vs
蒙特利尔银行（BMO）与PEAPACK GLADSTONE FINANCIAL CORP（PGC）财务数据对比。点击上方公司名可切换其他公司
蒙特利尔银行的季度营收约是PEAPACK GLADSTONE FINANCIAL CORP的91.7倍（$7.2B vs $78.2M）。蒙特利尔银行净利率更高（25.3% vs 15.5%，领先9.8%）。蒙特利尔银行自由现金流更多（$1.0B vs $-3.6M）
蒙特利尔银行（简称BMO）是总部位于加拿大的跨国综合金融服务集团，业务涵盖投资银行、商业零售银行、财富管理等板块，在全球多个国家和地区布局运营网络，为个人及机构客户提供多元专业的金融服务。
Peapack Gladstone金融公司是总部位于美国的区域性金融控股企业，主要为新泽西州及美国东北部周边市场的个人和中小企客户提供商业与零售银行、财富管理、私人银行、贷款及信托等金融服务。
BMO vs PGC — 直观对比
营收规模更大
BMO
是对方的91.7倍
$78.2M
净利率更高
BMO
高出9.8%
15.5%
自由现金流更多
BMO
多$1.0B
$-3.6M
损益表 — Q1 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $7.2B | $78.2M |
| 净利润 | $1.8B | $12.2M |
| 毛利率 | — | — |
| 营业利润率 | — | 21.7% |
| 净利率 | 25.3% | 15.5% |
| 营收同比 | — | 26.5% |
| 净利润同比 | — | 31.6% |
| 每股收益（稀释后） | — | $0.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BMOPGC
| Q1 26 | $7.2B | — | ||
| Q4 25 | — | $78.2M | ||
| Q3 25 | $6.6B | $70.7M | ||
| Q2 25 | $6.3B | $69.7M | ||
| Q1 25 | — | $64.4M | ||
| Q4 24 | — | $61.8M | ||
| Q3 24 | — | $56.6M | ||
| Q2 24 | — | $56.6M |
净利润BMOPGC
| Q1 26 | $1.8B | — | ||
| Q4 25 | — | $12.2M | ||
| Q3 25 | $1.7B | $9.6M | ||
| Q2 25 | $1.4B | $7.9M | ||
| Q1 25 | — | $7.6M | ||
| Q4 24 | — | $9.2M | ||
| Q3 24 | — | $7.6M | ||
| Q2 24 | — | $7.5M |
营业利润率BMOPGC
| Q1 26 | — | — | ||
| Q4 25 | — | 21.7% | ||
| Q3 25 | — | 19.2% | ||
| Q2 25 | — | 16.1% | ||
| Q1 25 | — | 16.2% | ||
| Q4 24 | — | 19.8% | ||
| Q3 24 | — | 19.0% | ||
| Q2 24 | — | 16.9% |
净利率BMOPGC
| Q1 26 | 25.3% | — | ||
| Q4 25 | — | 15.5% | ||
| Q3 25 | 25.9% | 13.6% | ||
| Q2 25 | 22.6% | 11.4% | ||
| Q1 25 | — | 11.8% | ||
| Q4 24 | — | 14.9% | ||
| Q3 24 | — | 13.4% | ||
| Q2 24 | — | 13.3% |
每股收益（稀释后）BMOPGC
| Q1 26 | — | — | ||
| Q4 25 | — | $0.68 | ||
| Q3 25 | — | $0.54 | ||
| Q2 25 | — | $0.45 | ||
| Q1 25 | — | $0.43 | ||
| Q4 24 | — | $0.52 | ||
| Q3 24 | — | $0.43 | ||
| Q2 24 | — | $0.42 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $49.2B | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $62.6B | $658.2M |
| 总资产 | $1064.4B | $7.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BMOPGC
| Q1 26 | $49.2B | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $42.8B | — | ||
| Q2 25 | $47.7B | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益BMOPGC
| Q1 26 | $62.6B | — | ||
| Q4 25 | — | $658.2M | ||
| Q3 25 | $63.3B | $642.5M | ||
| Q2 25 | $62.7B | $629.8M | ||
| Q1 25 | — | $621.9M | ||
| Q4 24 | — | $605.8M | ||
| Q3 24 | — | $607.6M | ||
| Q2 24 | — | $588.3M |
总资产BMOPGC
| Q1 26 | $1064.4B | — | ||
| Q4 25 | — | $7.5B | ||
| Q3 25 | $1045.0B | $7.4B | ||
| Q2 25 | $1051.4B | $7.2B | ||
| Q1 25 | — | $7.1B | ||
| Q4 24 | — | $7.0B | ||
| Q3 24 | — | $6.8B | ||
| Q2 24 | — | $6.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.3B | $-1.1M |
| 自由现金流经营现金流 - 资本支出 | $1.0B | $-3.6M |
| 自由现金流率自由现金流/营收 | 14.4% | -4.7% |
| 资本支出强度资本支出/营收 | 3.9% | 3.2% |
| 现金转化率经营现金流/净利润 | 0.72× | -0.09× |
| 过去12个月自由现金流最近4个季度 | — | $28.8M |
8季度趋势，按日历期对齐
经营现金流BMOPGC
| Q1 26 | $1.3B | — | ||
| Q4 25 | — | $-1.1M | ||
| Q3 25 | $-3.1B | $36.2M | ||
| Q2 25 | $-2.3B | $15.9M | ||
| Q1 25 | — | $-7.9M | ||
| Q4 24 | — | $26.5M | ||
| Q3 24 | — | $24.7M | ||
| Q2 24 | — | $852.0K |
自由现金流BMOPGC
| Q1 26 | $1.0B | — | ||
| Q4 25 | — | $-3.6M | ||
| Q3 25 | $-3.4B | $34.0M | ||
| Q2 25 | $-2.7B | $9.9M | ||
| Q1 25 | — | $-11.5M | ||
| Q4 24 | — | $22.4M | ||
| Q3 24 | — | $23.0M | ||
| Q2 24 | — | $-431.0K |
自由现金流率BMOPGC
| Q1 26 | 14.4% | — | ||
| Q4 25 | — | -4.7% | ||
| Q3 25 | -51.3% | 48.1% | ||
| Q2 25 | -41.8% | 14.2% | ||
| Q1 25 | — | -17.8% | ||
| Q4 24 | — | 36.3% | ||
| Q3 24 | — | 40.6% | ||
| Q2 24 | — | -0.8% |
资本支出强度BMOPGC
| Q1 26 | 3.9% | — | ||
| Q4 25 | — | 3.2% | ||
| Q3 25 | 4.5% | 3.1% | ||
| Q2 25 | 5.1% | 8.6% | ||
| Q1 25 | — | 5.6% | ||
| Q4 24 | — | 6.5% | ||
| Q3 24 | — | 3.0% | ||
| Q2 24 | — | 2.3% |
现金转化率BMOPGC
| Q1 26 | 0.72× | — | ||
| Q4 25 | — | -0.09× | ||
| Q3 25 | -1.81× | 3.76× | ||
| Q2 25 | -1.63× | 2.01× | ||
| Q1 25 | — | -1.04× | ||
| Q4 24 | — | 2.86× | ||
| Q3 24 | — | 3.25× | ||
| Q2 24 | — | 0.11× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BMO
暂无分部数据
PGC
| Banking Segment | $61.4M | 79% |
| Wealth Management Division | $13.9M | 18% |
| Other | $2.9M | 4% |
