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微牛（BULL）与Truist Financial（TFC）财务数据对比。点击上方公司名可切换其他公司
Truist Financial的季度营收约是微牛的28.1倍（$3.7B vs $131.5M）。Truist Financial净利率更高（36.6% vs -21.5%，领先58.1%）。微牛同比增速更快（46.3% vs 3.1%）
微牛（Webull）是总部位于美国佛罗里达州圣彼得堡的金融服务控股企业，核心运营与品牌同名的电子交易平台，面向用户提供便捷的线上证券等金融产品交易服务，是海外知名的互联网券商服务提供商。
Truist Financial是美国银行控股公司，总部位于北卡罗来纳州夏洛特，2019年12月由BB&T与SunTrust合并组建。旗下银行在15个州及华盛顿特区共运营1928家网点，提供零售、商业、投资银行、证券经纪、资产管理、抵押贷款、保险等多元金融产品服务，为美国第十大银行，总资产达5230亿美元。
BULL vs TFC — 直观对比
营收规模更大
TFC
是对方的28.1倍
$131.5M
营收增速更快
BULL
高出43.2%
3.1%
净利率更高
TFC
高出58.1%
-21.5%
损益表 — Q2 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $131.5M | $3.7B |
| 净利润 | $-28.3M | $1.4B |
| 毛利率 | — | — |
| 营业利润率 | -16.3% | 42.3% |
| 净利率 | -21.5% | 36.6% |
| 营收同比 | 46.3% | 3.1% |
| 净利润同比 | -144.3% | 6.1% |
| 每股收益（稀释后） | — | $1.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BULLTFC
| Q4 25 | — | $3.7B | ||
| Q3 25 | — | $3.6B | ||
| Q2 25 | $131.5M | $3.6B | ||
| Q1 25 | — | $3.5B | ||
| Q4 24 | — | $3.6B | ||
| Q3 24 | — | $3.6B | ||
| Q2 24 | $89.9M | $3.5B | ||
| Q1 24 | — | $3.4B |
净利润BULLTFC
| Q4 25 | — | $1.4B | ||
| Q3 25 | — | $1.5B | ||
| Q2 25 | $-28.3M | $1.2B | ||
| Q1 25 | — | $1.3B | ||
| Q4 24 | — | $1.3B | ||
| Q3 24 | — | $1.4B | ||
| Q2 24 | $-11.6M | $922.0M | ||
| Q1 24 | — | $1.2B |
营业利润率BULLTFC
| Q4 25 | — | 42.3% | ||
| Q3 25 | — | 47.9% | ||
| Q2 25 | -16.3% | 42.2% | ||
| Q1 25 | — | 43.8% | ||
| Q4 24 | — | 43.3% | ||
| Q3 24 | — | 47.5% | ||
| Q2 24 | -11.4% | -148.3% | ||
| Q1 24 | — | 40.5% |
净利率BULLTFC
| Q4 25 | — | 36.6% | ||
| Q3 25 | — | 40.0% | ||
| Q2 25 | -21.5% | 34.6% | ||
| Q1 25 | — | 36.0% | ||
| Q4 24 | — | 35.5% | ||
| Q3 24 | — | 40.0% | ||
| Q2 24 | -12.9% | 26.1% | ||
| Q1 24 | — | 35.6% |
每股收益（稀释后）BULLTFC
| Q4 25 | — | $1.01 | ||
| Q3 25 | — | $1.04 | ||
| Q2 25 | — | $0.90 | ||
| Q1 25 | — | $0.87 | ||
| Q4 24 | — | $0.94 | ||
| Q3 24 | — | $0.99 | ||
| Q2 24 | — | $0.62 | ||
| Q1 24 | — | $0.81 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $476.7M | — |
| 总债务越低越好 | — | $42.0B |
| 股东权益账面价值 | $751.6M | $65.2B |
| 总资产 | $2.6B | $547.5B |
| 负债/权益比越低杠杆越低 | — | 0.64× |
8季度趋势，按日历期对齐
现金及短期投资BULLTFC
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $476.7M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
总债务BULLTFC
| Q4 25 | — | $42.0B | ||
| Q3 25 | — | $41.7B | ||
| Q2 25 | — | $44.4B | ||
| Q1 25 | — | $32.0B | ||
| Q4 24 | — | $35.0B | ||
| Q3 24 | — | $36.8B | ||
| Q2 24 | — | $34.6B | ||
| Q1 24 | — | $39.1B |
股东权益BULLTFC
| Q4 25 | — | $65.2B | ||
| Q3 25 | — | $65.6B | ||
| Q2 25 | $751.6M | $64.8B | ||
| Q1 25 | — | $64.6B | ||
| Q4 24 | — | $63.7B | ||
| Q3 24 | — | $65.7B | ||
| Q2 24 | $-2.9B | $63.8B | ||
| Q1 24 | — | $59.1B |
总资产BULLTFC
| Q4 25 | — | $547.5B | ||
| Q3 25 | — | $543.9B | ||
| Q2 25 | $2.6B | $543.8B | ||
| Q1 25 | — | $535.9B | ||
| Q4 24 | — | $531.2B | ||
| Q3 24 | — | $523.4B | ||
| Q2 24 | — | $519.9B | ||
| Q1 24 | — | $535.0B |
负债/权益比BULLTFC
| Q4 25 | — | 0.64× | ||
| Q3 25 | — | 0.64× | ||
| Q2 25 | — | 0.69× | ||
| Q1 25 | — | 0.50× | ||
| Q4 24 | — | 0.55× | ||
| Q3 24 | — | 0.56× | ||
| Q2 24 | — | 0.54× | ||
| Q1 24 | — | 0.66× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $272.1M | $2.6B |
| 自由现金流经营现金流 - 资本支出 | $271.7M | — |
| 自由现金流率自由现金流/营收 | 206.6% | — |
| 资本支出强度资本支出/营收 | 0.3% | — |
| 现金转化率经营现金流/净利润 | — | 1.91× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流BULLTFC
| Q4 25 | — | $2.6B | ||
| Q3 25 | — | $1.5B | ||
| Q2 25 | $272.1M | $914.0M | ||
| Q1 25 | — | $746.0M | ||
| Q4 24 | — | $775.0M | ||
| Q3 24 | — | $1.5B | ||
| Q2 24 | — | $845.0M | ||
| Q1 24 | — | $-990.0M |
自由现金流BULLTFC
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $271.7M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率BULLTFC
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 206.6% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度BULLTFC
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.3% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金转化率BULLTFC
| Q4 25 | — | 1.91× | ||
| Q3 25 | — | 1.03× | ||
| Q2 25 | — | 0.74× | ||
| Q1 25 | — | 0.59× | ||
| Q4 24 | — | 0.61× | ||
| Q3 24 | — | 1.06× | ||
| Q2 24 | — | 0.92× | ||
| Q1 24 | — | -0.82× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
