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PATHWARD FINANCIAL, INC.（CASH）与WSFS FINANCIAL CORP（WSFS）财务数据对比。点击上方公司名可切换其他公司
PATHWARD FINANCIAL, INC.的季度营收约是WSFS FINANCIAL CORP的1.0倍（$276.3M vs $275.3M），WSFS FINANCIAL CORP净利率更高（31.5% vs 26.4%，领先5.1%），过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高（21.0% vs 1.7%）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
WSFS金融集团是一家金融服务企业，核心子公司WSFS银行是总部位于特拉华州及大特拉华谷地区规模最大、经营历史最久的本地管理银行与财富管理机构。集团共运营115个网点，其中88个为银行网点，分布在宾夕法尼亚、特拉华、新泽西、佛罗里达、弗吉尼亚、内华达六州，提供全面金融服务。
CASH vs WSFS — 直观对比
营收规模更大
CASH
是对方的1.0倍
$275.3M
净利率更高
WSFS
高出5.1%
26.4%
两年增速更快
CASH
近两年复合增速
1.7%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $276.3M | $275.3M |
| 净利润 | $72.9M | $86.8M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 26.4% | 31.5% |
| 营收同比 | — | 7.5% |
| 净利润同比 | — | 31.7% |
| 每股收益（稀释后） | $3.35 | $1.64 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHWSFS
| Q1 26 | $276.3M | $275.3M | ||
| Q4 25 | $173.1M | $271.9M | ||
| Q3 25 | $186.7M | $270.5M | ||
| Q2 25 | $195.8M | $267.5M | ||
| Q1 25 | $274.8M | $256.1M | ||
| Q4 24 | $182.6M | $261.5M | ||
| Q3 24 | $179.5M | $267.7M | ||
| Q2 24 | $188.6M | $266.0M |
净利润CASHWSFS
| Q1 26 | $72.9M | $86.8M | ||
| Q4 25 | $35.2M | $72.7M | ||
| Q3 25 | $38.8M | $76.4M | ||
| Q2 25 | $42.1M | $72.3M | ||
| Q1 25 | $75.0M | $65.9M | ||
| Q4 24 | $30.0M | $64.2M | ||
| Q3 24 | $33.5M | $64.4M | ||
| Q2 24 | $44.9M | $69.3M |
营业利润率CASHWSFS
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | 35.8% | ||
| Q3 25 | 25.9% | 37.3% | ||
| Q2 25 | 24.1% | 35.7% | ||
| Q1 25 | 33.2% | 34.0% | ||
| Q4 24 | 19.8% | 32.3% | ||
| Q3 24 | 20.9% | 31.9% | ||
| Q2 24 | 27.1% | 34.0% |
净利率CASHWSFS
| Q1 26 | 26.4% | 31.5% | ||
| Q4 25 | 20.3% | 26.7% | ||
| Q3 25 | 20.8% | 28.3% | ||
| Q2 25 | 21.5% | 27.0% | ||
| Q1 25 | 27.3% | 25.7% | ||
| Q4 24 | 16.4% | 24.6% | ||
| Q3 24 | 18.7% | 24.1% | ||
| Q2 24 | 23.8% | 26.0% |
每股收益（稀释后）CASHWSFS
| Q1 26 | $3.35 | $1.64 | ||
| Q4 25 | $1.57 | $1.33 | ||
| Q3 25 | $1.69 | $1.37 | ||
| Q2 25 | $1.81 | $1.27 | ||
| Q1 25 | $3.14 | $1.12 | ||
| Q4 24 | $1.23 | $1.08 | ||
| Q3 24 | $1.34 | $1.08 | ||
| Q2 24 | $1.78 | $1.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $157.6M | — |
| 总债务越低越好 | $59.5M | — |
| 股东权益账面价值 | $850.7M | $2.7B |
| 总资产 | $7.1B | $22.1B |
| 负债/权益比越低杠杆越低 | 0.07× | — |
8季度趋势，按日历期对齐
现金及短期投资CASHWSFS
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | $1.7B | ||
| Q3 25 | $120.6M | — | ||
| Q2 25 | $258.3M | — | ||
| Q1 25 | $254.2M | — | ||
| Q4 24 | $597.4M | $1.2B | ||
| Q3 24 | $158.3M | — | ||
| Q2 24 | $298.9M | — |
总债务CASHWSFS
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | — | ||
| Q2 25 | $33.4M | — | ||
| Q1 25 | $33.4M | — | ||
| Q4 24 | $33.4M | — | ||
| Q3 24 | $33.4M | — | ||
| Q2 24 | $33.3M | — |
股东权益CASHWSFS
| Q1 26 | $850.7M | $2.7B | ||
| Q4 25 | $854.5M | $2.7B | ||
| Q3 25 | $858.0M | $2.8B | ||
| Q2 25 | $819.0M | $2.7B | ||
| Q1 25 | $814.7M | $2.7B | ||
| Q4 24 | $758.3M | $2.6B | ||
| Q3 24 | $822.5M | $2.7B | ||
| Q2 24 | $748.4M | $2.5B |
总资产CASHWSFS
| Q1 26 | $7.1B | $22.1B | ||
| Q4 25 | $7.6B | $21.3B | ||
| Q3 25 | $7.2B | $20.8B | ||
| Q2 25 | $7.2B | $20.8B | ||
| Q1 25 | $7.0B | $20.5B | ||
| Q4 24 | $7.6B | $20.8B | ||
| Q3 24 | $7.5B | $20.9B | ||
| Q2 24 | $7.5B | $20.7B |
负债/权益比CASHWSFS
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
WSFS
暂无分部数据
