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PATHWARD FINANCIAL, INC.（CASH）与ROGERS CORP（ROG）财务数据对比。点击上方公司名可切换其他公司
ROGERS CORP的季度营收约是PATHWARD FINANCIAL, INC.的1.2倍（$200.5M vs $173.1M），PATHWARD FINANCIAL, INC.净利率更高（20.3% vs 2.2%，领先18.1%），ROGERS CORP同比增速更快（5.2% vs -0.2%），PATHWARD FINANCIAL, INC.自由现金流更多（$104.1M vs $1.1M），过去两年ROGERS CORP的营收复合增速更高（-3.3% vs -18.0%）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
罗杰斯公司是一家专注于特种工程材料研发生产的企业，总部位于美国亚利桑那州钱德勒市，其产品广泛应用于先进电子、移动通信、清洁能源、航空航天等多个高科技领域，为全球客户提供高性能材料解决方案。
CASH vs ROG — 直观对比
营收规模更大
ROG
是对方的1.2倍
$173.1M
营收增速更快
ROG
高出5.5%
-0.2%
净利率更高
CASH
高出18.1%
2.2%
自由现金流更多
CASH
多$103.0M
$1.1M
两年增速更快
ROG
近两年复合增速
-18.0%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $173.1M | $200.5M |
| 净利润 | $35.2M | $4.5M |
| 毛利率 | — | 32.2% |
| 营业利润率 | 24.6% | — |
| 净利率 | 20.3% | 2.2% |
| 营收同比 | -0.2% | 5.2% |
| 净利润同比 | 11.9% | 421.4% |
| 每股收益（稀释后） | $1.57 | $0.25 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHROG
| Q1 26 | — | $200.5M | ||
| Q4 25 | $173.1M | $201.5M | ||
| Q3 25 | $186.7M | $216.0M | ||
| Q2 25 | $195.8M | $202.8M | ||
| Q1 25 | $274.8M | $190.5M | ||
| Q4 24 | $182.6M | $192.2M | ||
| Q3 24 | $179.5M | $210.3M | ||
| Q2 24 | $188.6M | $214.2M |
净利润CASHROG
| Q1 26 | — | $4.5M | ||
| Q4 25 | $35.2M | $4.6M | ||
| Q3 25 | $38.8M | $8.6M | ||
| Q2 25 | $42.1M | $-73.6M | ||
| Q1 25 | $75.0M | $-1.4M | ||
| Q4 24 | $30.0M | $-500.0K | ||
| Q3 24 | $33.5M | $10.7M | ||
| Q2 24 | $44.9M | $8.1M |
毛利率CASHROG
| Q1 26 | — | 32.2% | ||
| Q4 25 | — | 31.5% | ||
| Q3 25 | — | 33.5% | ||
| Q2 25 | — | 31.6% | ||
| Q1 25 | — | 29.9% | ||
| Q4 24 | — | 32.1% | ||
| Q3 24 | — | 35.2% | ||
| Q2 24 | — | 34.1% |
营业利润率CASHROG
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | 3.5% | ||
| Q3 25 | 25.9% | 7.3% | ||
| Q2 25 | 24.1% | -33.3% | ||
| Q1 25 | 33.2% | -0.2% | ||
| Q4 24 | 19.8% | -6.6% | ||
| Q3 24 | 20.9% | 6.9% | ||
| Q2 24 | 27.1% | 5.3% |
净利率CASHROG
| Q1 26 | — | 2.2% | ||
| Q4 25 | 20.3% | 2.3% | ||
| Q3 25 | 20.8% | 4.0% | ||
| Q2 25 | 21.5% | -36.3% | ||
| Q1 25 | 27.3% | -0.7% | ||
| Q4 24 | 16.4% | -0.3% | ||
| Q3 24 | 18.7% | 5.1% | ||
| Q2 24 | 23.8% | 3.8% |
每股收益（稀释后）CASHROG
| Q1 26 | — | $0.25 | ||
| Q4 25 | $1.57 | $0.20 | ||
| Q3 25 | $1.69 | $0.48 | ||
| Q2 25 | $1.81 | $-4.00 | ||
| Q1 25 | $3.14 | $-0.08 | ||
| Q4 24 | $1.23 | $-0.04 | ||
| Q3 24 | $1.34 | $0.58 | ||
| Q2 24 | $1.78 | $0.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $331.2M | $195.8M |
| 总债务越低越好 | $33.5M | — |
| 股东权益账面价值 | $854.5M | $1.2B |
| 总资产 | $7.6B | $1.4B |
| 负债/权益比越低杠杆越低 | 0.04× | — |
8季度趋势，按日历期对齐
现金及短期投资CASHROG
| Q1 26 | — | $195.8M | ||
| Q4 25 | $331.2M | $197.0M | ||
| Q3 25 | $120.6M | $167.8M | ||
| Q2 25 | $258.3M | $157.2M | ||
| Q1 25 | $254.2M | $175.6M | ||
| Q4 24 | $597.4M | $159.8M | ||
| Q3 24 | $158.3M | $146.4M | ||
| Q2 24 | $298.9M | $119.9M |
总债务CASHROG
| Q1 26 | — | — | ||
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | — | ||
| Q2 25 | $33.4M | — | ||
| Q1 25 | $33.4M | — | ||
| Q4 24 | $33.4M | — | ||
| Q3 24 | $33.4M | — | ||
| Q2 24 | $33.3M | — |
股东权益CASHROG
| Q1 26 | — | $1.2B | ||
| Q4 25 | $854.5M | $1.2B | ||
| Q3 25 | $858.0M | $1.2B | ||
| Q2 25 | $819.0M | $1.2B | ||
| Q1 25 | $814.7M | $1.3B | ||
| Q4 24 | $758.3M | $1.3B | ||
| Q3 24 | $822.5M | $1.3B | ||
| Q2 24 | $748.4M | $1.3B |
总资产CASHROG
| Q1 26 | — | $1.4B | ||
| Q4 25 | $7.6B | $1.4B | ||
| Q3 25 | $7.2B | $1.4B | ||
| Q2 25 | $7.2B | $1.5B | ||
| Q1 25 | $7.0B | $1.5B | ||
| Q4 24 | $7.6B | $1.5B | ||
| Q3 24 | $7.5B | $1.5B | ||
| Q2 24 | $7.5B | $1.5B |
负债/权益比CASHROG
| Q1 26 | — | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $108.3M | $5.8M |
| 自由现金流经营现金流 - 资本支出 | $104.1M | $1.1M |
| 自由现金流率自由现金流/营收 | 60.1% | 0.5% |
| 资本支出强度资本支出/营收 | 2.4% | 2.3% |
| 现金转化率经营现金流/净利润 | 3.08× | 1.29× |
| 过去12个月自由现金流最近4个季度 | $616.8M | $70.1M |
8季度趋势，按日历期对齐
经营现金流CASHROG
| Q1 26 | — | $5.8M | ||
| Q4 25 | $108.3M | $46.9M | ||
| Q3 25 | $303.7M | $28.9M | ||
| Q2 25 | $30.4M | $13.7M | ||
| Q1 25 | $188.3M | $11.7M | ||
| Q4 24 | $-71.7M | $33.7M | ||
| Q3 24 | $143.1M | $42.4M | ||
| Q2 24 | $113.2M | $22.9M |
自由现金流CASHROG
| Q1 26 | — | $1.1M | ||
| Q4 25 | $104.1M | $42.2M | ||
| Q3 25 | $300.3M | $21.2M | ||
| Q2 25 | $27.7M | $5.6M | ||
| Q1 25 | $184.7M | $2.1M | ||
| Q4 24 | $-73.8M | $18.3M | ||
| Q3 24 | $138.8M | $25.2M | ||
| Q2 24 | $111.0M | $8.8M |
自由现金流率CASHROG
| Q1 26 | — | 0.5% | ||
| Q4 25 | 60.1% | 20.9% | ||
| Q3 25 | 160.9% | 9.8% | ||
| Q2 25 | 14.1% | 2.8% | ||
| Q1 25 | 67.2% | 1.1% | ||
| Q4 24 | -40.4% | 9.5% | ||
| Q3 24 | 77.3% | 12.0% | ||
| Q2 24 | 58.8% | 4.1% |
资本支出强度CASHROG
| Q1 26 | — | 2.3% | ||
| Q4 25 | 2.4% | 2.3% | ||
| Q3 25 | 1.8% | 3.6% | ||
| Q2 25 | 1.4% | 4.0% | ||
| Q1 25 | 1.3% | 5.0% | ||
| Q4 24 | 1.1% | 8.0% | ||
| Q3 24 | 2.4% | 8.2% | ||
| Q2 24 | 1.2% | 6.6% |
现金转化率CASHROG
| Q1 26 | — | 1.29× | ||
| Q4 25 | 3.08× | 10.20× | ||
| Q3 25 | 7.83× | 3.36× | ||
| Q2 25 | 0.72× | — | ||
| Q1 25 | 2.51× | — | ||
| Q4 24 | -2.39× | — | ||
| Q3 24 | 4.27× | 3.96× | ||
| Q2 24 | 2.52× | 2.83× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Consumer | $103.0M | 59% |
| Payment Card And Deposit Fees | $30.1M | 17% |
| Other | $24.2M | 14% |
| Rental Income | $11.6M | 7% |
| Commercial | $4.2M | 2% |
ROG
暂无分部数据
