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CATHAY GENERAL BANCORP（CATY）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
CATHAY GENERAL BANCORP的季度营收约是STURM RUGER & CO INC的1.5倍（$222.8M vs $151.1M），CATHAY GENERAL BANCORP同比增速更快（19.5% vs 3.6%），CATHAY GENERAL BANCORP自由现金流更多（$363.7M vs $12.3M），过去两年CATHAY GENERAL BANCORP的营收复合增速更高（12.8% vs 5.1%）
国泰万通金控是总部位于美国的银行控股公司，旗下运营国泰银行，面向亚裔社区、中小企业提供个人及商业存贷款、财富管理等金融服务，业务覆盖加州、纽约、得州等美国多州及部分亚洲市场。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
CATY vs RGR — 直观对比
营收规模更大
CATY
是对方的1.5倍
$151.1M
营收增速更快
CATY
高出15.9%
3.6%
自由现金流更多
CATY
多$351.3M
$12.3M
两年增速更快
CATY
近两年复合增速
5.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $222.8M | $151.1M |
| 净利润 | $90.5M | — |
| 毛利率 | — | 17.8% |
| 营业利润率 | 50.9% | 2.3% |
| 净利率 | 653.4% | — |
| 营收同比 | 19.5% | 3.6% |
| 净利润同比 | 12.9% | — |
| 每股收益（稀释后） | $1.33 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CATYRGR
| Q4 25 | $222.8M | $151.1M | ||
| Q3 25 | $210.6M | $126.8M | ||
| Q2 25 | $196.6M | $132.5M | ||
| Q1 25 | $187.8M | $135.7M | ||
| Q4 24 | $186.5M | $145.8M | ||
| Q3 24 | $189.5M | $122.3M | ||
| Q2 24 | $178.5M | $130.8M | ||
| Q1 24 | $175.2M | $136.8M |
净利润CATYRGR
| Q4 25 | $90.5M | — | ||
| Q3 25 | $77.7M | $1.6M | ||
| Q2 25 | $77.5M | $-17.2M | ||
| Q1 25 | $69.5M | $7.8M | ||
| Q4 24 | $80.2M | — | ||
| Q3 24 | $67.5M | $4.7M | ||
| Q2 24 | $66.8M | $8.3M | ||
| Q1 24 | $71.4M | $7.1M |
毛利率CATYRGR
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% | ||
| Q1 24 | — | 21.5% |
营业利润率CATYRGR
| Q4 25 | 50.9% | 2.3% | ||
| Q3 25 | 44.5% | -2.7% | ||
| Q2 25 | 49.0% | -15.6% | ||
| Q1 25 | 46.1% | 6.2% | ||
| Q4 24 | 46.5% | 7.8% | ||
| Q3 24 | 41.2% | 3.1% | ||
| Q2 24 | 40.7% | 6.9% | ||
| Q1 24 | 45.7% | 5.5% |
净利率CATYRGR
| Q4 25 | 653.4% | — | ||
| Q3 25 | 36.9% | 1.2% | ||
| Q2 25 | 39.4% | -13.0% | ||
| Q1 25 | 37.0% | 5.7% | ||
| Q4 24 | 587.9% | — | ||
| Q3 24 | 35.6% | 3.9% | ||
| Q2 24 | 37.4% | 6.3% | ||
| Q1 24 | 40.8% | 5.2% |
每股收益（稀释后）CATYRGR
| Q4 25 | $1.33 | $0.22 | ||
| Q3 25 | $1.13 | $0.10 | ||
| Q2 25 | $1.10 | $-1.05 | ||
| Q1 25 | $0.98 | $0.46 | ||
| Q4 24 | $1.11 | $0.62 | ||
| Q3 24 | $0.94 | $0.28 | ||
| Q2 24 | $0.92 | $0.47 | ||
| Q1 24 | $0.98 | $0.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $92.5M |
| 总债务越低越好 | $119.1M | — |
| 股东权益账面价值 | $2.9B | $283.8M |
| 总资产 | $24.2B | $342.0M |
| 负债/权益比越低杠杆越低 | 0.04× | — |
8季度趋势，按日历期对齐
现金及短期投资CATYRGR
| Q4 25 | — | $92.5M | ||
| Q3 25 | — | $80.8M | ||
| Q2 25 | — | $101.4M | ||
| Q1 25 | — | $108.3M | ||
| Q4 24 | — | $105.5M | ||
| Q3 24 | — | $96.0M | ||
| Q2 24 | — | $105.6M | ||
| Q1 24 | — | $115.3M |
总债务CATYRGR
| Q4 25 | $119.1M | — | ||
| Q3 25 | $119.1M | — | ||
| Q2 25 | $119.1M | — | ||
| Q1 25 | $119.1M | — | ||
| Q4 24 | $119.1M | — | ||
| Q3 24 | $119.1M | — | ||
| Q2 24 | $119.1M | — | ||
| Q1 24 | $119.1M | — |
股东权益CATYRGR
| Q4 25 | $2.9B | $283.8M | ||
| Q3 25 | $2.9B | $279.6M | ||
| Q2 25 | $2.9B | $289.3M | ||
| Q1 25 | $2.9B | $321.5M | ||
| Q4 24 | $2.8B | $319.6M | ||
| Q3 24 | $2.8B | $314.9M | ||
| Q2 24 | $2.8B | $321.5M | ||
| Q1 24 | $2.8B | $332.0M |
总资产CATYRGR
| Q4 25 | $24.2B | $342.0M | ||
| Q3 25 | $24.1B | $342.3M | ||
| Q2 25 | $23.7B | $349.5M | ||
| Q1 25 | $23.2B | $379.0M | ||
| Q4 24 | $23.1B | $384.0M | ||
| Q3 24 | $23.3B | $373.5M | ||
| Q2 24 | $23.2B | $376.7M | ||
| Q1 24 | $23.4B | $385.0M |
负债/权益比CATYRGR
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — | ||
| Q1 24 | 0.04× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $368.6M | $15.5M |
| 自由现金流经营现金流 - 资本支出 | $363.7M | $12.3M |
| 自由现金流率自由现金流/营收 | 163.2% | 8.2% |
| 资本支出强度资本支出/营收 | 2.2% | 2.1% |
| 现金转化率经营现金流/净利润 | 4.07× | — |
| 过去12个月自由现金流最近4个季度 | $672.7M | $38.5M |
8季度趋势，按日历期对齐
经营现金流CATYRGR
| Q4 25 | $368.6M | $15.5M | ||
| Q3 25 | $150.6M | $12.9M | ||
| Q2 25 | $64.0M | $14.7M | ||
| Q1 25 | $99.0M | $11.1M | ||
| Q4 24 | $329.2M | $20.0M | ||
| Q3 24 | $81.2M | $9.4M | ||
| Q2 24 | $72.9M | $18.7M | ||
| Q1 24 | $88.2M | $7.3M |
自由现金流CATYRGR
| Q4 25 | $363.7M | $12.3M | ||
| Q3 25 | $150.1M | $7.0M | ||
| Q2 25 | $62.7M | $9.1M | ||
| Q1 25 | $96.3M | $10.0M | ||
| Q4 24 | $325.5M | $16.4M | ||
| Q3 24 | $80.0M | $2.6M | ||
| Q2 24 | $72.4M | $10.1M | ||
| Q1 24 | $87.3M | $5.6M |
自由现金流率CATYRGR
| Q4 25 | 163.2% | 8.2% | ||
| Q3 25 | 71.3% | 5.5% | ||
| Q2 25 | 31.9% | 6.9% | ||
| Q1 25 | 51.2% | 7.4% | ||
| Q4 24 | 174.6% | 11.2% | ||
| Q3 24 | 42.2% | 2.1% | ||
| Q2 24 | 40.5% | 7.7% | ||
| Q1 24 | 49.8% | 4.1% |
资本支出强度CATYRGR
| Q4 25 | 2.2% | 2.1% | ||
| Q3 25 | 0.2% | 4.6% | ||
| Q2 25 | 0.6% | 4.2% | ||
| Q1 25 | 1.4% | 0.8% | ||
| Q4 24 | 1.9% | 2.5% | ||
| Q3 24 | 0.6% | 5.5% | ||
| Q2 24 | 0.3% | 6.6% | ||
| Q1 24 | 0.5% | 1.3% |
现金转化率CATYRGR
| Q4 25 | 4.07× | — | ||
| Q3 25 | 1.94× | 8.15× | ||
| Q2 25 | 0.83× | — | ||
| Q1 25 | 1.42× | 1.43× | ||
| Q4 24 | 4.10× | — | ||
| Q3 24 | 1.20× | 1.98× | ||
| Q2 24 | 1.09× | 2.27× | ||
| Q1 24 | 1.23× | 1.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CATY
暂无分部数据
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
