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Blaize Holdings, Inc.（BZAI）与CITIZENS FINANCIAL SERVICES INC（CZFS）财务数据对比。点击上方公司名可切换其他公司
CITIZENS FINANCIAL SERVICES INC的季度营收约是Blaize Holdings, Inc.的1.2倍（$29.6M vs $23.8M），CITIZENS FINANCIAL SERVICES INC净利率更高（35.4% vs -13.9%，领先49.3%），Blaize Holdings, Inc.同比增速更快（2377500.0% vs 13.0%），CITIZENS FINANCIAL SERVICES INC自由现金流更多（$35.2M vs $-16.5M）
Blaize Holdings Inc.是一家专注于边缘人工智能计算解决方案的科技企业，主打低能耗AI处理器、低延迟推理软件栈及端到端边缘AI开发工具，核心服务自动驾驶、工业自动化、智慧城市、边缘医疗监测等应用场景。
公民金融集团是一家美国银行控股公司，总部位于罗得岛州普罗维登斯。集团旗下拥有公民银行（Citizens Bank, N.A.），业务覆盖美国康涅狄格、特拉华、佛罗里达等十余个州及华盛顿哥伦比亚特区。
BZAI vs CZFS — 直观对比
营收规模更大
CZFS
是对方的1.2倍
$23.8M
营收增速更快
BZAI
高出2377487.0%
13.0%
净利率更高
CZFS
高出49.3%
-13.9%
自由现金流更多
CZFS
多$51.8M
$-16.5M
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $23.8M | $29.6M |
| 净利润 | $-3.3M | $10.5M |
| 毛利率 | 10.8% | — |
| 营业利润率 | -89.8% | 44.2% |
| 净利率 | -13.9% | 35.4% |
| 营收同比 | 2377500.0% | 13.0% |
| 净利润同比 | 50.7% | 31.3% |
| 每股收益（稀释后） | $0.16 | $2.17 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BZAICZFS
| Q4 25 | $23.8M | $29.6M | ||
| Q3 25 | $11.9M | $29.0M | ||
| Q2 25 | — | $27.3M | ||
| Q1 25 | — | $26.4M | ||
| Q4 24 | — | $26.2M | ||
| Q3 24 | — | $25.1M | ||
| Q2 24 | — | $24.6M | ||
| Q1 24 | — | $25.9M |
净利润BZAICZFS
| Q4 25 | $-3.3M | $10.5M | ||
| Q3 25 | $-26.3M | $10.0M | ||
| Q2 25 | — | $8.5M | ||
| Q1 25 | — | $7.6M | ||
| Q4 24 | — | $8.0M | ||
| Q3 24 | — | $7.5M | ||
| Q2 24 | — | $5.3M | ||
| Q1 24 | — | $7.0M |
毛利率BZAICZFS
| Q4 25 | 10.8% | — | ||
| Q3 25 | 15.0% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
营业利润率BZAICZFS
| Q4 25 | -89.8% | 44.2% | ||
| Q3 25 | -190.3% | 42.6% | ||
| Q2 25 | — | 38.1% | ||
| Q1 25 | — | 35.5% | ||
| Q4 24 | — | 37.2% | ||
| Q3 24 | — | 36.9% | ||
| Q2 24 | — | 25.9% | ||
| Q1 24 | — | 32.8% |
净利率BZAICZFS
| Q4 25 | -13.9% | 35.4% | ||
| Q3 25 | -221.3% | 34.5% | ||
| Q2 25 | — | 31.0% | ||
| Q1 25 | — | 28.8% | ||
| Q4 24 | — | 30.5% | ||
| Q3 24 | — | 30.0% | ||
| Q2 24 | — | 21.4% | ||
| Q1 24 | — | 27.1% |
每股收益（稀释后）BZAICZFS
| Q4 25 | $0.16 | $2.17 | ||
| Q3 25 | $-0.25 | $2.09 | ||
| Q2 25 | — | $1.76 | ||
| Q1 25 | — | $1.60 | ||
| Q4 24 | — | $1.64 | ||
| Q3 24 | — | $1.57 | ||
| Q2 24 | — | $1.10 | ||
| Q1 24 | — | $1.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $45.8M | $34.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $39.0M | $338.1M |
| 总资产 | $102.2M | $3.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BZAICZFS
| Q4 25 | $45.8M | $34.3M | ||
| Q3 25 | $24.0M | $31.1M | ||
| Q2 25 | — | $49.5M | ||
| Q1 25 | — | $36.8M | ||
| Q4 24 | — | $42.2M | ||
| Q3 24 | — | $36.8M | ||
| Q2 24 | — | $38.4M | ||
| Q1 24 | — | $29.6M |
股东权益BZAICZFS
| Q4 25 | $39.0M | $338.1M | ||
| Q3 25 | $1.3M | $327.7M | ||
| Q2 25 | — | $313.7M | ||
| Q1 25 | — | $308.3M | ||
| Q4 24 | — | $299.7M | ||
| Q3 24 | — | $298.7M | ||
| Q2 24 | — | $286.5M | ||
| Q1 24 | — | $282.7M |
总资产BZAICZFS
| Q4 25 | $102.2M | $3.1B | ||
| Q3 25 | $60.9M | $3.1B | ||
| Q2 25 | — | $3.0B | ||
| Q1 25 | — | $3.0B | ||
| Q4 24 | — | $3.0B | ||
| Q3 24 | — | $3.0B | ||
| Q2 24 | — | $2.9B | ||
| Q1 24 | — | $2.9B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-16.5M | $36.5M |
| 自由现金流经营现金流 - 资本支出 | $-16.5M | $35.2M |
| 自由现金流率自由现金流/营收 | -69.6% | 119.0% |
| 资本支出强度资本支出/营收 | 0.3% | 4.4% |
| 现金转化率经营现金流/净利润 | — | 3.49× |
| 过去12个月自由现金流最近4个季度 | — | $53.8M |
8季度趋势，按日历期对齐
经营现金流BZAICZFS
| Q4 25 | $-16.5M | $36.5M | ||
| Q3 25 | $-24.9M | $2.9M | ||
| Q2 25 | — | $6.0M | ||
| Q1 25 | — | $10.9M | ||
| Q4 24 | — | $33.2M | ||
| Q3 24 | — | $6.2M | ||
| Q2 24 | — | $3.0M | ||
| Q1 24 | — | $13.5M |
自由现金流BZAICZFS
| Q4 25 | $-16.5M | $35.2M | ||
| Q3 25 | $-24.9M | $2.7M | ||
| Q2 25 | — | $5.5M | ||
| Q1 25 | — | $10.4M | ||
| Q4 24 | — | $31.9M | ||
| Q3 24 | — | $5.6M | ||
| Q2 24 | — | $2.9M | ||
| Q1 24 | — | $13.4M |
自由现金流率BZAICZFS
| Q4 25 | -69.6% | 119.0% | ||
| Q3 25 | -210.2% | 9.4% | ||
| Q2 25 | — | 20.1% | ||
| Q1 25 | — | 39.2% | ||
| Q4 24 | — | 121.6% | ||
| Q3 24 | — | 22.3% | ||
| Q2 24 | — | 11.8% | ||
| Q1 24 | — | 51.5% |
资本支出强度BZAICZFS
| Q4 25 | 0.3% | 4.4% | ||
| Q3 25 | 0.2% | 0.5% | ||
| Q2 25 | — | 1.8% | ||
| Q1 25 | — | 2.2% | ||
| Q4 24 | — | 5.0% | ||
| Q3 24 | — | 2.5% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | — | 0.4% |
现金转化率BZAICZFS
| Q4 25 | — | 3.49× | ||
| Q3 25 | — | 0.29× | ||
| Q2 25 | — | 0.71× | ||
| Q1 25 | — | 1.44× | ||
| Q4 24 | — | 4.16× | ||
| Q3 24 | — | 0.83× | ||
| Q2 24 | — | 0.57× | ||
| Q1 24 | — | 1.92× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
