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BXP, Inc.（BXP）与Fair Isaac（FICO）财务数据对比。点击上方公司名可切换其他公司
BXP, Inc.的季度营收约是Fair Isaac的1.7倍（$872.1M vs $512.0M），Fair Isaac净利率更高（30.9% vs 15.3%，领先15.7%），Fair Isaac同比增速更快（16.4% vs 0.8%），过去两年Fair Isaac的营收复合增速更高（8.6% vs 1.3%）
BXP是美国头部商业地产投资信托企业，核心业务为持有、运营及开发A级高端写字楼资产，项目覆盖纽约、波士顿、旧金山等美国核心都市圈，服务企业、科技、专业服务等领域的多元租户。
FICO（原Fair, Isaac and Company）是美国知名数据分析企业，1956年由比尔·费尔与厄尔·艾萨克创立，总部位于蒙大拿州博兹曼市，核心业务为信用评分服务，其推出的FICO信用分是评估消费者信贷风险的重要指标，目前已被美国消费信贷行业广泛采用。
BXP vs FICO — 直观对比
营收规模更大
BXP
是对方的1.7倍
$512.0M
营收增速更快
FICO
高出15.6%
0.8%
净利率更高
FICO
高出15.7%
15.3%
两年增速更快
FICO
近两年复合增速
1.3%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $872.1M | $512.0M |
| 净利润 | $133.0M | $158.4M |
| 毛利率 | — | 83.0% |
| 营业利润率 | — | 45.7% |
| 净利率 | 15.3% | 30.9% |
| 营收同比 | 0.8% | 16.4% |
| 净利润同比 | 53.0% | 3.8% |
| 每股收益（稀释后） | $1.69 | $6.61 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BXPFICO
| Q1 26 | $872.1M | — | ||
| Q4 25 | $877.1M | $512.0M | ||
| Q3 25 | $871.5M | $515.8M | ||
| Q2 25 | $868.5M | $536.4M | ||
| Q1 25 | $865.2M | $498.7M | ||
| Q4 24 | $858.6M | $440.0M | ||
| Q3 24 | $859.2M | $453.8M | ||
| Q2 24 | $850.5M | $447.8M |
净利润BXPFICO
| Q1 26 | $133.0M | — | ||
| Q4 25 | $248.4M | $158.4M | ||
| Q3 25 | $-121.7M | $155.0M | ||
| Q2 25 | $89.0M | $181.8M | ||
| Q1 25 | $61.2M | $162.6M | ||
| Q4 24 | $-228.9M | $152.5M | ||
| Q3 24 | $83.6M | $135.7M | ||
| Q2 24 | $79.6M | $126.3M |
毛利率BXPFICO
| Q1 26 | — | — | ||
| Q4 25 | 58.8% | 83.0% | ||
| Q3 25 | 59.3% | 82.3% | ||
| Q2 25 | 59.2% | 83.7% | ||
| Q1 25 | 59.2% | 82.4% | ||
| Q4 24 | 59.7% | 80.1% | ||
| Q3 24 | 59.5% | 80.3% | ||
| Q2 24 | 59.8% | 80.3% |
营业利润率BXPFICO
| Q1 26 | — | — | ||
| Q4 25 | — | 45.7% | ||
| Q3 25 | — | 46.0% | ||
| Q2 25 | — | 48.9% | ||
| Q1 25 | — | 49.3% | ||
| Q4 24 | — | 40.8% | ||
| Q3 24 | — | 43.4% | ||
| Q2 24 | — | 42.5% |
净利率BXPFICO
| Q1 26 | 15.3% | — | ||
| Q4 25 | 28.3% | 30.9% | ||
| Q3 25 | -14.0% | 30.1% | ||
| Q2 25 | 10.2% | 33.9% | ||
| Q1 25 | 7.1% | 32.6% | ||
| Q4 24 | -26.7% | 34.7% | ||
| Q3 24 | 9.7% | 29.9% | ||
| Q2 24 | 9.4% | 28.2% |
每股收益（稀释后）BXPFICO
| Q1 26 | $1.69 | — | ||
| Q4 25 | $1.56 | $6.61 | ||
| Q3 25 | $-0.77 | $6.41 | ||
| Q2 25 | $0.56 | $7.40 | ||
| Q1 25 | $0.39 | $6.59 | ||
| Q4 24 | $-1.46 | $6.14 | ||
| Q3 24 | $0.53 | $5.44 | ||
| Q2 24 | $0.51 | $5.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $512.8M | $162.0M |
| 总债务越低越好 | — | $3.2B |
| 股东权益账面价值 | $7.7B | $-1.8B |
| 总资产 | $25.1B | $1.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BXPFICO
| Q1 26 | $512.8M | — | ||
| Q4 25 | $1.5B | $162.0M | ||
| Q3 25 | $861.1M | $134.1M | ||
| Q2 25 | $447.0M | $189.0M | ||
| Q1 25 | $398.1M | $146.6M | ||
| Q4 24 | $1.3B | $184.3M | ||
| Q3 24 | $1.4B | $150.7M | ||
| Q2 24 | $685.4M | $156.0M |
总债务BXPFICO
| Q1 26 | — | — | ||
| Q4 25 | — | $3.2B | ||
| Q3 25 | — | $3.1B | ||
| Q2 25 | — | $2.8B | ||
| Q1 25 | — | $2.5B | ||
| Q4 24 | — | $2.4B | ||
| Q3 24 | — | $2.2B | ||
| Q2 24 | — | $2.1B |
股东权益BXPFICO
| Q1 26 | $7.7B | — | ||
| Q4 25 | $5.1B | $-1.8B | ||
| Q3 25 | $5.0B | $-1.7B | ||
| Q2 25 | $5.3B | $-1.4B | ||
| Q1 25 | $5.3B | $-1.1B | ||
| Q4 24 | $5.4B | $-1.1B | ||
| Q3 24 | $5.8B | $-962.7M | ||
| Q2 24 | $5.8B | $-829.3M |
总资产BXPFICO
| Q1 26 | $25.1B | — | ||
| Q4 25 | $26.2B | $1.9B | ||
| Q3 25 | $26.0B | $1.9B | ||
| Q2 25 | $25.6B | $1.9B | ||
| Q1 25 | $25.4B | $1.8B | ||
| Q4 24 | $26.1B | $1.7B | ||
| Q3 24 | $26.4B | $1.7B | ||
| Q2 24 | $25.5B | $1.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $174.1M |
| 自由现金流经营现金流 - 资本支出 | — | $173.9M |
| 自由现金流率自由现金流/营收 | — | 34.0% |
| 资本支出强度资本支出/营收 | 1.5% | 0.0% |
| 现金转化率经营现金流/净利润 | — | 1.10× |
| 过去12个月自由现金流最近4个季度 | — | $750.6M |
8季度趋势，按日历期对齐
经营现金流BXPFICO
| Q1 26 | — | — | ||
| Q4 25 | $407.8M | $174.1M | ||
| Q3 25 | $274.2M | $223.7M | ||
| Q2 25 | $353.1M | $286.2M | ||
| Q1 25 | $210.0M | $74.9M | ||
| Q4 24 | $383.7M | $194.0M | ||
| Q3 24 | $286.1M | $226.5M | ||
| Q2 24 | $367.1M | $213.3M |
自由现金流BXPFICO
| Q1 26 | — | — | ||
| Q4 25 | $362.7M | $173.9M | ||
| Q3 25 | $231.6M | $219.5M | ||
| Q2 25 | $281.5M | $284.4M | ||
| Q1 25 | $152.6M | $72.8M | ||
| Q4 24 | $312.5M | $193.2M | ||
| Q3 24 | $234.5M | $224.7M | ||
| Q2 24 | $332.4M | $211.6M |
自由现金流率BXPFICO
| Q1 26 | — | — | ||
| Q4 25 | 41.4% | 34.0% | ||
| Q3 25 | 26.6% | 42.6% | ||
| Q2 25 | 32.4% | 53.0% | ||
| Q1 25 | 17.6% | 14.6% | ||
| Q4 24 | 36.4% | 43.9% | ||
| Q3 24 | 27.3% | 49.5% | ||
| Q2 24 | 39.1% | 47.2% |
资本支出强度BXPFICO
| Q1 26 | 1.5% | — | ||
| Q4 25 | 5.1% | 0.0% | ||
| Q3 25 | 4.9% | 0.8% | ||
| Q2 25 | 8.2% | 0.3% | ||
| Q1 25 | 6.6% | 0.4% | ||
| Q4 24 | 8.3% | 0.2% | ||
| Q3 24 | 6.0% | 0.4% | ||
| Q2 24 | 4.1% | 0.4% |
现金转化率BXPFICO
| Q1 26 | — | — | ||
| Q4 25 | 1.64× | 1.10× | ||
| Q3 25 | — | 1.44× | ||
| Q2 25 | 3.97× | 1.57× | ||
| Q1 25 | 3.43× | 0.46× | ||
| Q4 24 | — | 1.27× | ||
| Q3 24 | 3.42× | 1.67× | ||
| Q2 24 | 4.61× | 1.69× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BXP
| Lease | $818.2M | 94% |
| Parking and other | $30.8M | 4% |
| Development and management services | $9.2M | 1% |
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
