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Beeline Holdings, Inc.（BLNE）与UWM Holdings Corp（UWMC）财务数据对比。点击上方公司名可切换其他公司
UWM Holdings Corp的季度营收约是Beeline Holdings, Inc.的503.6倍（$945.2M vs $1.9M）。UWM Holdings Corp净利率更高（2.1% vs -445.0%，领先447.0%）。过去两年UWM Holdings Corp的营收复合增速更高（28.8% vs -33.0%）
Beeline（比附，品牌名билайн）是一个移动网络运营商品牌，业务覆盖俄罗斯、哈萨克斯坦、吉尔吉斯斯坦与乌兹别克斯坦，分别隶属于VimpelCom股份公司与VEON集团。该品牌是俄罗斯第四大移动运营商，主要竞争对手包括MTS、MegaFon和T2。
UWM控股（前身为联合海岸金融服务）是总部位于美国密歇根州庞蒂亚克的批发抵押贷款机构，专门为独立贷款经纪人提供贷款承销服务，据2024年公开数据显示，该公司是目前美国规模最大的抵押贷款放贷机构。
BLNE vs UWMC — 直观对比
营收规模更大
UWMC
是对方的503.6倍
$1.9M
净利率更高
UWMC
高出447.0%
-445.0%
两年增速更快
UWMC
近两年复合增速
-33.0%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $1.9M | $945.2M |
| 净利润 | $-8.4M | $19.4M |
| 毛利率 | — | — |
| 营业利润率 | -418.4% | 17.9% |
| 净利率 | -445.0% | 2.1% |
| 营收同比 | — | 68.7% |
| 净利润同比 | -16.1% | 117.6% |
| 每股收益（稀释后） | — | $0.14 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BLNEUWMC
| Q4 25 | $1.9M | $945.2M | ||
| Q3 25 | $2.3M | $843.3M | ||
| Q2 25 | $1.7M | $758.7M | ||
| Q1 25 | $1.8M | $613.4M | ||
| Q4 24 | — | $560.2M | ||
| Q3 24 | $760.0K | $526.4M | ||
| Q2 24 | $3.0M | $507.1M | ||
| Q1 24 | $2.4M | $570.0M |
净利润BLNEUWMC
| Q4 25 | $-8.4M | $19.4M | ||
| Q3 25 | $-3.9M | $-1.3M | ||
| Q2 25 | $-4.1M | $22.9M | ||
| Q1 25 | $-6.8M | $-13.7M | ||
| Q4 24 | — | $8.9M | ||
| Q3 24 | $-1.4M | $-6.3M | ||
| Q2 24 | $-1.5M | $3.0M | ||
| Q1 24 | $-1.3M | $8.7M |
毛利率BLNEUWMC
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 26.3% | — | ||
| Q2 24 | 5.2% | — | ||
| Q1 24 | 7.7% | — |
营业利润率BLNEUWMC
| Q4 25 | -418.4% | 17.9% | ||
| Q3 25 | -120.9% | 1.5% | ||
| Q2 25 | -229.0% | 43.4% | ||
| Q1 25 | -268.7% | -42.5% | ||
| Q4 24 | — | 7.6% | ||
| Q3 24 | -57.2% | 6.1% | ||
| Q2 24 | -11.9% | 15.2% | ||
| Q1 24 | -19.1% | 32.3% |
净利率BLNEUWMC
| Q4 25 | -445.0% | 2.1% | ||
| Q3 25 | -167.2% | -0.1% | ||
| Q2 25 | -237.3% | 3.0% | ||
| Q1 25 | -372.4% | -2.2% | ||
| Q4 24 | — | 1.6% | ||
| Q3 24 | -178.8% | -1.2% | ||
| Q2 24 | -50.4% | 0.6% | ||
| Q1 24 | -53.6% | 1.5% |
每股收益（稀释后）BLNEUWMC
| Q4 25 | — | $0.14 | ||
| Q3 25 | $-0.20 | $-0.01 | ||
| Q2 25 | $-0.64 | $0.11 | ||
| Q1 25 | — | $-0.12 | ||
| Q4 24 | — | $0.07 | ||
| Q3 24 | $-6.60 | $-0.06 | ||
| Q2 24 | $-8.74 | $0.03 | ||
| Q1 24 | $-0.78 | $0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $3.1M | $503.4M |
| 总债务越低越好 | — | $3.0B |
| 股东权益账面价值 | $53.6M | $1.6B |
| 总资产 | $70.2M | $16.9B |
| 负债/权益比越低杠杆越低 | — | 1.87× |
8季度趋势，按日历期对齐
现金及短期投资BLNEUWMC
| Q4 25 | $3.1M | $503.4M | ||
| Q3 25 | $1.3M | $870.7M | ||
| Q2 25 | $6.3M | $490.0M | ||
| Q1 25 | $1.5M | $485.0M | ||
| Q4 24 | — | $507.3M | ||
| Q3 24 | $310.0K | $636.3M | ||
| Q2 24 | $420.0K | $680.2M | ||
| Q1 24 | $147.0K | $605.6M |
总债务BLNEUWMC
| Q4 25 | — | $3.0B | ||
| Q3 25 | — | $3.8B | ||
| Q2 25 | — | $2.8B | ||
| Q1 25 | — | $2.8B | ||
| Q4 24 | — | $2.8B | ||
| Q3 24 | $8.2M | $2.0B | ||
| Q2 24 | $8.1M | $2.0B | ||
| Q1 24 | $8.1M | $2.0B |
股东权益BLNEUWMC
| Q4 25 | $53.6M | $1.6B | ||
| Q3 25 | $51.7M | $1.6B | ||
| Q2 25 | $54.6M | $1.7B | ||
| Q1 25 | $47.1M | $1.6B | ||
| Q4 24 | — | $2.1B | ||
| Q3 24 | $-2.5M | $2.2B | ||
| Q2 24 | $-1.9M | $2.3B | ||
| Q1 24 | $-476.0K | $2.5B |
总资产BLNEUWMC
| Q4 25 | $70.2M | $16.9B | ||
| Q3 25 | $63.2M | $17.0B | ||
| Q2 25 | $68.6M | $13.9B | ||
| Q1 25 | $63.8M | $14.0B | ||
| Q4 24 | — | $15.7B | ||
| Q3 24 | $16.2M | $15.1B | ||
| Q2 24 | $16.6M | $12.9B | ||
| Q1 24 | $17.0M | $12.8B |
负债/权益比BLNEUWMC
| Q4 25 | — | 1.87× | ||
| Q3 25 | — | 2.38× | ||
| Q2 25 | — | 1.59× | ||
| Q1 25 | — | 1.70× | ||
| Q4 24 | — | 1.36× | ||
| Q3 24 | — | 0.92× | ||
| Q2 24 | — | 0.86× | ||
| Q1 24 | — | 0.81× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-10.0M | $103.8M |
| 自由现金流经营现金流 - 资本支出 | — | $82.0M |
| 自由现金流率自由现金流/营收 | — | 8.7% |
| 资本支出强度资本支出/营收 | — | 2.3% |
| 现金转化率经营现金流/净利润 | — | 5.34× |
| 过去12个月自由现金流最近4个季度 | — | $-2.7B |
8季度趋势，按日历期对齐
经营现金流BLNEUWMC
| Q4 25 | $-10.0M | $103.8M | ||
| Q3 25 | $-5.8M | $-3.1B | ||
| Q2 25 | $-4.1M | $-265.9M | ||
| Q1 25 | $-1.5M | $593.9M | ||
| Q4 24 | — | $-543.3M | ||
| Q3 24 | $-652.0K | $-2.2B | ||
| Q2 24 | $-872.0K | $-1.3B | ||
| Q1 24 | $-82.0K | $-2.2B |
自由现金流BLNEUWMC
| Q4 25 | — | $82.0M | ||
| Q3 25 | — | $-3.1B | ||
| Q2 25 | — | $-290.1M | ||
| Q1 25 | — | $576.1M | ||
| Q4 24 | — | $-551.6M | ||
| Q3 24 | — | $-2.2B | ||
| Q2 24 | — | $-1.3B | ||
| Q1 24 | — | $-2.2B |
自由现金流率BLNEUWMC
| Q4 25 | — | 8.7% | ||
| Q3 25 | — | -366.4% | ||
| Q2 25 | — | -38.2% | ||
| Q1 25 | — | 93.9% | ||
| Q4 24 | — | -98.5% | ||
| Q3 24 | — | -416.1% | ||
| Q2 24 | — | -262.1% | ||
| Q1 24 | — | -387.7% |
资本支出强度BLNEUWMC
| Q4 25 | — | 2.3% | ||
| Q3 25 | — | 1.2% | ||
| Q2 25 | — | 3.2% | ||
| Q1 25 | — | 2.9% | ||
| Q4 24 | — | 1.5% | ||
| Q3 24 | — | 2.3% | ||
| Q2 24 | — | 2.4% | ||
| Q1 24 | — | 1.2% |
现金转化率BLNEUWMC
| Q4 25 | — | 5.34× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | -11.61× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | -60.91× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | -431.86× | ||
| Q1 24 | — | -252.32× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
