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Cardlytics, Inc.（CDLX）与KKR Real Estate Finance Trust Inc.（KREF）财务数据对比。点击上方公司名可切换其他公司
Cardlytics, Inc.的季度营收约是KKR Real Estate Finance Trust Inc.的2.0倍（$50.9M vs $25.8M），Cardlytics, Inc.同比增速更快（-25.5% vs -26.6%），过去两年Cardlytics, Inc.的营收复合增速更高（-9.6% vs -18.8%）
Cardlytics是一家领先的购买智能与广告技术企业，与多家大型银行合作分析匿名消费者交易数据，为消费品牌、零售商及服务商提供基于真实消费行为的精准效果广告投放服务，核心业务覆盖北美与英国地区。
KKR房地产金融信托公司是全球投资机构KKR旗下的专业房地产金融平台，主要发起、收购并管理优先担保商业地产贷款组合，抵押物多为美国各地的优质机构级商业地产，通过贷款利息收入为投资者提供稳定的经风险调整后的回报。
CDLX vs KREF — 直观对比
营收规模更大
CDLX
是对方的2.0倍
$25.8M
营收增速更快
CDLX
高出1.1%
-26.6%
两年增速更快
CDLX
近两年复合增速
-18.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $50.9M | $25.8M |
| 净利润 | — | $-26.2M |
| 毛利率 | — | — |
| 营业利润率 | -12.0% | -105.1% |
| 净利率 | — | -101.7% |
| 营收同比 | -25.5% | -26.6% |
| 净利润同比 | — | -229.6% |
| 每股收益（稀释后） | $-0.15 | $-0.49 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CDLXKREF
| Q4 25 | $50.9M | $25.8M | ||
| Q3 25 | $47.0M | $25.3M | ||
| Q2 25 | $58.0M | $30.2M | ||
| Q1 25 | $56.4M | $31.3M | ||
| Q4 24 | $68.3M | $35.1M | ||
| Q3 24 | $61.1M | $37.0M | ||
| Q2 24 | $64.0M | $40.4M | ||
| Q1 24 | $62.2M | $39.1M |
净利润CDLXKREF
| Q4 25 | — | $-26.2M | ||
| Q3 25 | $-72.7M | $13.8M | ||
| Q2 25 | $-9.3M | $-29.7M | ||
| Q1 25 | $-13.3M | $-4.9M | ||
| Q4 24 | — | $20.3M | ||
| Q3 24 | $-145.2M | $-7.4M | ||
| Q2 24 | $-4.3M | $25.8M | ||
| Q1 24 | $-24.3M | $-3.1M |
营业利润率CDLXKREF
| Q4 25 | -12.0% | -105.1% | ||
| Q3 25 | -146.6% | 50.4% | ||
| Q2 25 | -22.0% | -101.3% | ||
| Q1 25 | -24.9% | -18.3% | ||
| Q4 24 | -12.2% | 55.8% | ||
| Q3 24 | -243.1% | -19.6% | ||
| Q2 24 | -24.7% | 63.3% | ||
| Q1 24 | -36.7% | -8.7% |
净利率CDLXKREF
| Q4 25 | — | -101.7% | ||
| Q3 25 | -154.7% | 54.4% | ||
| Q2 25 | -16.0% | -98.5% | ||
| Q1 25 | -23.5% | -15.5% | ||
| Q4 24 | — | 57.7% | ||
| Q3 24 | -237.6% | -20.0% | ||
| Q2 24 | -6.7% | 63.9% | ||
| Q1 24 | -39.0% | -7.9% |
每股收益（稀释后）CDLXKREF
| Q4 25 | $-0.15 | $-0.49 | ||
| Q3 25 | $-1.36 | $0.12 | ||
| Q2 25 | $-0.18 | $-0.53 | ||
| Q1 25 | $-0.26 | $-0.15 | ||
| Q4 24 | $-0.36 | $0.22 | ||
| Q3 24 | $-2.90 | $-0.19 | ||
| Q2 24 | $-0.09 | $0.29 | ||
| Q1 24 | $-0.56 | $-0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $48.7M | $84.6M |
| 总债务越低越好 | $212.6M | — |
| 股东权益账面价值 | $-6.5M | $1.2B |
| 总资产 | $285.6M | $6.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CDLXKREF
| Q4 25 | $48.7M | $84.6M | ||
| Q3 25 | $44.0M | $204.1M | ||
| Q2 25 | $46.7M | $107.7M | ||
| Q1 25 | $52.0M | $106.4M | ||
| Q4 24 | $65.6M | $104.9M | ||
| Q3 24 | $67.0M | $108.8M | ||
| Q2 24 | $71.2M | $107.2M | ||
| Q1 24 | $97.8M | $106.5M |
总债务CDLXKREF
| Q4 25 | $212.6M | — | ||
| Q3 25 | $214.6M | — | ||
| Q2 25 | $214.3M | — | ||
| Q1 25 | $213.9M | — | ||
| Q4 24 | $213.6M | — | ||
| Q3 24 | $213.2M | — | ||
| Q2 24 | $212.9M | — | ||
| Q1 24 | $257.9M | — |
股东权益CDLXKREF
| Q4 25 | $-6.5M | $1.2B | ||
| Q3 25 | $-4.7M | $1.2B | ||
| Q2 25 | $58.7M | $1.2B | ||
| Q1 25 | $64.1M | $1.3B | ||
| Q4 24 | $70.0M | $1.3B | ||
| Q3 24 | $69.7M | $1.4B | ||
| Q2 24 | $210.0M | $1.4B | ||
| Q1 24 | $199.1M | $1.4B |
总资产CDLXKREF
| Q4 25 | $285.6M | $6.5B | ||
| Q3 25 | $292.8M | $6.5B | ||
| Q2 25 | $361.1M | $6.8B | ||
| Q1 25 | $369.1M | $6.6B | ||
| Q4 24 | $392.7M | $6.4B | ||
| Q3 24 | $399.4M | $6.8B | ||
| Q2 24 | $534.4M | $7.1B | ||
| Q1 24 | $569.0M | $7.3B |
负债/权益比CDLXKREF
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 3.65× | — | ||
| Q1 25 | 3.34× | — | ||
| Q4 24 | 3.05× | — | ||
| Q3 24 | 3.06× | — | ||
| Q2 24 | 1.01× | — | ||
| Q1 24 | 1.29× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $13.0M | $72.3M |
| 自由现金流经营现金流 - 资本支出 | $13.0M | — |
| 自由现金流率自由现金流/营收 | 25.5% | — |
| 资本支出强度资本支出/营收 | 0.0% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $8.8M | — |
8季度趋势，按日历期对齐
经营现金流CDLXKREF
| Q4 25 | $13.0M | $72.3M | ||
| Q3 25 | $1.8M | $18.5M | ||
| Q2 25 | $1.2M | $21.1M | ||
| Q1 25 | $-6.7M | $15.9M | ||
| Q4 24 | $3.0M | $132.6M | ||
| Q3 24 | $1.4M | $49.1M | ||
| Q2 24 | $4.4M | $30.6M | ||
| Q1 24 | $-17.6M | $34.5M |
自由现金流CDLXKREF
| Q4 25 | $13.0M | — | ||
| Q3 25 | $1.7M | — | ||
| Q2 25 | $903.0K | — | ||
| Q1 25 | $-6.8M | — | ||
| Q4 24 | $2.9M | — | ||
| Q3 24 | $878.0K | — | ||
| Q2 24 | $4.1M | — | ||
| Q1 24 | $-18.3M | — |
自由现金流率CDLXKREF
| Q4 25 | 25.5% | — | ||
| Q3 25 | 3.7% | — | ||
| Q2 25 | 1.6% | — | ||
| Q1 25 | -12.1% | — | ||
| Q4 24 | 4.2% | — | ||
| Q3 24 | 1.4% | — | ||
| Q2 24 | 6.5% | — | ||
| Q1 24 | -29.4% | — |
资本支出强度CDLXKREF
| Q4 25 | 0.0% | — | ||
| Q3 25 | 0.0% | — | ||
| Q2 25 | 0.6% | — | ||
| Q1 25 | 0.2% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 0.8% | — | ||
| Q2 24 | 0.4% | — | ||
| Q1 24 | 1.0% | — |
现金转化率CDLXKREF
| Q4 25 | — | — | ||
| Q3 25 | — | 1.34× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 6.54× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 1.19× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
