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纽约梅隆银行（BK）与TRINET GROUP, INC.（TNET）财务数据对比。点击上方公司名可切换其他公司
纽约梅隆银行的季度营收约是TRINET GROUP, INC.的1.1倍（$1.3B vs $1.2B），纽约梅隆银行同比增速更快（12.7% vs -2.2%），纽约梅隆银行自由现金流更多（$4.7B vs $43.0M），过去两年纽约梅隆银行的营收复合增速更高（13.8% vs -0.6%）
纽约梅隆银行是总部位于美国纽约的全球性金融服务机构，2007年7月由纽约银行与梅隆金融公司合并组建而成，业务覆盖全球众多市场，为机构、企业及个人客户提供专业金融服务，在资产管理、证券服务等领域拥有领先的行业地位。
TriNet Group, Inc.是一家面向中小企业的专业雇主组织，总部位于加州都柏林，服务员工规模在3至2500人之间的各类机构。可提供薪资管理、健康福利管理服务，还能为客户提供劳动法规合规、风险降低相关咨询，可作为外包人力资源部门为企业分担人事相关事务。
BK vs TNET — 直观对比
营收规模更大
BK
是对方的1.1倍
$1.2B
营收增速更快
BK
高出14.9%
-2.2%
自由现金流更多
BK
多$4.7B
$43.0M
两年增速更快
BK
近两年复合增速
-0.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.3B | $1.2B |
| 净利润 | $1.5B | — |
| 毛利率 | — | — |
| 营业利润率 | — | 0.1% |
| 净利率 | 108.5% | — |
| 营收同比 | 12.7% | -2.2% |
| 净利润同比 | 26.5% | — |
| 每股收益（稀释后） | $2.01 | $0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BKTNET
| Q4 25 | $1.3B | $1.2B | ||
| Q3 25 | $1.2B | $1.2B | ||
| Q2 25 | $1.2B | $1.2B | ||
| Q1 25 | $1.2B | $1.3B | ||
| Q4 24 | $1.2B | $1.3B | ||
| Q3 24 | $1.0B | $1.2B | ||
| Q2 24 | $1.0B | $1.2B | ||
| Q1 24 | $1.0B | $1.3B |
净利润BKTNET
| Q4 25 | $1.5B | — | ||
| Q3 25 | $1.4B | $34.0M | ||
| Q2 25 | $1.4B | $37.0M | ||
| Q1 25 | $1.2B | $85.0M | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.2B | $45.0M | ||
| Q2 24 | $1.2B | $60.0M | ||
| Q1 24 | $1.0B | $91.0M |
营业利润率BKTNET
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 4.1% | ||
| Q2 25 | — | 4.1% | ||
| Q1 25 | — | 8.9% | ||
| Q4 24 | — | -2.9% | ||
| Q3 24 | — | 4.7% | ||
| Q2 24 | — | 6.5% | ||
| Q1 24 | — | 9.7% |
净利率BKTNET
| Q4 25 | 108.5% | — | ||
| Q3 25 | 116.9% | 2.8% | ||
| Q2 25 | 118.3% | 3.0% | ||
| Q1 25 | 105.3% | 6.6% | ||
| Q4 24 | 96.7% | — | ||
| Q3 24 | 112.8% | 3.6% | ||
| Q2 24 | 113.4% | 4.9% | ||
| Q1 24 | 98.6% | 7.2% |
每股收益（稀释后）BKTNET
| Q4 25 | $2.01 | $0.02 | ||
| Q3 25 | $1.88 | $0.70 | ||
| Q2 25 | $1.93 | $0.77 | ||
| Q1 25 | $1.58 | $1.71 | ||
| Q4 24 | $1.53 | $-0.44 | ||
| Q3 24 | $1.50 | $0.89 | ||
| Q2 24 | $1.52 | $1.20 | ||
| Q1 24 | $1.25 | $1.78 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $5.1B | $287.0M |
| 总债务越低越好 | $31.9B | — |
| 股东权益账面价值 | $44.3B | $54.0M |
| 总资产 | $472.3B | $3.8B |
| 负债/权益比越低杠杆越低 | 0.72× | — |
8季度趋势，按日历期对齐
现金及短期投资BKTNET
| Q4 25 | $5.1B | $287.0M | ||
| Q3 25 | $5.1B | $321.0M | ||
| Q2 25 | $5.7B | $407.0M | ||
| Q1 25 | $5.4B | $349.0M | ||
| Q4 24 | $4.2B | $360.0M | ||
| Q3 24 | $6.2B | $301.0M | ||
| Q2 24 | $5.3B | $249.0M | ||
| Q1 24 | $5.3B | $383.0M |
总债务BKTNET
| Q4 25 | $31.9B | — | ||
| Q3 25 | $32.3B | — | ||
| Q2 25 | $33.4B | — | ||
| Q1 25 | $30.9B | — | ||
| Q4 24 | $30.9B | — | ||
| Q3 24 | $33.2B | — | ||
| Q2 24 | $30.9B | — | ||
| Q1 24 | $32.4B | — |
股东权益BKTNET
| Q4 25 | $44.3B | $54.0M | ||
| Q3 25 | $43.9B | $110.0M | ||
| Q2 25 | $44.0B | $107.0M | ||
| Q1 25 | $43.1B | $63.0M | ||
| Q4 24 | $41.3B | $69.0M | ||
| Q3 24 | $42.0B | $129.0M | ||
| Q2 24 | $40.8B | $100.0M | ||
| Q1 24 | $40.6B | $143.0M |
总资产BKTNET
| Q4 25 | $472.3B | $3.8B | ||
| Q3 25 | $455.3B | $3.4B | ||
| Q2 25 | $485.8B | $3.7B | ||
| Q1 25 | $440.7B | $3.8B | ||
| Q4 24 | $416.1B | $4.1B | ||
| Q3 24 | $427.5B | $3.7B | ||
| Q2 24 | $428.5B | $3.7B | ||
| Q1 24 | $434.7B | $4.0B |
负债/权益比BKTNET
| Q4 25 | 0.72× | — | ||
| Q3 25 | 0.74× | — | ||
| Q2 25 | 0.76× | — | ||
| Q1 25 | 0.72× | — | ||
| Q4 24 | 0.75× | — | ||
| Q3 24 | 0.79× | — | ||
| Q2 24 | 0.76× | — | ||
| Q1 24 | 0.80× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $5.2B | $61.0M |
| 自由现金流经营现金流 - 资本支出 | $4.7B | $43.0M |
| 自由现金流率自由现金流/营收 | 352.8% | 3.4% |
| 资本支出强度资本支出/营收 | 32.4% | 1.4% |
| 现金转化率经营现金流/净利润 | 3.55× | — |
| 过去12个月自由现金流最近4个季度 | $5.2B | $234.0M |
8季度趋势，按日历期对齐
经营现金流BKTNET
| Q4 25 | $5.2B | $61.0M | ||
| Q3 25 | $-1.1B | $72.0M | ||
| Q2 25 | $2.2B | $75.0M | ||
| Q1 25 | $412.0M | $95.0M | ||
| Q4 24 | $1.6B | $65.0M | ||
| Q3 24 | $-312.0M | $84.0M | ||
| Q2 24 | $2.1B | $39.0M | ||
| Q1 24 | $-2.7B | $91.0M |
自由现金流BKTNET
| Q4 25 | $4.7B | $43.0M | ||
| Q3 25 | $-1.5B | $55.0M | ||
| Q2 25 | $1.8B | $57.0M | ||
| Q1 25 | $92.0M | $79.0M | ||
| Q4 24 | $1.1B | $47.0M | ||
| Q3 24 | $-687.0M | $59.0M | ||
| Q2 24 | $1.7B | $22.0M | ||
| Q1 24 | $-3.0B | $73.0M |
自由现金流率BKTNET
| Q4 25 | 352.8% | 3.4% | ||
| Q3 25 | -121.5% | 4.5% | ||
| Q2 25 | 152.8% | 4.6% | ||
| Q1 25 | 7.9% | 6.1% | ||
| Q4 24 | 95.2% | 3.7% | ||
| Q3 24 | -65.6% | 4.8% | ||
| Q2 24 | 169.6% | 1.8% | ||
| Q1 24 | -286.4% | 5.8% |
资本支出强度BKTNET
| Q4 25 | 32.4% | 1.4% | ||
| Q3 25 | 35.4% | 1.4% | ||
| Q2 25 | 29.8% | 1.5% | ||
| Q1 25 | 27.6% | 1.2% | ||
| Q4 24 | 34.6% | 1.4% | ||
| Q3 24 | 35.8% | 2.0% | ||
| Q2 24 | 37.1% | 1.4% | ||
| Q1 24 | 28.7% | 1.4% |
现金转化率BKTNET
| Q4 25 | 3.55× | — | ||
| Q3 25 | -0.74× | 2.12× | ||
| Q2 25 | 1.54× | 2.03× | ||
| Q1 25 | 0.34× | 1.12× | ||
| Q4 24 | 1.34× | — | ||
| Q3 24 | -0.26× | 1.87× | ||
| Q2 24 | 1.82× | 0.65× | ||
| Q1 24 | -2.61× | 1.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BK
暂无分部数据
TNET
| Insurance Services | $1.1B | 85% |
| Professional Services | $169.0M | 14% |
