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CALERES INC（CAL）与Fair Isaac（FICO）财务数据对比。点击上方公司名可切换其他公司
CALERES INC的季度营收约是Fair Isaac的1.5倍（$790.1M vs $512.0M），Fair Isaac净利率更高（30.9% vs 0.3%，领先30.6%），Fair Isaac同比增速更快（16.4% vs 6.6%），Fair Isaac自由现金流更多（$173.9M vs $-12.4M），过去两年Fair Isaac的营收复合增速更高（8.6% vs 6.5%）
Caleres Inc是一家美国鞋履企业，旗下拥有并运营多个鞋履品牌，总部坐落于圣路易斯郊区密苏里州克莱顿。该企业前身是1878年在圣路易斯成立的Bryan, Brown & Company，此后历经多次更名，其前身汉密尔顿-布朗鞋业在20世纪初曾是美国最大的鞋履制造商。
FICO（原Fair, Isaac and Company）是美国知名数据分析企业，1956年由比尔·费尔与厄尔·艾萨克创立，总部位于蒙大拿州博兹曼市，核心业务为信用评分服务，其推出的FICO信用分是评估消费者信贷风险的重要指标，目前已被美国消费信贷行业广泛采用。
CAL vs FICO — 直观对比
营收规模更大
CAL
是对方的1.5倍
$512.0M
营收增速更快
FICO
高出9.7%
6.6%
净利率更高
FICO
高出30.6%
0.3%
自由现金流更多
FICO
多$186.2M
$-12.4M
两年增速更快
FICO
近两年复合增速
6.5%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $790.1M | $512.0M |
| 净利润 | $2.4M | $158.4M |
| 毛利率 | 41.8% | 83.0% |
| 营业利润率 | 1.5% | 45.7% |
| 净利率 | 0.3% | 30.9% |
| 营收同比 | 6.6% | 16.4% |
| 净利润同比 | -94.2% | 3.8% |
| 每股收益（稀释后） | $0.07 | $6.61 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CALFICO
| Q4 25 | $790.1M | $512.0M | ||
| Q3 25 | $658.5M | $515.8M | ||
| Q2 25 | $614.2M | $536.4M | ||
| Q1 25 | $639.2M | $498.7M | ||
| Q4 24 | $740.9M | $440.0M | ||
| Q3 24 | $683.3M | $453.8M | ||
| Q2 24 | $659.2M | $447.8M | ||
| Q1 24 | $697.1M | $433.8M |
净利润CALFICO
| Q4 25 | $2.4M | $158.4M | ||
| Q3 25 | $6.7M | $155.0M | ||
| Q2 25 | $6.9M | $181.8M | ||
| Q1 25 | $4.9M | $162.6M | ||
| Q4 24 | $41.4M | $152.5M | ||
| Q3 24 | $30.0M | $135.7M | ||
| Q2 24 | $30.9M | $126.3M | ||
| Q1 24 | $55.7M | $129.8M |
毛利率CALFICO
| Q4 25 | 41.8% | 83.0% | ||
| Q3 25 | 43.4% | 82.3% | ||
| Q2 25 | 45.4% | 83.7% | ||
| Q1 25 | 43.0% | 82.4% | ||
| Q4 24 | 44.1% | 80.1% | ||
| Q3 24 | 45.5% | 80.3% | ||
| Q2 24 | 46.9% | 80.3% | ||
| Q1 24 | 43.9% | 80.0% |
营业利润率CALFICO
| Q4 25 | 1.5% | 45.7% | ||
| Q3 25 | 1.4% | 46.0% | ||
| Q2 25 | 1.9% | 48.9% | ||
| Q1 25 | 1.2% | 49.3% | ||
| Q4 24 | 7.7% | 40.8% | ||
| Q3 24 | 6.2% | 43.4% | ||
| Q2 24 | 6.5% | 42.5% | ||
| Q1 24 | 4.4% | 44.9% |
净利率CALFICO
| Q4 25 | 0.3% | 30.9% | ||
| Q3 25 | 1.0% | 30.1% | ||
| Q2 25 | 1.1% | 33.9% | ||
| Q1 25 | 0.8% | 32.6% | ||
| Q4 24 | 5.6% | 34.7% | ||
| Q3 24 | 4.4% | 29.9% | ||
| Q2 24 | 4.7% | 28.2% | ||
| Q1 24 | 8.0% | 29.9% |
每股收益（稀释后）CALFICO
| Q4 25 | $0.07 | $6.61 | ||
| Q3 25 | $0.20 | $6.41 | ||
| Q2 25 | $0.21 | $7.40 | ||
| Q1 25 | $0.17 | $6.59 | ||
| Q4 24 | $1.19 | $6.14 | ||
| Q3 24 | $0.85 | $5.44 | ||
| Q2 24 | $0.88 | $5.05 | ||
| Q1 24 | $1.56 | $5.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $34.0M | $162.0M |
| 总债务越低越好 | — | $3.2B |
| 股东权益账面价值 | $616.8M | $-1.8B |
| 总资产 | $2.1B | $1.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CALFICO
| Q4 25 | $34.0M | $162.0M | ||
| Q3 25 | $191.5M | $134.1M | ||
| Q2 25 | $33.1M | $189.0M | ||
| Q1 25 | $29.6M | $146.6M | ||
| Q4 24 | $33.7M | $184.3M | ||
| Q3 24 | $51.8M | $150.7M | ||
| Q2 24 | $30.7M | $156.0M | ||
| Q1 24 | $21.4M | $135.7M |
总债务CALFICO
| Q4 25 | — | $3.2B | ||
| Q3 25 | — | $3.1B | ||
| Q2 25 | — | $2.8B | ||
| Q1 25 | — | $2.5B | ||
| Q4 24 | — | $2.4B | ||
| Q3 24 | — | $2.2B | ||
| Q2 24 | — | $2.1B | ||
| Q1 24 | — | $2.0B |
股东权益CALFICO
| Q4 25 | $616.8M | $-1.8B | ||
| Q3 25 | $613.3M | $-1.7B | ||
| Q2 25 | $605.2M | $-1.4B | ||
| Q1 25 | $599.0M | $-1.1B | ||
| Q4 24 | $598.3M | $-1.1B | ||
| Q3 24 | $606.1M | $-962.7M | ||
| Q2 24 | $570.3M | $-829.3M | ||
| Q1 24 | $560.6M | $-735.7M |
总资产CALFICO
| Q4 25 | $2.1B | $1.9B | ||
| Q3 25 | $2.2B | $1.9B | ||
| Q2 25 | $1.9B | $1.9B | ||
| Q1 25 | $1.9B | $1.8B | ||
| Q4 24 | $2.0B | $1.7B | ||
| Q3 24 | $2.0B | $1.7B | ||
| Q2 24 | $1.9B | $1.7B | ||
| Q1 24 | $1.8B | $1.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-1.2M | $174.1M |
| 自由现金流经营现金流 - 资本支出 | $-12.4M | $173.9M |
| 自由现金流率自由现金流/营收 | -1.6% | 34.0% |
| 资本支出强度资本支出/营收 | 1.4% | 0.0% |
| 现金转化率经营现金流/净利润 | -0.50× | 1.10× |
| 过去12个月自由现金流最近4个季度 | $14.4M | $750.6M |
8季度趋势，按日历期对齐
经营现金流CALFICO
| Q4 25 | $-1.2M | $174.1M | ||
| Q3 25 | $47.3M | $223.7M | ||
| Q2 25 | $-5.7M | $286.2M | ||
| Q1 25 | $28.7M | $74.9M | ||
| Q4 24 | $-39.8M | $194.0M | ||
| Q3 24 | $79.6M | $226.5M | ||
| Q2 24 | $36.1M | $213.3M | ||
| Q1 24 | $43.0M | $71.0M |
自由现金流CALFICO
| Q4 25 | $-12.4M | $173.9M | ||
| Q3 25 | $35.0M | $219.5M | ||
| Q2 25 | $-26.2M | $284.4M | ||
| Q1 25 | $18.0M | $72.8M | ||
| Q4 24 | $-57.4M | $193.2M | ||
| Q3 24 | $68.5M | $224.7M | ||
| Q2 24 | $26.3M | $211.6M | ||
| Q1 24 | $32.4M | $67.0M |
自由现金流率CALFICO
| Q4 25 | -1.6% | 34.0% | ||
| Q3 25 | 5.3% | 42.6% | ||
| Q2 25 | -4.3% | 53.0% | ||
| Q1 25 | 2.8% | 14.6% | ||
| Q4 24 | -7.7% | 43.9% | ||
| Q3 24 | 10.0% | 49.5% | ||
| Q2 24 | 4.0% | 47.2% | ||
| Q1 24 | 4.6% | 15.4% |
资本支出强度CALFICO
| Q4 25 | 1.4% | 0.0% | ||
| Q3 25 | 1.9% | 0.8% | ||
| Q2 25 | 3.3% | 0.3% | ||
| Q1 25 | 1.7% | 0.4% | ||
| Q4 24 | 2.4% | 0.2% | ||
| Q3 24 | 1.6% | 0.4% | ||
| Q2 24 | 1.5% | 0.4% | ||
| Q1 24 | 1.5% | 0.9% |
现金转化率CALFICO
| Q4 25 | -0.50× | 1.10× | ||
| Q3 25 | 7.05× | 1.44× | ||
| Q2 25 | -0.81× | 1.57× | ||
| Q1 25 | 5.82× | 0.46× | ||
| Q4 24 | -0.96× | 1.27× | ||
| Q3 24 | 2.66× | 1.67× | ||
| Q2 24 | 1.17× | 1.69× | ||
| Q1 24 | 0.77× | 0.55× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CAL
| Brand Portfolio | $383.7M | 49% |
| Landed Wholesale | $148.1M | 19% |
| Wholesale E Commerce | $75.0M | 9% |
| Ecommerce | $68.8M | 9% |
| Stuart Weitzman Brand | $45.8M | 6% |
| Landed Wholesale Ecommerce Drop Ship | $30.6M | 4% |
| First Cost Wholesale | $14.9M | 2% |
| Clt Brand Solutions | $10.2M | 1% |
| License And Royalty | $2.1M | 0% |
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
