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Bogota Financial Corp.（BSBK）与FLAGSTAR BANK, NATIONAL ASSOCIATION（FLG）财务数据对比。点击上方公司名可切换其他公司
FLAGSTAR BANK, NATIONAL ASSOCIATION的季度营收约是Bogota Financial Corp.的116.1倍（$498.0M vs $4.3M）。Bogota Financial Corp.净利率更高（15.9% vs 4.2%，领先11.7%）。Bogota Financial Corp.同比增速更快（71.6% vs 1.6%）。过去两年Bogota Financial Corp.的营收复合增速更高（27.2% vs -10.7%）
波哥大金融公司是总部位于美国新泽西州的银行控股企业，旗下运营波哥大储蓄银行，为新泽西州及周边区域的零售客户和小微企业提供存款账户、住房抵押贷款、消费贷款、商业融资等全方位银行服务。
Flagstar银行是原总部位于美国密歇根州特洛伊的商业银行，成立于1987年，主营零售及商业银行业务、抵押贷款发放及各类金融服务。其控股公司于2022年12月被纽约社区银行收购，后者后将全部门店统一为Flagstar品牌，2024年更名为Flagstar Financial，2025年启动企业重组。
BSBK vs FLG — 直观对比
营收规模更大
FLG
是对方的116.1倍
$4.3M
营收增速更快
BSBK
高出70.0%
1.6%
净利率更高
BSBK
高出11.7%
4.2%
两年增速更快
BSBK
近两年复合增速
-10.7%
损益表 — Q4 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $4.3M | $498.0M |
| 净利润 | $680.8K | $21.0M |
| 毛利率 | — | — |
| 营业利润率 | 15.6% | — |
| 净利率 | 15.9% | 4.2% |
| 营收同比 | 71.6% | 1.6% |
| 净利润同比 | 173.2% | -27.6% |
| 每股收益（稀释后） | $0.05 | $0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BSBKFLG
| Q1 26 | — | $498.0M | ||
| Q4 25 | $4.3M | $2.1B | ||
| Q3 25 | $3.9M | $425.0M | ||
| Q2 25 | $3.7M | $419.0M | ||
| Q1 25 | $3.6M | — | ||
| Q4 24 | $2.5M | $461.0M | ||
| Q3 24 | $2.7M | $510.0M | ||
| Q2 24 | $2.7M | $557.0M |
净利润BSBKFLG
| Q1 26 | — | $21.0M | ||
| Q4 25 | $680.8K | $29.0M | ||
| Q3 25 | $454.6K | $-36.0M | ||
| Q2 25 | $224.4K | $-70.0M | ||
| Q1 25 | $730.9K | — | ||
| Q4 24 | $-930.0K | $-188.0M | ||
| Q3 24 | $-367.0K | $-280.0M | ||
| Q2 24 | $-432.5K | $-323.0M |
营业利润率BSBKFLG
| Q1 26 | — | — | ||
| Q4 25 | 15.6% | — | ||
| Q3 25 | 13.5% | -9.6% | ||
| Q2 25 | 4.7% | -19.3% | ||
| Q1 25 | 19.6% | — | ||
| Q4 24 | -19.2% | -51.6% | ||
| Q3 24 | -23.3% | -65.7% | ||
| Q2 24 | -26.0% | -76.1% |
净利率BSBKFLG
| Q1 26 | — | 4.2% | ||
| Q4 25 | 15.9% | 1.4% | ||
| Q3 25 | 11.7% | -8.5% | ||
| Q2 25 | 6.1% | -16.7% | ||
| Q1 25 | 20.3% | — | ||
| Q4 24 | -37.2% | -40.8% | ||
| Q3 24 | -13.8% | -54.9% | ||
| Q2 24 | -15.8% | -58.0% |
每股收益（稀释后）BSBKFLG
| Q1 26 | — | $0.03 | ||
| Q4 25 | $0.05 | $0.05 | ||
| Q3 25 | $0.04 | $-0.11 | ||
| Q2 25 | $0.02 | $-0.19 | ||
| Q1 25 | $0.06 | — | ||
| Q4 24 | $-0.08 | $-1.11 | ||
| Q3 24 | $-0.03 | $-0.79 | ||
| Q2 24 | $-0.03 | $-1.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $35.6M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $140.9M | $8.1B |
| 总资产 | $904.9M | $87.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BSBKFLG
| Q1 26 | — | — | ||
| Q4 25 | $35.6M | — | ||
| Q3 25 | $31.2M | $23.6B | ||
| Q2 25 | $20.3M | $22.9B | ||
| Q1 25 | $25.6M | — | ||
| Q4 24 | $52.2M | $25.8B | ||
| Q3 24 | $21.0M | $33.6B | ||
| Q2 24 | $17.6M | $29.5B |
总债务BSBKFLG
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $13.2B | ||
| Q2 25 | — | $13.2B | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $14.4B | ||
| Q3 24 | — | $20.3B | ||
| Q2 24 | — | $28.9B |
股东权益BSBKFLG
| Q1 26 | — | $8.1B | ||
| Q4 25 | $140.9M | $8.1M | ||
| Q3 25 | $140.7M | $8.1B | ||
| Q2 25 | $138.4M | $8.1B | ||
| Q1 25 | $138.3M | — | ||
| Q4 24 | $137.3M | $8.2B | ||
| Q3 24 | $136.9M | $8.6B | ||
| Q2 24 | $136.3M | $8.4B |
总资产BSBKFLG
| Q1 26 | — | $87.1B | ||
| Q4 25 | $904.9M | $87.5M | ||
| Q3 25 | $925.8M | $91.7B | ||
| Q2 25 | $921.8M | $92.2B | ||
| Q1 25 | $930.2M | — | ||
| Q4 24 | $971.5M | $100.2B | ||
| Q3 24 | $978.9M | $114.4B | ||
| Q2 24 | $974.7M | $119.1B |
负债/权益比BSBKFLG
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 1.63× | ||
| Q2 25 | — | 1.63× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.77× | ||
| Q3 24 | — | 2.37× | ||
| Q2 24 | — | 3.44× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.0M | — |
| 自由现金流经营现金流 - 资本支出 | $988.0K | — |
| 自由现金流率自由现金流/营收 | 23.0% | — |
| 资本支出强度资本支出/营收 | 0.4% | — |
| 现金转化率经营现金流/净利润 | 1.48× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流BSBKFLG
| Q1 26 | — | — | ||
| Q4 25 | $1.0M | — | ||
| Q3 25 | $292.5K | $243.0M | ||
| Q2 25 | $1.9M | — | ||
| Q1 25 | $-16.0K | — | ||
| Q4 24 | $-1.0M | $623.0M | ||
| Q3 24 | $-287.9K | $-1.0B | ||
| Q2 24 | $1.7M | $796.0M |
自由现金流BSBKFLG
| Q1 26 | — | — | ||
| Q4 25 | $988.0K | — | ||
| Q3 25 | $277.1K | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $-52.2K | — | ||
| Q4 24 | $-1.1M | — | ||
| Q3 24 | $-330.9K | — | ||
| Q2 24 | $1.4M | — |
自由现金流率BSBKFLG
| Q1 26 | — | — | ||
| Q4 25 | 23.0% | — | ||
| Q3 25 | 7.1% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | -1.5% | — | ||
| Q4 24 | -43.8% | — | ||
| Q3 24 | -12.5% | — | ||
| Q2 24 | 51.6% | — |
资本支出强度BSBKFLG
| Q1 26 | — | — | ||
| Q4 25 | 0.4% | — | ||
| Q3 25 | 0.4% | — | ||
| Q2 25 | 0.0% | — | ||
| Q1 25 | 1.0% | — | ||
| Q4 24 | 2.1% | — | ||
| Q3 24 | 1.6% | — | ||
| Q2 24 | 8.5% | — |
现金转化率BSBKFLG
| Q1 26 | — | — | ||
| Q4 25 | 1.48× | — | ||
| Q3 25 | 0.64× | — | ||
| Q2 25 | 8.56× | — | ||
| Q1 25 | -0.02× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
