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Bogota Financial Corp.（BSBK）与合众银行（HBCP）财务数据对比。点击上方公司名可切换其他公司
合众银行的季度营收约是Bogota Financial Corp.的8.9倍（$38.2M vs $4.3M）。合众银行净利率更高（29.7% vs 15.9%，领先13.8%）。过去两年Bogota Financial Corp.的营收复合增速更高（27.2% vs 14.0%）
波哥大金融公司是总部位于美国新泽西州的银行控股企业，旗下运营波哥大储蓄银行，为新泽西州及周边区域的零售客户和小微企业提供存款账户、住房抵押贷款、消费贷款、商业融资等全方位银行服务。
该企业是总部位于美国明尼苏达州明尼阿波利斯、在特拉华州注册的跨国银行机构，截至2025年为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的银行，主营银行、投资、抵押贷款等各类金融业务。
BSBK vs HBCP — 直观对比
营收规模更大
HBCP
是对方的8.9倍
$4.3M
净利率更高
HBCP
高出13.8%
15.9%
两年增速更快
BSBK
近两年复合增速
14.0%
损益表 — Q4 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $4.3M | $38.2M |
| 净利润 | $680.8K | $11.4M |
| 毛利率 | — | — |
| 营业利润率 | 15.6% | — |
| 净利率 | 15.9% | 29.7% |
| 营收同比 | 71.6% | — |
| 净利润同比 | 173.2% | -0.4% |
| 每股收益（稀释后） | $0.05 | $1.45 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BSBKHBCP
| Q1 26 | — | $38.2M | ||
| Q4 25 | $4.3M | $34.0M | ||
| Q3 25 | $3.9M | $34.1M | ||
| Q2 25 | $3.7M | $33.4M | ||
| Q1 25 | $3.6M | $31.7M | ||
| Q4 24 | $2.5M | $31.6M | ||
| Q3 24 | $2.7M | $30.4M | ||
| Q2 24 | $2.7M | $29.4M |
净利润BSBKHBCP
| Q1 26 | — | $11.4M | ||
| Q4 25 | $680.8K | $11.4M | ||
| Q3 25 | $454.6K | $12.4M | ||
| Q2 25 | $224.4K | $11.3M | ||
| Q1 25 | $730.9K | $11.0M | ||
| Q4 24 | $-930.0K | $9.7M | ||
| Q3 24 | $-367.0K | $9.4M | ||
| Q2 24 | $-432.5K | $8.1M |
营业利润率BSBKHBCP
| Q1 26 | — | — | ||
| Q4 25 | 15.6% | 42.6% | ||
| Q3 25 | 13.5% | 45.6% | ||
| Q2 25 | 4.7% | 42.5% | ||
| Q1 25 | 19.6% | 43.4% | ||
| Q4 24 | -19.2% | 38.0% | ||
| Q3 24 | -23.3% | 38.4% | ||
| Q2 24 | -26.0% | 34.3% |
净利率BSBKHBCP
| Q1 26 | — | 29.7% | ||
| Q4 25 | 15.9% | 33.5% | ||
| Q3 25 | 11.7% | 36.2% | ||
| Q2 25 | 6.1% | 34.0% | ||
| Q1 25 | 20.3% | 34.5% | ||
| Q4 24 | -37.2% | 30.6% | ||
| Q3 24 | -13.8% | 31.1% | ||
| Q2 24 | -15.8% | 27.6% |
每股收益（稀释后）BSBKHBCP
| Q1 26 | — | $1.45 | ||
| Q4 25 | $0.05 | $1.46 | ||
| Q3 25 | $0.04 | $1.59 | ||
| Q2 25 | $0.02 | $1.45 | ||
| Q1 25 | $0.06 | $1.37 | ||
| Q4 24 | $-0.08 | $1.21 | ||
| Q3 24 | $-0.03 | $1.18 | ||
| Q2 24 | $-0.03 | $1.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $35.6M | $223.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $140.9M | $444.4M |
| 总资产 | $904.9M | $3.6B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BSBKHBCP
| Q1 26 | — | $223.5M | ||
| Q4 25 | $35.6M | — | ||
| Q3 25 | $31.2M | — | ||
| Q2 25 | $20.3M | — | ||
| Q1 25 | $25.6M | — | ||
| Q4 24 | $52.2M | — | ||
| Q3 24 | $21.0M | — | ||
| Q2 24 | $17.6M | — |
股东权益BSBKHBCP
| Q1 26 | — | $444.4M | ||
| Q4 25 | $140.9M | $435.1M | ||
| Q3 25 | $140.7M | $423.0M | ||
| Q2 25 | $138.4M | $408.8M | ||
| Q1 25 | $138.3M | $402.8M | ||
| Q4 24 | $137.3M | $396.1M | ||
| Q3 24 | $136.9M | $393.5M | ||
| Q2 24 | $136.3M | $375.8M |
总资产BSBKHBCP
| Q1 26 | — | $3.6B | ||
| Q4 25 | $904.9M | $3.5B | ||
| Q3 25 | $925.8M | $3.5B | ||
| Q2 25 | $921.8M | $3.5B | ||
| Q1 25 | $930.2M | $3.5B | ||
| Q4 24 | $971.5M | $3.4B | ||
| Q3 24 | $978.9M | $3.4B | ||
| Q2 24 | $974.7M | $3.4B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.0M | — |
| 自由现金流经营现金流 - 资本支出 | $988.0K | — |
| 自由现金流率自由现金流/营收 | 23.0% | — |
| 资本支出强度资本支出/营收 | 0.4% | — |
| 现金转化率经营现金流/净利润 | 1.48× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流BSBKHBCP
| Q1 26 | — | — | ||
| Q4 25 | $1.0M | $11.7M | ||
| Q3 25 | $292.5K | $21.5M | ||
| Q2 25 | $1.9M | $8.7M | ||
| Q1 25 | $-16.0K | $12.6M | ||
| Q4 24 | $-1.0M | $5.8M | ||
| Q3 24 | $-287.9K | $17.6M | ||
| Q2 24 | $1.7M | $15.0M |
自由现金流BSBKHBCP
| Q1 26 | — | — | ||
| Q4 25 | $988.0K | $7.1M | ||
| Q3 25 | $277.1K | $20.7M | ||
| Q2 25 | — | $7.9M | ||
| Q1 25 | $-52.2K | $8.7M | ||
| Q4 24 | $-1.1M | $5.3M | ||
| Q3 24 | $-330.9K | $17.0M | ||
| Q2 24 | $1.4M | $13.4M |
自由现金流率BSBKHBCP
| Q1 26 | — | — | ||
| Q4 25 | 23.0% | 20.8% | ||
| Q3 25 | 7.1% | 60.6% | ||
| Q2 25 | — | 23.7% | ||
| Q1 25 | -1.5% | 27.4% | ||
| Q4 24 | -43.8% | 16.7% | ||
| Q3 24 | -12.5% | 55.8% | ||
| Q2 24 | 51.6% | 45.4% |
资本支出强度BSBKHBCP
| Q1 26 | — | — | ||
| Q4 25 | 0.4% | 13.6% | ||
| Q3 25 | 0.4% | 2.4% | ||
| Q2 25 | 0.0% | 2.5% | ||
| Q1 25 | 1.0% | 12.2% | ||
| Q4 24 | 2.1% | 1.7% | ||
| Q3 24 | 1.6% | 2.1% | ||
| Q2 24 | 8.5% | 5.5% |
现金转化率BSBKHBCP
| Q1 26 | — | — | ||
| Q4 25 | 1.48× | 1.02× | ||
| Q3 25 | 0.64× | 1.74× | ||
| Q2 25 | 8.56× | 0.77× | ||
| Q1 25 | -0.02× | 1.15× | ||
| Q4 24 | — | 0.60× | ||
| Q3 24 | — | 1.87× | ||
| Q2 24 | — | 1.84× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BSBK
暂无分部数据
HBCP
| Net Interest Income | $34.5M | 90% |
| Noninterest Income | $3.7M | 10% |
