vs
COASTAL FINANCIAL CORP（CCB）与RE/MAX Holdings, Inc.（RMAX）财务数据对比。点击上方公司名可切换其他公司
COASTAL FINANCIAL CORP的季度营收约是RE/MAX Holdings, Inc.的1.9倍（$138.0M vs $71.1M），RE/MAX Holdings, Inc.同比增速更快（-1.8% vs -5.8%），COASTAL FINANCIAL CORP自由现金流更多（$246.1M vs $33.5M），过去两年COASTAL FINANCIAL CORP的营收复合增速更高（-3.6% vs -4.7%）
富达国民金融是美国财富500强企业，面向房地产与按揭行业提供产权保险及交割服务。2019年，其产权及房地产业务相关年营收约为84.69亿美元，是行业内具有领先地位的金融服务提供商。
RE/MAX是全球知名的房地产特许经营机构，业务遍布全球一百多个国家和地区，旗下拥有数千家门店，总计超过十万名房产经纪人，在国际房产中介领域拥有极高的品牌知名度与市场影响力。
CCB vs RMAX — 直观对比
营收规模更大
CCB
是对方的1.9倍
$71.1M
营收增速更快
RMAX
高出3.9%
-5.8%
自由现金流更多
CCB
多$212.6M
$33.5M
两年增速更快
CCB
近两年复合增速
-4.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $138.0M | $71.1M |
| 净利润 | — | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | 12.4% | 13.1% |
| 净利率 | — | 2.0% |
| 营收同比 | -5.8% | -1.8% |
| 净利润同比 | — | -75.2% |
| 每股收益（稀释后） | $0.84 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CCBRMAX
| Q4 25 | $138.0M | $71.1M | ||
| Q3 25 | $144.7M | $73.2M | ||
| Q2 25 | $119.4M | $72.8M | ||
| Q1 25 | $139.5M | $74.5M | ||
| Q4 24 | $146.5M | $72.5M | ||
| Q3 24 | $151.1M | $78.5M | ||
| Q2 24 | $135.3M | $78.5M | ||
| Q1 24 | $148.4M | $78.3M |
净利润CCBRMAX
| Q4 25 | — | $1.4M | ||
| Q3 25 | $13.6M | $4.0M | ||
| Q2 25 | $11.0M | $4.7M | ||
| Q1 25 | $9.7M | $-2.0M | ||
| Q4 24 | — | $5.8M | ||
| Q3 24 | $13.5M | $966.0K | ||
| Q2 24 | $11.6M | $3.7M | ||
| Q1 24 | $6.8M | $-3.4M |
营业利润率CCBRMAX
| Q4 25 | 12.4% | 13.1% | ||
| Q3 25 | 12.4% | 25.0% | ||
| Q2 25 | 12.0% | 19.3% | ||
| Q1 25 | 8.4% | 7.2% | ||
| Q4 24 | 11.7% | 5.9% | ||
| Q3 24 | 10.8% | 19.4% | ||
| Q2 24 | 11.1% | 20.6% | ||
| Q1 24 | 5.9% | 5.8% |
净利率CCBRMAX
| Q4 25 | — | 2.0% | ||
| Q3 25 | 9.4% | 5.4% | ||
| Q2 25 | 9.2% | 6.4% | ||
| Q1 25 | 7.0% | -2.6% | ||
| Q4 24 | — | 8.0% | ||
| Q3 24 | 8.9% | 1.2% | ||
| Q2 24 | 8.6% | 4.7% | ||
| Q1 24 | 4.6% | -4.3% |
每股收益（稀释后）CCBRMAX
| Q4 25 | $0.84 | — | ||
| Q3 25 | $0.88 | — | ||
| Q2 25 | $0.71 | — | ||
| Q1 25 | $0.63 | — | ||
| Q4 24 | $0.95 | — | ||
| Q3 24 | $0.97 | — | ||
| Q2 24 | $0.84 | — | ||
| Q1 24 | $0.50 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $118.7M |
| 总债务越低越好 | — | $432.2M |
| 股东权益账面价值 | $491.0M | $452.4M |
| 总资产 | $4.7B | $582.5M |
| 负债/权益比越低杠杆越低 | — | 0.96× |
8季度趋势，按日历期对齐
现金及短期投资CCBRMAX
| Q4 25 | — | $118.7M | ||
| Q3 25 | — | $107.5M | ||
| Q2 25 | — | $94.3M | ||
| Q1 25 | — | $89.1M | ||
| Q4 24 | — | $96.6M | ||
| Q3 24 | — | $83.8M | ||
| Q2 24 | — | $66.1M | ||
| Q1 24 | — | $82.1M |
总债务CCBRMAX
| Q4 25 | — | $432.2M | ||
| Q3 25 | — | $433.3M | ||
| Q2 25 | — | $434.4M | ||
| Q1 25 | — | $435.3M | ||
| Q4 24 | — | $436.2M | ||
| Q3 24 | — | $437.2M | ||
| Q2 24 | — | $438.1M | ||
| Q1 24 | — | $439.0M |
股东权益CCBRMAX
| Q4 25 | $491.0M | $452.4M | ||
| Q3 25 | $475.3M | $448.1M | ||
| Q2 25 | $461.7M | $442.4M | ||
| Q1 25 | $449.9M | $433.5M | ||
| Q4 24 | $438.7M | $429.5M | ||
| Q3 24 | $331.9M | $423.1M | ||
| Q2 24 | $316.7M | $418.4M | ||
| Q1 24 | $303.7M | $412.0M |
总资产CCBRMAX
| Q4 25 | $4.7B | $582.5M | ||
| Q3 25 | $4.6B | $582.2M | ||
| Q2 25 | $4.5B | $574.8M | ||
| Q1 25 | $4.3B | $571.4M | ||
| Q4 24 | $4.1B | $581.6M | ||
| Q3 24 | $4.1B | $578.6M | ||
| Q2 24 | $4.0B | $571.4M | ||
| Q1 24 | $3.9B | $566.7M |
负债/权益比CCBRMAX
| Q4 25 | — | 0.96× | ||
| Q3 25 | — | 0.97× | ||
| Q2 25 | — | 0.98× | ||
| Q1 25 | — | 1.00× | ||
| Q4 24 | — | 1.02× | ||
| Q3 24 | — | 1.03× | ||
| Q2 24 | — | 1.05× | ||
| Q1 24 | — | 1.07× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $254.6M | $40.9M |
| 自由现金流经营现金流 - 资本支出 | $246.1M | $33.5M |
| 自由现金流率自由现金流/营收 | 178.3% | 47.1% |
| 资本支出强度资本支出/营收 | 6.1% | 10.4% |
| 现金转化率经营现金流/净利润 | — | 28.39× |
| 过去12个月自由现金流最近4个季度 | $436.4M | $56.8M |
8季度趋势，按日历期对齐
经营现金流CCBRMAX
| Q4 25 | $254.6M | $40.9M | ||
| Q3 25 | $59.0M | $17.7M | ||
| Q2 25 | $66.0M | $4.6M | ||
| Q1 25 | $71.7M | $5.7M | ||
| Q4 24 | $259.8M | $59.7M | ||
| Q3 24 | $62.6M | $17.6M | ||
| Q2 24 | $72.1M | $15.9M | ||
| Q1 24 | $56.8M | $9.4M |
自由现金流CCBRMAX
| Q4 25 | $246.1M | $33.5M | ||
| Q3 25 | $57.4M | $16.4M | ||
| Q2 25 | $64.0M | $2.9M | ||
| Q1 25 | $68.9M | $4.0M | ||
| Q4 24 | $249.9M | $53.0M | ||
| Q3 24 | $60.2M | $16.3M | ||
| Q2 24 | $69.5M | $14.0M | ||
| Q1 24 | $55.0M | $6.8M |
自由现金流率CCBRMAX
| Q4 25 | 178.3% | 47.1% | ||
| Q3 25 | 39.7% | 22.4% | ||
| Q2 25 | 53.6% | 4.0% | ||
| Q1 25 | 49.4% | 5.3% | ||
| Q4 24 | 170.6% | 73.2% | ||
| Q3 24 | 39.8% | 20.8% | ||
| Q2 24 | 51.3% | 17.8% | ||
| Q1 24 | 37.1% | 8.6% |
资本支出强度CCBRMAX
| Q4 25 | 6.1% | 10.4% | ||
| Q3 25 | 1.2% | 1.8% | ||
| Q2 25 | 1.7% | 2.2% | ||
| Q1 25 | 2.0% | 2.3% | ||
| Q4 24 | 6.8% | 9.1% | ||
| Q3 24 | 1.6% | 1.7% | ||
| Q2 24 | 1.9% | 2.4% | ||
| Q1 24 | 1.2% | 3.3% |
现金转化率CCBRMAX
| Q4 25 | — | 28.39× | ||
| Q3 25 | 4.34× | 4.45× | ||
| Q2 25 | 5.99× | 0.97× | ||
| Q1 25 | 7.37× | — | ||
| Q4 24 | — | 10.28× | ||
| Q3 24 | 4.65× | 18.22× | ||
| Q2 24 | 6.22× | 4.29× | ||
| Q1 24 | 8.35× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
