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SIERRA BANCORP（BSRR）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
REGIS CORP的季度营收约是SIERRA BANCORP的1.5倍（$57.1M vs $39.3M），SIERRA BANCORP净利率更高（40.4% vs 0.8%，领先39.6%），REGIS CORP同比增速更快（22.3% vs 3.8%），SIERRA BANCORP自由现金流更多（$32.2M vs $891.0K），过去两年REGIS CORP的营收复合增速更高（7.8% vs 2.6%）
Sierra Bancorp是总部位于美国加利福尼亚州的地区性银行控股公司，运营Bank of the Sierra品牌，提供存款、消费贷款、商业信贷、按揭等零售及商业银行业务，主要服务加州中南部的本地社区、中小企业及个人客户。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
BSRR vs RGS — 直观对比
营收规模更大
RGS
是对方的1.5倍
$39.3M
营收增速更快
RGS
高出18.5%
3.8%
净利率更高
BSRR
高出39.6%
0.8%
自由现金流更多
BSRR
多$31.3M
$891.0K
两年增速更快
RGS
近两年复合增速
2.6%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $39.3M | $57.1M |
| 净利润 | $12.9M | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | 43.6% | 10.8% |
| 净利率 | 40.4% | 0.8% |
| 营收同比 | 3.8% | 22.3% |
| 净利润同比 | 24.4% | -94.0% |
| 每股收益（稀释后） | $0.96 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BSRRRGS
| Q4 25 | $39.3M | $57.1M | ||
| Q3 25 | $40.0M | $59.0M | ||
| Q2 25 | $39.2M | $60.4M | ||
| Q1 25 | $36.8M | $57.0M | ||
| Q4 24 | $37.9M | $46.7M | ||
| Q3 24 | $38.6M | $46.1M | ||
| Q2 24 | $37.8M | $49.4M | ||
| Q1 24 | $37.3M | $49.2M |
净利润BSRRRGS
| Q4 25 | $12.9M | $456.0K | ||
| Q3 25 | $9.7M | $1.4M | ||
| Q2 25 | $10.6M | $116.5M | ||
| Q1 25 | $9.1M | $250.0K | ||
| Q4 24 | $10.4M | $7.6M | ||
| Q3 24 | $10.6M | $-853.0K | ||
| Q2 24 | $10.3M | $91.2M | ||
| Q1 24 | $9.3M | $-2.3M |
营业利润率BSRRRGS
| Q4 25 | 43.6% | 10.8% | ||
| Q3 25 | 31.7% | 10.0% | ||
| Q2 25 | 36.3% | 12.1% | ||
| Q1 25 | 33.4% | 8.8% | ||
| Q4 24 | 33.3% | 11.8% | ||
| Q3 24 | 37.4% | 4.6% | ||
| Q2 24 | 37.6% | — | ||
| Q1 24 | 33.9% | 8.3% |
净利率BSRRRGS
| Q4 25 | 40.4% | 0.8% | ||
| Q3 25 | 24.2% | 2.3% | ||
| Q2 25 | 27.1% | 192.9% | ||
| Q1 25 | 24.8% | 0.4% | ||
| Q4 24 | 34.1% | 16.4% | ||
| Q3 24 | 27.5% | -1.9% | ||
| Q2 24 | 27.2% | 184.7% | ||
| Q1 24 | 25.0% | -4.7% |
每股收益（稀释后）BSRRRGS
| Q4 25 | $0.96 | $0.16 | ||
| Q3 25 | $0.72 | $0.49 | ||
| Q2 25 | $0.78 | $43.67 | ||
| Q1 25 | $0.65 | $0.08 | ||
| Q4 24 | $0.73 | $2.71 | ||
| Q3 24 | $0.74 | $-0.36 | ||
| Q2 24 | $0.71 | $38.40 | ||
| Q1 24 | $0.64 | $-1.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $135.6M | $18.4M |
| 总债务越低越好 | $49.5M | $113.3M |
| 股东权益账面价值 | $364.9M | $188.7M |
| 总资产 | $3.8B | $588.3M |
| 负债/权益比越低杠杆越低 | 0.14× | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资BSRRRGS
| Q4 25 | $135.6M | $18.4M | ||
| Q3 25 | $95.5M | $16.6M | ||
| Q2 25 | $130.0M | $17.0M | ||
| Q1 25 | $159.7M | $13.3M | ||
| Q4 24 | $100.7M | $10.2M | ||
| Q3 24 | $132.8M | $6.3M | ||
| Q2 24 | $184.0M | $10.1M | ||
| Q1 24 | $119.2M | $5.9M |
总债务BSRRRGS
| Q4 25 | $49.5M | $113.3M | ||
| Q3 25 | $49.5M | $111.3M | ||
| Q2 25 | $49.4M | $110.8M | ||
| Q1 25 | $49.4M | $112.0M | ||
| Q4 24 | $49.4M | $111.5M | ||
| Q3 24 | $49.4M | $95.2M | ||
| Q2 24 | $49.3M | $99.5M | ||
| Q1 24 | $49.3M | $179.7M |
股东权益BSRRRGS
| Q4 25 | $364.9M | $188.7M | ||
| Q3 25 | $360.1M | $187.6M | ||
| Q2 25 | $355.7M | $185.6M | ||
| Q1 25 | $351.8M | $68.6M | ||
| Q4 24 | $357.3M | $66.7M | ||
| Q3 24 | $358.7M | $56.4M | ||
| Q2 24 | $350.0M | $56.8M | ||
| Q1 24 | $345.1M | $-35.8M |
总资产BSRRRGS
| Q4 25 | $3.8B | $588.3M | ||
| Q3 25 | $3.7B | $592.1M | ||
| Q2 25 | $3.8B | $599.0M | ||
| Q1 25 | $3.6B | $511.2M | ||
| Q4 24 | $3.6B | $530.1M | ||
| Q3 24 | $3.7B | $508.9M | ||
| Q2 24 | $3.7B | $530.5M | ||
| Q1 24 | $3.6B | $543.7M |
负债/权益比BSRRRGS
| Q4 25 | 0.14× | 0.60× | ||
| Q3 25 | 0.14× | 0.59× | ||
| Q2 25 | 0.14× | 0.60× | ||
| Q1 25 | 0.14× | 1.63× | ||
| Q4 24 | 0.14× | 1.67× | ||
| Q3 24 | 0.14× | 1.69× | ||
| Q2 24 | 0.14× | 1.75× | ||
| Q1 24 | 0.14× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $33.7M | $1.7M |
| 自由现金流经营现金流 - 资本支出 | $32.2M | $891.0K |
| 自由现金流率自由现金流/营收 | 81.9% | 1.6% |
| 资本支出强度资本支出/营收 | 3.9% | 1.4% |
| 现金转化率经营现金流/净利润 | 2.61× | 3.65× |
| 过去12个月自由现金流最近4个季度 | $50.8M | $14.9M |
8季度趋势，按日历期对齐
经营现金流BSRRRGS
| Q4 25 | $33.7M | $1.7M | ||
| Q3 25 | $14.9M | $2.3M | ||
| Q2 25 | $-35.9M | $6.8M | ||
| Q1 25 | $40.6M | $6.2M | ||
| Q4 24 | $57.2M | $2.1M | ||
| Q3 24 | $27.4M | $-1.3M | ||
| Q2 24 | $620.0K | $5.1M | ||
| Q1 24 | $7.0M | $-277.0K |
自由现金流BSRRRGS
| Q4 25 | $32.2M | $891.0K | ||
| Q3 25 | $14.7M | $1.9M | ||
| Q2 25 | $-36.3M | $6.2M | ||
| Q1 25 | $40.2M | $5.9M | ||
| Q4 24 | $56.0M | $1.7M | ||
| Q3 24 | $27.3M | $-1.4M | ||
| Q2 24 | $202.0K | $5.1M | ||
| Q1 24 | $6.6M | $-326.0K |
自由现金流率BSRRRGS
| Q4 25 | 81.9% | 1.6% | ||
| Q3 25 | 36.7% | 3.2% | ||
| Q2 25 | -92.6% | 10.3% | ||
| Q1 25 | 109.5% | 10.3% | ||
| Q4 24 | 147.9% | 3.6% | ||
| Q3 24 | 70.7% | -3.0% | ||
| Q2 24 | 0.5% | 10.3% | ||
| Q1 24 | 17.7% | -0.7% |
资本支出强度BSRRRGS
| Q4 25 | 3.9% | 1.4% | ||
| Q3 25 | 0.6% | 0.7% | ||
| Q2 25 | 1.2% | 0.9% | ||
| Q1 25 | 1.0% | 0.6% | ||
| Q4 24 | 3.1% | 0.9% | ||
| Q3 24 | 0.3% | 0.0% | ||
| Q2 24 | 1.1% | 0.0% | ||
| Q1 24 | 1.0% | 0.1% |
现金转化率BSRRRGS
| Q4 25 | 2.61× | 3.65× | ||
| Q3 25 | 1.54× | 1.68× | ||
| Q2 25 | -3.37× | 0.06× | ||
| Q1 25 | 4.46× | 24.80× | ||
| Q4 24 | 5.51× | 0.28× | ||
| Q3 24 | 2.58× | — | ||
| Q2 24 | 0.06× | 0.06× | ||
| Q1 24 | 0.75× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BSRR
暂无分部数据
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
