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纽约梅隆银行（BK）与Rivian Automotive, Inc.（RIVN）财务数据对比。点击上方公司名可切换其他公司
纽约梅隆银行的季度营收约是Rivian Automotive, Inc.的1.0倍（$1.3B vs $1.3B），纽约梅隆银行净利率更高（108.5% vs -63.1%，领先171.6%），纽约梅隆银行同比增速更快（12.7% vs -25.8%），纽约梅隆银行自由现金流更多（$4.7B vs $-1.1B），过去两年纽约梅隆银行的营收复合增速更高（13.8% vs 3.3%）
纽约梅隆银行是总部位于美国纽约的全球性金融服务机构，2007年7月由纽约银行与梅隆金融公司合并组建而成，业务覆盖全球众多市场，为机构、企业及个人客户提供专业金融服务，在资产管理、证券服务等领域拥有领先的行业地位。
Rivian Automotive是2009年成立的美国电动汽车制造商及汽车科技企业，主打基于自研滑板平台打造的电动SUV、皮卡及EDV电动配送货车，旗下R1T皮卡于2021年末正式开启交付，还计划于2023年底前在美国和加拿大布局专属充电网络，其平台可适配新车型也可对外授权使用。
BK vs RIVN — 直观对比
营收规模更大
BK
是对方的1.0倍
$1.3B
营收增速更快
BK
高出38.6%
-25.8%
净利率更高
BK
高出171.6%
-63.1%
自由现金流更多
BK
多$5.9B
$-1.1B
两年增速更快
BK
近两年复合增速
3.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.3B | $1.3B |
| 净利润 | $1.5B | $-811.0M |
| 毛利率 | — | 9.3% |
| 营业利润率 | — | -64.8% |
| 净利率 | 108.5% | -63.1% |
| 营收同比 | 12.7% | -25.8% |
| 净利润同比 | 26.5% | -9.0% |
| 每股收益（稀释后） | $2.01 | $-0.66 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BKRIVN
| Q4 25 | $1.3B | $1.3B | ||
| Q3 25 | $1.2B | $1.6B | ||
| Q2 25 | $1.2B | $1.3B | ||
| Q1 25 | $1.2B | $1.2B | ||
| Q4 24 | $1.2B | $1.7B | ||
| Q3 24 | $1.0B | $874.0M | ||
| Q2 24 | $1.0B | $1.2B | ||
| Q1 24 | $1.0B | $1.2B |
净利润BKRIVN
| Q4 25 | $1.5B | $-811.0M | ||
| Q3 25 | $1.4B | $-1.2B | ||
| Q2 25 | $1.4B | $-1.1B | ||
| Q1 25 | $1.2B | $-545.0M | ||
| Q4 24 | $1.2B | $-744.0M | ||
| Q3 24 | $1.2B | $-1.1B | ||
| Q2 24 | $1.2B | $-1.5B | ||
| Q1 24 | $1.0B | $-1.4B |
毛利率BKRIVN
| Q4 25 | — | 9.3% | ||
| Q3 25 | — | 1.5% | ||
| Q2 25 | — | -15.8% | ||
| Q1 25 | — | 16.6% | ||
| Q4 24 | — | 9.8% | ||
| Q3 24 | — | -44.9% | ||
| Q2 24 | — | -38.9% | ||
| Q1 24 | — | -43.8% |
营业利润率BKRIVN
| Q4 25 | — | -64.8% | ||
| Q3 25 | — | -63.1% | ||
| Q2 25 | — | -85.5% | ||
| Q1 25 | — | -52.8% | ||
| Q4 24 | — | -38.1% | ||
| Q3 24 | — | -133.8% | ||
| Q2 24 | — | -118.7% | ||
| Q1 24 | — | -123.3% |
净利率BKRIVN
| Q4 25 | 108.5% | -63.1% | ||
| Q3 25 | 116.9% | -75.3% | ||
| Q2 25 | 118.3% | -85.7% | ||
| Q1 25 | 105.3% | -44.0% | ||
| Q4 24 | 96.7% | -42.9% | ||
| Q3 24 | 112.8% | -125.9% | ||
| Q2 24 | 113.4% | -125.8% | ||
| Q1 24 | 98.6% | -120.1% |
每股收益（稀释后）BKRIVN
| Q4 25 | $2.01 | $-0.66 | ||
| Q3 25 | $1.88 | $-0.96 | ||
| Q2 25 | $1.93 | $-0.97 | ||
| Q1 25 | $1.58 | $-0.48 | ||
| Q4 24 | $1.53 | $-0.67 | ||
| Q3 24 | $1.50 | $-1.08 | ||
| Q2 24 | $1.52 | $-1.46 | ||
| Q1 24 | $1.25 | $-1.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $5.1B | $6.1B |
| 总债务越低越好 | $31.9B | — |
| 股东权益账面价值 | $44.3B | $4.6B |
| 总资产 | $472.3B | $14.9B |
| 负债/权益比越低杠杆越低 | 0.72× | — |
8季度趋势，按日历期对齐
现金及短期投资BKRIVN
| Q4 25 | $5.1B | $6.1B | ||
| Q3 25 | $5.1B | $7.1B | ||
| Q2 25 | $5.7B | $7.5B | ||
| Q1 25 | $5.4B | $7.2B | ||
| Q4 24 | $4.2B | $7.7B | ||
| Q3 24 | $6.2B | $6.7B | ||
| Q2 24 | $5.3B | $7.9B | ||
| Q1 24 | $5.3B | $7.9B |
总债务BKRIVN
| Q4 25 | $31.9B | — | ||
| Q3 25 | $32.3B | — | ||
| Q2 25 | $33.4B | — | ||
| Q1 25 | $30.9B | — | ||
| Q4 24 | $30.9B | — | ||
| Q3 24 | $33.2B | — | ||
| Q2 24 | $30.9B | $5.5B | ||
| Q1 24 | $32.4B | $4.4B |
股东权益BKRIVN
| Q4 25 | $44.3B | $4.6B | ||
| Q3 25 | $43.9B | $5.1B | ||
| Q2 25 | $44.0B | $6.1B | ||
| Q1 25 | $43.1B | $6.2B | ||
| Q4 24 | $41.3B | $6.6B | ||
| Q3 24 | $42.0B | $5.9B | ||
| Q2 24 | $40.8B | $6.8B | ||
| Q1 24 | $40.6B | $8.1B |
总资产BKRIVN
| Q4 25 | $472.3B | $14.9B | ||
| Q3 25 | $455.3B | $15.2B | ||
| Q2 25 | $485.8B | $15.6B | ||
| Q1 25 | $440.7B | $15.5B | ||
| Q4 24 | $416.1B | $15.4B | ||
| Q3 24 | $427.5B | $14.3B | ||
| Q2 24 | $428.5B | $15.4B | ||
| Q1 24 | $434.7B | $15.7B |
负债/权益比BKRIVN
| Q4 25 | 0.72× | — | ||
| Q3 25 | 0.74× | — | ||
| Q2 25 | 0.76× | — | ||
| Q1 25 | 0.72× | — | ||
| Q4 24 | 0.75× | — | ||
| Q3 24 | 0.79× | — | ||
| Q2 24 | 0.76× | 0.81× | ||
| Q1 24 | 0.80× | 0.55× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $5.2B | $-681.0M |
| 自由现金流经营现金流 - 资本支出 | $4.7B | $-1.1B |
| 自由现金流率自由现金流/营收 | 352.8% | -89.0% |
| 资本支出强度资本支出/营收 | 32.4% | 36.0% |
| 现金转化率经营现金流/净利润 | 3.55× | — |
| 过去12个月自由现金流最近4个季度 | $5.2B | $-2.5B |
8季度趋势，按日历期对齐
经营现金流BKRIVN
| Q4 25 | $5.2B | $-681.0M | ||
| Q3 25 | $-1.1B | $26.0M | ||
| Q2 25 | $2.2B | $64.0M | ||
| Q1 25 | $412.0M | $-188.0M | ||
| Q4 24 | $1.6B | $1.2B | ||
| Q3 24 | $-312.0M | $-876.0M | ||
| Q2 24 | $2.1B | $-754.0M | ||
| Q1 24 | $-2.7B | $-1.3B |
自由现金流BKRIVN
| Q4 25 | $4.7B | $-1.1B | ||
| Q3 25 | $-1.5B | $-421.0M | ||
| Q2 25 | $1.8B | $-398.0M | ||
| Q1 25 | $92.0M | $-526.0M | ||
| Q4 24 | $1.1B | $856.0M | ||
| Q3 24 | $-687.0M | $-1.2B | ||
| Q2 24 | $1.7B | $-1.0B | ||
| Q1 24 | $-3.0B | $-1.5B |
自由现金流率BKRIVN
| Q4 25 | 352.8% | -89.0% | ||
| Q3 25 | -121.5% | -27.0% | ||
| Q2 25 | 152.8% | -30.5% | ||
| Q1 25 | 7.9% | -42.4% | ||
| Q4 24 | 95.2% | 49.4% | ||
| Q3 24 | -65.6% | -131.9% | ||
| Q2 24 | 169.6% | -89.6% | ||
| Q1 24 | -286.4% | -126.5% |
资本支出强度BKRIVN
| Q4 25 | 32.4% | 36.0% | ||
| Q3 25 | 35.4% | 28.7% | ||
| Q2 25 | 29.8% | 35.5% | ||
| Q1 25 | 27.6% | 27.3% | ||
| Q4 24 | 34.6% | 18.9% | ||
| Q3 24 | 35.8% | 31.7% | ||
| Q2 24 | 37.1% | 24.4% | ||
| Q1 24 | 28.7% | 21.1% |
现金转化率BKRIVN
| Q4 25 | 3.55× | — | ||
| Q3 25 | -0.74× | — | ||
| Q2 25 | 1.54× | — | ||
| Q1 25 | 0.34× | — | ||
| Q4 24 | 1.34× | — | ||
| Q3 24 | -0.26× | — | ||
| Q2 24 | 1.82× | — | ||
| Q1 24 | -2.61× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BK
暂无分部数据
RIVN
| Automotive Segment | $839.0M | 65% |
| Software And Services Segment | $447.0M | 35% |
| Regulatory Credits | $30.0M | 2% |
