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加拿大丰业银行(BNS)与REPUBLIC BANCORP INC(RBCAA)财务数据对比。点击上方公司名可切换其他公司
加拿大丰业银行的季度营收约是REPUBLIC BANCORP INC的74.7倍($7.0B vs $94.3M),REPUBLIC BANCORP INC净利率更高(24.2% vs 23.8%,领先0.4%)
加拿大丰业银行(Scotiabank)是加拿大五大银行之一,总部位于安大略省多伦多,按资产及存款规模计为加拿大第三大银行。集团现有8.8万名员工,服务全球超2500万客户,2023年位列福布斯全球2000强第88位,提供个人商业银行、财富管理、企业与投资等多元金融服务。
肯塔基州共和银行是美国的一家区域性银行控股企业,提供零售及商业银行全品类服务,涵盖个人存贷款、企业融资、按揭产品及财富管理解决方案,主要服务肯塔基州及周边州的个人消费者和中小企业客户。
BNS vs RBCAA — 直观对比
营收规模更大
BNS
是对方的74.7倍
$94.3M
净利率更高
RBCAA
高出0.4%
23.8%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | ||
|---|---|---|
| 营收 | $7.0B | $94.3M |
| 净利润 | $1.7B | $22.8M |
| 毛利率 | — | — |
| 营业利润率 | — | 29.3% |
| 净利率 | 23.8% | 24.2% |
| 营收同比 | — | 5.3% |
| 净利润同比 | — | 20.0% |
| 每股收益(稀释后) | — | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
BNS
RBCAA
| Q1 26 | $7.0B | — | ||
| Q4 25 | $7.2B | $94.3M | ||
| Q3 25 | $6.9B | $93.5M | ||
| Q2 25 | $6.6B | $93.8M | ||
| Q1 25 | — | $135.8M | ||
| Q4 24 | — | $89.5M | ||
| Q3 24 | — | $88.1M | ||
| Q2 24 | — | $86.9M |
净利润
BNS
RBCAA
| Q1 26 | $1.7B | — | ||
| Q4 25 | $1.6B | $22.8M | ||
| Q3 25 | $1.8B | $29.7M | ||
| Q2 25 | $1.5B | $31.5M | ||
| Q1 25 | — | $47.3M | ||
| Q4 24 | — | $19.0M | ||
| Q3 24 | — | $26.5M | ||
| Q2 24 | — | $25.2M |
营业利润率
BNS
RBCAA
| Q1 26 | — | — | ||
| Q4 25 | — | 29.3% | ||
| Q3 25 | — | 40.4% | ||
| Q2 25 | — | 43.0% | ||
| Q1 25 | — | 44.1% | ||
| Q4 24 | — | 25.8% | ||
| Q3 24 | — | 38.4% | ||
| Q2 24 | — | 37.0% |
净利率
BNS
RBCAA
| Q1 26 | 23.8% | — | ||
| Q4 25 | 22.5% | 24.2% | ||
| Q3 25 | 26.6% | 31.8% | ||
| Q2 25 | 22.4% | 33.5% | ||
| Q1 25 | — | 34.8% | ||
| Q4 24 | — | 21.2% | ||
| Q3 24 | — | 30.1% | ||
| Q2 24 | — | 29.0% |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $6.4B | $220.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $65.0B | $1.1B |
| 总资产 | $1077.5B | $7.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势,按日历期对齐
现金及短期投资
BNS
RBCAA
| Q1 26 | $6.4B | — | ||
| Q4 25 | — | $220.0M | ||
| Q3 25 | $8.6B | $484.2M | ||
| Q2 25 | $7.9B | $484.8M | ||
| Q1 25 | — | $793.0M | ||
| Q4 24 | — | $432.2M | ||
| Q3 24 | — | $530.9M | ||
| Q2 24 | — | $400.1M |
股东权益
BNS
RBCAA
| Q1 26 | $65.0B | — | ||
| Q4 25 | — | $1.1B | ||
| Q3 25 | $62.4B | $1.1B | ||
| Q2 25 | $63.1B | $1.1B | ||
| Q1 25 | — | $1.0B | ||
| Q4 24 | — | $992.0M | ||
| Q3 24 | — | $979.7M | ||
| Q2 24 | — | $955.4M |
总资产
BNS
RBCAA
| Q1 26 | $1077.5B | — | ||
| Q4 25 | — | $7.0B | ||
| Q3 25 | $1032.7B | $7.0B | ||
| Q2 25 | $1033.3B | $7.0B | ||
| Q1 25 | — | $7.1B | ||
| Q4 24 | — | $6.8B | ||
| Q3 24 | — | $6.7B | ||
| Q2 24 | — | $6.6B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | $9.4B | $168.2M |
| 自由现金流经营现金流 - 资本支出 | — | $161.1M |
| 自由现金流率自由现金流/营收 | — | 170.9% |
| 资本支出强度资本支出/营收 | — | 7.5% |
| 现金转化率经营现金流/净利润 | 5.60× | 7.37× |
| 过去12个月自由现金流最近4个季度 | — | $288.6M |
8季度趋势,按日历期对齐
经营现金流
BNS
RBCAA
| Q1 26 | $9.4B | — | ||
| Q4 25 | — | $168.2M | ||
| Q3 25 | $3.2B | $33.3M | ||
| Q2 25 | $1.8B | $8.4M | ||
| Q1 25 | — | $93.2M | ||
| Q4 24 | — | $149.0M | ||
| Q3 24 | — | $51.3M | ||
| Q2 24 | — | $4.0M |
自由现金流
BNS
RBCAA
| Q1 26 | — | — | ||
| Q4 25 | — | $161.1M | ||
| Q3 25 | — | $30.8M | ||
| Q2 25 | — | $5.2M | ||
| Q1 25 | — | $91.6M | ||
| Q4 24 | — | $143.2M | ||
| Q3 24 | — | $49.8M | ||
| Q2 24 | — | $2.7M |
自由现金流率
BNS
RBCAA
| Q1 26 | — | — | ||
| Q4 25 | — | 170.9% | ||
| Q3 25 | — | 32.9% | ||
| Q2 25 | — | 5.5% | ||
| Q1 25 | — | 67.4% | ||
| Q4 24 | — | 160.0% | ||
| Q3 24 | — | 56.5% | ||
| Q2 24 | — | 3.1% |
资本支出强度
BNS
RBCAA
| Q1 26 | — | — | ||
| Q4 25 | — | 7.5% | ||
| Q3 25 | — | 2.6% | ||
| Q2 25 | — | 3.5% | ||
| Q1 25 | — | 1.2% | ||
| Q4 24 | — | 6.5% | ||
| Q3 24 | — | 1.7% | ||
| Q2 24 | — | 1.5% |
现金转化率
BNS
RBCAA
| Q1 26 | 5.60× | — | ||
| Q4 25 | — | 7.37× | ||
| Q3 25 | 1.73× | 1.12× | ||
| Q2 25 | 1.22× | 0.27× | ||
| Q1 25 | — | 1.97× | ||
| Q4 24 | — | 7.84× | ||
| Q3 24 | — | 1.93× | ||
| Q2 24 | — | 0.16× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图