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CATHAY GENERAL BANCORP（CATY）与GIBRALTAR INDUSTRIES, INC.（ROCK）财务数据对比。点击上方公司名可切换其他公司
GIBRALTAR INDUSTRIES, INC.的季度营收约是CATHAY GENERAL BANCORP的1.0倍（$225.0M vs $222.8M），GIBRALTAR INDUSTRIES, INC.同比增速更快（24.9% vs 19.5%），CATHAY GENERAL BANCORP自由现金流更多（$363.7M vs $26.2M），过去两年CATHAY GENERAL BANCORP的营收复合增速更高（12.8% vs -12.3%）
国泰万通金控是总部位于美国的银行控股公司，旗下运营国泰银行，面向亚裔社区、中小企业提供个人及商业存贷款、财富管理等金融服务，业务覆盖加州、纽约、得州等美国多州及部分亚洲市场。
直布罗陀工业公司是专业建筑、基础设施及可再生能源产品制造商与分销商，主营通风系统、屋面配件、太阳能安装支架、园林景观产品等，主要服务北美地区住宅、商业建筑及清洁能源市场，专注提供创新可持续的客户解决方案。
CATY vs ROCK — 直观对比
营收规模更大
ROCK
是对方的1.0倍
$222.8M
营收增速更快
ROCK
高出5.5%
19.5%
自由现金流更多
CATY
多$337.4M
$26.2M
两年增速更快
CATY
近两年复合增速
-12.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $222.8M | $225.0M |
| 净利润 | $90.5M | — |
| 毛利率 | — | 25.3% |
| 营业利润率 | 50.9% | 7.9% |
| 净利率 | 653.4% | — |
| 营收同比 | 19.5% | 24.9% |
| 净利润同比 | 12.9% | — |
| 每股收益（稀释后） | $1.33 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CATYROCK
| Q4 25 | $222.8M | $225.0M | ||
| Q3 25 | $210.6M | $310.9M | ||
| Q2 25 | $196.6M | $309.5M | ||
| Q1 25 | $187.8M | $290.0M | ||
| Q4 24 | $186.5M | $180.1M | ||
| Q3 24 | $189.5M | $277.1M | ||
| Q2 24 | $178.5M | $273.6M | ||
| Q1 24 | $175.2M | $292.5M |
净利润CATYROCK
| Q4 25 | $90.5M | — | ||
| Q3 25 | $77.7M | $-89.1M | ||
| Q2 25 | $77.5M | $26.0M | ||
| Q1 25 | $69.5M | $21.1M | ||
| Q4 24 | $80.2M | — | ||
| Q3 24 | $67.5M | $34.0M | ||
| Q2 24 | $66.8M | $32.2M | ||
| Q1 24 | $71.4M | $24.9M |
毛利率CATYROCK
| Q4 25 | — | 25.3% | ||
| Q3 25 | — | 26.6% | ||
| Q2 25 | — | 28.4% | ||
| Q1 25 | — | 26.8% | ||
| Q4 24 | — | 29.0% | ||
| Q3 24 | — | 29.4% | ||
| Q2 24 | — | 30.5% | ||
| Q1 24 | — | 28.9% |
营业利润率CATYROCK
| Q4 25 | 50.9% | 7.9% | ||
| Q3 25 | 44.5% | 12.8% | ||
| Q2 25 | 49.0% | 12.8% | ||
| Q1 25 | 46.1% | 8.8% | ||
| Q4 24 | 46.5% | 13.3% | ||
| Q3 24 | 41.2% | 15.6% | ||
| Q2 24 | 40.7% | 14.9% | ||
| Q1 24 | 45.7% | 10.8% |
净利率CATYROCK
| Q4 25 | 653.4% | — | ||
| Q3 25 | 36.9% | -28.6% | ||
| Q2 25 | 39.4% | 8.4% | ||
| Q1 25 | 37.0% | 7.3% | ||
| Q4 24 | 587.9% | — | ||
| Q3 24 | 35.6% | 12.3% | ||
| Q2 24 | 37.4% | 11.8% | ||
| Q1 24 | 40.8% | 8.5% |
每股收益（稀释后）CATYROCK
| Q4 25 | $1.33 | — | ||
| Q3 25 | $1.13 | $-2.98 | ||
| Q2 25 | $1.10 | $0.87 | ||
| Q1 25 | $0.98 | — | ||
| Q4 24 | $1.11 | — | ||
| Q3 24 | $0.94 | $1.11 | ||
| Q2 24 | $0.92 | $1.05 | ||
| Q1 24 | $0.98 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $115.7M |
| 总债务越低越好 | $119.1M | $0 |
| 股东权益账面价值 | $2.9B | $950.4M |
| 总资产 | $24.2B | $1.4B |
| 负债/权益比越低杠杆越低 | 0.04× | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资CATYROCK
| Q4 25 | — | $115.7M | ||
| Q3 25 | — | $89.4M | ||
| Q2 25 | — | $43.3M | ||
| Q1 25 | — | $25.1M | ||
| Q4 24 | — | $269.5M | ||
| Q3 24 | — | $228.9M | ||
| Q2 24 | — | $179.1M | ||
| Q1 24 | — | $146.7M |
总债务CATYROCK
| Q4 25 | $119.1M | $0 | ||
| Q3 25 | $119.1M | $0 | ||
| Q2 25 | $119.1M | $0 | ||
| Q1 25 | $119.1M | $0 | ||
| Q4 24 | $119.1M | $0 | ||
| Q3 24 | $119.1M | $0 | ||
| Q2 24 | $119.1M | $0 | ||
| Q1 24 | $119.1M | $0 |
股东权益CATYROCK
| Q4 25 | $2.9B | $950.4M | ||
| Q3 25 | $2.9B | $951.8M | ||
| Q2 25 | $2.9B | $1.0B | ||
| Q1 25 | $2.9B | $1.0B | ||
| Q4 24 | $2.8B | $1.0B | ||
| Q3 24 | $2.8B | $1.0B | ||
| Q2 24 | $2.8B | $975.7M | ||
| Q1 24 | $2.8B | $940.2M |
总资产CATYROCK
| Q4 25 | $24.2B | $1.4B | ||
| Q3 25 | $24.1B | $1.4B | ||
| Q2 25 | $23.7B | $1.5B | ||
| Q1 25 | $23.2B | $1.4B | ||
| Q4 24 | $23.1B | $1.4B | ||
| Q3 24 | $23.3B | $1.4B | ||
| Q2 24 | $23.2B | $1.4B | ||
| Q1 24 | $23.4B | $1.3B |
负债/权益比CATYROCK
| Q4 25 | 0.04× | 0.00× | ||
| Q3 25 | 0.04× | 0.00× | ||
| Q2 25 | 0.04× | 0.00× | ||
| Q1 25 | 0.04× | 0.00× | ||
| Q4 24 | 0.04× | 0.00× | ||
| Q3 24 | 0.04× | 0.00× | ||
| Q2 24 | 0.04× | 0.00× | ||
| Q1 24 | 0.04× | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $368.6M | $35.5M |
| 自由现金流经营现金流 - 资本支出 | $363.7M | $26.2M |
| 自由现金流率自由现金流/营收 | 163.2% | 11.7% |
| 资本支出强度资本支出/营收 | 2.2% | 4.1% |
| 现金转化率经营现金流/净利润 | 4.07× | — |
| 过去12个月自由现金流最近4个季度 | $672.7M | $120.6M |
8季度趋势，按日历期对齐
经营现金流CATYROCK
| Q4 25 | $368.6M | $35.5M | ||
| Q3 25 | $150.6M | $73.0M | ||
| Q2 25 | $64.0M | $44.9M | ||
| Q1 25 | $99.0M | $13.7M | ||
| Q4 24 | $329.2M | $19.9M | ||
| Q3 24 | $81.2M | $64.7M | ||
| Q2 24 | $72.9M | $36.5M | ||
| Q1 24 | $88.2M | $53.2M |
自由现金流CATYROCK
| Q4 25 | $363.7M | $26.2M | ||
| Q3 25 | $150.1M | $64.8M | ||
| Q2 25 | $62.7M | $27.3M | ||
| Q1 25 | $96.3M | $2.3M | ||
| Q4 24 | $325.5M | $14.1M | ||
| Q3 24 | $80.0M | $60.5M | ||
| Q2 24 | $72.4M | $33.5M | ||
| Q1 24 | $87.3M | $48.8M |
自由现金流率CATYROCK
| Q4 25 | 163.2% | 11.7% | ||
| Q3 25 | 71.3% | 20.8% | ||
| Q2 25 | 31.9% | 8.8% | ||
| Q1 25 | 51.2% | 0.8% | ||
| Q4 24 | 174.6% | 7.8% | ||
| Q3 24 | 42.2% | 21.8% | ||
| Q2 24 | 40.5% | 12.2% | ||
| Q1 24 | 49.8% | 16.7% |
资本支出强度CATYROCK
| Q4 25 | 2.2% | 4.1% | ||
| Q3 25 | 0.2% | 2.6% | ||
| Q2 25 | 0.6% | 5.7% | ||
| Q1 25 | 1.4% | 3.9% | ||
| Q4 24 | 1.9% | 3.3% | ||
| Q3 24 | 0.6% | 1.5% | ||
| Q2 24 | 0.3% | 1.1% | ||
| Q1 24 | 0.5% | 1.5% |
现金转化率CATYROCK
| Q4 25 | 4.07× | — | ||
| Q3 25 | 1.94× | — | ||
| Q2 25 | 0.83× | 1.73× | ||
| Q1 25 | 1.42× | 0.65× | ||
| Q4 24 | 4.10× | — | ||
| Q3 24 | 1.20× | 1.90× | ||
| Q2 24 | 1.09× | 1.13× | ||
| Q1 24 | 1.23× | 2.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CATY
暂无分部数据
ROCK
| Transferred At Point In Time | $183.5M | 82% |
| Infrastructure | $22.5M | 10% |
| Other | $18.9M | 8% |
