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PATHWARD FINANCIAL, INC.（CASH）与FULTON FINANCIAL CORP（FULT）财务数据对比。点击上方公司名可切换其他公司
FULTON FINANCIAL CORP的季度营收约是PATHWARD FINANCIAL, INC.的1.2倍（$336.2M vs $276.3M），FULTON FINANCIAL CORP净利率更高（28.2% vs 26.4%，领先1.8%），过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高（21.0% vs 0.2%）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
富尔顿金融公司是美国的区域性金融服务控股企业，总部位于宾夕法尼亚州兰开斯特市，主要为当地及周边区域提供多元化的金融相关服务，在区域金融市场拥有稳定的业务布局。
CASH vs FULT — 直观对比
营收规模更大
FULT
是对方的1.2倍
$276.3M
净利率更高
FULT
高出1.8%
26.4%
两年增速更快
CASH
近两年复合增速
0.2%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $276.3M | $336.2M |
| 净利润 | $72.9M | $94.8M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 26.4% | 28.2% |
| 营收同比 | — | 4.2% |
| 净利润同比 | — | 1.9% |
| 每股收益（稀释后） | $3.35 | $0.55 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHFULT
| Q1 26 | $276.3M | $336.2M | ||
| Q4 25 | $173.1M | $336.0M | ||
| Q3 25 | $186.7M | $334.6M | ||
| Q2 25 | $195.8M | $324.1M | ||
| Q1 25 | $274.8M | $318.4M | ||
| Q4 24 | $182.6M | $319.6M | ||
| Q3 24 | $179.5M | $317.7M | ||
| Q2 24 | $188.6M | $334.7M |
净利润CASHFULT
| Q1 26 | $72.9M | $94.8M | ||
| Q4 25 | $35.2M | $99.0M | ||
| Q3 25 | $38.8M | $100.5M | ||
| Q2 25 | $42.1M | $99.2M | ||
| Q1 25 | $75.0M | $93.0M | ||
| Q4 24 | $30.0M | $68.6M | ||
| Q3 24 | $33.5M | $63.2M | ||
| Q2 24 | $44.9M | $95.0M |
营业利润率CASHFULT
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | 35.7% | ||
| Q3 25 | 25.9% | 38.2% | ||
| Q2 25 | 24.1% | 37.8% | ||
| Q1 25 | 33.2% | 36.1% | ||
| Q4 24 | 19.8% | 27.0% | ||
| Q3 24 | 20.9% | 25.1% | ||
| Q2 24 | 27.1% | 30.8% |
净利率CASHFULT
| Q1 26 | 26.4% | 28.2% | ||
| Q4 25 | 20.3% | 29.5% | ||
| Q3 25 | 20.8% | 30.0% | ||
| Q2 25 | 21.5% | 30.6% | ||
| Q1 25 | 27.3% | 29.2% | ||
| Q4 24 | 16.4% | 21.5% | ||
| Q3 24 | 18.7% | 19.9% | ||
| Q2 24 | 23.8% | 28.4% |
每股收益（稀释后）CASHFULT
| Q1 26 | $3.35 | $0.55 | ||
| Q4 25 | $1.57 | $0.53 | ||
| Q3 25 | $1.69 | $0.53 | ||
| Q2 25 | $1.81 | $0.53 | ||
| Q1 25 | $3.14 | $0.49 | ||
| Q4 24 | $1.23 | $0.36 | ||
| Q3 24 | $1.34 | $0.33 | ||
| Q2 24 | $1.78 | $0.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $157.6M | — |
| 总债务越低越好 | $59.5M | — |
| 股东权益账面价值 | $850.7M | $3.5B |
| 总资产 | $7.1B | $32.2B |
| 负债/权益比越低杠杆越低 | 0.07× | — |
8季度趋势，按日历期对齐
现金及短期投资CASHFULT
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | — | ||
| Q3 25 | $120.6M | — | ||
| Q2 25 | $258.3M | — | ||
| Q1 25 | $254.2M | — | ||
| Q4 24 | $597.4M | — | ||
| Q3 24 | $158.3M | — | ||
| Q2 24 | $298.9M | — |
总债务CASHFULT
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | — | ||
| Q2 25 | $33.4M | — | ||
| Q1 25 | $33.4M | — | ||
| Q4 24 | $33.4M | — | ||
| Q3 24 | $33.4M | — | ||
| Q2 24 | $33.3M | — |
股东权益CASHFULT
| Q1 26 | $850.7M | $3.5B | ||
| Q4 25 | $854.5M | $3.5B | ||
| Q3 25 | $858.0M | $3.4B | ||
| Q2 25 | $819.0M | $3.3B | ||
| Q1 25 | $814.7M | $3.3B | ||
| Q4 24 | $758.3M | $3.2B | ||
| Q3 24 | $822.5M | $3.2B | ||
| Q2 24 | $748.4M | $3.1B |
总资产CASHFULT
| Q1 26 | $7.1B | $32.2B | ||
| Q4 25 | $7.6B | $32.1B | ||
| Q3 25 | $7.2B | $32.0B | ||
| Q2 25 | $7.2B | $32.0B | ||
| Q1 25 | $7.0B | $32.1B | ||
| Q4 24 | $7.6B | $32.1B | ||
| Q3 24 | $7.5B | $32.2B | ||
| Q2 24 | $7.5B | $31.8B |
负债/权益比CASHFULT
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
FULT
暂无分部数据
