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BYLINE BANCORP, INC.（BY）与IMPINJ INC（PI）财务数据对比。点击上方公司名可切换其他公司
BYLINE BANCORP, INC.的季度营收约是IMPINJ INC的1.5倍（$112.4M vs $74.3M），BYLINE BANCORP, INC.净利率更高（33.4% vs 11.2%，领先22.2%），BYLINE BANCORP, INC.同比增速更快（9.0% vs -0.0%），过去两年BYLINE BANCORP, INC.的营收复合增速更高（6.4% vs -14.9%）
Byline Bank是总部位于美国伊利诺伊州芝加哥的银行，为银行控股公司Byline Bancorp, Inc.的核心子公司，同时是全美SBA 7(a)贷款项目的第四大放贷机构，为客户提供专业的银行及融资相关服务。
Impinj Inc.是一家美国射频识别（RFID）设备及软件提供商，成立于2000年，总部位于华盛顿州西雅图，源自加州理工学院Carver Mead与Chris Diorio的研究成果。公司主营EPC Class 1 Gen 2无源超高频RFID芯片、读写器、读写器芯片、天线，以及芯片编码、业务数据采集相关的软件应用，为各行业RFID应用提供全链路产品支持。
BY vs PI — 直观对比
营收规模更大
BY
是对方的1.5倍
$74.3M
营收增速更快
BY
高出9.1%
-0.0%
净利率更高
BY
高出22.2%
11.2%
两年增速更快
BY
近两年复合增速
-14.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $112.4M | $74.3M |
| 净利润 | $37.6M | $8.3M |
| 毛利率 | — | 49.1% |
| 营业利润率 | — | 30.5% |
| 净利率 | 33.4% | 11.2% |
| 营收同比 | 9.0% | -0.0% |
| 净利润同比 | 33.0% | — |
| 每股收益（稀释后） | $0.83 | $0.14 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BYPI
| Q1 26 | $112.4M | $74.3M | ||
| Q4 25 | $117.0M | $92.8M | ||
| Q3 25 | $115.7M | $96.1M | ||
| Q2 25 | $110.5M | $97.9M | ||
| Q1 25 | $103.1M | $74.3M | ||
| Q4 24 | $104.7M | $91.6M | ||
| Q3 24 | $101.8M | $95.2M | ||
| Q2 24 | $99.4M | $102.5M |
净利润BYPI
| Q1 26 | $37.6M | $8.3M | ||
| Q4 25 | $34.5M | $-1.1M | ||
| Q3 25 | $37.2M | $-12.8M | ||
| Q2 25 | $30.1M | $11.6M | ||
| Q1 25 | $28.2M | $-8.5M | ||
| Q4 24 | $30.3M | $-2.7M | ||
| Q3 24 | $30.3M | $221.0K | ||
| Q2 24 | $29.7M | $10.0M |
毛利率BYPI
| Q1 26 | — | 49.1% | ||
| Q4 25 | — | 51.8% | ||
| Q3 25 | — | 50.3% | ||
| Q2 25 | — | 57.8% | ||
| Q1 25 | — | 49.4% | ||
| Q4 24 | — | 50.5% | ||
| Q3 24 | — | 50.0% | ||
| Q2 24 | — | 56.1% |
营业利润率BYPI
| Q1 26 | — | 30.5% | ||
| Q4 25 | 40.1% | -2.9% | ||
| Q3 25 | 43.1% | 0.7% | ||
| Q2 25 | 35.2% | 11.1% | ||
| Q1 25 | 36.4% | -12.9% | ||
| Q4 24 | 38.6% | -3.9% | ||
| Q3 24 | 39.3% | -0.8% | ||
| Q2 24 | 40.4% | 8.8% |
净利率BYPI
| Q1 26 | 33.4% | 11.2% | ||
| Q4 25 | 34.1% | -1.2% | ||
| Q3 25 | 32.1% | -13.3% | ||
| Q2 25 | 27.2% | 11.8% | ||
| Q1 25 | 27.4% | -11.4% | ||
| Q4 24 | 34.3% | -2.9% | ||
| Q3 24 | 29.8% | 0.2% | ||
| Q2 24 | 29.9% | 9.7% |
每股收益（稀释后）BYPI
| Q1 26 | $0.83 | $0.14 | ||
| Q4 25 | $0.77 | $-0.02 | ||
| Q3 25 | $0.82 | $-0.44 | ||
| Q2 25 | $0.66 | $0.39 | ||
| Q1 25 | $0.64 | $-0.30 | ||
| Q4 24 | $0.68 | $-0.06 | ||
| Q3 24 | $0.69 | $0.01 | ||
| Q2 24 | $0.68 | $0.34 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $198.4M | $131.8M |
| 总债务越低越好 | — | $241.5M |
| 股东权益账面价值 | $1.3B | — |
| 总资产 | $9.9B | $502.5M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BYPI
| Q1 26 | $198.4M | $131.8M | ||
| Q4 25 | $149.1M | $175.3M | ||
| Q3 25 | $259.0M | $190.1M | ||
| Q2 25 | $218.3M | $193.2M | ||
| Q1 25 | $421.3M | $147.9M | ||
| Q4 24 | $563.1M | $164.7M | ||
| Q3 24 | $452.6M | $170.3M | ||
| Q2 24 | $730.5M | $220.2M |
总债务BYPI
| Q1 26 | — | $241.5M | ||
| Q4 25 | — | $280.9M | ||
| Q3 25 | — | $280.4M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $283.5M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益BYPI
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $209.2M | ||
| Q3 25 | $1.2B | $195.0M | ||
| Q2 25 | $1.2B | $187.7M | ||
| Q1 25 | $1.1B | $160.6M | ||
| Q4 24 | $1.1B | $149.9M | ||
| Q3 24 | $1.1B | $136.1M | ||
| Q2 24 | $1.0B | $117.0M |
总资产BYPI
| Q1 26 | $9.9B | $502.5M | ||
| Q4 25 | $9.7B | $545.2M | ||
| Q3 25 | $9.8B | $516.5M | ||
| Q2 25 | $9.7B | $508.8M | ||
| Q1 25 | $9.6B | $479.8M | ||
| Q4 24 | $9.5B | $489.1M | ||
| Q3 24 | $9.4B | $476.4M | ||
| Q2 24 | $9.6B | $446.1M |
负债/权益比BYPI
| Q1 26 | — | — | ||
| Q4 25 | — | 1.34× | ||
| Q3 25 | — | 1.44× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.89× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | — |
| 自由现金流经营现金流 - 资本支出 | — | $2.2M |
| 自由现金流率自由现金流/营收 | — | 3.0% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $61.1M |
8季度趋势，按日历期对齐
经营现金流BYPI
| Q1 26 | — | — | ||
| Q4 25 | $140.3M | $15.1M | ||
| Q3 25 | $38.3M | $20.9M | ||
| Q2 25 | $16.3M | $33.9M | ||
| Q1 25 | $27.1M | $-11.1M | ||
| Q4 24 | $175.2M | $12.6M | ||
| Q3 24 | $19.8M | $10.1M | ||
| Q2 24 | $40.1M | $45.5M |
自由现金流BYPI
| Q1 26 | — | $2.2M | ||
| Q4 25 | $136.3M | $13.6M | ||
| Q3 25 | $38.0M | $18.0M | ||
| Q2 25 | $15.2M | $27.3M | ||
| Q1 25 | $25.0M | $-13.0M | ||
| Q4 24 | $171.2M | $8.5M | ||
| Q3 24 | $19.1M | $4.7M | ||
| Q2 24 | $39.4M | $44.1M |
自由现金流率BYPI
| Q1 26 | — | 3.0% | ||
| Q4 25 | 116.5% | 14.7% | ||
| Q3 25 | 32.8% | 18.7% | ||
| Q2 25 | 13.7% | 27.9% | ||
| Q1 25 | 24.3% | -17.5% | ||
| Q4 24 | 163.5% | 9.3% | ||
| Q3 24 | 18.8% | 4.9% | ||
| Q2 24 | 39.7% | 43.0% |
资本支出强度BYPI
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 1.6% | ||
| Q3 25 | 0.3% | 3.1% | ||
| Q2 25 | 1.0% | 6.7% | ||
| Q1 25 | 2.0% | 2.5% | ||
| Q4 24 | 3.8% | 4.5% | ||
| Q3 24 | 0.6% | 5.7% | ||
| Q2 24 | 0.7% | 1.3% |
现金转化率BYPI
| Q1 26 | — | — | ||
| Q4 25 | 4.06× | — | ||
| Q3 25 | 1.03× | — | ||
| Q2 25 | 0.54× | 2.93× | ||
| Q1 25 | 0.96× | — | ||
| Q4 24 | 5.78× | — | ||
| Q3 24 | 0.65× | 45.56× | ||
| Q2 24 | 1.35× | 4.56× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
