vs
Bogota Financial Corp.（BSBK）与ECB Bancorp, Inc.（ECBK）财务数据对比。点击上方公司名可切换其他公司
ECB Bancorp, Inc.的季度营收约是Bogota Financial Corp.的2.1倍（$9.2M vs $4.3M）。ECB Bancorp, Inc.净利率更高（28.4% vs 15.9%，领先12.5%）。Bogota Financial Corp.同比增速更快（71.6% vs 35.0%）。ECB Bancorp, Inc.自由现金流更多（$3.9M vs $988.0K）。过去两年Bogota Financial Corp.的营收复合增速更高（27.2% vs 24.5%）
波哥大金融公司是总部位于美国新泽西州的银行控股企业，旗下运营波哥大储蓄银行，为新泽西州及周边区域的零售客户和小微企业提供存款账户、住房抵押贷款、消费贷款、商业融资等全方位银行服务。
ECB Bancorp（马里兰州）是一家美国银行控股公司，主要面向马里兰州本地市场的个人客户和中小型企业提供存款账户、消费贷款、商业融资、财富管理等各类零售及商业银行业务。
BSBK vs ECBK — 直观对比
营收规模更大
ECBK
是对方的2.1倍
$4.3M
营收增速更快
BSBK
高出36.7%
35.0%
净利率更高
ECBK
高出12.5%
15.9%
自由现金流更多
ECBK
多$2.9M
$988.0K
两年增速更快
BSBK
近两年复合增速
24.5%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $4.3M | $9.2M |
| 净利润 | $680.8K | $2.6M |
| 毛利率 | — | — |
| 营业利润率 | 15.6% | 38.1% |
| 净利率 | 15.9% | 28.4% |
| 营收同比 | 71.6% | 35.0% |
| 净利润同比 | 173.2% | 79.5% |
| 每股收益（稀释后） | $0.05 | $0.32 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BSBKECBK
| Q4 25 | $4.3M | $9.2M | ||
| Q3 25 | $3.9M | $8.5M | ||
| Q2 25 | $3.7M | $7.7M | ||
| Q1 25 | $3.6M | $6.6M | ||
| Q4 24 | $2.5M | $6.8M | ||
| Q3 24 | $2.7M | $6.3M | ||
| Q2 24 | $2.7M | $6.0M | ||
| Q1 24 | $2.7M | $5.9M |
净利润BSBKECBK
| Q4 25 | $680.8K | $2.6M | ||
| Q3 25 | $454.6K | $2.4M | ||
| Q2 25 | $224.4K | $1.4M | ||
| Q1 25 | $730.9K | $1.3M | ||
| Q4 24 | $-930.0K | $1.4M | ||
| Q3 24 | $-367.0K | $1.1M | ||
| Q2 24 | $-432.5K | $791.0K | ||
| Q1 24 | $-441.0K | $621.0K |
营业利润率BSBKECBK
| Q4 25 | 15.6% | 38.1% | ||
| Q3 25 | 13.5% | 38.5% | ||
| Q2 25 | 4.7% | 25.0% | ||
| Q1 25 | 19.6% | 25.9% | ||
| Q4 24 | -19.2% | 28.6% | ||
| Q3 24 | -23.3% | 24.4% | ||
| Q2 24 | -26.0% | 17.7% | ||
| Q1 24 | -27.5% | 14.1% |
净利率BSBKECBK
| Q4 25 | 15.9% | 28.4% | ||
| Q3 25 | 11.7% | 28.8% | ||
| Q2 25 | 6.1% | 18.8% | ||
| Q1 25 | 20.3% | 19.5% | ||
| Q4 24 | -37.2% | 21.3% | ||
| Q3 24 | -13.8% | 18.0% | ||
| Q2 24 | -15.8% | 13.2% | ||
| Q1 24 | -16.6% | 10.5% |
每股收益（稀释后）BSBKECBK
| Q4 25 | $0.05 | $0.32 | ||
| Q3 25 | $0.04 | $0.29 | ||
| Q2 25 | $0.02 | $0.17 | ||
| Q1 25 | $0.06 | $0.16 | ||
| Q4 24 | $-0.08 | $0.18 | ||
| Q3 24 | $-0.03 | $0.14 | ||
| Q2 24 | $-0.03 | $0.09 | ||
| Q1 24 | $-0.03 | $0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $35.6M | $82.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $140.9M | $171.9M |
| 总资产 | $904.9M | $1.6B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BSBKECBK
| Q4 25 | $35.6M | $82.8M | ||
| Q3 25 | $31.2M | $201.9M | ||
| Q2 25 | $20.3M | $191.0M | ||
| Q1 25 | $25.6M | $143.7M | ||
| Q4 24 | $52.2M | $309.4M | ||
| Q3 24 | $21.0M | $114.8M | ||
| Q2 24 | $17.6M | $108.7M | ||
| Q1 24 | $14.4M | $109.8M |
股东权益BSBKECBK
| Q4 25 | $140.9M | $171.9M | ||
| Q3 25 | $140.7M | $169.3M | ||
| Q2 25 | $138.4M | $168.3M | ||
| Q1 25 | $138.3M | $168.6M | ||
| Q4 24 | $137.3M | $168.3M | ||
| Q3 24 | $136.9M | $166.0M | ||
| Q2 24 | $136.3M | $166.5M | ||
| Q1 24 | $136.4M | $165.8M |
总资产BSBKECBK
| Q4 25 | $904.9M | $1.6B | ||
| Q3 25 | $925.8M | $1.6B | ||
| Q2 25 | $921.8M | $1.5B | ||
| Q1 25 | $930.2M | $1.5B | ||
| Q4 24 | $971.5M | $1.4B | ||
| Q3 24 | $978.9M | $1.4B | ||
| Q2 24 | $974.7M | $1.3B | ||
| Q1 24 | $960.9M | $1.3B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.0M | $3.9M |
| 自由现金流经营现金流 - 资本支出 | $988.0K | $3.9M |
| 自由现金流率自由现金流/营收 | 23.0% | 42.1% |
| 资本支出强度资本支出/营收 | 0.4% | 0.8% |
| 现金转化率经营现金流/净利润 | 1.48× | 1.51× |
| 过去12个月自由现金流最近4个季度 | — | $9.0M |
8季度趋势，按日历期对齐
经营现金流BSBKECBK
| Q4 25 | $1.0M | $3.9M | ||
| Q3 25 | $292.5K | $4.0M | ||
| Q2 25 | $1.9M | $1.9M | ||
| Q1 25 | $-16.0K | $-631.0K | ||
| Q4 24 | $-1.0M | $4.4M | ||
| Q3 24 | $-287.9K | $861.0K | ||
| Q2 24 | $1.7M | $1.4M | ||
| Q1 24 | $-2.9M | $-429.0K |
自由现金流BSBKECBK
| Q4 25 | $988.0K | $3.9M | ||
| Q3 25 | $277.1K | $4.0M | ||
| Q2 25 | — | $1.8M | ||
| Q1 25 | $-52.2K | $-649.0K | ||
| Q4 24 | $-1.1M | — | ||
| Q3 24 | $-330.9K | — | ||
| Q2 24 | $1.4M | $1.3M | ||
| Q1 24 | $-3.1M | $-449.0K |
自由现金流率BSBKECBK
| Q4 25 | 23.0% | 42.1% | ||
| Q3 25 | 7.1% | 46.8% | ||
| Q2 25 | — | 24.1% | ||
| Q1 25 | -1.5% | -9.8% | ||
| Q4 24 | -43.8% | — | ||
| Q3 24 | -12.5% | — | ||
| Q2 24 | 51.6% | 22.4% | ||
| Q1 24 | -118.7% | -7.6% |
资本支出强度BSBKECBK
| Q4 25 | 0.4% | 0.8% | ||
| Q3 25 | 0.4% | 0.8% | ||
| Q2 25 | 0.0% | 0.7% | ||
| Q1 25 | 1.0% | 0.3% | ||
| Q4 24 | 2.1% | 0.0% | ||
| Q3 24 | 1.6% | 0.0% | ||
| Q2 24 | 8.5% | 0.7% | ||
| Q1 24 | 10.0% | 0.3% |
现金转化率BSBKECBK
| Q4 25 | 1.48× | 1.51× | ||
| Q3 25 | 0.64× | 1.65× | ||
| Q2 25 | 8.56× | 1.32× | ||
| Q1 25 | -0.02× | -0.49× | ||
| Q4 24 | — | 3.05× | ||
| Q3 24 | — | 0.76× | ||
| Q2 24 | — | 1.75× | ||
| Q1 24 | — | -0.69× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
