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Bank7 Corp.（BSVN）与万物新生（RERE）财务数据对比。点击上方公司名可切换其他公司
万物新生的季度营收约是Bank7 Corp.的1.8倍（$43.2M vs $24.1M），Bank7 Corp.净利率更高（44.7% vs 16.9%，领先27.8%）
Bank7 Corp是美国的金融控股公司，旗下运营全服务社区银行Bank7，提供商业及个人银行产品，包括存款账户、小微企业贷款、商业地产融资及个人贷款解决方案，核心服务区域覆盖俄克拉荷马州、得克萨斯州、堪萨斯州，客群以中小企业和零售客户为主。
万物新生集团（ATRenew Inc.）是中国领先的二手消费电子产品交易与服务平台运营商，核心业务覆盖数码产品回收、质检、翻新及售卖，运营有爱回收等知名品牌，服务覆盖个人消费者及企业客户，市场遍及国内及部分东南亚地区。
BSVN vs RERE — 直观对比
营收规模更大
RERE
是对方的1.8倍
$24.1M
净利率更高
BSVN
高出27.8%
16.9%
损益表 — Q4 FY2025 vs Q1 FY2023
| 指标 | | |
|---|---|---|
| 营收 | $24.1M | $43.2M |
| 净利润 | $10.8M | $7.3M |
| 毛利率 | — | — |
| 营业利润率 | 58.7% | — |
| 净利率 | 44.7% | 16.9% |
| 营收同比 | -0.1% | — |
| 净利润同比 | -2.9% | — |
| 每股收益（稀释后） | $1.13 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BSVNRERE
| Q4 25 | $24.1M | — | ||
| Q3 25 | $25.2M | — | ||
| Q2 25 | $24.4M | — | ||
| Q1 25 | $22.6M | — | ||
| Q4 24 | $24.1M | — | ||
| Q3 24 | $24.9M | — | ||
| Q2 24 | $24.4M | — | ||
| Q1 24 | $24.0M | — |
净利润BSVNRERE
| Q4 25 | $10.8M | — | ||
| Q3 25 | $10.8M | — | ||
| Q2 25 | $11.1M | — | ||
| Q1 25 | $10.3M | — | ||
| Q4 24 | $11.1M | — | ||
| Q3 24 | $11.8M | — | ||
| Q2 24 | $11.5M | — | ||
| Q1 24 | $11.3M | — |
营业利润率BSVNRERE
| Q4 25 | 58.7% | — | ||
| Q3 25 | 56.2% | — | ||
| Q2 25 | 60.2% | — | ||
| Q1 25 | 60.7% | — | ||
| Q4 24 | 61.0% | — | ||
| Q3 24 | 62.2% | — | ||
| Q2 24 | 62.5% | — | ||
| Q1 24 | 62.0% | — |
净利率BSVNRERE
| Q4 25 | 44.7% | — | ||
| Q3 25 | 43.0% | — | ||
| Q2 25 | 45.4% | — | ||
| Q1 25 | 45.7% | — | ||
| Q4 24 | 46.0% | — | ||
| Q3 24 | 47.3% | — | ||
| Q2 24 | 47.2% | — | ||
| Q1 24 | 47.0% | — |
每股收益（稀释后）BSVNRERE
| Q4 25 | $1.13 | — | ||
| Q3 25 | $1.13 | — | ||
| Q2 25 | $1.16 | — | ||
| Q1 25 | $1.08 | — | ||
| Q4 24 | $1.16 | — | ||
| Q3 24 | $1.24 | — | ||
| Q2 24 | $1.23 | — | ||
| Q1 24 | $1.21 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $228.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $251.0M | $557.1M |
| 总资产 | $2.0B | $722.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
股东权益BSVNRERE
| Q4 25 | $251.0M | — | ||
| Q3 25 | $241.7M | — | ||
| Q2 25 | $231.9M | — | ||
| Q1 25 | $221.7M | — | ||
| Q4 24 | $213.2M | — | ||
| Q3 24 | $204.2M | — | ||
| Q2 24 | $190.8M | — | ||
| Q1 24 | $180.4M | — |
总资产BSVNRERE
| Q4 25 | $2.0B | — | ||
| Q3 25 | $1.9B | — | ||
| Q2 25 | $1.8B | — | ||
| Q1 25 | $1.8B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.8B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $46.1M | — |
| 自由现金流经营现金流 - 资本支出 | $41.4M | — |
| 自由现金流率自由现金流/营收 | 171.7% | — |
| 资本支出强度资本支出/营收 | 19.7% | — |
| 现金转化率经营现金流/净利润 | 4.28× | — |
| 过去12个月自由现金流最近4个季度 | $74.8M | — |
8季度趋势，按日历期对齐
经营现金流BSVNRERE
| Q4 25 | $46.1M | — | ||
| Q3 25 | $16.6M | — | ||
| Q2 25 | $9.4M | — | ||
| Q1 25 | $11.0M | — | ||
| Q4 24 | $55.0M | — | ||
| Q3 24 | $13.4M | — | ||
| Q2 24 | $8.1M | — | ||
| Q1 24 | $20.4M | — |
自由现金流BSVNRERE
| Q4 25 | $41.4M | — | ||
| Q3 25 | $16.4M | — | ||
| Q2 25 | $8.8M | — | ||
| Q1 25 | $8.2M | — | ||
| Q4 24 | $50.8M | — | ||
| Q3 24 | $12.7M | — | ||
| Q2 24 | $6.5M | — | ||
| Q1 24 | $19.8M | — |
自由现金流率BSVNRERE
| Q4 25 | 171.7% | — | ||
| Q3 25 | 65.0% | — | ||
| Q2 25 | 36.1% | — | ||
| Q1 25 | 36.3% | — | ||
| Q4 24 | 210.6% | — | ||
| Q3 24 | 51.2% | — | ||
| Q2 24 | 26.8% | — | ||
| Q1 24 | 82.3% | — |
资本支出强度BSVNRERE
| Q4 25 | 19.7% | — | ||
| Q3 25 | 0.8% | — | ||
| Q2 25 | 2.6% | — | ||
| Q1 25 | 12.4% | — | ||
| Q4 24 | 17.4% | — | ||
| Q3 24 | 2.5% | — | ||
| Q2 24 | 6.6% | — | ||
| Q1 24 | 2.8% | — |
现金转化率BSVNRERE
| Q4 25 | 4.28× | — | ||
| Q3 25 | 1.53× | — | ||
| Q2 25 | 0.85× | — | ||
| Q1 25 | 1.06× | — | ||
| Q4 24 | 4.96× | — | ||
| Q3 24 | 1.13× | — | ||
| Q2 24 | 0.71× | — | ||
| Q1 24 | 1.81× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
