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BV Financial, Inc.（BVFL）与Rocky Mountain Chocolate Factory, Inc.（RMCF）财务数据对比。点击上方公司名可切换其他公司
BV Financial, Inc.的季度营收约是Rocky Mountain Chocolate Factory, Inc.的1.4倍（$10.5M vs $7.5M），BV Financial, Inc.净利率更高（45.6% vs -2.1%，领先47.6%），BV Financial, Inc.同比增速更快（9.2% vs -4.4%），BV Financial, Inc.自由现金流更多（$18.8M vs $-1.3M），过去两年BV Financial, Inc.的营收复合增速更高（11.1% vs 1.9%）
Virtu Financial是一家美国高频交易公司，于2015年在纳斯达克完成上市，是全球知名的高频交易领域金融服务企业。
落基山巧克力厂是美国知名巧克力企业，同时开展国际特许经营业务，集糖果生产与零售运营于一体，总部位于美国科罗拉多州杜兰戈，除美国本土门店外，在巴拿马、菲律宾也设有经营网点。
BVFL vs RMCF — 直观对比
营收规模更大
BVFL
是对方的1.4倍
$7.5M
营收增速更快
BVFL
高出13.6%
-4.4%
净利率更高
BVFL
高出47.6%
-2.1%
自由现金流更多
BVFL
多$20.1M
$-1.3M
两年增速更快
BVFL
近两年复合增速
1.9%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $10.5M | $7.5M |
| 净利润 | $4.8M | $-155.0K |
| 毛利率 | — | 34.0% |
| 营业利润率 | 66.9% | 1.1% |
| 净利率 | 45.6% | -2.1% |
| 营收同比 | 9.2% | -4.4% |
| 净利润同比 | 146.2% | 81.7% |
| 每股收益（稀释后） | $0.52 | $-0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BVFLRMCF
| Q4 25 | $10.5M | $7.5M | ||
| Q3 25 | $10.0M | $6.8M | ||
| Q2 25 | $9.9M | $6.4M | ||
| Q1 25 | $9.2M | $8.9M | ||
| Q4 24 | $9.7M | $7.9M | ||
| Q3 24 | $10.0M | $6.4M | ||
| Q2 24 | $9.5M | $6.4M | ||
| Q1 24 | $8.5M | $7.3M |
净利润BVFLRMCF
| Q4 25 | $4.8M | $-155.0K | ||
| Q3 25 | $3.7M | $-662.0K | ||
| Q2 25 | $2.9M | $-324.0K | ||
| Q1 25 | $2.1M | $-2.9M | ||
| Q4 24 | $2.0M | $-847.0K | ||
| Q3 24 | $3.8M | $-722.0K | ||
| Q2 24 | $3.4M | $-1.7M | ||
| Q1 24 | $2.6M | $-1.6M |
毛利率BVFLRMCF
| Q4 25 | — | 34.0% | ||
| Q3 25 | — | 23.6% | ||
| Q2 25 | — | 31.1% | ||
| Q1 25 | — | 10.8% | ||
| Q4 24 | — | 23.4% | ||
| Q3 24 | — | 31.8% | ||
| Q2 24 | — | 12.8% | ||
| Q1 24 | — | 24.3% |
营业利润率BVFLRMCF
| Q4 25 | 66.9% | 1.1% | ||
| Q3 25 | 51.5% | -7.0% | ||
| Q2 25 | 39.9% | -2.3% | ||
| Q1 25 | 29.4% | -30.3% | ||
| Q4 24 | 29.5% | -8.9% | ||
| Q3 24 | 52.4% | -14.3% | ||
| Q2 24 | 49.6% | -25.4% | ||
| Q1 24 | 42.1% | -21.7% |
净利率BVFLRMCF
| Q4 25 | 45.6% | -2.1% | ||
| Q3 25 | 37.2% | -9.7% | ||
| Q2 25 | 29.0% | -5.1% | ||
| Q1 25 | 22.9% | -32.5% | ||
| Q4 24 | 20.2% | -10.7% | ||
| Q3 24 | 38.0% | -11.3% | ||
| Q2 24 | 35.8% | -25.9% | ||
| Q1 24 | 30.1% | -21.9% |
每股收益（稀释后）BVFLRMCF
| Q4 25 | $0.52 | $-0.02 | ||
| Q3 25 | $0.41 | $-0.09 | ||
| Q2 25 | $0.29 | $-0.04 | ||
| Q1 25 | $0.21 | $-0.38 | ||
| Q4 24 | $0.18 | $-0.11 | ||
| Q3 24 | $0.35 | $-0.11 | ||
| Q2 24 | $0.32 | $-0.26 | ||
| Q1 24 | $0.24 | $-0.25 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $55.7M | $641.0K |
| 总债务越低越好 | $35.0M | — |
| 股东权益账面价值 | $183.8M | $6.0M |
| 总资产 | $912.2M | $20.7M |
| 负债/权益比越低杠杆越低 | 0.19× | — |
8季度趋势，按日历期对齐
现金及短期投资BVFLRMCF
| Q4 25 | $55.7M | $641.0K | ||
| Q3 25 | $63.5M | $2.0M | ||
| Q2 25 | $56.3M | $893.0K | ||
| Q1 25 | $70.8M | $720.0K | ||
| Q4 24 | $70.5M | $1.1M | ||
| Q3 24 | $94.1M | $973.0K | ||
| Q2 24 | $90.6M | $637.0K | ||
| Q1 24 | $78.8M | $2.1M |
总债务BVFLRMCF
| Q4 25 | $35.0M | — | ||
| Q3 25 | $35.0M | — | ||
| Q2 25 | $35.0M | — | ||
| Q1 25 | $49.9M | — | ||
| Q4 24 | $49.9M | — | ||
| Q3 24 | $34.8M | — | ||
| Q2 24 | $34.8M | — | ||
| Q1 24 | $34.8M | — |
股东权益BVFLRMCF
| Q4 25 | $183.8M | $6.0M | ||
| Q3 25 | $190.2M | $6.1M | ||
| Q2 25 | $198.0M | $6.7M | ||
| Q1 25 | $198.1M | $7.0M | ||
| Q4 24 | $195.5M | $9.8M | ||
| Q3 24 | $209.7M | $10.5M | ||
| Q2 24 | $205.5M | $9.0M | ||
| Q1 24 | $201.8M | $10.6M |
总资产BVFLRMCF
| Q4 25 | $912.2M | $20.7M | ||
| Q3 25 | $909.4M | $22.3M | ||
| Q2 25 | $908.3M | $20.1M | ||
| Q1 25 | $921.9M | $21.2M | ||
| Q4 24 | $911.8M | $21.6M | ||
| Q3 24 | $892.7M | $21.1M | ||
| Q2 24 | $897.2M | $19.0M | ||
| Q1 24 | $892.5M | $20.6M |
负债/权益比BVFLRMCF
| Q4 25 | 0.19× | — | ||
| Q3 25 | 0.18× | — | ||
| Q2 25 | 0.18× | — | ||
| Q1 25 | 0.25× | — | ||
| Q4 24 | 0.26× | — | ||
| Q3 24 | 0.17× | — | ||
| Q2 24 | 0.17× | — | ||
| Q1 24 | 0.17× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $19.0M | $-1.2M |
| 自由现金流经营现金流 - 资本支出 | $18.8M | $-1.3M |
| 自由现金流率自由现金流/营收 | 178.2% | -16.9% |
| 资本支出强度资本支出/营收 | 2.2% | 0.5% |
| 现金转化率经营现金流/净利润 | 3.96× | — |
| 过去12个月自由现金流最近4个季度 | $34.0M | — |
8季度趋势，按日历期对齐
经营现金流BVFLRMCF
| Q4 25 | $19.0M | $-1.2M | ||
| Q3 25 | $8.4M | $-488.0K | ||
| Q2 25 | $2.7M | $350.0K | ||
| Q1 25 | $4.4M | $1.2M | ||
| Q4 24 | $16.1M | $-2.1M | ||
| Q3 24 | $6.1M | $-3.5M | ||
| Q2 24 | $1.5M | $-2.2M | ||
| Q1 24 | $4.6M | $129.0K |
自由现金流BVFLRMCF
| Q4 25 | $18.8M | $-1.3M | ||
| Q3 25 | $8.4M | $-544.0K | ||
| Q2 25 | $2.6M | $182.0K | ||
| Q1 25 | $4.2M | — | ||
| Q4 24 | $15.5M | — | ||
| Q3 24 | $6.0M | $-4.6M | ||
| Q2 24 | $1.4M | $-2.6M | ||
| Q1 24 | $4.1M | $-352.3K |
自由现金流率BVFLRMCF
| Q4 25 | 178.2% | -16.9% | ||
| Q3 25 | 84.0% | -8.0% | ||
| Q2 25 | 26.1% | 2.9% | ||
| Q1 25 | 46.0% | — | ||
| Q4 24 | 160.0% | — | ||
| Q3 24 | 59.6% | -72.6% | ||
| Q2 24 | 15.2% | -40.2% | ||
| Q1 24 | 48.4% | -4.9% |
资本支出强度BVFLRMCF
| Q4 25 | 2.2% | 0.5% | ||
| Q3 25 | 0.1% | 0.8% | ||
| Q2 25 | 1.4% | 2.6% | ||
| Q1 25 | 2.4% | — | ||
| Q4 24 | 6.3% | — | ||
| Q3 24 | 1.0% | 17.5% | ||
| Q2 24 | 0.6% | 6.5% | ||
| Q1 24 | 5.1% | 6.6% |
现金转化率BVFLRMCF
| Q4 25 | 3.96× | — | ||
| Q3 25 | 2.26× | — | ||
| Q2 25 | 0.95× | — | ||
| Q1 25 | 2.11× | — | ||
| Q4 24 | 8.23× | — | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 0.44× | — | ||
| Q1 24 | 1.77× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BVFL
暂无分部数据
RMCF
| Manufacturing | $5.9M | 78% |
| Transferred At Point In Time | $1.2M | 16% |
| Other | $414.0K | 5% |
