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CAMDEN NATIONAL CORP（CAC）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
CAMDEN NATIONAL CORP的季度营收约是REGIS CORP的1.1倍（$64.3M vs $57.1M），CAMDEN NATIONAL CORP净利率更高（34.0% vs 0.8%，领先33.2%），过去两年CAMDEN NATIONAL CORP的营收复合增速更高（22.6% vs 7.8%）
卡姆登国民银行是一家总部位于美国缅因州卡姆登的商业银行，是上市银行控股公司卡姆登国民集团的核心子公司。该行创立于1875年，1984年完成企业重组后成为控股公司直接持有的全资子公司。2025年与诺斯韦金融合并后，合并后机构总资产约为70亿美元。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
CAC vs RGS — 直观对比
营收规模更大
CAC
是对方的1.1倍
$57.1M
净利率更高
CAC
高出33.2%
0.8%
两年增速更快
CAC
近两年复合增速
7.8%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $64.3M | $57.1M |
| 净利润 | $21.9M | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | — | 10.8% |
| 净利率 | 34.0% | 0.8% |
| 营收同比 | — | 22.3% |
| 净利润同比 | — | -94.0% |
| 每股收益（稀释后） | $1.29 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CACRGS
| Q1 26 | $64.3M | — | ||
| Q4 25 | $68.1M | $57.1M | ||
| Q3 25 | $65.4M | $59.0M | ||
| Q2 25 | $62.3M | $60.4M | ||
| Q1 25 | $60.1M | $57.0M | ||
| Q4 24 | $47.6M | $46.7M | ||
| Q3 24 | $45.0M | $46.1M | ||
| Q2 24 | $42.8M | $49.4M |
净利润CACRGS
| Q1 26 | $21.9M | — | ||
| Q4 25 | $22.6M | $456.0K | ||
| Q3 25 | $21.2M | $1.4M | ||
| Q2 25 | $14.1M | $116.5M | ||
| Q1 25 | $7.3M | $250.0K | ||
| Q4 24 | $14.7M | $7.6M | ||
| Q3 24 | $13.1M | $-853.0K | ||
| Q2 24 | $12.0M | $91.2M |
营业利润率CACRGS
| Q1 26 | — | — | ||
| Q4 25 | 41.5% | 10.8% | ||
| Q3 25 | 40.5% | 10.0% | ||
| Q2 25 | 28.5% | 12.1% | ||
| Q1 25 | 10.3% | 8.8% | ||
| Q4 24 | 38.7% | 11.8% | ||
| Q3 24 | 35.2% | 4.6% | ||
| Q2 24 | 34.7% | — |
净利率CACRGS
| Q1 26 | 34.0% | — | ||
| Q4 25 | 33.1% | 0.8% | ||
| Q3 25 | 32.4% | 2.3% | ||
| Q2 25 | 22.6% | 192.9% | ||
| Q1 25 | 12.2% | 0.4% | ||
| Q4 24 | 30.8% | 16.4% | ||
| Q3 24 | 29.1% | -1.9% | ||
| Q2 24 | 28.0% | 184.7% |
每股收益（稀释后）CACRGS
| Q1 26 | $1.29 | — | ||
| Q4 25 | $1.33 | $0.16 | ||
| Q3 25 | $1.25 | $0.49 | ||
| Q2 25 | $0.83 | $43.67 | ||
| Q1 25 | $0.43 | $0.08 | ||
| Q4 24 | $1.00 | $2.71 | ||
| Q3 24 | $0.90 | $-0.36 | ||
| Q2 24 | $0.81 | $38.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $18.4M |
| 总债务越低越好 | $514.4M | $113.3M |
| 股东权益账面价值 | $710.0M | $188.7M |
| 总资产 | $7.0B | $588.3M |
| 负债/权益比越低杠杆越低 | 0.72× | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资CACRGS
| Q1 26 | — | — | ||
| Q4 25 | — | $18.4M | ||
| Q3 25 | — | $16.6M | ||
| Q2 25 | — | $17.0M | ||
| Q1 25 | — | $13.3M | ||
| Q4 24 | — | $10.2M | ||
| Q3 24 | — | $6.3M | ||
| Q2 24 | — | $10.1M |
总债务CACRGS
| Q1 26 | $514.4M | — | ||
| Q4 25 | — | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M |
股东权益CACRGS
| Q1 26 | $710.0M | — | ||
| Q4 25 | $696.6M | $188.7M | ||
| Q3 25 | $676.4M | $187.6M | ||
| Q2 25 | $652.1M | $185.6M | ||
| Q1 25 | $640.1M | $68.6M | ||
| Q4 24 | $531.2M | $66.7M | ||
| Q3 24 | $529.9M | $56.4M | ||
| Q2 24 | $508.3M | $56.8M |
总资产CACRGS
| Q1 26 | $7.0B | — | ||
| Q4 25 | $7.0B | $588.3M | ||
| Q3 25 | $7.0B | $592.1M | ||
| Q2 25 | $6.9B | $599.0M | ||
| Q1 25 | $7.0B | $511.2M | ||
| Q4 24 | $5.8B | $530.1M | ||
| Q3 24 | $5.7B | $508.9M | ||
| Q2 24 | $5.7B | $530.5M |
负债/权益比CACRGS
| Q1 26 | 0.72× | — | ||
| Q4 25 | — | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $1.7M |
| 自由现金流经营现金流 - 资本支出 | — | $891.0K |
| 自由现金流率自由现金流/营收 | — | 1.6% |
| 资本支出强度资本支出/营收 | — | 1.4% |
| 现金转化率经营现金流/净利润 | — | 3.65× |
| 过去12个月自由现金流最近4个季度 | — | $14.9M |
8季度趋势，按日历期对齐
经营现金流CACRGS
| Q1 26 | — | — | ||
| Q4 25 | $63.9M | $1.7M | ||
| Q3 25 | $36.1M | $2.3M | ||
| Q2 25 | $6.0M | $6.8M | ||
| Q1 25 | $1.0M | $6.2M | ||
| Q4 24 | $60.9M | $2.1M | ||
| Q3 24 | $-14.5M | $-1.3M | ||
| Q2 24 | $14.5M | $5.1M |
自由现金流CACRGS
| Q1 26 | — | — | ||
| Q4 25 | $58.2M | $891.0K | ||
| Q3 25 | $35.4M | $1.9M | ||
| Q2 25 | $4.5M | $6.2M | ||
| Q1 25 | $-727.0K | $5.9M | ||
| Q4 24 | $55.4M | $1.7M | ||
| Q3 24 | $-16.2M | $-1.4M | ||
| Q2 24 | $13.2M | $5.1M |
自由现金流率CACRGS
| Q1 26 | — | — | ||
| Q4 25 | 85.5% | 1.6% | ||
| Q3 25 | 54.1% | 3.2% | ||
| Q2 25 | 7.3% | 10.3% | ||
| Q1 25 | -1.2% | 10.3% | ||
| Q4 24 | 116.4% | 3.6% | ||
| Q3 24 | -36.0% | -3.0% | ||
| Q2 24 | 30.8% | 10.3% |
资本支出强度CACRGS
| Q1 26 | — | — | ||
| Q4 25 | 8.4% | 1.4% | ||
| Q3 25 | 1.1% | 0.7% | ||
| Q2 25 | 2.4% | 0.9% | ||
| Q1 25 | 2.9% | 0.6% | ||
| Q4 24 | 11.7% | 0.9% | ||
| Q3 24 | 3.8% | 0.0% | ||
| Q2 24 | 3.0% | 0.0% |
现金转化率CACRGS
| Q1 26 | — | — | ||
| Q4 25 | 2.83× | 3.65× | ||
| Q3 25 | 1.70× | 1.68× | ||
| Q2 25 | 0.43× | 0.06× | ||
| Q1 25 | 0.14× | 24.80× | ||
| Q4 24 | 4.15× | 0.28× | ||
| Q3 24 | -1.11× | — | ||
| Q2 24 | 1.21× | 0.06× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CAC
| Net Interest Income | $52.4M | 81% |
| Noninterest Income | $12.0M | 19% |
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
