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纽约梅隆银行(BK)与NICE Ltd.(NICE)财务数据对比。点击上方公司名可切换其他公司
纽约梅隆银行的季度营收约是NICE Ltd.的1.0倍($1.3B vs $1.3B),纽约梅隆银行净利率更高(108.5% vs 16.8%,领先91.8%),纽约梅隆银行自由现金流更多($4.7B vs $407.2M)
纽约梅隆银行是总部位于美国纽约的全球性金融服务机构,2007年7月由纽约银行与梅隆金融公司合并组建而成,业务覆盖全球众多市场,为机构、企业及个人客户提供专业金融服务,在资产管理、证券服务等领域拥有领先的行业地位。
NICE Ltd.是一家美国科技企业,专注于客户关系管理软件、人工智能技术、数字化交互与劳动力参与管理解决方案的研发,旗下产品可帮助各行业企业优化运营效率,提升客户服务体验。
BK vs NICE — 直观对比
营收规模更大
BK
是对方的1.0倍
$1.3B
净利率更高
BK
高出91.8%
16.8%
自由现金流更多
BK
多$4.3B
$407.2M
损益表 — Q4 FY2025 vs Q2 FY2025
| 指标 | ||
|---|---|---|
| 营收 | $1.3B | $1.3B |
| 净利润 | $1.5B | $222.2M |
| 毛利率 | — | 66.2% |
| 营业利润率 | — | 18.9% |
| 净利率 | 108.5% | 16.8% |
| 营收同比 | 12.7% | — |
| 净利润同比 | 26.5% | — |
| 每股收益(稀释后) | $2.01 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
BK
NICE
| Q4 25 | $1.3B | — | ||
| Q3 25 | $1.2B | — | ||
| Q2 25 | $1.2B | $1.3B | ||
| Q1 25 | $1.2B | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.0B | — | ||
| Q2 24 | $1.0B | $1.2B | ||
| Q1 24 | $1.0B | — |
净利润
BK
NICE
| Q4 25 | $1.5B | — | ||
| Q3 25 | $1.4B | — | ||
| Q2 25 | $1.4B | $222.2M | ||
| Q1 25 | $1.2B | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.2B | $164.3M | ||
| Q1 24 | $1.0B | — |
毛利率
BK
NICE
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 66.2% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 67.4% | ||
| Q1 24 | — | — |
营业利润率
BK
NICE
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 18.9% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 17.3% | ||
| Q1 24 | — | — |
净利率
BK
NICE
| Q4 25 | 108.5% | — | ||
| Q3 25 | 116.9% | — | ||
| Q2 25 | 118.3% | 16.8% | ||
| Q1 25 | 105.3% | — | ||
| Q4 24 | 96.7% | — | ||
| Q3 24 | 112.8% | — | ||
| Q2 24 | 113.4% | 14.2% | ||
| Q1 24 | 98.6% | — |
每股收益(稀释后)
BK
NICE
| Q4 25 | $2.01 | — | ||
| Q3 25 | $1.88 | — | ||
| Q2 25 | $1.93 | — | ||
| Q1 25 | $1.58 | — | ||
| Q4 24 | $1.53 | — | ||
| Q3 24 | $1.50 | — | ||
| Q2 24 | $1.52 | — | ||
| Q1 24 | $1.25 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $5.1B | $481.7M |
| 总债务越低越好 | $31.9B | — |
| 股东权益账面价值 | $44.3B | $3.6B |
| 总资产 | $472.3B | $5.3B |
| 负债/权益比越低杠杆越低 | 0.72× | — |
8季度趋势,按日历期对齐
现金及短期投资
BK
NICE
| Q4 25 | $5.1B | — | ||
| Q3 25 | $5.1B | — | ||
| Q2 25 | $5.7B | $481.7M | ||
| Q1 25 | $5.4B | — | ||
| Q4 24 | $4.2B | — | ||
| Q3 24 | $6.2B | — | ||
| Q2 24 | $5.3B | $511.8M | ||
| Q1 24 | $5.3B | — |
总债务
BK
NICE
| Q4 25 | $31.9B | — | ||
| Q3 25 | $32.3B | — | ||
| Q2 25 | $33.4B | — | ||
| Q1 25 | $30.9B | — | ||
| Q4 24 | $30.9B | — | ||
| Q3 24 | $33.2B | — | ||
| Q2 24 | $30.9B | — | ||
| Q1 24 | $32.4B | — |
股东权益
BK
NICE
| Q4 25 | $44.3B | — | ||
| Q3 25 | $43.9B | — | ||
| Q2 25 | $44.0B | $3.6B | ||
| Q1 25 | $43.1B | — | ||
| Q4 24 | $41.3B | — | ||
| Q3 24 | $42.0B | — | ||
| Q2 24 | $40.8B | $3.4B | ||
| Q1 24 | $40.6B | — |
总资产
BK
NICE
| Q4 25 | $472.3B | — | ||
| Q3 25 | $455.3B | — | ||
| Q2 25 | $485.8B | $5.3B | ||
| Q1 25 | $440.7B | — | ||
| Q4 24 | $416.1B | — | ||
| Q3 24 | $427.5B | — | ||
| Q2 24 | $428.5B | $5.1B | ||
| Q1 24 | $434.7B | — |
负债/权益比
BK
NICE
| Q4 25 | 0.72× | — | ||
| Q3 25 | 0.74× | — | ||
| Q2 25 | 0.76× | — | ||
| Q1 25 | 0.72× | — | ||
| Q4 24 | 0.75× | — | ||
| Q3 24 | 0.79× | — | ||
| Q2 24 | 0.76× | — | ||
| Q1 24 | 0.80× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | $5.2B | $424.2M |
| 自由现金流经营现金流 - 资本支出 | $4.7B | $407.2M |
| 自由现金流率自由现金流/营收 | 352.8% | 30.8% |
| 资本支出强度资本支出/营收 | 32.4% | 1.3% |
| 现金转化率经营现金流/净利润 | 3.55× | 1.91× |
| 过去12个月自由现金流最近4个季度 | $5.2B | — |
8季度趋势,按日历期对齐
经营现金流
BK
NICE
| Q4 25 | $5.2B | — | ||
| Q3 25 | $-1.1B | — | ||
| Q2 25 | $2.2B | $424.2M | ||
| Q1 25 | $412.0M | — | ||
| Q4 24 | $1.6B | — | ||
| Q3 24 | $-312.0M | — | ||
| Q2 24 | $2.1B | $260.3M | ||
| Q1 24 | $-2.7B | — |
自由现金流
BK
NICE
| Q4 25 | $4.7B | — | ||
| Q3 25 | $-1.5B | — | ||
| Q2 25 | $1.8B | $407.2M | ||
| Q1 25 | $92.0M | — | ||
| Q4 24 | $1.1B | — | ||
| Q3 24 | $-687.0M | — | ||
| Q2 24 | $1.7B | $242.7M | ||
| Q1 24 | $-3.0B | — |
自由现金流率
BK
NICE
| Q4 25 | 352.8% | — | ||
| Q3 25 | -121.5% | — | ||
| Q2 25 | 152.8% | 30.8% | ||
| Q1 25 | 7.9% | — | ||
| Q4 24 | 95.2% | — | ||
| Q3 24 | -65.6% | — | ||
| Q2 24 | 169.6% | 21.1% | ||
| Q1 24 | -286.4% | — |
资本支出强度
BK
NICE
| Q4 25 | 32.4% | — | ||
| Q3 25 | 35.4% | — | ||
| Q2 25 | 29.8% | 1.3% | ||
| Q1 25 | 27.6% | — | ||
| Q4 24 | 34.6% | — | ||
| Q3 24 | 35.8% | — | ||
| Q2 24 | 37.1% | 1.5% | ||
| Q1 24 | 28.7% | — |
现金转化率
BK
NICE
| Q4 25 | 3.55× | — | ||
| Q3 25 | -0.74× | — | ||
| Q2 25 | 1.54× | 1.91× | ||
| Q1 25 | 0.34× | — | ||
| Q4 24 | 1.34× | — | ||
| Q3 24 | -0.26× | — | ||
| Q2 24 | 1.82× | 1.58× | ||
| Q1 24 | -2.61× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BK
暂无分部数据
NICE
| Cloud | $950.1M | 72% |
| Services | $296.5M | 22% |
| Product | $77.1M | 6% |