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COASTAL FINANCIAL CORP（CCB）与COMSCORE, INC.（SCOR）财务数据对比。点击上方公司名可切换其他公司
COASTAL FINANCIAL CORP的季度营收约是COMSCORE, INC.的1.5倍（$138.0M vs $93.5M），COMSCORE, INC.同比增速更快（-1.5% vs -5.8%），COASTAL FINANCIAL CORP自由现金流更多（$246.1M vs $2.9M），过去两年COMSCORE, INC.的营收复合增速更高（3.8% vs -3.6%）
富达国民金融是美国财富500强企业，面向房地产与按揭行业提供产权保险及交割服务。2019年，其产权及房地产业务相关年营收约为84.69亿美元，是行业内具有领先地位的金融服务提供商。
Comscore是总部设于美国的全球媒体测量与分析企业，为企业、广告代理商、品牌营销方及媒体出版方提供专业营销数据与分析服务，在全球媒体行业和营销领域拥有广泛影响力。
CCB vs SCOR — 直观对比
营收规模更大
CCB
是对方的1.5倍
$93.5M
营收增速更快
SCOR
高出4.2%
-5.8%
自由现金流更多
CCB
多$243.2M
$2.9M
两年增速更快
SCOR
近两年复合增速
-3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $138.0M | $93.5M |
| 净利润 | — | $3.0M |
| 毛利率 | — | 41.0% |
| 营业利润率 | 12.4% | 7.0% |
| 净利率 | — | 3.2% |
| 营收同比 | -5.8% | -1.5% |
| 净利润同比 | — | -3.7% |
| 每股收益（稀释后） | $0.84 | $9.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CCBSCOR
| Q4 25 | $138.0M | $93.5M | ||
| Q3 25 | $144.7M | $88.9M | ||
| Q2 25 | $119.4M | $89.4M | ||
| Q1 25 | $139.5M | $85.7M | ||
| Q4 24 | $146.5M | $94.9M | ||
| Q3 24 | $151.1M | $88.5M | ||
| Q2 24 | $135.3M | $85.8M | ||
| Q1 24 | $148.4M | $86.8M |
净利润CCBSCOR
| Q4 25 | — | $3.0M | ||
| Q3 25 | $13.6M | $453.0K | ||
| Q2 25 | $11.0M | $-9.5M | ||
| Q1 25 | $9.7M | $-4.0M | ||
| Q4 24 | — | $3.1M | ||
| Q3 24 | $13.5M | $-60.6M | ||
| Q2 24 | $11.6M | $-1.7M | ||
| Q1 24 | $6.8M | $-1.1M |
毛利率CCBSCOR
| Q4 25 | — | 41.0% | ||
| Q3 25 | — | 40.6% | ||
| Q2 25 | — | 40.6% | ||
| Q1 25 | — | 39.6% | ||
| Q4 24 | — | 42.4% | ||
| Q3 24 | — | 41.2% | ||
| Q2 24 | — | 39.5% | ||
| Q1 24 | — | 42.3% |
营业利润率CCBSCOR
| Q4 25 | 12.4% | 7.0% | ||
| Q3 25 | 12.4% | 1.9% | ||
| Q2 25 | 12.0% | -1.9% | ||
| Q1 25 | 8.4% | -2.4% | ||
| Q4 24 | 11.7% | 4.1% | ||
| Q3 24 | 10.8% | -67.4% | ||
| Q2 24 | 11.1% | -2.2% | ||
| Q1 24 | 5.9% | -2.2% |
净利率CCBSCOR
| Q4 25 | — | 3.2% | ||
| Q3 25 | 9.4% | 0.5% | ||
| Q2 25 | 9.2% | -10.6% | ||
| Q1 25 | 7.0% | -4.7% | ||
| Q4 24 | — | 3.3% | ||
| Q3 24 | 8.9% | -68.5% | ||
| Q2 24 | 8.6% | -2.0% | ||
| Q1 24 | 4.6% | -1.2% |
每股收益（稀释后）CCBSCOR
| Q4 25 | $0.84 | $9.50 | ||
| Q3 25 | $0.88 | $-0.86 | ||
| Q2 25 | $0.71 | $-2.73 | ||
| Q1 25 | $0.63 | $-1.66 | ||
| Q4 24 | $0.95 | $-0.47 | ||
| Q3 24 | $0.97 | $-12.79 | ||
| Q2 24 | $0.84 | $-1.19 | ||
| Q1 24 | $0.50 | $-1.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $23.6M |
| 总债务越低越好 | — | $41.5M |
| 股东权益账面价值 | $491.0M | $111.4M |
| 总资产 | $4.7B | $407.7M |
| 负债/权益比越低杠杆越低 | — | 0.37× |
8季度趋势，按日历期对齐
现金及短期投资CCBSCOR
| Q4 25 | — | $23.6M | ||
| Q3 25 | — | $26.7M | ||
| Q2 25 | — | $26.0M | ||
| Q1 25 | — | $31.0M | ||
| Q4 24 | — | $29.9M | ||
| Q3 24 | — | $20.0M | ||
| Q2 24 | — | $14.7M | ||
| Q1 24 | — | $18.7M |
总债务CCBSCOR
| Q4 25 | — | $41.5M | ||
| Q3 25 | — | $41.4M | ||
| Q2 25 | — | $41.3M | ||
| Q1 25 | — | $41.3M | ||
| Q4 24 | — | $41.2M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益CCBSCOR
| Q4 25 | $491.0M | $111.4M | ||
| Q3 25 | $475.3M | $-26.3M | ||
| Q2 25 | $461.7M | $-21.7M | ||
| Q1 25 | $449.9M | $-13.5M | ||
| Q4 24 | $438.7M | $-8.3M | ||
| Q3 24 | $331.9M | $-2.7M | ||
| Q2 24 | $316.7M | $45.8M | ||
| Q1 24 | $303.7M | $51.4M |
总资产CCBSCOR
| Q4 25 | $4.7B | $407.7M | ||
| Q3 25 | $4.6B | $406.9M | ||
| Q2 25 | $4.5B | $415.9M | ||
| Q1 25 | $4.3B | $421.5M | ||
| Q4 24 | $4.1B | $430.2M | ||
| Q3 24 | $4.1B | $412.5M | ||
| Q2 24 | $4.0B | $474.1M | ||
| Q1 24 | $3.9B | $477.7M |
负债/权益比CCBSCOR
| Q4 25 | — | 0.37× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $254.6M | $3.2M |
| 自由现金流经营现金流 - 资本支出 | $246.1M | $2.9M |
| 自由现金流率自由现金流/营收 | 178.3% | 3.1% |
| 资本支出强度资本支出/营收 | 6.1% | 0.3% |
| 现金转化率经营现金流/净利润 | — | 1.07× |
| 过去12个月自由现金流最近4个季度 | $436.4M | $21.8M |
8季度趋势，按日历期对齐
经营现金流CCBSCOR
| Q4 25 | $254.6M | $3.2M | ||
| Q3 25 | $59.0M | $9.5M | ||
| Q2 25 | $66.0M | $932.0K | ||
| Q1 25 | $71.7M | $9.1M | ||
| Q4 24 | $259.8M | $-10.0M | ||
| Q3 24 | $62.6M | $12.5M | ||
| Q2 24 | $72.1M | $8.7M | ||
| Q1 24 | $56.8M | $6.9M |
自由现金流CCBSCOR
| Q4 25 | $246.1M | $2.9M | ||
| Q3 25 | $57.4M | $9.4M | ||
| Q2 25 | $64.0M | $787.0K | ||
| Q1 25 | $68.9M | $8.7M | ||
| Q4 24 | $249.9M | $-10.3M | ||
| Q3 24 | $60.2M | $12.4M | ||
| Q2 24 | $69.5M | $8.5M | ||
| Q1 24 | $55.0M | $6.6M |
自由现金流率CCBSCOR
| Q4 25 | 178.3% | 3.1% | ||
| Q3 25 | 39.7% | 10.5% | ||
| Q2 25 | 53.6% | 0.9% | ||
| Q1 25 | 49.4% | 10.1% | ||
| Q4 24 | 170.6% | -10.8% | ||
| Q3 24 | 39.8% | 14.0% | ||
| Q2 24 | 51.3% | 10.0% | ||
| Q1 24 | 37.1% | 7.6% |
资本支出强度CCBSCOR
| Q4 25 | 6.1% | 0.3% | ||
| Q3 25 | 1.2% | 0.1% | ||
| Q2 25 | 1.7% | 0.2% | ||
| Q1 25 | 2.0% | 0.4% | ||
| Q4 24 | 6.8% | 0.2% | ||
| Q3 24 | 1.6% | 0.1% | ||
| Q2 24 | 1.9% | 0.2% | ||
| Q1 24 | 1.2% | 0.3% |
现金转化率CCBSCOR
| Q4 25 | — | 1.07× | ||
| Q3 25 | 4.34× | 20.96× | ||
| Q2 25 | 5.99× | — | ||
| Q1 25 | 7.37× | — | ||
| Q4 24 | — | -3.19× | ||
| Q3 24 | 4.65× | — | ||
| Q2 24 | 6.22× | — | ||
| Q1 24 | 8.35× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
SCOR
| Transferred Over Time | $77.1M | 83% |
| Research Insight Solutions | $14.6M | 16% |
| Related Party | $2.5M | 3% |
