | $472.3B | $3.7B |
| 负债/权益比越低杠杆越低 | 0.72× | 1.13× |
8季度趋势，按日历期对齐
现金及短期投资BKDFH
| Q4 25 | $5.1B | $234.8M | ||
| Q3 25 | $5.1B | $251.0M | ||
| Q2 25 | $5.7B | $210.3M | ||
| Q1 25 | $5.4B | $297.5M | ||
| Q4 24 | $4.2B | $274.4M | ||
| Q3 24 | $6.2B | $204.9M | ||
| Q2 24 | $5.3B | $274.8M | ||
| Q1 24 | $5.3B | $239.4M |
总债务BKDFH
| Q4 25 | $31.9B | $1.6B | ||
| Q3 25 | $32.3B | $1.8B | ||
| Q2 25 | $33.4B | — | ||
| Q1 25 | $30.9B | — | ||
| Q4 24 | $30.9B | $1.3B | ||
| Q3 24 | $33.2B | — | ||
| Q2 24 | $30.9B | — | ||
| Q1 24 | $32.4B | — |
股东权益BKDFH
| Q4 25 | $44.3B | $1.4B | ||
| Q3 25 | $43.9B | $1.4B | ||
| Q2 25 | $44.0B | $1.3B | ||
| Q1 25 | $43.1B | $1.3B | ||
| Q4 24 | $41.3B | $1.2B | ||
| Q3 24 | $42.0B | $1.1B | ||
| Q2 24 | $40.8B | $1.0B | ||
| Q1 24 | $40.6B | $968.7M |
总资产BKDFH
| Q4 25 | $472.3B | $3.7B | ||
| Q3 25 | $455.3B | $3.8B | ||
| Q2 25 | $485.8B | $3.7B | ||
| Q1 25 | $440.7B | $3.5B | ||
| Q4 24 | $416.1B | $3.3B | ||
| Q3 24 | $427.5B | $3.3B | ||
| Q2 24 | $428.5B | $3.0B | ||
| Q1 24 | $434.7B | $2.7B |
负债/权益比BKDFH
| Q4 25 | 0.72× | 1.13× | ||
| Q3 25 | 0.74× | 1.29× | ||
| Q2 25 | 0.76× | — | ||
| Q1 25 | 0.72× | — | ||
| Q4 24 | 0.75× | 1.03× | ||
| Q3 24 | 0.79× | — | ||
| Q2 24 | 0.76× | — | ||
| Q1 24 | 0.80× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $5.2B | $143.6M |
| 自由现金流经营现金流 - 资本支出 | $4.7B | $136.0M |
| 自由现金流率自由现金流/营收 | 352.8% | 11.2% |
| 资本支出强度资本支出/营收 | 32.4% | 0.6% |
| 现金转化率经营现金流/净利润 | 3.55× | 2.44× |
| 过去12个月自由现金流最近4个季度 | $5.2B | $-126.4M |
8季度趋势，按日历期对齐
经营现金流BKDFH
| Q4 25 | $5.2B | $143.6M | ||
| Q3 25 | $-1.1B | $-131.0M | ||
| Q2 25 | $2.2B | $-68.5M | ||
| Q1 25 | $412.0M | $-44.7M | ||
| Q4 24 | $1.6B | $306.5M | ||
| Q3 24 | $-312.0M | $-205.0M | ||
| Q2 24 | $2.1B | $-110.6M | ||
| Q1 24 | $-2.7B | $-247.5M |
自由现金流BKDFH
| Q4 25 | $4.7B | $136.0M | ||
| Q3 25 | $-1.5B | $-135.7M | ||
| Q2 25 | $1.8B | $-78.8M | ||
| Q1 25 | $92.0M | $-47.9M | ||
| Q4 24 | $1.1B | $302.6M | ||
| Q3 24 | $-687.0M | $-222.5M | ||
| Q2 24 | $1.7B | $-112.4M | ||
| Q1 24 | $-3.0B | $-249.6M |
自由现金流率BKDFH
| Q4 25 | 352.8% | 11.2% | ||
| Q3 25 | -121.5% | -14.0% | ||
| Q2 25 | 152.8% | -6.8% | ||
| Q1 25 | 7.9% | -4.8% | ||
| Q4 24 | 95.2% | 19.4% | ||
| Q3 24 | -65.6% | -22.1% | ||
| Q2 24 | 169.6% | -10.6% | ||
| Q1 24 | -286.4% | -30.2% |
资本支出强度BKDFH
| Q4 25 | 32.4% | 0.6% | ||
| Q3 25 | 35.4% | 0.5% | ||
| Q2 25 | 29.8% | 0.9% | ||
| Q1 25 | 27.6% | 0.3% | ||
| Q4 24 | 34.6% | 0.3% | ||
| Q3 24 | 35.8% | 1.7% | ||
| Q2 24 | 37.1% | 0.2% | ||
| Q1 24 | 28.7% | 0.3% |
现金转化率BKDFH
| Q4 25 | 3.55× | 2.44× | ||
| Q3 25 | -0.74× | -2.79× | ||
| Q2 25 | 1.54× | -1.21× | ||
| Q1 25 | 0.34× | -0.81× | ||
| Q4 24 | 1.34× | 2.35× | ||
| Q3 24 | -0.26× | -2.90× | ||
| Q2 24 | 1.82× | -1.37× | ||
| Q1 24 | -2.61× | -4.54× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BK
暂无分部数据
DFH
| Midwest Segment | $454.2M | 37% |
| Southeast Segment | $397.5M | 33% |
| Mid Atlantic Segment | $307.3M | 25% |
| Financial Services Segment | $53.7M | 4% |
