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BYLINE BANCORP, INC.（BY）与Ecovyst Inc.（ECVT）财务数据对比。点击上方公司名可切换其他公司
Ecovyst Inc.的季度营收约是BYLINE BANCORP, INC.的1.8倍（$199.4M vs $112.4M），Ecovyst Inc.同比增速更快（34.0% vs 9.0%），过去两年Ecovyst Inc.的营收复合增速更高（18.7% vs 6.4%）
Byline Bank是总部位于美国伊利诺伊州芝加哥的银行，为银行控股公司Byline Bancorp, Inc.的核心子公司，同时是全美SBA 7(a)贷款项目的第四大放贷机构，为客户提供专业的银行及融资相关服务。
Ecovyst Inc.是一家全球可持续特种材料供应商，主营高性能催化剂与功能性添加剂的研发、生产，产品服务覆盖工业制造、消费品、环保等核心领域，助力全球客户提升运营效率、降低碳排放。
BY vs ECVT — 直观对比
营收规模更大
ECVT
是对方的1.8倍
$112.4M
营收增速更快
ECVT
高出24.9%
9.0%
两年增速更快
ECVT
近两年复合增速
6.4%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $112.4M | $199.4M |
| 净利润 | $37.6M | — |
| 毛利率 | — | 23.4% |
| 营业利润率 | — | 10.9% |
| 净利率 | 33.4% | — |
| 营收同比 | 9.0% | 34.0% |
| 净利润同比 | 33.0% | — |
| 每股收益（稀释后） | $0.83 | $0.06 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BYECVT
| Q1 26 | $112.4M | — | ||
| Q4 25 | $117.0M | $199.4M | ||
| Q3 25 | $115.7M | $204.9M | ||
| Q2 25 | $110.5M | $176.1M | ||
| Q1 25 | $103.1M | $143.1M | ||
| Q4 24 | $104.7M | $148.9M | ||
| Q3 24 | $101.8M | $153.9M | ||
| Q2 24 | $99.4M | $154.0M |
净利润BYECVT
| Q1 26 | $37.6M | — | ||
| Q4 25 | $34.5M | — | ||
| Q3 25 | $37.2M | $-79.3M | ||
| Q2 25 | $30.1M | $6.0M | ||
| Q1 25 | $28.2M | $-3.6M | ||
| Q4 24 | $30.3M | — | ||
| Q3 24 | $30.3M | $14.3M | ||
| Q2 24 | $29.7M | $8.3M |
毛利率BYECVT
| Q1 26 | — | — | ||
| Q4 25 | — | 23.4% | ||
| Q3 25 | — | 25.4% | ||
| Q2 25 | — | 22.8% | ||
| Q1 25 | — | 13.3% | ||
| Q4 24 | — | 28.9% | ||
| Q3 24 | — | 29.3% | ||
| Q2 24 | — | 27.3% |
营业利润率BYECVT
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | 10.9% | ||
| Q3 25 | 43.1% | 13.8% | ||
| Q2 25 | 35.2% | 9.0% | ||
| Q1 25 | 36.4% | -0.7% | ||
| Q4 24 | 38.6% | 15.1% | ||
| Q3 24 | 39.3% | 17.9% | ||
| Q2 24 | 40.4% | 14.1% |
净利率BYECVT
| Q1 26 | 33.4% | — | ||
| Q4 25 | 34.1% | — | ||
| Q3 25 | 32.1% | -38.7% | ||
| Q2 25 | 27.2% | 3.4% | ||
| Q1 25 | 27.4% | -2.5% | ||
| Q4 24 | 34.3% | — | ||
| Q3 24 | 29.8% | 9.3% | ||
| Q2 24 | 29.9% | 5.4% |
每股收益（稀释后）BYECVT
| Q1 26 | $0.83 | — | ||
| Q4 25 | $0.77 | $0.06 | ||
| Q3 25 | $0.82 | $-0.69 | ||
| Q2 25 | $0.66 | $0.05 | ||
| Q1 25 | $0.64 | $-0.03 | ||
| Q4 24 | $0.68 | $-0.26 | ||
| Q3 24 | $0.69 | $0.12 | ||
| Q2 24 | $0.68 | $0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $198.4M | $197.2M |
| 总债务越低越好 | — | $392.6M |
| 股东权益账面价值 | $1.3B | $603.4M |
| 总资产 | $9.9B | $1.3B |
| 负债/权益比越低杠杆越低 | — | 0.65× |
8季度趋势，按日历期对齐
现金及短期投资BYECVT
| Q1 26 | $198.4M | — | ||
| Q4 25 | $149.1M | $197.2M | ||
| Q3 25 | $259.0M | $82.0M | ||
| Q2 25 | $218.3M | $69.6M | ||
| Q1 25 | $421.3M | $127.5M | ||
| Q4 24 | $563.1M | $131.4M | ||
| Q3 24 | $452.6M | $123.5M | ||
| Q2 24 | $730.5M | $83.3M |
总债务BYECVT
| Q1 26 | — | — | ||
| Q4 25 | — | $392.6M | ||
| Q3 25 | — | $854.8M | ||
| Q2 25 | — | $856.6M | ||
| Q1 25 | — | $859.0M | ||
| Q4 24 | — | $860.8M | ||
| Q3 24 | — | $862.7M | ||
| Q2 24 | — | $862.4M |
股东权益BYECVT
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $603.4M | ||
| Q3 25 | $1.2B | $607.9M | ||
| Q2 25 | $1.2B | $692.4M | ||
| Q1 25 | $1.1B | $698.7M | ||
| Q4 24 | $1.1B | $700.5M | ||
| Q3 24 | $1.1B | $729.4M | ||
| Q2 24 | $1.0B | $717.3M |
总资产BYECVT
| Q1 26 | $9.9B | — | ||
| Q4 25 | $9.7B | $1.3B | ||
| Q3 25 | $9.8B | $1.7B | ||
| Q2 25 | $9.7B | $1.8B | ||
| Q1 25 | $9.6B | $1.8B | ||
| Q4 24 | $9.5B | $1.8B | ||
| Q3 24 | $9.4B | $1.8B | ||
| Q2 24 | $9.6B | $1.8B |
负债/权益比BYECVT
| Q1 26 | — | — | ||
| Q4 25 | — | 0.65× | ||
| Q3 25 | — | 1.41× | ||
| Q2 25 | — | 1.24× | ||
| Q1 25 | — | 1.23× | ||
| Q4 24 | — | 1.23× | ||
| Q3 24 | — | 1.18× | ||
| Q2 24 | — | 1.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $41.8M |
| 自由现金流经营现金流 - 资本支出 | — | $22.9M |
| 自由现金流率自由现金流/营收 | — | 11.5% |
| 资本支出强度资本支出/营收 | — | 9.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $69.9M |
8季度趋势，按日历期对齐
经营现金流BYECVT
| Q1 26 | — | — | ||
| Q4 25 | $140.3M | $41.8M | ||
| Q3 25 | $38.3M | $55.3M | ||
| Q2 25 | $16.3M | $33.0M | ||
| Q1 25 | $27.1M | $10.3M | ||
| Q4 24 | $175.2M | $43.5M | ||
| Q3 24 | $19.8M | $59.9M | ||
| Q2 24 | $40.1M | $10.0M |
自由现金流BYECVT
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | $22.9M | ||
| Q3 25 | $38.0M | $53.2M | ||
| Q2 25 | $15.2M | $7.8M | ||
| Q1 25 | $25.0M | $-14.0M | ||
| Q4 24 | $171.2M | $30.9M | ||
| Q3 24 | $19.1M | $53.6M | ||
| Q2 24 | $39.4M | $-9.3M |
自由现金流率BYECVT
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | 11.5% | ||
| Q3 25 | 32.8% | 26.0% | ||
| Q2 25 | 13.7% | 4.4% | ||
| Q1 25 | 24.3% | -9.8% | ||
| Q4 24 | 163.5% | 20.7% | ||
| Q3 24 | 18.8% | 34.9% | ||
| Q2 24 | 39.7% | -6.1% |
资本支出强度BYECVT
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 9.4% | ||
| Q3 25 | 0.3% | 1.0% | ||
| Q2 25 | 1.0% | 14.4% | ||
| Q1 25 | 2.0% | 16.9% | ||
| Q4 24 | 3.8% | 8.5% | ||
| Q3 24 | 0.6% | 4.1% | ||
| Q2 24 | 0.7% | 12.5% |
现金转化率BYECVT
| Q1 26 | — | — | ||
| Q4 25 | 4.06× | — | ||
| Q3 25 | 1.03× | — | ||
| Q2 25 | 0.54× | 5.52× | ||
| Q1 25 | 0.96× | — | ||
| Q4 24 | 5.78× | — | ||
| Q3 24 | 0.65× | 4.21× | ||
| Q2 24 | 1.35× | 1.20× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BY
暂无分部数据
ECVT
| Industrial Mining Automotive | $101.3M | 51% |
| Regeneration And Treatment Services | $90.0M | 45% |
| Other | $8.1M | 4% |
