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纽约梅隆银行（BK）与Regions Financial Corporation（RF）财务数据对比。点击上方公司名可切换其他公司
纽约梅隆银行的季度营收约是Regions Financial Corporation的1.1倍（$1.3B vs $1.3B），纽约梅隆银行净利率更高（108.5% vs 41.7%，领先66.9%），纽约梅隆银行同比增速更快（12.7% vs 4.1%），过去两年纽约梅隆银行的营收复合增速更高（13.8% vs 4.0%）
纽约梅隆银行是总部位于美国纽约的全球性金融服务机构，2007年7月由纽约银行与梅隆金融公司合并组建而成，业务覆盖全球众多市场，为机构、企业及个人客户提供专业金融服务，在资产管理、证券服务等领域拥有领先的行业地位。
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
BK vs RF — 直观对比
营收规模更大
BK
是对方的1.1倍
$1.3B
营收增速更快
BK
高出8.6%
4.1%
净利率更高
BK
高出66.9%
41.7%
两年增速更快
BK
近两年复合增速
4.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.3B | $1.3B |
| 净利润 | $1.5B | $534.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 55.3% |
| 净利率 | 108.5% | 41.7% |
| 营收同比 | 12.7% | 4.1% |
| 净利润同比 | 26.5% | 0.0% |
| 每股收益（稀释后） | $2.01 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BKRF
| Q4 25 | $1.3B | $1.3B | ||
| Q3 25 | $1.2B | $1.3B | ||
| Q2 25 | $1.2B | $1.3B | ||
| Q1 25 | $1.2B | $1.2B | ||
| Q4 24 | $1.2B | $1.2B | ||
| Q3 24 | $1.0B | $1.2B | ||
| Q2 24 | $1.0B | $1.2B | ||
| Q1 24 | $1.0B | $1.2B |
净利润BKRF
| Q4 25 | $1.5B | $534.0M | ||
| Q3 25 | $1.4B | $569.0M | ||
| Q2 25 | $1.4B | $563.0M | ||
| Q1 25 | $1.2B | $490.0M | ||
| Q4 24 | $1.2B | $534.0M | ||
| Q3 24 | $1.2B | $490.0M | ||
| Q2 24 | $1.2B | $501.0M | ||
| Q1 24 | $1.0B | $368.0M |
营业利润率BKRF
| Q4 25 | — | 55.3% | ||
| Q3 25 | — | 56.3% | ||
| Q2 25 | — | 56.1% | ||
| Q1 25 | — | 52.0% | ||
| Q4 24 | — | 53.4% | ||
| Q3 24 | — | 49.9% | ||
| Q2 24 | — | 52.7% | ||
| Q1 24 | — | 39.2% |
净利率BKRF
| Q4 25 | 108.5% | 41.7% | ||
| Q3 25 | 116.9% | 45.3% | ||
| Q2 25 | 118.3% | 44.7% | ||
| Q1 25 | 105.3% | 41.0% | ||
| Q4 24 | 96.7% | 43.4% | ||
| Q3 24 | 112.8% | 40.2% | ||
| Q2 24 | 113.4% | 42.2% | ||
| Q1 24 | 98.6% | 31.1% |
每股收益（稀释后）BKRF
| Q4 25 | $2.01 | $0.59 | ||
| Q3 25 | $1.88 | $0.61 | ||
| Q2 25 | $1.93 | $0.59 | ||
| Q1 25 | $1.58 | $0.51 | ||
| Q4 24 | $1.53 | $0.55 | ||
| Q3 24 | $1.50 | $0.49 | ||
| Q2 24 | $1.52 | $0.52 | ||
| Q1 24 | $1.25 | $0.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $5.1B | — |
| 总债务越低越好 | $31.9B | $4.1B |
| 股东权益账面价值 | $44.3B | $19.0B |
| 总资产 | $472.3B | $158.8B |
| 负债/权益比越低杠杆越低 | 0.72× | 0.22× |
8季度趋势，按日历期对齐
现金及短期投资BKRF
| Q4 25 | $5.1B | — | ||
| Q3 25 | $5.1B | — | ||
| Q2 25 | $5.7B | — | ||
| Q1 25 | $5.4B | — | ||
| Q4 24 | $4.2B | — | ||
| Q3 24 | $6.2B | — | ||
| Q2 24 | $5.3B | — | ||
| Q1 24 | $5.3B | — |
总债务BKRF
| Q4 25 | $31.9B | $4.1B | ||
| Q3 25 | $32.3B | $4.8B | ||
| Q2 25 | $33.4B | $5.3B | ||
| Q1 25 | $30.9B | $6.0B | ||
| Q4 24 | $30.9B | $6.0B | ||
| Q3 24 | $33.2B | $6.0B | ||
| Q2 24 | $30.9B | $5.1B | ||
| Q1 24 | $32.4B | $3.3B |
股东权益BKRF
| Q4 25 | $44.3B | $19.0B | ||
| Q3 25 | $43.9B | $19.0B | ||
| Q2 25 | $44.0B | $18.7B | ||
| Q1 25 | $43.1B | $18.5B | ||
| Q4 24 | $41.3B | $17.9B | ||
| Q3 24 | $42.0B | $18.7B | ||
| Q2 24 | $40.8B | $17.2B | ||
| Q1 24 | $40.6B | $17.0B |
总资产BKRF
| Q4 25 | $472.3B | $158.8B | ||
| Q3 25 | $455.3B | $159.9B | ||
| Q2 25 | $485.8B | $159.2B | ||
| Q1 25 | $440.7B | $159.8B | ||
| Q4 24 | $416.1B | $157.3B | ||
| Q3 24 | $427.5B | $157.4B | ||
| Q2 24 | $428.5B | $154.1B | ||
| Q1 24 | $434.7B | $154.9B |
负债/权益比BKRF
| Q4 25 | 0.72× | 0.22× | ||
| Q3 25 | 0.74× | 0.25× | ||
| Q2 25 | 0.76× | 0.28× | ||
| Q1 25 | 0.72× | 0.32× | ||
| Q4 24 | 0.75× | 0.34× | ||
| Q3 24 | 0.79× | 0.32× | ||
| Q2 24 | 0.76× | 0.30× | ||
| Q1 24 | 0.80× | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $5.2B | $-319.0M |
| 自由现金流经营现金流 - 资本支出 | $4.7B | — |
| 自由现金流率自由现金流/营收 | 352.8% | — |
| 资本支出强度资本支出/营收 | 32.4% | — |
| 现金转化率经营现金流/净利润 | 3.55× | -0.60× |
| 过去12个月自由现金流最近4个季度 | $5.2B | — |
8季度趋势，按日历期对齐
经营现金流BKRF
| Q4 25 | $5.2B | $-319.0M | ||
| Q3 25 | $-1.1B | $861.0M | ||
| Q2 25 | $2.2B | $573.0M | ||
| Q1 25 | $412.0M | $1.1B | ||
| Q4 24 | $1.6B | $-220.0M | ||
| Q3 24 | $-312.0M | $1.3B | ||
| Q2 24 | $2.1B | $161.0M | ||
| Q1 24 | $-2.7B | $396.0M |
自由现金流BKRF
| Q4 25 | $4.7B | — | ||
| Q3 25 | $-1.5B | — | ||
| Q2 25 | $1.8B | — | ||
| Q1 25 | $92.0M | — | ||
| Q4 24 | $1.1B | — | ||
| Q3 24 | $-687.0M | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $-3.0B | — |
自由现金流率BKRF
| Q4 25 | 352.8% | — | ||
| Q3 25 | -121.5% | — | ||
| Q2 25 | 152.8% | — | ||
| Q1 25 | 7.9% | — | ||
| Q4 24 | 95.2% | — | ||
| Q3 24 | -65.6% | — | ||
| Q2 24 | 169.6% | — | ||
| Q1 24 | -286.4% | — |
资本支出强度BKRF
| Q4 25 | 32.4% | — | ||
| Q3 25 | 35.4% | — | ||
| Q2 25 | 29.8% | — | ||
| Q1 25 | 27.6% | — | ||
| Q4 24 | 34.6% | — | ||
| Q3 24 | 35.8% | — | ||
| Q2 24 | 37.1% | — | ||
| Q1 24 | 28.7% | — |
现金转化率BKRF
| Q4 25 | 3.55× | -0.60× | ||
| Q3 25 | -0.74× | 1.51× | ||
| Q2 25 | 1.54× | 1.02× | ||
| Q1 25 | 0.34× | 2.18× | ||
| Q4 24 | 1.34× | -0.41× | ||
| Q3 24 | -0.26× | 2.57× | ||
| Q2 24 | 1.82× | 0.32× | ||
| Q1 24 | -2.61× | 1.08× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BK
暂无分部数据
RF
| Consumer Bank | $747.0M | 58% |
| Corporate Bank | $487.0M | 38% |
| Wealth Management | $47.0M | 4% |
